$192,000

Estimated payment $1,443/month

Total Views 1,691
3 Beds
2 Baths
1,144 Sq Ft
$168 Price per Sq Ft

Highlights

  • Very Popular Property
  • Vaulted Ceiling
  • Wood Flooring
  • Mature Trees
  • Traditional Architecture
  • No HOA

About This Home

Fully Remodeled 3/2 in Temple, TX — Owner Financing Only! Skip the banks and enjoy a simpler path to homeownership with flexible seller financing terms. This beautifully updated home offers 1,144 sqft of thoughtfully redesigned living space in an established neighborhood. Complete remodel featuring brand-new vinyl plank flooring, fresh interior paint throughout, and updated fixtures and hardware for a clean, modern feel. Kitchen includes new appliances—refrigerator, range, microwave, and dishwasher—ready for move-in. Home offers 3 bedrooms, 2 bathrooms, and a 2-car garage. Located in Cimarron Phase II, this property provides a quiet, community type setting while still being close to local conveniences. Not your typical cosmetic flip—this home has been fully refreshed with attention to detail, creating a bright, welcoming space ideal for first-time buyers, families, or anyone looking for a move-in ready home with easy financing options. Owner financing required—no traditional bank financing. Terms range from 10-15% down payment, 7-8.5% fixed rate for 30 years with a 10 year balloon/refinance. Ask listing agent for details and application. If you’ve been searching for an owner financed home under $200k, this is your opportunity. Schedule your showing today before it’s gone!

Listing Agent

Barry Ratliff

Barry Ratliff, Broker Brokerage Phone: 254-295-6081 License #0404632 Listed on: 04/01/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,014

Year Built

  • Built in 1985

Lot Details

  • 4,739 Sq Ft Lot
  • Privacy Fence
  • Wood Fence
  • Mature Trees

Parking

  • 2 Car Garage

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Masonry

Interior Spaces

  • 1,144 Sq Ft Home
  • Property has 1 Level
  • Vaulted Ceiling
  • Ceiling Fan
  • Living Room with Fireplace

Kitchen

  • Electric Range
  • Range Hood
  • Dishwasher
  • Laminate Countertops

Flooring

  • Wood
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms
  • Double Vanity
  • Single Vanity

Laundry

  • Laundry in Garage
  • Washer and Electric Dryer Hookup

Outdoor Features

  • Covered Patio or Porch
  • Outdoor Storage
  • Porch Refrigerator

Location

  • City Lot

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Cimarron Ph II Subdivision

Listing and Financial Details

  • Legal Lot and Block 8 / 9
  • Assessor Parcel Number 395
  • Seller Considering Concessions

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,014

Year Built

Built in 1985

Lot Details

4,739 Sq Ft Lot

Parking

2

Listing Details

  • Architectural Style: Traditional
  • Directions: From S 31st St, take Canyon Creek Dr west. Follow street a ways back to San Jacinto then left. House on Right. From Hwy 93, go North on 31st St til get to Sleepy Hollow Ln, then right on Canyon Cr Dr, then right on San Jacinto.
  • Garage Yn: Yes
  • Unit Levels: One
  • Lot Size Acres: 0.1088
  • Property Sub Type: Single Family Residence
  • Property Sub Type Additional: Single Family Residence
  • Prop. Type: Residential
  • Road Frontage Type: City Street
  • Building Stories: 1
  • Subdivision Name: Cimarron Ph II
  • Water Body Name: None
  • Year Built: 1985
  • Attribution Contact: 254-295-6081
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Electric Range, Electric Water Heater, Range Hood, Water Heater, Some Electric Appliances, Microwave, Range
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Factory Built, Living Room, Wood Burning
  • Fireplace: Yes
  • Flooring: Ceramic Tile, Hardwood, Vinyl
  • Interior Amenities: Ceiling Fan(s), Double Vanity, High Ceilings, Laminate Counters, Vanity, Vaulted Ceiling(s), Pantry
  • Living Area: 1144.0
  • Private Spa: No

Exterior Features

  • Construction Type: Masonry, Vertical Siding
  • Exterior Features: Covered Patio, Porch, Storage
  • Fencing: Privacy, Wood
  • Foundation Details: Slab
  • Lot Features: City Lot, Level, Mature Trees, < 1/4 Acre
  • Other Structures: Storage
  • Patio And Porch Features: Covered, Patio, Porch, Refrigerator
  • Pool Features: None
  • Property Condition: Resale
  • Roof: Composition, Shingle
  • View: None
  • View: No
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2.0

Utilities

  • Cooling: Central Air, Electric, 1 Unit
  • Cooling Y N: Yes
  • Electricity On Property: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Laundry Features: Washer Hookup, Electric Dryer Hookup, In Garage
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available, High Speed Internet Available
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Community Features: None

Schools

  • Junior High Dist: Temple ISD

Lot Info

  • Parcel #: 395

Tax Info

  • Tax Annual Amount: 5014.0
  • Tax Block: 9
  • Tax Lot: 8
  • Tax Year: 2025

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,014 $224,039 $28,000 $196,039
2024 $5,239 $224,039 $28,000 $196,039
2023 $4,926 $214,874 $20,000 $194,874
2022 $4,076 $170,213 $15,000 $155,213
2021 $3,619 $145,374 $6,345 $139,029
2020 $3,335 $124,283 $6,345 $117,938
2019 $3,201 $117,133 $6,345 $111,160
2018 $2,926 $106,146 $6,345 $99,801
2017 $2,803 $102,367 $6,345 $96,022
2016 $2,398 $87,584 $6,345 $81,239
2015 $271 $86,980 $6,345 $80,635
2014 $271 $10,309 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/01/2026 04/01/26 For Sale $192,000 +42.3% $168 / Sq Ft
02/25/2021 02/25/21 Sold -- -- -- View Prior Sale
02/08/2021 02/08/21 For Sale $134,900 +31.1% $118 / Sq Ft
12/02/2016 12/02/16 Sold -- -- -- View Prior Sale
11/02/2016 11/02/16 Pending -- -- --
08/29/2016 08/29/16 For Sale $102,900 -- $90 / Sq Ft
Source: Central Texas MLS (CTXMLS)

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Netco Inc
Vendors Lien -- Monteith Abstract Title Co
Warranty Deed -- First Community Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $97,629 FHA
Source: Public Records

Source: Central Texas MLS (CTXMLS)

MLS Number: 609465

Central Texas MLS (CTXMLS)

APN: 395

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