NOT LISTED FOR SALE

2802 Stepper St SE Owens Cross Roads, AL 35763

Estimated Value: $539,000 - $573,000

4 Beds
4.5 Baths
3,408 Sq Ft
$164/Sq Ft Est. Value

Last Sold May 20, 2021

Last sale price $460,000 $135 Per Sq Ft

Est. 22% increase in value since last sale

Current estimated payment $3,403/month

6 Days on Market

Highlights

  • Two cooling system units
  • Multiple Heating Units
  • Gas Log Fireplace
  • Hampton Cove Elementary School Rated A-

About This Home

As of May 2021

Welcome to Hampton Cove, an established, luxury master-planned community featuring a waterfall entry, golf courses, beautiful lakes, paved walkways and neighborhood parks. This 4 bedroom home is in a cul-de-sac with a large master suite and a full bath in the second bedroom. All rooms are located on the main level except the bonus is on second floor. Park like back yard with mountain views! More information and pictures coming soon.

Last Listed By

Glinda Clardy-Wagner

A.H. Sothebys Int. Realty License #100321 Listed on: 04/13/2021

A.H. Sothebys Int. Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,876

Year Built

  • 2007

Lot Details

  • 0.28 Acre Lot
  • Lot Dimensions are 80 x 150

HOA Fees

  • $33 Monthly HOA Fees

Home Design

  • Slab Foundation

Interior Spaces

  • 3,408 Sq Ft Home
  • Property has 1 Level
  • Gas Log Fireplace

Kitchen

  • Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms

Schools

  • Hampton Cove Elementary School
  • Huntsville High School

Utilities

  • Two cooling system units
  • Multiple Heating Units

Community Details

  • Hampton Cove HOA
  • Hampton Cove Subdivision

Listing and Financial Details

  • Tax Lot 94
  • Assessor Parcel Number 1904180000012129

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,876

Year Built

2007

Lot Details

0

HOA Fees

$33 per month

Listing Details

  • Living Area: 3408
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.28
  • Lot Size: 80 x 150
  • Subdivision Name: Hampton Cove
  • Architectural Style: Ranch/1 Story
  • New Construction: No
  • Property Attached Yn: No
  • Kitchen Level: First
  • Special Features: None
  • Year Built: 2007

Interior Features

  • Total Bedrooms: 4
  • Appliances: Cooktop, Dishwasher, Disposal, Microwave, Oven
  • Levels: One
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Fireplace Features: Gas Log, One
  • Fireplaces: 1
  • Fireplace: Yes
  • Room Bedroom4 Area: 132
  • Room Bedroom4 Level: First
  • Living Room Living Room Level: First
  • Room Bedroom3 Area: 156
  • Master Bedroom Master Bedroom Level: First
  • Room Bedroom2 Area: 182
  • Room Bedroom3 Level: First
  • Master Bedroom Master Bedroom Width: 15
  • Room Family Room Area: 340
  • Room Bedroom2 Level: First
  • Room Family Room Level: First
  • Room Living Room Area: 168
  • Room Kitchen Area: 288
  • Dining Room Dining Room Level: First
  • Room Master Bedroom Area: 315
  • Room Dining Room Area: 180

Exterior Features

  • Foundation Details: Slab

Utilities

  • Heating: Central 2, Electric
  • Cooling: Central 2
  • Sewer: Public Sewer
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 400
  • Association Fee Frequency: Annually
  • Association Name: Hampton Cove HOA
  • Association: Yes

Schools

  • Middle Or Junior School: Hampton Cove

Lot Info

  • Parcel Number: 1904180000012129
  • Lot Size Sq Ft: 12196.8
  • ResoLotSizeUnits: Acres

Green Features

Tax Info

  • Tax Lot: 94

MLS Schools

  • Elementary School: Hampton Cove
  • High School: Huntsville

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 13, 2021
Closed on
May 14, 2021
Sold by
Dracos Andrew W
Bought by
Montgomery Andrew and Montgomery Jennifer
Seller's Agent
Glinda Clardy-Wagner
A.H. Sothebys Int. Realty
Buyer's Agent
Misty Guzman
Century 21 Home Team
Sold Price
$460,000
Total Days on Market
6
Current Estimated Value
$559,173

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$99,173
Avg. Annual Appreciation
4.99%
Original Mortgage
$460,000
Outstanding Balance
$421,277
Interest Rate
3.1%
Mortgage Type
VA
Estimated Equity
$137,896

Purchase Details

Closed on
Feb 6, 2008
Sold by
Tony Pollard Builders Inc
Bought by
Dracos Andrew W and Dracos Jill

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$287,200
Interest Rate
6.17%
Mortgage Type
New Conventional

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Montgomery Andrew $460,000 None Available
Dracos Andrew W -- --
Tony Pollard Builders Inc -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Montgomery Andrew $460,000
Previous Owner Dracos Andy W $287,100
Previous Owner Dracos Andrew W $300,000
Previous Owner Dracos Andrew $287,674
Previous Owner Dracos Andrew W $287,200
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/28/2024 05/28/24 Off Market $460,000 -- --
05/20/2021 05/20/21 Sold $460,000 -- $135 / Sq Ft
04/19/2021 04/19/21 Pending -- -- --
Source: ValleyMLS.com

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,876 $50,420 $8,500 $41,920
2023 $2,876 $100,840 $17,000 $83,840
2022 $4,906 $84,580 $15,000 $69,580
2021 $2,318 $40,800 $6,000 $34,800
2020 $2,003 $35,350 $6,000 $29,350
2019 $2,003 $35,350 $6,000 $29,350
2018 $1,936 $34,200 $0 $0
2017 $1,936 $34,200 $0 $0
2016 $1,936 $34,200 $0 $0
2015 $1,936 $34,200 $0 $0
2014 $1,926 $34,040 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Glinda Clardy-Wagner

    Seller's Agent in 2021

    Glinda Clardy-Wagner

    A.H. Sothebys Int. Realty

    (256) 348-5410

    Section Image
  • Misty Guzman

    Buyer's Agent in 2021

    Misty Guzman

    Century 21 Home Team

    (256) 486-8287

    2 in this area

    111 Total Sales

    Misty Guzman
    Section Image
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Map

Source: ValleyMLS.com

MLS Number: 1778793

ValleyMLS.com

APN: 19-04-18-0-000-012.129

Alabama Madison County Owens Cross Roads 35763

2802 Stepper St SE, Owens Cross Roads, AL

Homes for Sale in Owens Cross Roads, AL

This home is located at 2802 Stepper St SE, Owens Cross Roads, AL 35763 since 13 April 2021 and is currently estimated at $559,173, approximately $164 per square foot. This property was built in 2007. 2802 Stepper St SE is a home located in Madison County with nearby schools including Hampton Cove Elementary School, Hampton Cove Middle School, and Huntsville High School.

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