$470,000
SOLD MAY 21, 2025

281 Mercer St Phillipsburg, NJ 08865

-- Bed
-- Bath
2,398 Sq Ft
5,227 Sq Ft Lot

Recently Sold

$196 Per Sq Ft

12% Above List Price

9 Days on Market

About This Home

As of May 2025

This home is located at 281 Mercer St, Phillipsburg, NJ 08865 and is currently priced at $470,000, approximately $195 per square foot. This property was built in 1900. 281 Mercer St is a home located in Warren County with nearby schools including Phillipsburg High School, Easton Arts Academy Elementary Cs, and Sts. Philip & James School.

Last Agent to Sell the Property

Rosa Gonzalez-Kennedy

REAL Brokerage Phone: 855-450-0442 Listed on: 03/24/2025

REAL

Last Buyer's Agent

Rosa Gonzalez-Kennedy

REAL Brokerage Phone: 855-450-0442 Listed on: 03/24/2025

REAL

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $6,542

Year Built

  • Built in 1900

Lot Details

  • 5,227 Sq Ft Lot

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$6,542

Year Built

Built in 1900

Lot Details

0

Listing Details

  • Year Built: 1900
  • County Name: Warren
  • Street Number Display: 281
  • I D: 5345845
  • Modified: 2025-05-21
  • Number Images: 1
  • Attribution Contact: 855-450-0442
  • MLS Status: Sold
  • Special Features: None
  • Property Sub Type: MultiFamily

Lot Info

  • Lot Size: .124 ACRE
  • Total Acres: 0.12

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 24, 2025
Closed on
May 19, 2025
Sold by
Cazeau Nathalie Renee
Bought by
Kromah Joseph
Seller's Agent
Rosa Gonzalez-Kennedy
REAL
Buyer's Agent
Rosa Gonzalez-Kennedy
REAL
List Price
$419,000
Sold Price
$470,000
Premium/Discount to List
$51,000
12.17%
Views
79

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-45.97%
Original Mortgage
$461,487
Outstanding Balance
$461,487
Interest Rate
6.62%
Mortgage Type
FHA
Estimated Equity
-$51,013

Purchase Details

Listed on
Nov 8, 2020
Closed on
Sep 12, 2021
Sold by
Ganas Dino and Ritz Jennifer
Bought by
Cazeau Nathalie Renee
Seller's Agent
JASON FREEBY
KELLER WILLIAMS REAL ESTATE
Buyer's Agent
Rosa Gonzalez-Kennedy
REAL
List Price
$310,000
Sold Price
$265,000
Premium/Discount to List
-$45,000
-14.52%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.85%
Original Mortgage
$260,200
Interest Rate
2.8%
Mortgage Type
FHA

Purchase Details

Listed on
Feb 27, 2018
Closed on
Aug 16, 2018
Sold by
Baker Federal Credit Union
Bought by
Ganas Dina and Ritz Jennifer
Seller's Agent
MARYANN MCFADDEN
C-21 NORTH WARREN REALTY
Buyer's Agent
Kyle Boylan
COLDWELL BANKER REALTY
List Price
$59,900
Sold Price
$47,900
Premium/Discount to List
-$12,000
-20.03%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
74.58%

Purchase Details

Closed on
Sep 15, 2017
Sold by
Mcdonald James J
Bought by
Baker Federal Credit Union

Purchase Details

Closed on
Aug 4, 2009
Sold by
Tarsi John Edward and Tarsi Jack J
Bought by
Tarsi John E and Tarsi Cathy L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$29,747
Interest Rate
5.19%
Mortgage Type
Unknown
Source: Public Records

Range of Values:

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ICE

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $470,000 None Listed On Document
Deed $265,000 Sage Title & Stlmt Svcs Llc
Special Warranty Deed $47,900 Title Masters Llc
Deed $50,000 None Available
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $461,487 FHA
Previous Owner $260,200 FHA
Previous Owner $42,400 Stand Alone Refi Refinance Of Original Loan
Previous Owner $35,430 Stand Alone Refi Refinance Of Original Loan
Previous Owner $29,747 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/21/2025 05/21/25 Sold $470,000 +12.2% $196 / Sq Ft
04/02/2025 04/02/25 Pending -- -- --
03/24/2025 03/24/25 For Sale $419,000 +58.1% $175 / Sq Ft
09/16/2021 09/16/21 Sold $265,000 -7.3% $111 / Sq Ft
06/25/2021 06/25/21 Pending -- -- --
05/20/2021 05/20/21 Price Changed $285,900 -3.4% $119 / Sq Ft
01/26/2021 01/26/21 Price Changed $295,900 -4.5% $123 / Sq Ft
11/08/2020 11/08/20 For Sale $310,000 +547.2% $129 / Sq Ft
08/24/2018 08/24/18 Sold $47,900 -20.0% $20 / Sq Ft
03/08/2018 03/08/18 Pending -- -- --
02/27/2018 02/27/18 For Sale $59,900 -- $25 / Sq Ft
Source: Garden State MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,542 $155,900 $16,500 $139,400
2023 $6,467 $155,900 $16,500 $139,400
2022 $6,467 $155,900 $16,500 $139,400
2021 $5,735 $140,800 $16,500 $124,300
2020 $5,691 $140,800 $16,500 $124,300
2019 $5,605 $140,800 $16,500 $124,300
2018 $5,605 $140,800 $16,500 $124,300
2017 $5,580 $140,800 $16,500 $124,300
2016 $5,494 $140,800 $16,500 $124,300
2015 $5,452 $140,800 $16,500 $124,300
2014 $5,274 $140,800 $16,500 $124,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Garden State MLS

MLS Number: 3952563

Garden State MLS

APN: 19-02011-0000-00017