NOT LISTED FOR SALE

2809 Cove Lake St Lusby, MD 20657

Estimated Value: $576,000 - $636,000

4 Beds
2.5 Baths
3,106 Sq Ft
$198/Sq Ft Est. Value

Highlights

  • Home fronts navigable water
  • Open Floorplan
  • Colonial Architecture
  • Water Access
  • Lake Privileges
  • Wood Flooring

About This Home

As of March 2013

Like new home in the Cove Lake community within minutes of the beach on the Bay! Home has 2 story foyer with hardwood,fml dining and living rms. Family room has gas fireplace and overlooks level side yard and wooded back yard. Deck off breakfast room. 9ft ceilings on first lvl,and gorgeous kitchen with wall oven. Unfinished bsmt. 4 large bdrms. Mster has 2 walk ins and HUGE soaking tub.

Last Agent to Rent the Property

Jan Kleponis

(410) 610-2766 Kleponis@comcast.net O'Brien Realty ERA Powered License #535259 Listed on: 02/04/2013

O'Brien Realty ERA Powered

Last Renter's Agent

Jan Kleponis

(410) 610-2766 Kleponis@comcast.net O'Brien Realty ERA Powered License #535259 Listed on: 02/04/2013

O'Brien Realty ERA Powered

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,974

Year Built

  • Built in 2005

Lot Details

  • 0.63 Acre Lot
  • Home fronts navigable water

HOA Fees

  • $3 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Off-Street Parking

Home Design

  • Colonial Architecture
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Crown Molding
  • Gas Fireplace
  • Window Treatments
  • Family Room
  • Living Room
  • Dining Room
  • Wood Flooring
  • Breakfast Room

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • 2.5 Bathrooms

Laundry

  • Laundry Room
  • Washer and Dryer Hookup

Unfinished Basement

  • Walk-Out Basement
  • Connecting Stairway
  • Rear Basement Entry

Outdoor Features

  • Water Access
  • Lake Privileges

Utilities

  • Heat Pump System
  • Well
  • Electric Water Heater
  • Septic Tank

Community Details

  • Qbh Bellmont

Listing and Financial Details

  • Residential Lease
  • Security Deposit $2,000
  • Tenant pays for all utilities, HVAC maintenance, lawn/tree/shrub care, light bulbs/filters/fuses/alarm care
  • 24-Month Minimum Lease Term
  • Available 4/1/13
  • $25 Application Fee
  • Assessor Parcel Number 0501032437

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,974

Year Built

Built in 2005

Lot Details

0

HOA Fees

$3 per month

Parking

2

Rental Info

  • Date Available: 2013-04-01
  • Application Fee: 25.00
  • Lease Term: 24 Months
  • Pets: Case By Case Basis
  • Pets Allowed: Yes
  • Security Deposit: 2000.00
  • Tenant Pays: Utilities - All, Hvac Maintenance, Lawn/Tree/Shrub Care, Light Bulbs/Filters/Fuses/Alarm Care
  • Vacation Rental: No

Listing Details

  • Property Type: Residential Lease
  • Structure Type: Detached
  • Architectural Style: Colonial
  • New Construction: No
  • Story List: Lower 1, Lower 2, Main, Upper 1, Upper 2
  • Year Built: 2005
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer/Dryer Hookups Only
  • Interior Amenities: Breakfast Area, Dining Area, Crown Moldings, Master Bath(s), Window Treatments, Wood Floors, Floor Plan - Open
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Entry Location: Foyer
  • Levels Count: 3+
  • Room List: Living Room, Dining Room, Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Basement, Breakfast Room, Laundry
  • Basement: Yes
  • Basement Type: Connecting Stairway, Rear Entrance, Unfinished, Walkout Level
  • Living Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2.00
  • Upper Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Construction Materials: Vinyl Siding
  • Construction Completed: No
  • Water Access: Yes
  • Water Body Name: CHESAPEAKE BAY
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Garage
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Off Street, Attached Garage

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic Exists
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fees: 35.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Water/Lake Privileges
  • HOA: Yes

Lot Info

  • Lot Size Acres: 0.63
  • Lot Size Area: 27585
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 27585.00
  • Zoning: R

Multi Family

  • Dock Slip Conveyance: None Available

Tax Info

  • Assessor Parcel Number: 14952309
  • Assessor Parcel Number: 0501032437
  • Tax Total Finished Sq Ft: 3106
  • Close Date: 03/13/2013

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Feb 28, 2019
Sold by
Smiley Joseph M and Smiley Cari M
Bought by
Chadwick Lauren A and Chadwick Douglas M
Current Estimated Value
$614,710

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$424,960
Outstanding Balance
$373,612
Interest Rate
4.4%
Mortgage Type
VA
Estimated Equity
$241,098

Purchase Details

Listed on
Feb 4, 2013
Closed on
Jan 30, 2013
Sold by
Smiley Cari M and Grover Cari M
Bought by
Smiley Joseph M
Seller's Agent
Jan Kleponis
O'Brien Realty ERA Powered
Buyer's Agent
Jan Kleponis
O'Brien Realty ERA Powered
Sold Price
$2,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$362,850
Interest Rate
3.38%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 30, 2009
Sold by
Rockey Brian Cari Grover
Bought by
Grover Cari M

Purchase Details

Closed on
Apr 26, 2006
Sold by
Merrifield Terry L and Merrifield Cheryl F
Bought by
Rockey Brian Cari Grover

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$373,000
Interest Rate
6.26%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 23, 2006
Sold by
Merrifield Terry L and Merrifield Cheryl F
Bought by
Rockey Brian Cari Grover

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$373,000
Interest Rate
6.26%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 27, 2004
Sold by
Isenstein Robert S and Isenstein Margaret C
Bought by
Merrifield Terry L and Merrifield Cheryl F
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Chadwick Lauren A $415,000 Champion Ttl & Settlements I
Smiley Joseph M -- None Available
Grover Cari M -- --
Rockey Brian Cari Grover $499,900 --
Rockey Brian Cari Grover $499,900 --
Merrifield Terry L $104,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Chadwick Lauren A $424,960
Previous Owner Smiley Joseph M $362,850
Previous Owner Rockey Brian Cari Grover $373,000
Previous Owner Rockey Brian Cari Grover $373,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/13/2013 03/13/13 Rented $2,000 -4.8% --
03/13/2013 03/13/13 Under Contract -- -- --
02/04/2013 02/04/13 For Rent $2,100 -- --
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,974 $498,800 $0 $0
2024 $4,974 $449,800 $0 $0
2023 $4,378 $400,800 $107,700 $293,100
2022 $4,247 $388,467 $0 $0
2021 $8,494 $376,133 $0 $0
2020 $4,003 $363,800 $107,700 $256,100
2019 $3,809 $363,100 $0 $0
2018 $3,802 $362,400 $0 $0
2017 $3,950 $361,700 $0 $0
2016 -- $354,033 $0 $0
2015 $4,272 $346,367 $0 $0
2014 $4,272 $338,700 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 1003334028

Bright MLS

APN: 01-032437