NOT LISTED FOR SALE

2814 Waterford Way Chesapeake Beach, MD 20732

Estimated Value: $476,000 - $537,000

4 Beds
3 Baths
2,440 Sq Ft
$207/Sq Ft Est. Value

Last Sold July 20, 2021

Last sale price $420,000 $172 Per Sq Ft

Est. 20% increase in value since last sale

Current estimated payment $3,102/month

8 Days on Market

Highlights

  • Home fronts navigable water
  • Water Access
  • Traditional Floor Plan
  • Windy Hill Elementary School Rated A-
  • 0.85 Acre Lot
  • 1 Fireplace

About This Home

As of July 2021

Large Well cared for Home in a Great Location seeks new owner. Lots of updates here! Updated Kitchen w/ White Cabinets 2019 * Granite countertops * Updated Bathrooms * Fantastic Finished Lower Level w/ Wood burning Fireplace (TV Conveys) * 4th Bedroom & Efficiency Kitchen* Primary Bedroom w/ WIC and Updated Large Bathroom * Multi-tiered Deck on the back spans the length of the home. GREAT Established COMMUNITY * Close to Restaurants * Marinas * Shopping * Board Walks * Waterpark * Beaches * Resorts * Chesapeake Bay is @ 2 miles. Easy Commute to DC*Baltimore*Annapolis*Military Bases* GREAT Schools* Live the Salt Life and Love it!!

Last Agent to Sell the Property

Lara Owings

RE/MAX Realty Group License #621449 Listed on: 05/26/2021

RE/MAX Realty Group

Last Buyer's Agent

Josh Wilson

RE/MAX One

RE/MAX One

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,424

Year Built

  • Built in 1987

Lot Details

  • 0.85 Acre Lot
  • Home fronts navigable water
  • Property is in very good condition

HOA Fees

  • $7 Monthly HOA Fees

Parking

  • Driveway

Home Design

  • Split Foyer
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • Traditional Floor Plan
  • Built-In Features
  • Ceiling Fan
  • 1 Fireplace
  • Window Treatments
  • Carpet

Kitchen

  • Electric Oven or Range
  • Built-In Microwave
  • Extra Refrigerator or Freezer
  • Ice Maker
  • Dishwasher
  • Upgraded Countertops

Bedrooms and Bathrooms

  • Walk-In Closet

Laundry

  • Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Interior Basement Entry
  • Shelving
  • Basement Windows

Outdoor Features

  • Water Access
  • Property near a bay

Schools

  • Windy Hill Elementary And Middle School
  • Northern High School

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Tax Lot 71
  • Assessor Parcel Number 0503116573

Community Details

Overview

  • See Disclosures HOA
  • The Highlands Subdivision

Recreation

  • Baseball Field
  • Community Basketball Court

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,424

Year Built

Built in 1987

Lot Details

0

HOA Fees

$7 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Split Foyer
  • Ownership: Fee Simple
  • Historic: No
  • Home Warranty: No
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 2021-05-26
  • Federal Flood Zone: No
  • Year Built: 1987
  • Automatically Close On Close Date: No
  • Remarks Public: Large Well cared for Home in a Great Location seeks new owner. Lots of updates here! Updated Kitchen w/ White Cabinets 2019 * Granite countertops * Updated Bathrooms * Fantastic Finished Lower Level w/ Wood burning Fireplace (TV Conveys) * 4th Bedroom & Efficiency Kitchen* Primary Bedroom w/ WIC and Updated Large Bathroom * Multi-tiered Deck on the back spans the length of the home. GREAT Established COMMUNITY * Close to Restaurants * Marinas * Shopping * Board Walks * Waterpark * Beaches * Resorts * Chesapeake Bay is @ 2 miles. Easy Commute to DC*Baltimore*Annapolis*Military Bases* GREAT Schools* Live the Salt Life and Love it!!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer, Extra Refrigerator/Freezer, Exhaust Fan, Icemaker, Oven/Range - Electric, Refrigerator, Washer, Water Heater
  • Interior Amenities: Built-Ins, Carpet, Ceiling Fan(s), Floor Plan - Traditional, Upgraded Countertops, Walk-In Closet(s), Window Treatments
  • Fireplaces Count: 1
  • Levels Count: 2
  • Room Count: 11
  • Basement: Yes
  • Basement Type: Full, Fully Finished, Heated, Improved, Interior Access, Shelving, Walkout Level, Windows
  • Basement Footprint Percent: 100.00
  • Total Sq Ft: 2440
  • Living Area Sq Ft: 2440
  • Price Per Sq Ft: 344.26
  • Above Grade Finished Sq Ft: 1220
  • Below Grade Finished Sq Ft: 1220
  • Total Below Grade Sq Ft: 1220
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 2814

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 3
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Water Access: Yes
  • Water Body Type: Bay
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic Exists
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 85.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Basketball Courts, Baseball Field
  • HOA Name: SEE DISCLOSURES
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: CALVERT COUNTY PUBLIC SCHOOLS
  • Elementary School: WINDY HILL
  • Middle School: WINDY HILL
  • High School: NORTHERN
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121139842846
  • School District Source: Listing Agent
  • Elementary School: WINDY HILL
  • High School: NORTHERN
  • Middle Or Junior School: WINDY HILL

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Improvement Assessed Value: 162400.00
  • Land Assessed Value: 143500.00
  • Land Use Code: 010
  • Lot Size Acres: 0.85
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 37069.00
  • Property Condition: Very Good
  • Year Assessed: 2021
  • Zoning: R
  • In City Limits: No

Green Features

  • Clean Green Assessed: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 14957510
  • Tax Annual Amount: 3424.00
  • Assessor Parcel Number: 0503116573
  • Tax Lot: 71
  • Tax Total Finished Sq Ft: 1830
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2021
  • Close Date: 07/20/2021

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 26, 2021
Closed on
Jul 15, 2021
Sold by
Dickens Karen I and Dickens Robert W
Bought by
Combs John Justin and Taylor Lindsay A
Seller's Agent
Lara Owings
RE/MAX Realty Group
Buyer's Agent
Josh Wilson
RE/MAX One
List Price
$410,000
Sold Price
$420,000
Premium/Discount to List
$10,000
2.44%
Current Estimated Value
$504,358

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$84,358
Avg. Annual Appreciation
5.21%
Original Mortgage
$412,392
Outstanding Balance
$376,349
Interest Rate
3%
Mortgage Type
FHA
Estimated Equity
$140,619

Purchase Details

Closed on
Oct 27, 1987
Sold by
Calvert Highlands Ltd Ptnrshp, The
Bought by
Dickens Robert W and Dickens Karen I

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$85,600
Interest Rate
11.36%
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Combs John Justin $420,000 Titlemax Llc
Dickens Robert W $107,100 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Combs John Justin $412,392
Closed Combs John Justin $412,392
Previous Owner Dickens Robert W $230,000
Previous Owner Dickens Robert W $222,195
Previous Owner Dickens Robert W $85,600
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/20/2021 07/20/21 Sold $420,000 0.0% $172 / Sq Ft
06/03/2021 06/03/21 Pending -- -- --
06/03/2021 06/03/21 Price Changed $420,000 0.0% $172 / Sq Ft
06/03/2021 06/03/21 Off Market $420,000 -- --
06/02/2021 06/02/21 Price Changed $395,000 -3.7% $162 / Sq Ft
05/26/2021 05/26/21 For Sale $410,000 -- $168 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,151 $408,500 $143,500 $265,000
2024 $4,151 $374,300 $0 $0
2023 $3,650 $340,100 $0 $0
2022 $3,329 $305,900 $143,500 $162,400
2021 $6,659 $297,333 $0 $0
2020 $3,160 $288,767 $0 $0
2019 $4,772 $280,200 $143,500 $136,700
2018 $2,894 $275,867 $0 $0
2017 $2,966 $271,533 $0 $0
2016 -- $267,200 $0 $0
2015 $2,868 $267,200 $0 $0
2014 $2,868 $267,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCA183112

Bright MLS

APN: 03-116573