$285,000
SOLD OCT 11, 2024

281 N Montgomery St Spencer, IN 47460

3 Beds
2 Baths
2,934 Sq Ft
8,276 Sq Ft Lot

Recently Sold

$97 Per Sq Ft

11% Below List Price

86 Days on Market

Highlights

  • Traditional Architecture
  • Covered Patio or Porch
  • 2 Car Detached Garage
  • Wood Flooring
  • Formal Dining Room
  • 3-minute walk to McCormick's Creek State Park

About This Home

As of October 2024

Beautiful 2,934 sq ft 2 story home in town. 2-3 bedrooms, 2 full baths, an apartment for extra income. This home has been lovingly renovated and maintained and has so much new and old charm. Large entry, living room, dining room , wood floors, spacious kitchen and laundry room on main level. Covered front and back porches, open patio, fenced yard and 2 car detached garage. Established landscaping rounds out the lovely outdoor space with plenty of room and entertaining areas.

Last Agent to Sell the Property

Rene West

West & Co., REALTORS Brokerage Phone: 812-585-0420 Listed on: 07/16/2024

Last Buyer's Agent

Deborah Foutch

Owen County Home Company

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,843

Year Built

  • Built in 1900

Lot Details

  • 8,276 Sq Ft Lot
  • Aluminum or Metal Fence
  • Level Lot

Parking

  • 2 Car Detached Garage

Home Design

  • Traditional Architecture
  • Metal Roof
  • Vinyl Construction Material

Interior Spaces

  • 2-Story Property
  • Formal Dining Room
  • Partially Finished Basement
  • Stone or Rock in Basement
  • Laundry on main level

Flooring

  • Wood
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms

Schools

  • Spencer Elementary School
  • Owen Valley Middle School
  • Owen Valley High School

Utilities

  • Central Air
  • Heating System Uses Gas

Additional Features

  • Covered Patio or Porch
  • Suburban Location

Listing and Financial Details

  • Assessor Parcel Number 60-10-20-400-400.450-028

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,843

Year Built

Built in 1900

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 1900
  • Age: 124
  • Style: Two Story
  • Architectural Style: Traditional
  • Total Number of Rooms: 11
  • Bedrooms: 3
  • Number Above Grade Bedrooms: 3
  • Total Bathrooms: 2
  • Total Full Bathrooms: 2
  • Legal Description: Allisons Lot 5 Allisons 10' PT Lot 6
  • Parcel Number ID: 60-10-20-400-400.450-028
  • Platted: Yes
  • Amenities: Patio Open, Porch Covered, Formal Dining Room, Main Floor Laundry
  • Location: City/Town/Suburb
  • Sp Lp Percent: 95.03
  • Year Taxes Payable: 2023/2024
  • Special Features: None
  • Stories: 2

Interior Features

  • Total Sq Ft: 3078
  • Total Finished Sq Ft: 2934
  • Above Grade Finished Sq Ft: 2934
  • Below Grade Sq Ft: 144
  • Price Per Sq Ft: 97.14
  • Basement: Yes
  • Basement Foundation: Partial Basement
  • Basement Material: Stone
  • Flooring: Hardwood Floors, Vinyl
  • Living Great Room: Dimensions: 15x14, On Level: Main
  • Kitchen: Dimensions: 12x10, On Level: Main
  • Dining Room: Dimensions: 14x11, On Level: Main
  • Bedroom 1: Dimensions: 15x13, On Level: Upper
  • Bedroom 2: Dimensions: 15x8, On Level: Upper
  • Bedroom 3: Dimensions: 20x16, On Level: Upper
  • Main Level Sq Ft: 1606
  • Number of Main Level Full Bathrooms: 1
  • Total Below Grade Sq Ft: 144

Exterior Features

  • Exterior: Vinyl
  • Roof Material: Metal
  • Outbuilding1: None
  • Fence: Metal

Garage/Parking

  • Garage Type: Detached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 26x24
  • Garage Sq Ft: 624
  • Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas
  • Sewer: City
  • Water Utilities: City
  • Electric Company: Duke Energy Indiana
  • Gas Company: Community NatGas(Spencer)
  • Water Company: BBP
  • Laundry: Dimensions: Mainx11, On Level: 10

Schools

  • School District: Spencer-Owen Community Schools
  • Elementary School: Spencer
  • Middle School: Owen Valley
  • High School: Owen Valley
  • Elementary School: Spencer

Lot Info

  • Lot Description: Level
  • Lot Dimensions: irregular
  • Estimated Lot Sq Ft: 8276
  • Estimated Lot Size Acres: 0.19

Tax Info

  • Annual Taxes: 1843
  • Exemptions: Homestead, Mortgage

MLS Schools

  • High School: Owen Valley
  • Middle School: Owen Valley
  • School District: Spencer-Owen Community Schools

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 16, 2024
Closed on
Oct 11, 2024
Sold by
Miller Roger and Miller Melissa
Bought by
Tisckos Charles G and Saylor Betty S
Seller's Agent
Rene West
West & Co., REALTORS
Buyer's Agent
Deborah Foutch
Owen County Home Company
List Price
$319,900
Sold Price
$285,000
Premium/Discount to List
-$34,900
-10.91%
Views
70
Current Estimated Value
$293,624

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$8,624
Avg. Annual Appreciation
-2.89%
Original Mortgage
$285,000
Outstanding Balance
$283,387
Interest Rate
6.35%
Mortgage Type
VA
Estimated Equity
-$5,473

Purchase Details

Listed on
Sep 28, 2017
Closed on
Nov 9, 2017
Sold by
West Lois G
Bought by
Roger Miller Jr
Seller's Agent
Rene West
West & Co., REALTORS
Buyer's Agent
Rene West
West & Co., REALTORS
List Price
$159,900
Sold Price
$159,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.70%
Original Mortgage
$151,905
Interest Rate
3.83%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 18, 2017
Sold by
Matthew Biggs
Bought by
West In Lois
Source: Public Records

Similar Homes in Spencer, IN

  • 1518 Riddle Rd, Spencer, IN 47460

    $279,900

    • 3 Beds
    • 2 Baths
    • 1,296 Sq Ft
    • 1518 Riddle Rd
    • Spencer, IN

    Welcome to your peaceful retreat just minutes from Spencer! Nestled on 2.9 scenic acres across two parcels, this well-maintained 3-bedroom, 2-bath home offers the perfect blend of comfort, functionality, and privacy. Step inside to find open-concept livingroom/kitchen areas, a window filled enclosed porch and a bright and airy 4-seasons sunroom overlooking the backyard-ideal for enjoying the

    Stephanie Feltner Prime Real Estate ERA Powered

    Section Image
  • 1009 Burke Shiloh Rd, Spencer, IN 47460

    $268,000

    • 3 Beds
    • 2 Baths
    • 2,420 Sq Ft
    • 1009 Burke Shiloh Rd
    • Spencer, IN

    Nestled south of Spencer and west of Bloomington is a house you wont want to miss. Sitting on a spacious two acre lot, this lovely home features a custom kitchen, fully fenced yard and a covered front porch with ample views of the perfect country setting. This one and a half story, three bedroom, two bath home features a main floor master suite with a walk-in closet. The other two ample sized

    Stephanie Feltner Prime Real Estate ERA Powered

    Section Image
  • 7254 Little Flock Rd, Spencer, IN 47460

    $319,900

    • 3 Beds
    • 3 Baths
    • 2,148 Sq Ft
    • 7254 Little Flock Rd
    • Spencer, IN

    No Showings. Situated on Little Flock Road, just beyond Whitehall in Owen County, this Bilevel residence spans 5.52 acres and features a sizable outbuilding measuring 60’ x 40’ along with a 12’ x 60’ lean-to shed. The house comprises three bedrooms, three full bathrooms, and a den. On the lower level, the expansive family room is equipped with both a fireplace and a wood stove. Additionally,

    Jim Stafford Stafford Real Estate

    Section Image
  • 205 N Main St, Spencer, IN 47460

    $249,900

    • 4 Beds
    • 2 Baths
    • 2,289 Sq Ft
    • 205 N Main St
    • Spencer, IN

    Welcome to this captivating 4 bedroom, 21/2 bath residence perfectly positioned on a corner lot in the quietest little neighborhood. This home combines historic character with modern convenience, featuring stunning original stained woodwork throughout that speaks to its timeless craftsmanship. The handicap-accessible main level, with a bedroom and full bath, offers seamless living with

    Jake Stiles Coldwell Banker Stiles

    Section Image
  • 456 W Hillside Ave, Spencer, IN 47460

    $239,900

    • 4 Beds
    • 1.5 Baths
    • 1,728 Sq Ft
    • 456 W Hillside Ave
    • Spencer, IN

    This 4-bedroom – 1.5 bath house sits on Hillside Ave, a prime location for Spencer and conveniently offers a driveway & garage for off street parking. When arriving to the home you’re welcomed with a large 9x25 covered concrete front porch with large columns leading you into the front door. House has loads of original charm, such the original hardwood floors that run throughout, original wood

    Taylor Kay Keith Realty & Auction Group

    Section Image
  • 213 N Fletcher Ave, Spencer, IN 47460

    $275,000

    • 3 Beds
    • 1 Bath
    • 1,492 Sq Ft
    • 213 N Fletcher Ave
    • Spencer, IN

    Located on a corner lot in the town of Spencer, this charming historic home has much to offer. With 3 bedrooms and 1 bath, this 1920 bungalow boasts a large kitchen, living room and dining room. Laminate flooring covers the main level of the home, while the upstairs area is carpeted. This 1.5 story home sits atop a full unfinished basement. The spacious living room is perfect for entertaining

    Samantha Carver HOME TEAM Properties

    Section Image
  • 1715 Hillcrest Dr, Spencer, IN 47460

    $229,900

    • 3 Beds
    • 2 Baths
    • 1,314 Sq Ft
    • 1715 Hillcrest Dr
    • Spencer, IN

    Welcome to this inviting 3-bedroom, 2-bathroom ranch-style home located just 1 mile outside of Spencer in a peaceful, quiet neighborhood. Sitting on a generous 1-acre lot, this property offers a large, flat backyard—perfect for gardening, outdoor entertaining, or simply enjoying the open space and fresh country air. Inside, you’ll find a functional layout with plenty of natural light and great

    Judson Casebeer Century 21 Scheetz - Bloomington

    Section Image
  • 3601 Jeremy Ct, Spencer, IN 47460

    $319,900

    • 3 Beds
    • 2 Baths
    • 1,624 Sq Ft
    • 3601 Jeremy Ct
    • Spencer, IN

    Built in 2021 and tucked away at the end of a quiet lane just off W SR-46, this spacious ranch-style home offers the perfect balance of seclusion and convenience—with quick access to Bloomington. Set on a full acre, the property feels private and peaceful. Inside, the open-concept layout connects the kitchen, dining, and living areas seamlessly. The kitchen is a standout feature, with a massive

    Sable Beyers Beyers Realty

    Section Image
  • 2265 Shepard Patrick Rd, Spencer, IN 47460

    $250,000

    • 3 Beds
    • 2 Baths
    • 1,300 Sq Ft
    • 2265 Shepard Patrick Rd
    • Spencer, IN

    Be the first to own this brand-new 3 bedroom, 2 bathroom home offering 1,300 square feet of thoughtfully designed living space. This home sits on 2.87 acres and offers an open concept kitchen and living room. Just a few finishing touches remain. Don't miss your chance to own a new construction at an excellent value—schedule your showing today!

    Ashton Franklin F.C. Tucker Company

    Section Image

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $285,000 None Listed On Document
Deed $159,900 --
Warranty Deed $159,900 Languell Abstract & Title Corp
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $285,000 VA
Previous Owner $152,000 New Conventional
Previous Owner $151,905 New Conventional
Previous Owner $115,000 Future Advance Clause Open End Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/11/2024 10/11/24 Sold $285,000 -5.0% $97 / Sq Ft
08/12/2024 08/12/24 Price Changed $299,900 -6.3% $102 / Sq Ft
07/16/2024 07/16/24 For Sale $319,900 +100.1% $109 / Sq Ft
11/09/2017 11/09/17 Sold $159,900 0.0% $57 / Sq Ft
09/28/2017 09/28/17 Pending -- -- --
09/28/2017 09/28/17 For Sale $159,900 -- $57 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,987 $198,700 $19,200 $179,500
2023 $1,843 $184,300 $19,200 $165,100
2022 $1,497 $149,700 $19,200 $130,500
2021 $1,480 $148,000 $19,200 $128,800
2020 $1,451 $145,100 $19,200 $125,900
2019 $1,339 $133,900 $19,200 $114,700
2018 $1,262 $126,200 $19,200 $107,000
2017 $1,184 $120,400 $23,800 $96,600
2016 $1,204 $120,400 $23,800 $96,600
2014 $1,165 $116,500 $23,800 $92,700
2013 -- $115,500 $23,800 $91,700
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: Indiana Regional MLS

MLS Number: 202426556

Indiana Regional MLS

APN: 60-10-20-400-400.450-028