Seller's Agent in 2025
Jill West
BHHS Central Illinois, REALTORS
(309) 838-8285
8 in this area
243 Total Sales
2803 Spangle Rd Bloomington, IL 61705
Pepper Ridge Neighborhood
3
Beds
3
Baths
3,374
Sq Ft
2000
Built
Highlights
- Lake Front
- Landscaped Professionally
- Community Lake
- Pepper Ridge Elementary School Rated 9+
- Mature Trees
- Deck
About This Home
As of October 2025Gorgeous 3 bedroom, 3 bath home on the lake! This bright and open floor plan has lots of windows providing an abundance of natural light and views of Fox Lake. Spacious, main floor laundry room allows for main level living. This entire level has hard surface floors. Large owner suite includes 2 walk-in closets. The lower level includes daylight windows, a huge family room with a second fireplace, an office, a bedroom, a full bath, a craft/workshop room and great storage space. The yard has been fenced for peace of mind for those with pets or younger children. Relaxing on the multi-level deck is so enjoyable because of the lovely views of the water and the mature trees. Current owners have made many improvements in the past 2 years. A second walk-in closet was added in the owner suite. Lovely oak flooring was added in the main floor bedrooms. The interior was professionally painted. Kitchen has been beautifully updated with new LVP flooring, quartz counters and a new sink. Stairs and lower level have new carpet. Shower doors were added in 2 bathrooms. Water heater and garage door opener were replaced. Extra insulation has been added in the attic, and a gas line was run to the deck for a gas grill. So much has been done that you can move right in and enjoy this peaceful setting.
Last Agent to Sell the Property
BHHS Central Illinois, REALTORS License #475129323 Listed on: 08/11/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,853
Year Built
- Built in 2000
Lot Details
- Lot Dimensions are 69x129x69x126
- Lake Front
- Fenced
- Landscaped Professionally
- Mature Trees
HOA Fees
- $10 Monthly HOA Fees
Parking
- 2 Car Garage
- Driveway
- Parking Included in Price
Home Design
- Ranch Style House
- Brick Exterior Construction
Interior Spaces
- 3,374 Sq Ft Home
- Gas Log Fireplace
- Family Room with Fireplace
- 2 Fireplaces
- Family Room Downstairs
- Living Room with Fireplace
- Formal Dining Room
- Home Office
- Water Views
- Laundry Room
Kitchen
- Range
- Microwave
- Dishwasher
Flooring
- Wood
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Walk-In Closet
- Bathroom on Main Level
- 3 Full Bathrooms
- Dual Sinks
- Whirlpool Bathtub
Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Outdoor Features
- Deck
Schools
- Pepper Ridge Elementary School
- Parkside Jr High Middle School
- Normal Community West High Schoo
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
- Association fees include insurance
- Fox Lake Subdivision
- Community Lake
Listing and Financial Details
- Senior Tax Exemptions
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 11, 2025
Closed on
Oct 10, 2025
Sold by
Ronald Margolis Revocable Living Trust
Bought by
Cox Michael and Cox Mary
Seller's Agent
Jill West
BHHS Central Illinois, REALTORS
Buyer's Agent
Angela Roderick
KELLER WILLIAMS-TREC
List Price
$415,000
Sold Price
$400,000
Premium/Discount to List
-$15,000
-3.61%
Views
106
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.07%
Original Mortgage
$320,000
Outstanding Balance
$320,000
Interest Rate
7.38%
Mortgage Type
New Conventional
Estimated Equity
$78,011
Purchase Details
Listed on
Jul 27, 2023
Closed on
Jul 24, 2023
Sold by
Lu Mei
Bought by
Ronald Margolis Revocable Living Trust
Seller's Agent
Jill West
BHHS Central Illinois, REALTORS
Buyer's Agent
Brandon Holtz
RE/MAX Rising
List Price
$375,000
Sold Price
$380,000
Premium/Discount to List
$5,000
1.33%
Views
70
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.52%
Purchase Details
Listed on
Mar 16, 2022
Closed on
Apr 18, 2022
Sold by
Douglas Harvey Warren and Douglas Marie Denise
Bought by
Lu Mei
Seller's Agent
Ryan Leake
Keller Williams Revolution
Buyer's Agent
Jill West
BHHS Central Illinois, REALTORS
List Price
$310,000
Sold Price
$350,200
Premium/Discount to List
$40,200
12.97%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.92%
Purchase Details
Listed on
Aug 28, 2019
Closed on
Oct 14, 2019
Sold by
Miller Mark D and Miller Debra A
Bought by
Harvey Warren Douglas and Harvey Denise Marie
Seller's Agent
Cindy Eckols
RE/MAX Choice
Buyer's Agent
Shelly Bozarth
Keller Williams Revolution
List Price
$258,600
Sold Price
$255,000
Premium/Discount to List
-$3,600
-1.39%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.59%
Original Mortgage
$145,000
Interest Rate
3.5%
Purchase Details
Closed on
Mar 5, 2008
Sold by
Landamerica Onestop Inc Trust
Bought by
Miller Mark D and Miller Debra A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
6.1%
Purchase Details
Closed on
Jan 31, 2008
Sold by
Mcknight Thomas J and Mcknight Tammy L
Bought by
Landamerica Onestop Inc Trust
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
6.1%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $400,000 | None Listed On Document | |
| Warranty Deed | $380,000 | Mclean County Title | |
| Warranty Deed | $350,500 | None Listed On Document | |
| Warranty Deed | $255,000 | Alliance Land Title | |
| Warranty Deed | $250,000 | First Community Title | |
| Warranty Deed | $250,000 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $320,000 | New Conventional | |
| Previous Owner | $145,000 | No Value Available | |
| Previous Owner | $200,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/10/2025 10/10/25 | Sold | $400,000 | 0.0% | $119 / Sq Ft | |
| 09/15/2025 09/15/25 | Pending | -- | -- | -- | |
| 09/01/2025 09/01/25 | Price Changed | $400,000 | -3.6% | $119 / Sq Ft | |
| 08/11/2025 08/11/25 | For Sale | $415,000 | +9.2% | $123 / Sq Ft | |
| 09/18/2023 09/18/23 | Sold | $380,000 | +1.3% | $113 / Sq Ft | View Prior Sale |
| 07/30/2023 07/30/23 | Pending | -- | -- | -- | |
| 07/27/2023 07/27/23 | For Sale | $375,000 | +7.1% | $111 / Sq Ft | |
| 04/18/2022 04/18/22 | Sold | $350,200 | +13.0% | $208 / Sq Ft | View Prior Sale |
| 03/20/2022 03/20/22 | Pending | -- | -- | -- | |
| 03/16/2022 03/16/22 | For Sale | $310,000 | +21.6% | $184 / Sq Ft | |
| 10/21/2019 10/21/19 | Sold | $255,000 | 0.0% | $151 / Sq Ft | View Prior Sale |
| 09/07/2019 09/07/19 | Pending | -- | -- | -- | |
| 09/03/2019 09/03/19 | Price Changed | $255,000 | -1.4% | $151 / Sq Ft | |
| 08/28/2019 08/28/19 | For Sale | $258,600 | -- | $153 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,869 | $120,640 | $28,440 | $92,200 |
| 2022 | $6,869 | $83,742 | $19,918 | $63,824 |
| 2021 | $6,318 | $76,661 | $18,234 | $58,427 |
| 2020 | $6,779 | $81,728 | $19,439 | $62,289 |
| 2019 | $6,439 | $80,338 | $19,108 | $61,230 |
| 2018 | $6,432 | $80,338 | $19,108 | $61,230 |
| 2017 | $5,977 | $77,998 | $18,551 | $59,447 |
| 2016 | $6,059 | $79,186 | $18,834 | $60,352 |
| 2015 | $5,973 | $78,139 | $18,585 | $59,554 |
| 2014 | $5,963 | $78,826 | $18,585 | $60,241 |
| 2013 | -- | $77,281 | $18,221 | $59,060 |
Source: Public Records
Agents Affiliated with this Home
-
Jill West
-
Angela Roderick
Buyer's Agent in 2025
Angela Roderick
KELLER WILLIAMS-TREC
(217) 781-2160
2 in this area
469 Total Sales
-
Brandon Holtz
Buyer's Agent in 2023
Brandon Holtz
RE/MAX
(309) 824-9955
2 in this area
59 Total Sales
-
Ryan Leake
Seller's Agent in 2022
Ryan Leake
Keller Williams Revolution
(309) 261-4011
2 in this area
131 Total Sales
-
Emily Buhrow
Seller Co-Listing Agent in 2022
Emily Buhrow
Keller Williams Revolution
(815) 878-6866
3 in this area
90 Total Sales
-
Cindy Eckols
Seller's Agent in 2019
Cindy Eckols
RE/MAX
(309) 532-1616
15 in this area
884 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12441315
APN: 21-18-329-025
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