Joe Caputo
Responds Quickly
REMAX Legends
(224) 803-3856
76 Total Sales
1 in Downtown Oswego
$315,000 Price
281 Chicago Rd Oswego, IL 60543
Downtown Oswego NeighborhoodEstimated Value: $291,000 - $307,894
3
Beds
1
Bath
988
Sq Ft
$302/Sq Ft
Est. Value
Highlights
- Ranch Style House
- 1.5 Car Attached Garage
- Laundry Room
- Wood Flooring
- Living Room
- Central Air
About This Home
As of July 20253 bedroom 1 bath beautiful house recently upgraded with new roof, new kitchen, new bath and floors. Walking distance to oswego downtown and riverwalk. Extra large fenced yard.
Last Agent to Sell the Property
USA Realty Group Inc License #475171170 Listed on: 04/18/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,863
Year Built
- Built in 1960 | Remodeled in 2025
Lot Details
- 14,009 Sq Ft Lot
- Lot Dimensions are 132x137x148x137
- Paved or Partially Paved Lot
Parking
- 1.5 Car Attached Garage
- Parking Available
- Garage Door Opener
- Parking Included in Price
Home Design
- Ranch Style House
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- 988 Sq Ft Home
- Family Room
- Living Room
- Dining Room
- Crawl Space
- Laundry Room
Flooring
- Wood
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- 1 Full Bathroom
Utilities
- Central Air
- Heating System Uses Natural Gas
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 18, 2025
Closed on
Jun 26, 2025
Sold by
Patel Dhruvesh
Bought by
Seller's Agent
Pankti Patel
USA Realty Group Inc
Buyer's Agent
Melissa Yackley
United Real Estate-Chicago
List Price
$299,900
Sold Price
$289,900
Premium/Discount to List
-$10,000
-3.33%
Views
192
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,559
Avg. Annual Appreciation
2.57%
Original Mortgage
$281,203
Outstanding Balance
$278,280
Interest Rate
6.88%
Mortgage Type
New Conventional
Estimated Equity
$20,444
Purchase Details
Closed on
Feb 12, 2019
Sold by
Mundsunger Wayne G and Mundsinger Catherine
Bought by
Priyana Investments Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$108,750
Interest Rate
5.5%
Mortgage Type
Commercial
Purchase Details
Closed on
May 13, 2004
Sold by
Banks Bradley A and Banks Kelly L
Bought by
Mudsinger Wayne G and Mudsinger Catherine
Purchase Details
Closed on
Aug 17, 2001
Sold by
Robertson Judith G
Bought by
Banks Bradley A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$129,300
Interest Rate
6.99%
Mortgage Type
VA
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Downtown Oswego, IL
-
Joe Caputo
-
Tammy Sartain
Tammy Sartain
Keller Williams Innovate
(708) 315-2082
45 Total Sales
1 in Downtown Oswego
$355,000 Price
-
Terry Anderson
Terry Anderson
john greene, Realtor
(630) 703-0387
131 Total Sales
4 in Downtown Oswego
$245K - $325K Price Range
-
Ron Donavon
Ron Donavon
Keller Williams Inspire - Geneva
(331) 258-3865
191 Total Sales
5 in Downtown Oswego
$240K - $1.2M Price Range
-
Theresa Gustafson
Theresa Gustafson
Responds QuicklyKeller Williams Inspire
(630) 454-0979
54 Total Sales
3 in Downtown Oswego
$260K - $344K Price Range
-
Hillary Lafferty
Hillary Lafferty
Responds QuicklyCharles Rutenberg Realty of IL
(630) 656-9154
134 Total Sales
1 in Downtown Oswego
$240,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $290,000 | None Listed On Document | ||
| Priyana Investments Llc | $125,000 | Lakeland Title Services | |
| Mudsinger Wayne G | $170,000 | Chicago Title Insurance Comp | |
| Banks Bradley A | $63,500 | -- | |
| Banks Bradley A | $63,500 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $281,203 | ||
| Previous Owner | Patel Dhruvesh | $127,500 | |
| Previous Owner | Priyana Investments Llc | $108,750 | |
| Previous Owner | Banks Bradley A | $135,000 | |
| Previous Owner | Banks Bradley A | $129,300 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/03/2025 07/03/25 | Sold | $289,900 | 0.0% | $293 / Sq Ft |
| 05/28/2025 05/28/25 | Pending | -- | -- | -- |
| 05/20/2025 05/20/25 | Price Changed | $289,900 | -3.3% | $293 / Sq Ft |
| 05/05/2025 05/05/25 | For Sale | $299,900 | 0.0% | $304 / Sq Ft |
| 04/29/2025 04/29/25 | Pending | -- | -- | -- |
| 04/18/2025 04/18/25 | For Sale | $299,900 | -- | $304 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,141 | $87,764 | $22,334 | $65,430 |
| 2024 | $6,141 | $76,317 | $19,421 | $56,896 |
| 2023 | $5,496 | $66,945 | $17,036 | $49,909 |
| 2022 | $5,496 | $60,859 | $15,487 | $45,372 |
| 2021 | $5,583 | $59,665 | $15,183 | $44,482 |
| 2020 | $5,527 | $58,495 | $14,885 | $43,610 |
| 2019 | $5,789 | $60,312 | $14,885 | $45,427 |
| 2018 | $5,315 | $54,665 | $13,491 | $41,174 |
| 2017 | $5,165 | $50,382 | $12,434 | $37,948 |
| 2016 | $4,967 | $47,756 | $11,786 | $35,970 |
| 2015 | $5,009 | $45,920 | $11,333 | $34,587 |
| 2014 | -- | $44,154 | $10,897 | $33,257 |
| 2013 | -- | $45,994 | $11,351 | $34,643 |
Source: Public Records
Agents Affiliated with this Home
-
Pankti Patel
Seller's Agent in 2025
Pankti Patel
USA Realty Group Inc
(847) 502-0832
1 in this area
34 Total Sales
-
Melissa Yackley
Buyer's Agent in 2025
Melissa Yackley
United Real Estate-Chicago
(630) 802-9795
2 in this area
218 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12342143
APN: 03-17-405-016
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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