NOT LISTED FOR SALE

281 Riverbank Dr Deltaville, VA 23043

Estimated Value: $831,000 - $1,087,000

3 Beds
2.5 Baths
2,436 Sq Ft
$387/Sq Ft Est. Value

Last Sold August 29, 2019

Last sale price $475,000 $195 Per Sq Ft

Est. 95% increase in value since last sale

Current estimated payment $5,394/month

15 Days on Market

Highlights

  • Beach Front
  • Community Boat Facilities
  • Boat Ramp
  • Beach
  • Water Access
  • Deck

About This Home

As of August 2019

If you have been looking for that rare waterfront FIXER UPPER, here it is! With some work, this could be an absolutely incredible property! So what does it have? For starters, it has one of the best views in Deltaville! Sitting high on a protected (armor stone) bank, you'll enjoy looking over the Rappahannock River and Chesapeake Bay. The 1.9 acre lot is surprisingly secluded and slopes gently down to your own private beach (adjoined by a large, rarely used HOA beach.) The house itself has a first floor master with private bath and walkin closet, two more large upstairs bedrooms, a vaulted family room w/stone fireplace and loft, a formal dining room, a Florida room/breezeway, a screened porch, multiple decks, a huge eat-in kitchen, a generator, a newer tankless water heater and an attached 2 car garage. The roof and siding are both newer. So, what does it need? Besides having some vision, you'll need flooring throughout, bathroom renovations, a new kitchen, lots of paint, deck work, landscaping and plenty of sweat equity! If you are up for a project that will yield amazing results, come take a look!

Last Agent to Sell the Property

Ben Woodard

Coldwell Banker Avenues License #0225067824 Listed on: 06/27/2019

Coldwell Banker Avenues

Last Buyer's Agent

Will Vest

Long & Foster Real Estate License #0225039781

Long & Foster Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,263

Year Built

  • Built in 1986

Lot Details

  • 1.94 Acre Lot
  • Beach Front
  • River Front
  • Cul-De-Sac

HOA Fees

  • $23 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Oversized Parking
  • Garage Door Opener
  • Off-Street Parking

Home Design

  • Contemporary Architecture
  • Frame Construction
  • Shingle Roof
  • Wood Siding
  • Shake Siding
  • Vinyl Siding
  • Cedar

Interior Spaces

  • 2,436 Sq Ft Home
  • 2-Story Property
  • Cathedral Ceiling
  • Skylights
  • Stone Fireplace
  • Thermal Windows
  • Separate Formal Living Room
  • Screened Porch
  • Water Views
  • Crawl Space
  • Eat-In Kitchen

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Primary Bedroom
  • Walk-In Closet

Outdoor Features

  • Water Access
  • Boat Ramp
  • Deck

Schools

  • Middlesex
  • Middlesex High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heat Pump System
  • Well
  • Tankless Water Heater
  • Propane Water Heater
  • Septic Tank

Listing and Financial Details

  • Tax Lot 14
  • Assessor Parcel Number 40-86-14

Community Details

Overview

  • River Bank Acres Subdivision

Recreation

  • Community Boat Facilities
  • Community Bulkhead
  • Beach

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,263

Year Built

Built in 1986

Lot Details

0

HOA Fees

$23 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1986
  • Property Attached Yn: No
  • Lot Size Acres: 1.94
  • Water Body Name: Rappahannock
  • Ownership: Estate,Individuals
  • Subdivision Name: River Bank Acres
  • Architectural Style: Contemporary
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 2

Interior Features

  • Flooring: Carpet, Vinyl
  • Basement: Crawl Space
  • Appliances: Propane Water Heater, Tankless Water Heater
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Stone
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Bedroom on Main Level, Cathedral Ceiling(s), Separate/Formal Dining Room, Eat-in Kitchen, Bath in Primary Bedroom, Main Level Primary, Skylights, Walk-In Closet(s)
  • Living Area: 2436.0
  • Stories: 2
  • Window Features: Skylight(s), Thermal Windows
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Shingle
  • Fencing: None
  • Lot Features: Beach Front, Cul-De-Sac, Waterfront
  • Pool Features: None
  • View: Water
  • View: Yes
  • Waterfront Features: Beach Access, Bayfront, River Front, Water Access, Boat Ramp/Lift Access, Waterfront
  • Waterfront: Yes
  • Construction Type: Cedar, Drywall, Frame, Shake Siding, Vinyl Siding, Wood Siding
  • Patio And Porch Features: Deck, Front Porch, Screened
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage, Garage Door Opener, Off Street, Oversized, Two Spaces

Utilities

  • Heating: Electric, Heat Pump, Zoned
  • Cooling: Central Air, Zoned
  • Sewer: Septic Tank
  • Water Source: Well
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Beach, Boat Facilities, Home Owners Association, Bulkhead
  • Association Fee: 280.0
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Common Areas, Water Access

Schools

  • Middle Or Junior School: Middlesex

Lot Info

  • Parcel Number: 40-86-14
  • Zoning Description: R
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2018
  • Tax Annual Amount: 4263.0
  • Tax Lot: 14

MLS Schools

  • Elementary School: Middlesex
  • High School: Middlesex

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 27, 2019
Closed on
Aug 27, 2019
Sold by
Gilmore Jeanine D and Bartlett Sherri K
Bought by
Nunnally Lee S and Nunnally Amy D
Seller's Agent
Ben Woodard
Coldwell Banker Avenues
Buyer's Agent
Will Vest
Long & Foster Real Estate
List Price
$499,900
Sold Price
$475,000
Premium/Discount to List
-$24,900
-4.98%
Current Estimated Value
$926,781

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$451,781
Avg. Annual Appreciation
11.26%
Original Mortgage
$380,000
Interest Rate
3.8%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Nunnally Lee S $475,000 Lawyers Title Mid Peninsula
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Nunnally Lee S $380,000
Closed Nunnally Lee S $380,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/29/2019 08/29/19 Sold $475,000 -5.0% $195 / Sq Ft
07/12/2019 07/12/19 Pending -- -- --
06/27/2019 06/27/19 For Sale $499,900 -- $205 / Sq Ft
Source: Central Virginia Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,869 $634,300 $349,600 $284,700
2023 $3,869 $634,300 $349,600 $284,700
2022 $3,869 $634,300 $349,600 $284,700
2021 $4,351 $701,700 $445,100 $256,600
2020 $4,351 $701,700 $445,100 $256,600
2019 $4,333 $698,800 $445,100 $253,700
2018 $3,913 $698,800 $445,100 $253,700
2017 $3,913 $698,800 $445,100 $253,700
2016 $3,688 $695,900 $443,600 $252,300
2015 -- $0 $0 $0
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Virginia Regional MLS

MLS Number: 1921338

Central Virginia Regional MLS

APN: 40-86-14