Seller's Agent in 2026
Kathy Heimbrock
Sibcy Cline
(859) 512-8383
17 in this area
155 Total Sales
2807 Surfside Dr Villa Hills, KY 41017
3
Beds
1.5
Baths
1,215
Sq Ft
0.31
Acres Lot
Highlights
- Open Floorplan
- Traditional Architecture
- No HOA
- River Ridge Elementary School Rated A-
- Wood Flooring
- Neighborhood Views
About This Home
As of April 2026Charming and beautifully updated home nestled on a quiet cul-de-sac in Villa Hills.
This modern, open layout features a brand-new kitchen with quartz countertops, stylish backsplash, upgraded lighting, and an oversized island perfect for entertaining. The large breakfast room opens to a park-like, flat backyard with a new oversized concrete patio and professionally updated landscaping. Recent improvements include a new roof, 6'' gutters, and siding. Enjoy a light-filled family room with hardwood floors, a lower-level rec room with a cozy fireplace, and fully updated bathrooms. A perfect blend of comfort, style, and functionality!
Last Agent to Sell the Property
Sibcy Cline, REALTORS-Florence License #219882 Listed on: 03/04/2026
Home Details
Home Type
- Single Family
Year Built
- Built in 1980
Lot Details
- 13,464 Sq Ft Lot
- Land Lease
Parking
- 2 Car Garage
- Front Facing Garage
Home Design
- Traditional Architecture
- Bi-Level Home
- Brick Exterior Construction
- Poured Concrete
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 1,215 Sq Ft Home
- Open Floorplan
- Tray Ceiling
- Wood Burning Fireplace
- Entryway
- Family Room
- Living Room
- Neighborhood Views
- Finished Basement
- Basement Fills Entire Space Under The House
Kitchen
- Electric Range
- Microwave
- Dishwasher
- Kitchen Island
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
Laundry
- Laundry Room
- Laundry on lower level
Schools
- River Ridge Elementary School
- Turkey Foot Middle School
- Dixie Heights High School
Utilities
- Central Air
- Heat Pump System
Community Details
- No Home Owners Association
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Jul 26, 2021
Sold by
Ratliff Michael I and Ratliff Rose Loraine
Bought by
Ratliff Michael I and Ratliff Rose Loraine
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$145,500
Outstanding Balance
$131,192
Interest Rate
2.78%
Estimated Equity
$190,297
Purchase Details
Closed on
Aug 5, 2016
Sold by
Wainscott Mark C and Wainscott Julie M
Bought by
Ratliff Michael I
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$153,664
Interest Rate
3.48%
Mortgage Type
FHA
Purchase Details
Closed on
Apr 25, 2006
Sold by
Hay Christian J
Bought by
Wainscott Mark C and Wainscott Julie M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$118,300
Interest Rate
6.31%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Apr 30, 2001
Sold by
Grothaus Brian M
Bought by
Hay Christian J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$117,000
Interest Rate
8.5%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 25, 1996
Sold by
Bailey Douglas C
Bought by
Moser Vicki S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$99,750
Interest Rate
7.8%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $156,500 | Lawyers Title Cincinnati Inc | |
| Deed | $147,900 | Northern Kentucky Title Inc | |
| Deed | $124,000 | -- | |
| Deed | $105,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $145,500 | No Value Available | |
| Closed | $153,664 | FHA | |
| Previous Owner | $118,300 | Fannie Mae Freddie Mac | |
| Previous Owner | $117,000 | New Conventional | |
| Previous Owner | $99,750 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/22/2026 04/22/26 | Sold | $350,000 | +7.7% | $288 / Sq Ft |
| 03/08/2026 03/08/26 | Pending | -- | -- | -- |
| 03/04/2026 03/04/26 | For Sale | $325,000 | -- | $267 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,222 | $224,200 | $45,000 | $179,200 |
| 2024 | $2,298 | $224,200 | $45,000 | $179,200 |
| 2023 | $1,668 | $156,500 | $40,000 | $116,500 |
| 2022 | $1,750 | $156,500 | $40,000 | $116,500 |
| 2021 | $1,786 | $156,500 | $40,000 | $116,500 |
| 2020 | $1,804 | $156,500 | $40,000 | $116,500 |
| 2019 | $1,810 | $156,500 | $40,000 | $116,500 |
| 2018 | $1,815 | $156,500 | $40,000 | $116,500 |
| 2017 | $1,765 | $156,500 | $40,000 | $116,500 |
| 2015 | $1,635 | $150,000 | $25,000 | $125,000 |
| 2014 | $1,609 | $150,000 | $25,000 | $125,000 |
Source: Public Records
Agents Affiliated with this Home
-
Kathy Heimbrock
-
Blake Heimbrock
B
Seller Co-Listing Agent in 2026
Blake Heimbrock
Sibcy Cline
(859) 512-4795
11 in this area
120 Total Sales
-
Gabriella DeAngelis
Buyer's Agent in 2026
Gabriella DeAngelis
Coldwell Banker Realty FM
(859) 308-9733
5 in this area
79 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 640305
APN: 001-40-01-022.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2026 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
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