NOT LISTED FOR SALE

28 Spruce St Passaic, NJ 07055

Estimated Value: $354,000 - $439,000

3 Beds
2 Baths
-- Sq Ft
1,742 Sq Ft Lot

Last Sold October 06, 2023

Last sale price $368,000

Est. 10% increase in value since last sale

Current estimated payment $2,661/month

151 Days on Market

About This Home

As of October 2023

This home is located at 28 Spruce St, Passaic, NJ 07055 since 16 March 2023 and is currently estimated at $404,396. This property was built in 1920. 28 Spruce St is a home located in Passaic County with nearby schools including Passaic High School # 12, Passaic Arts and Science Charter School, and St Nicholas Ukrainian Catholic School.

Last Agent to Sell the Property

Angelica Saenz

NICHOLAS REAL ESTATE AGENCY Brokerage Phone: 973-340-1202 Listed on: 03/16/2023

Last Buyer's Agent

Carlos Soares

C-21 SEMIAO & ASSOCIATES

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,370

Year Built

  • Built in 1920

Lot Details

  • 1,742 Sq Ft Lot

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Bathrooms

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,370

Year Built

Built in 1920

Lot Details

0

Listing Details

  • Year Built: 1920
  • County Name: Passaic
  • I D: 5208874
  • Attribution Contact: 973-340-1202
  • MLS Status: Sold
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Bedrooms: 3
  • Bathrooms: 2.00

Lot Info

  • Lot Size: 25X75.7
  • Total Acres: 0.04

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 16, 2023
Closed on
Oct 6, 2023
Sold by
K & K Brspe Llc
Bought by
Pina Yovely Maria
Seller's Agent
Angelica Saenz
NICHOLAS REAL ESTATE AGENCY
Buyer's Agent
Carlos Soares
C-21 SEMIAO & ASSOCIATES
List Price
$355,000
Sold Price
$368,000
Premium/Discount to List
$13,000
3.66%
Views
1476
Current Estimated Value
$404,396

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$36,396
Avg. Annual Appreciation
4.46%
Original Mortgage
$294,400
Outstanding Balance
$288,751
Interest Rate
7.49%
Estimated Equity
$115,645

Purchase Details

Closed on
Nov 16, 2018
Sold by
Khan Sohail M and Khan Maria
Bought by
K & K Brspe Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$819,000
Interest Rate
4.8%
Mortgage Type
Commercial

Purchase Details

Listed on
Aug 18, 2015
Closed on
Jun 29, 2015
Sold by
Fannie Mae
Bought by
Khan Sohail M
Seller's Agent
Hugo Meza
EXP REALTY, LLC
Buyer's Agent
Hugo Meza
EXP REALTY, LLC
Sold Price
$61,898

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
19.99%

Purchase Details

Closed on
Sep 2, 2014
Sold by
Morel Alexis
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Jul 28, 2008
Sold by
2 Advance Group Llc
Bought by
Morel Alexis

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$279,000
Interest Rate
6.49%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 15, 2005
Sold by
Aguasvivas Orlando B
Bought by
Ortiz Hector

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$196,000
Interest Rate
5.87%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 30, 2004
Sold by
Thomas Yvonne
Bought by
Aguasvivas Orlando

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$143,100
Interest Rate
5.88%

Purchase Details

Closed on
Jul 30, 2003
Sold by
Thomas Alphonso
Bought by
Thomas Yvonne

Purchase Details

Closed on
Oct 18, 2000
Sold by
Vertical Alliance Llc
Bought by
Thomas Yvonne

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$94,939
Interest Rate
7.78%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 28, 2000
Sold by
Byron Rose N
Bought by
Vertical Alliance Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$54,250
Interest Rate
8.1%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Pina Yovely Maria $368,000 New Horizon Abstract
K & K Brspe Llc -- Os National Llc
Khan Sohail M $61,800 American Land Title Associat
Federal National Mortgage Association -- None Available
Morel Alexis $310,000 --
2 Advance Group Llc $170,000 --
Ortiz Hector $249,500 --
Aguasvivas Orlando $159,000 --
Thomas Yvonne -- --
Thomas Yvonne $95,000 Chicago Title Insurance Co
Vertical Alliance Llc $25,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Pina Yovely Maria $294,400
Previous Owner K & K Brspe Llc $819,000
Previous Owner 2 Advance Group Llc $279,000
Previous Owner Ortiz Hector $196,000
Previous Owner Aguasvivas Orlando $143,100
Previous Owner Thomas Yvonne $94,939
Previous Owner Vertical Alliance Llc $54,250
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/06/2023 10/06/23 Sold $368,000 +3.7% --
08/14/2023 08/14/23 Pending -- -- --
05/15/2023 05/15/23 Price Changed $355,000 0.0% --
05/15/2023 05/15/23 For Sale $355,000 +2.9% --
05/09/2023 05/09/23 Pending -- -- --
04/13/2023 04/13/23 Price Changed $344,900 -1.4% --
03/16/2023 03/16/23 For Sale $349,900 +465.3% --
08/18/2015 08/18/15 Sold $61,898 -- -- View Prior Sale
Source: Garden State MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,370 $154,500 $59,400 $95,100
2024 $6,186 $154,500 $59,400 $95,100
2023 $6,001 $154,500 $59,400 $95,100
2022 $6,001 $154,500 $59,400 $95,100
2021 $5,809 $154,500 $59,400 $95,100
2020 $5,764 $154,500 $59,400 $95,100
2019 $5,681 $154,500 $59,400 $95,100
2018 $5,559 $154,500 $59,400 $95,100
2017 $5,387 $154,500 $59,400 $95,100
2016 $5,204 $154,500 $59,400 $95,100
2015 $6,240 $82,400 $48,900 $33,500
2014 $6,126 $82,400 $48,900 $33,500
Source: Public Records

Agents Affiliated with this Home

  • Angelica Saenz

    Seller's Agent in 2023

    Angelica Saenz

    NICHOLAS REAL ESTATE AGENCY

    (973) 405-9100

    2 in this area

    9 Total Sales

    Angelica Saenz
    Section Image
  • Carlos Soares

    Buyer's Agent in 2023

    Carlos Soares

    C-21 SEMIAO & ASSOCIATES

    (201) 306-5361

    1 in this area

    36 Total Sales

    Carlos Soares
    Section Image
  • Hugo Meza

    Seller's Agent in 2015

    Hugo Meza

    EXP REALTY, LLC

    (973) 771-5995

    3 in this area

    85 Total Sales

    Hugo Meza
    Section Image
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Map

Source: Garden State MLS

MLS Number: 3833389

Garden State MLS

APN: 07-02185-0000-00042

New Jersey Passaic County Passaic 07055

28 Spruce St, Passaic, NJ

Not Listed for Sale

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