281 Cottage Dr Ten Mile, TN 37880
Estimated payment $9,823/month
Total Views
9,359
3
Beds
5
Baths
3,861
Sq Ft
$453
Price per Sq Ft
Highlights
- Lake Front
- RV Garage
- Private Lot
- Docks
- Cape Cod Architecture
- Recreation Room
About This Home
Don't miss this opportunity! Perfectly positioned on a large, peaceful cove just off the main channel of beautiful Watts Bar Lake, 281 Cottage Drive offers the ideal blend of tranquil waterfront living, breathtaking views, and effortless access to the open water you have been searching for! This exceptional waterfront property offers the perfect balance of peaceful lake living and quick access to open water. Set on a picturesque 0.63-acre lot with a gently sloping, park-like setting that extends to the TVA 750-foot contour line and continues to the shoreline, the setting offers remarkable privacy and the rare convenience of easy, level access to the lake.
Offering 3,861 square feet of thoughtfully designed living space, this 3 bedroom, 3 1/2 bath beautifully maintained home blends timeless cottage-inspired architecture with spacious, comfortable living. A welcoming covered front porch, mature landscaping, plantation shutters, and quality finishes create an inviting atmosphere throughout.
The impressive great room is the heart of the home, showcasing soaring cathedral ceilings, a cozy fireplace, and expansive windows with electronic shades overlooking the backyard and lake. The adjoining kitchen features custom cabinetry, quality appliances, generous workspace, and an open layout that flows seamlessly into the breakfast area with plantation shutters. A separate formal dining room provides the perfect setting for holidays and entertaining.
Completed in 2019, the stunning sunroom addition is one of the home's signature spaces. Surrounded by walls of windows, it offers panoramic views of the beautifully manicured lawn and the peaceful waters of Watts Bar Lake, making it the perfect place to enjoy your morning coffee or unwind at the end of the day.
The spacious primary suite features a beautifully renovated spa-inspired bath completed in 2019 with an oversized tiled walk-in shower, freestanding soaking tub, separate vanities, tile flooring, and elegant finishes. Upstairs, you will find 2 guest bedrooms, a full bath and a large bonus room that offers flexible space for a home office, media room, playroom, or guests.
The walk-out lower level expands the living space with a full second kitchen, recreation room, guest accommodations, abundant storage, and direct access to the backyard and lake--ideal for entertaining or multigenerational living.
Outdoor living is where this property truly shines. The park-like grounds gently lead to the shoreline with one of the easiest, flattest walks to the water you'll find on Watts Bar Lake. The private dock features two covered boat slips, a floating personal watercraft dock, and a spacious lounging deck, creating the perfect place to boat, swim, fish, or simply relax by the water.
In addition to the attached two-car garage, a detached three-bay garage/workshop, built in 2015, includes an additional half bath and expansive second-story storage, providing exceptional space for hobbies, boats, vehicles, or recreational equipment.
Thoughtfully updated and meticulously maintained, the home also features a newer roof (2022), HVAC systems approximately three years old, a new water heater, and a Generac generator, offering comfort and peace of mind for years to come.
From mornings in the sunroom to afternoons on the lake and evenings spent on the dock, 281 Cottage Drive offers the timeless waterfront lifestyle families dream about. Beautifully maintained, thoughtfully updated, and ideally situated on one of Watts Bar Lake's most desirable level waterfront lots, this is a rare opportunity to own a truly exceptional East Tennessee lake home.
Open House Schedule
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Sunday, August 23, 20261:00 to 5:00 pm8/23/2026 1:00:00 PM +00:008/23/2026 5:00:00 PM +00:00Add to Calendar
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,455
Year Built
- Built in 2001
Lot Details
- 27,443 Sq Ft Lot
- Lake Front
- Private Lot
- Level Lot
Parking
- 5 Car Garage
- Side Facing Garage
- Garage Door Opener
- RV Garage
Home Design
- Cape Cod Architecture
- Cottage
- Brick Exterior Construction
- Brick Frame
- Vinyl Siding
Interior Spaces
- 3,861 Sq Ft Home
- Living Quarters
- Tray Ceiling
- Cathedral Ceiling
- Gas Log Fireplace
- Vinyl Clad Windows
- Plantation Shutters
- Family Room
- Formal Dining Room
- Recreation Room
- Bonus Room
- Workshop
- Sun or Florida Room
- Storage
- Lake Views
- Finished Basement
- Walk-Out Basement
Kitchen
- Breakfast Room
- Eat-In Kitchen
- Self-Cleaning Oven
- Range
- Microwave
- Dishwasher
- Kitchen Island
Flooring
- Wood
- Carpet
- Tile
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- Walk-In Closet
- Freestanding Bathtub
- Soaking Tub
- Walk-in Shower
Laundry
- Laundry Room
- Washer and Dryer Hookup
Home Security
- Alarm System
- Fire and Smoke Detector
Accessible Home Design
- Standby Generator
Outdoor Features
- Access To Lake
- Docks
- Covered Patio or Porch
- Separate Outdoor Workshop
Schools
- Meigs North Elementary School
- Meigs Middle School
- Meigs County High School
Utilities
- Central Heating and Cooling System
- Heating System Uses Propane
- Power Generator
- Propane
- Septic Tank
- Internet Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Property Available on 7/7/26
- Assessor Parcel Number 006 005.00
Map
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Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,455 | $145,400 | $37,500 | $107,900 |
| 2024 | $2,455 | $145,400 | $37,500 | $107,900 |
| 2023 | $2,455 | $145,400 | $37,500 | $107,900 |
| 2022 | $2,455 | $145,400 | $37,500 | $107,900 |
| 2021 | $2,455 | $145,400 | $37,500 | $107,900 |
| 2020 | $2,528 | $145,400 | $37,500 | $107,900 |
| 2019 | $2,528 | $127,600 | $37,500 | $90,100 |
| 2018 | $2,528 | $127,600 | $37,500 | $90,100 |
| 2017 | $2,528 | $127,600 | $37,500 | $90,100 |
| 2016 | $2,528 | $127,600 | $37,500 | $90,100 |
| 2015 | $2,389 | $127,600 | $37,500 | $90,100 |
| 2014 | $1,904 | $101,650 | $23,500 | $78,150 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/07/2026 07/07/26 | For Sale | $1,749,999 | -- | $453 / Sq Ft |
Source: East Tennessee REALTORS® MLS
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $35,000 | -- | |
| Deed | -- | -- |
Source: Public Records
About the Listing Agent
Kristy's Other Listings
Source: East Tennessee REALTORS® MLS
MLS Number: 1346939
APN: 006-005.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listing Information presented by local MLS brokerage: Ten-X, LLC dba Homes.com, local broker - Arlene Richardson - 888-952-6393 - 17600 Laguna Canyon Rd, Irvine, CA 92618.
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