R
Seller's Agent in 2025
Robert Scarfe
ERA American Real Estate
(540) 580-4080
3 Total Sales
2807 W Highway 98 Mary Esther, FL 32569
3
Beds
3
Baths
3,055
Sq Ft
0.76
Acres
Highlights
- Beach Front
- Views of a Sound
- Parking available for a boat
- Florosa Elementary School Rated 9+
- Docks
- Boat Lift
About This Home
As of September 2025Stunning Gated Waterfront Estate - Experience the ultimate in coastal living with this exceptional 3-bedroom, 3-bath private estate, perfectly positioned on a pristine stretch of waterfront. Offering over 3,000 square feet of beautifully renovated living space, this home combines beach elegance with modern comfort, all framed by panoramic water views. Fully renovated from 2017-2022, the home boasts a bright, open floor plan ideal for family living and entertaining. The spacious living areas flow seamlessly into the gourmet kitchen and outdoor living areas, all overlooking the sparkling waters. Huge deck with 180 degree sunrise to sunset views.
230 ft. concrete capped sea wall, roof 2022, HVAC 2017, heated, enclosed pool, dock, boat slip, new hurricane Windows and Doors. Also on the property with a water view, don't miss The "Love Shack" 1970 authentic enclosed life guard shack converted with power, A/C, TV and queen size bed.
Car port has 2 large enclosed storage sheds built in and a smaller closet for outdoor equipment, tools and pool accessories.
Not enough can be said about this Emerald Coast Jewel. Currently rented and heavily booked as an AirBnB generating incredible income. Possibilities are endless for future owners....Dream home, generate income and use it when you want, or dial in on a great investment property.
Last Agent to Sell the Property
ERA American Real Estate License #3599780 Listed on: 05/28/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,127
Year Built
- Built in 1979
Lot Details
- 0.76 Acre Lot
- Lot Dimensions are 230x135x238x104
- Beach Front
- Home fronts a seawall
- Property fronts an intracoastal waterway
- Home fronts a sound
- Coastal Barrier Zone
- Property is Fully Fenced
- Privacy Fence
- Level Lot
Property Views
- Views of a Sound
- Intracoastal Views
Home Design
- Beach House
- Dwelling with Rental
- Newly Painted Property
- Slab Foundation
- Mirrored Walls
- Dimensional Roof
- Pitched Roof
- Roof Vent Fans
- Stone Siding
- Vinyl Trim
- Cement Board or Planked
- Masonite
Interior Spaces
- 3,055 Sq Ft Home
- 3-Story Property
- Built-in Bookshelves
- Shelving
- Woodwork
- Crown Molding
- Paneling
- Vaulted Ceiling
- Ceiling Fan
- Skylights
- Recessed Lighting
- Track Lighting
- Double Pane Windows
- Insulated Doors
- Family Room
- Sitting Room
- Dining Area
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Gas Oven or Range
- Self-Cleaning Oven
- Cooktop with Range Hood
- Microwave
- Ice Maker
- Dishwasher
- Kitchen Island
- Disposal
Flooring
- Wood
- Painted or Stained Flooring
- Laminate
- Marble
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- En-Suite Primary Bedroom
- Dressing Area
- 3 Full Bathrooms
- Dual Vanity Sinks in Primary Bathroom
- Separate Shower in Primary Bathroom
- Primary Bathroom includes a Walk-In Shower
Laundry
- Laundry Room
- Dryer
- Washer
Home Security
- Storm Windows
- Fire and Smoke Detector
Parking
- 2 Attached Carport Spaces
- Parking available for a boat
Eco-Friendly Details
- Energy-Efficient Doors
- Solar Shingle Roof
Pool
- Screened Pool
- Cabana
- Heated In Ground Pool
- Gunite Pool
Outdoor Features
- Bulkhead
- Boat Lift
- Boat Slip
- Docks
- Balcony
- Deck
- Covered Patio or Porch
- Shed
- Rain Gutters
Schools
- Florosa Elementary School
- Bruner Middle School
- Fort Walton Beach High School
Utilities
- Multiple cooling system units
- Two Heating Systems
- Phone Available
- Cable TV Available
Additional Features
- Dwelling with Separate Living Area
- Flood Insurance May Be Required
Community Details
- Meets And Bounds Subdivision
Listing and Financial Details
- Assessor Parcel Number 17-2S-25-0000-0002-0190
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 7, 2018
Closed on
Jun 11, 2018
Sold by
Brewer Donald S and Brewer Hather M
Bought by
Lawless Michael A and Lawless Jenny L
Seller's Agent
Cynthia Roberson
Coldwell Banker Realty
Buyer's Agent
ecn.rets.n3344
ecn.rets.RETS_OFFICE
List Price
$775,000
Sold Price
$775,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.46%
Purchase Details
Listed on
Jan 8, 2016
Closed on
Jan 21, 2016
Sold by
Deutsche Bank National Trust Company
Bought by
Brewer Donald S and Brewer Heather M
Seller's Agent
Stephanie McCall
RealHome Services and Solutions Inc
Buyer's Agent
Shelley Brummett
EXIT REALTY N.F.I - NAVARRE
List Price
$340,969
Sold Price
$340,969
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
41.40%
Purchase Details
Closed on
Jan 20, 2006
Sold by
Mcada M Scott and Mcada Belinda P
Bought by
Carver Donald B
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $775,000 | Attorney | |
| Special Warranty Deed | $340,969 | Premium Title Services Inc | |
| Warranty Deed | $225,000 | Old South Land Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $500,000 | Credit Line Revolving | |
| Closed | $500,000 | Credit Line Revolving | |
| Previous Owner | $351,000 | Unknown |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/03/2025 09/03/25 | Sold | $1,200,000 | -11.0% | $393 / Sq Ft |
| 07/19/2025 07/19/25 | Pending | -- | -- | -- |
| 05/28/2025 05/28/25 | For Sale | $1,349,000 | +74.1% | $442 / Sq Ft |
| 06/11/2018 06/11/18 | Sold | $775,000 | 0.0% | $311 / Sq Ft |
| 05/14/2018 05/14/18 | Pending | -- | -- | -- |
| 05/07/2018 05/07/18 | For Sale | $775,000 | +127.3% | $311 / Sq Ft |
| 01/27/2016 01/27/16 | Sold | $340,969 | 0.0% | $137 / Sq Ft |
| 01/11/2016 01/11/16 | Pending | -- | -- | -- |
| 01/08/2016 01/08/16 | For Sale | $340,969 | -- | $137 / Sq Ft |
Source: Emerald Coast Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,127 | $471,792 | -- | -- |
| 2023 | $5,127 | $458,050 | $0 | $0 |
| 2022 | $4,870 | $444,709 | $0 | $0 |
| 2021 | $4,864 | $431,756 | $0 | $0 |
| 2020 | $5,844 | $526,570 | $0 | $0 |
| 2019 | $5,671 | $514,731 | $248,769 | $265,962 |
| 2018 | $5,279 | $469,441 | $0 | $0 |
| 2017 | $4,745 | $403,702 | $0 | $0 |
| 2016 | $4,587 | $392,976 | $0 | $0 |
| 2015 | $4,425 | $367,320 | $0 | $0 |
| 2014 | $4,453 | $364,690 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Robert Scarfe
-
Sharon Lindemann
Buyer's Agent in 2025
Sharon Lindemann
THE AMERICAN REALTY
(850) 420-3338
25 Total Sales
-
Cynthia Roberson
Seller's Agent in 2018
Cynthia Roberson
Coldwell Banker Realty
(850) 585-3602
32 Total Sales
-
e
Buyer's Agent in 2018
ecn.rets.n3344
ecn.rets.RETS_OFFICE
-
K
Buyer's Agent in 2018
Kayla Hudson
NAVARRE REAL ESTATE SOURCE
-
L
Buyer's Agent in 2018
Linda Mullany
COLDWELL BANKER RESIDENTIAL REAL ESTATE, GULF BREEZE
Map
Source: Emerald Coast Association of REALTORS®
MLS Number: 977401
APN: 17-2S-25-0000-0002-0190
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