NOT LISTED FOR SALE

2804 Stepper St SE Owens Cross Roads, AL 35763

Estimated Value: $504,000 - $539,000

4 Beds
3.5 Baths
2,980 Sq Ft
$175/Sq Ft Est. Value

Last Sold February 17, 2023

Last sale price $490,000 $164 Per Sq Ft

Est. 7% increase in value since last sale

Current estimated payment $3,104/month

6 Days on Market

Highlights

  • Covered patio or porch
  • 3 Car Attached Garage
  • Privacy Fence
  • Hampton Cove Elementary School Rated A-
  • Central Heating and Cooling System
  • Gas Log Fireplace

About This Home

As of February 2023

Lovely 4 bedroom, 3.5 bath home located on cul-de-sac with mountain views. Great floor plan with open great room with high ceiling, and natural light, & cozy fireplace. Decorative columns and exquisite crown molding. Large beautifully remodeled kitchen perfect for cooking & entertaining. Home features an office/study area, dining room, and isolated master bedroom with gorgeous remodeled glamour bath. Enjoy the outdoor oasis with covered patio area. Home updates and amenities include new roof 2022, 80 gal. hybrid smart water heater 2022, HVAC 2016 with Phenomenal Aire, & whole home surge protection.

Last Agent to Sell the Property

Michael Rosenblum

Rosenblum Realty, Inc. License #87881 Listed on: 01/03/2023

Last Buyer's Agent

Jenifer Owens

Weichert Realtors-The Sp Plce License #139695

Weichert Realtors-The Sp Plce

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2006

Lot Details

  • 0.37 Acre Lot
  • Privacy Fence
  • Sprinkler System

Parking

  • 3 Car Attached Garage
  • Side Facing Garage
  • Garage Door Opener

Home Design

  • Slab Foundation

Interior Spaces

  • 2,980 Sq Ft Home
  • Property has 1 Level
  • Gas Log Fireplace

Kitchen

  • Cooktop
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms

Outdoor Features

  • Covered patio or porch

Schools

  • Hampton Cove Elementary School
  • Huntsville High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities

Listing and Financial Details

  • Tax Lot 93
  • Assessor Parcel Number 1904180000012128

Community Details

Overview

  • Property has a Home Owners Association
  • Hampton Cove Association, Phone Number (256) 533-6005
  • Arbor Woods Subdivision

Amenities

  • Common Area

Home Details

Home Type

Single Family

Year Built

Built in 2006

Lot Details

0

Parking

3

Listing Details

  • Living Area: 2980
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.37
  • Road Surface Type: Concrete
  • Subdivision Name: Arbor Woods
  • Architectural Style: Ranch/1 Story
  • Carport Y N: No
  • Garage Yn: Yes
  • Property Attached Yn: No
  • Year Built: 2006
  • Kitchen Level: First
  • Special Features: VirtualTour

Interior Features

  • Total Bedrooms: 4
  • Appliances: Cooktop, Dishwasher, Microwave, Oven
  • Levels: One
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Fireplace Features: Gas Log, One
  • Fireplaces: 1
  • Fireplace: Yes
  • ResoLivingAreaSource: Appraiser
  • Room Bedroom4 Area: 121
  • Room Bedroom4 Level: First
  • Room Bedroom3 Area: 121
  • Master Bedroom Master Bedroom Level: First
  • Room Bedroom2 Area: 132
  • Room Bedroom3 Level: First
  • Master Bedroom Master Bedroom Width: 18
  • Room Bedroom2 Level: First
  • Room Kitchen Area: 168
  • Dining Room Dining Room Level: First
  • Room Master Bedroom Area: 288
  • Room Dining Room Area: 156

Exterior Features

  • Fencing: Privacy
  • Lot Features: Cul-De-Sac, Sprinkler Sys
  • Exterior Features: Curb/Gutters, Sidewalk
  • Foundation Details: Slab
  • Patio And Porch Features: Covered Patio, Patio

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 3
  • Garage Spaces: 3
  • Parking Features: Attached, Garage Door Opener, Garage Faces Side, Three Car Garage

Utilities

  • Heating: Central 1
  • Cooling: Central 1
  • Sewer: Public Sewer
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Underground Utilities
  • Water Source: Public

Condo/Co-op/Association

  • Amenities: Common Grounds
  • Association Name: Hampton Cove
  • Phone: 256-533-6005
  • Association: Yes

Schools

  • Middle Or Junior School: Hampton Cove

Lot Info

  • Parcel Number: 1904180000012128
  • Lot Size Sq Ft: 16117.199999
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Block: N/A
  • Tax Lot: 93

MLS Schools

  • Elementary School: Hampton Cove
  • High School: Huntsville

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 3, 2023
Closed on
Feb 14, 2023
Sold by
Williams Mark and Williams Julie J
Bought by
White Jeffrey L and White Shelley M
Seller's Agent
Michael Rosenblum
Rosenblum Realty, Inc.
Buyer's Agent
Jenifer Owens
Weichert Realtors-The Sp Plce
List Price
$500,000
Sold Price
$490,000
Premium/Discount to List
-$10,000
-2%
Views
64
Current Estimated Value
$522,862

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$32,862
Avg. Annual Appreciation
1.97%
Original Mortgage
$490,000
Outstanding Balance
$477,623
Interest Rate
6.48%
Mortgage Type
VA
Estimated Equity
$35,492

Purchase Details

Closed on
Nov 4, 2005
Sold by
Tony Pollards Builders I Nc
Bought by
Williams Mark and Williams Julie J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,000
Interest Rate
5.76%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
White Jeffrey L $490,000 --
Williams Mark -- --
Tony Pollard Builders Inc -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open White Jeffrey L $490,000
Previous Owner Williams Mark $154,000
Previous Owner Williams Julie J $200,000
Previous Owner Williams Julie $155,000
Previous Owner Williams Mark $135,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/17/2023 02/17/23 Sold $490,000 -2.0% $164 / Sq Ft
01/06/2023 01/06/23 For Sale $500,000 -- $168 / Sq Ft
Source: ValleyMLS.com

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 -- $42,640 $8,500 $34,140
2023 $2,425 $42,640 $8,500 $34,140
2022 $2,089 $36,840 $7,500 $29,340
2021 $2,002 $35,340 $6,000 $29,340
2020 $1,752 $31,040 $6,000 $25,040
2019 $1,752 $31,040 $6,000 $25,040
2018 $1,685 $29,880 $0 $0
2017 $1,685 $29,880 $0 $0
2016 $1,685 $29,880 $0 $0
2015 $1,685 $29,880 $0 $0
2014 $1,677 $29,740 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: ValleyMLS.com

MLS Number: 1825097

ValleyMLS.com

APN: 19-04-18-0-000-012.128