NOT LISTED FOR SALE

2803 Armacost Ave Finksburg, MD 21048

Estimated Value: $685,000 - $737,418

4 Beds
3.5 Baths
2,240 Sq Ft
$317/Sq Ft Est. Value

Last Sold April 26, 2024

Last sale price $716,000 $320 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $4,303/month

3 Days on Market

Highlights

  • Open Floorplan
  • Colonial Architecture
  • 1 Fireplace
  • Sandymount Elementary School Rated A-
  • Deck
  • Combination Kitchen and Living

About This Home

As of April 2024

Welcome to this impeccably rebuilt residence nestled in a well-established neighborhood, where modern elegance harmonizes with timeless charm. Meticulously reconstructed, this home offers the allure of new construction while seamlessly blending into its established surroundings. Upon arrival, you'll be greeted by a large covered front porch, setting the tone for the welcoming atmosphere of this home. Step inside through the foyer to discover hardwood floors that grace the entirety of the main level, creating an inviting and cohesive atmosphere with plenty of natural light streaming through large windows. Relax and unwind in the cozy living room, complete with a gas fireplace, perfect for chilly evenings, while hosting gatherings is effortless with a gracious dining room ideal for entertaining guests. Large doors from the kitchen/living area lead out to the deck, seamlessly extending your entertainment space outdoors. The kitchen, a culinary haven, boasts a large center island adorned with luxurious marble quartzite countertops and is equipped with stainless steel appliances, including a built-in microwave for added convenience, while a deep kitchen sink and pantry ensure practicality and ample storage. Finishing out the first floor is a home office with large windows. Upstairs, retreat to the spacious primary bedroom featuring a walk-in closet and an en suite bath with a large soaking tub for ultimate comfort and relaxation. Two additional bedrooms connected by a Jack and Jill bathroom offer convenience and privacy, with the upper level also featuring a large laundry room for added efficiency. The lower level offers additional living space with a TV area, game room, fourth bedroom, full bathroom, and ample storage, extending to a patio area and fenced yard, ideal for outdoor enjoyment. Completing this exceptional property is a two-car garage, while a detached office/studio with electric service adds versatility, providing a serene workspace or creative haven tailored to your needs. Embrace the possibilities and make this meticulously crafted retreat your own.

Last Agent to Sell the Property

Kris Bailey

Monument Sotheby's International Realty Listed on: 04/03/2024

Last Buyer's Agent

Kristin Edelman

Cummings & Co. Realtors License #606728

Cummings & Co. Realtors

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,934

Year Built

  • Built in 1973

Lot Details

  • 0.58 Acre Lot

Parking

  • 2 Car Direct Access Garage
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Colonial Architecture
  • Poured Concrete
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Ceiling Fan
  • Recessed Lighting
  • 1 Fireplace
  • Double Pane Windows
  • Double Hung Windows
  • Entrance Foyer
  • Combination Kitchen and Living
  • Dining Room
  • Office or Studio

Kitchen

  • Gas Oven or Range
  • Built-In Microwave
  • Extra Refrigerator or Freezer
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops
  • Disposal

Bedrooms and Bathrooms

  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • Walk-In Closet
  • Soaking Tub
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Exterior Basement Entry
  • Basement Windows

Outdoor Features

  • Deck
  • Patio
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Powered By Leased Propane
  • Vented Exhaust Fan
  • Well
  • Propane Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 63
  • Assessor Parcel Number 0704025504

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,934

Year Built

Built in 1973

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2024-04-03
  • Year Built: 1973
  • Automatically Close On Close Date: Yes
  • Remarks Public: Welcome to this impeccably rebuilt residence nestled in a well-established neighborhood, where modern elegance harmonizes with timeless charm. Meticulously reconstructed, this home offers the allure of new construction while seamlessly blending into its established surroundings. Upon arrival, you'll be greeted by a large covered front porch, setting the tone for the welcoming atmosphere of this home. Step inside through the foyer to discover hardwood floors that grace the entirety of the main level, creating an inviting and cohesive atmosphere with plenty of natural light streaming through large windows. Relax and unwind in the cozy living room, complete with a gas fireplace, perfect for chilly evenings, while hosting gatherings is effortless with a gracious dining room ideal for entertaining guests. Large doors from the kitchen/living area lead out to the deck, seamlessly extending your entertainment space outdoors. The kitchen, a culinary haven, boasts a large center island adorned with luxurious marble quartzite countertops and is equipped with stainless steel appliances, including a built-in microwave for added convenience, while a deep kitchen sink and pantry ensure practicality and ample storage. Finishing out the first floor is a home office with large windows. Upstairs, retreat to the spacious primary bedroom featuring a walk-in closet and an en suite bath with a large soaking tub for ultimate comfort and relaxation. Two additional bedrooms connected by a Jack and Jill bathroom offer convenience and privacy, with the upper level also featuring a large laundry room for added efficiency. The lower level offers additional living space with a TV area, game room, fourth bedroom, full bathroom, and ample storage, extending to a patio area and fenced yard, ideal for outdoor enjoyment. Completing this exceptional property is a two-car garage, while a detached office/studio with electric service adds versatility, providing a serene workspace or creative haven tailored to your needs. Embrace the possibilities and make this meticulously crafted retreat your own.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Disposal, Dryer, Exhaust Fan, Extra Refrigerator/Freezer, Oven/Range - Gas, Refrigerator, Stainless Steel Appliances, Washer
  • Interior Amenities: Ceiling Fan(s), Combination Kitchen/Living, Dining Area, Floor Plan - Open, Kitchen - Island, Primary Bath(s), Recessed Lighting, Soaking Tub, Stall Shower, Tub Shower, Upgraded Countertops, Walk-In Closet(s)
  • Window Features: Double Hung, Double Pane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Concrete Perimeter
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Foyer, Study, Laundry, Bathroom 2, Bathroom 3, Primary Bathroom
  • Basement: Yes
  • Basement Type: Daylight, Full, Fully Finished, Improved, Outside Entrance, Poured Concrete, Walkout Level, Windows
  • Total Sq Ft: 3360
  • Living Area Sq Ft: 2240
  • Price Per Sq Ft: 290.13
  • Above Grade Finished Sq Ft: 2240
  • Below Grade Sq Ft: 1120
  • Total Below Grade Sq Ft: 1120
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 2803

Beds/Baths

  • Bedrooms: 4
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Upper Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Office/Studio
  • Construction Materials: Combination
  • Roof: Asphalt
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry, Garage Door Opener, Inside Access
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Propane - Leased
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Propane
  • Sewer/Septic System: Septic Exists
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: CARROLL COUNTY PUBLIC SCHOOLS
  • School District Key: 121139051837
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Size Acres: 0.58
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 25259.00
  • Outdoor Living Structures: Deck(s), Patio(s), Porch(es)
  • Year Assessed: 2023
  • Zoning: RESIDENTIAL
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4934.00
  • Assessor Parcel Number: 0704025504
  • Tax Lot: 63
  • Tax Total Finished Sq Ft: 2240
  • County Tax Payment Frequency: Annually
  • Tax Year: 2023
  • Close Date: 04/26/2024

MLS Schools

  • School District Name: CARROLL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 3, 2024
Closed on
Apr 26, 2024
Sold by
Freshour Carrie and Freshour Truman
Bought by
Mccormack Megan M and Mccormack Brian P
Seller's Agent
Kris Bailey
Monument Sotheby's International Realty
Buyer's Agent
Kristin Edelman
Cummings & Co. Realtors
List Price
$649,900
Sold Price
$716,000
Premium/Discount to List
$66,100
10.17%
Views
139
Current Estimated Value
$710,105

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$5,895
Avg. Annual Appreciation
0.25%
Original Mortgage
$680,200
Outstanding Balance
$671,130
Interest Rate
6.79%
Mortgage Type
New Conventional
Estimated Equity
$47,252

Purchase Details

Listed on
Jan 3, 2017
Closed on
May 3, 2017
Sold by
Coley Gary Wade and Coley Peggy L
Bought by
Freshour Carrie and Freshour Trurnan
Seller's Agent
Cynthia Massari
RE/MAX Solutions
Buyer's Agent
Adela Mucllari
EXP Realty, LLC
List Price
$419,900
Sold Price
$403,000
Premium/Discount to List
-$16,900
-4.02%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.57%
Original Mortgage
$395,700
Interest Rate
4.62%
Mortgage Type
FHA

Purchase Details

Closed on
May 30, 2008
Sold by
Kreft Elizabeth Ann
Bought by
Coley Gary Wade and Coley Peggy L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$272,000
Interest Rate
5.91%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 6, 2008
Sold by
Kreft Elizabeth Ann
Bought by
Coley Gary Wade and Coley Peggy L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$272,000
Interest Rate
5.91%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 22, 2004
Sold by
Kreft Joseph E
Bought by
Kreft Elizabeth Ann
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mccormack Megan M $716,000 Lawyers Express Title
Freshour Carrie $403,000 Universal Title
Coley Gary Wade $355,000 --
Coley Gary Wade $355,000 --
Kreft Elizabeth Ann -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Mccormack Megan M $680,200
Previous Owner Freschour Carrie $376,000
Previous Owner Freshour Carrie $395,700
Previous Owner Coley Gary Wade $260,000
Previous Owner Coley Gary $268,000
Previous Owner Coley Gary Wade $272,000
Previous Owner Coley Gary Wade $272,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/26/2024 04/26/24 Sold $716,000 +10.2% $320 / Sq Ft
04/07/2024 04/07/24 Pending -- -- --
04/03/2024 04/03/24 For Sale $649,900 +61.3% $290 / Sq Ft
05/03/2017 05/03/17 Sold $403,000 -0.5% $120 / Sq Ft
04/06/2017 04/06/17 Pending -- -- --
03/17/2017 03/17/17 Price Changed $405,000 -3.5% $121 / Sq Ft
03/07/2017 03/07/17 For Sale $419,900 +4.2% $125 / Sq Ft
03/07/2017 03/07/17 Off Market $403,000 -- --
02/08/2017 02/08/17 Price Changed $419,900 -2.3% $125 / Sq Ft
01/03/2017 01/03/17 For Sale $429,900 -- $128 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,292 $503,100 $143,200 $359,900
2024 $5,292 $467,200 $0 $0
2023 $4,727 $431,300 $0 $0
2022 $4,488 $395,400 $111,300 $284,100
2021 $7,667 $390,033 $0 $0
2020 $4,368 $384,667 $0 $0
2019 $1,258 $111,300 $111,300 $0
2018 $3,150 $275,933 $0 $0
2017 $3,018 $264,167 $0 $0
2016 -- $252,400 $0 $0
2015 -- $250,967 $0 $0
2014 -- $249,533 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCR2019466

Bright MLS

APN: 04-025504