$417,777
$60K PRICE DROP PRE-FORECLOSURE The borrower is in default on their loan obligation and/or the bank or lender has initiated foreclosure proceedings. This property is occupied, do not disturb the occupants. Trespassing is a criminal offense.

Estimated payment $2,493/month

Total Views 16,910
3 Beds
2 Baths
2,038 Sq Ft
$205 Price per Sq Ft

Highlights

  • Lake Front
  • Solar Power System
  • Community Lake
  • Home fronts a pond
  • Open Floorplan
  • Deck

About This Home

LAKEFRONT BEAUTY with PRIVATE IN-LAW SUITE, 3-CAR GARAGE, NEW ROOF & PAID-OFF SOLAR in Sugar Mill Lakes! Wake up to peaceful lake views and unwind each evening as the sunset reflects across the water from your own backyard oasis. This rarely available multigenerational home features a thoughtfully designed private in-law suite with its own entrance, screened porch, living room, bedroom, and kitchenette—perfect for guests, extended family, or a private office or studio. The main home welcomes you with soaring ceilings, a tray-ceilinged great room, and a flexible front space ideal for a dining room, den, or home office. The open-concept layout flows seamlessly into the kitchen and living areas, creating an inviting space for everyday living or entertaining—all while enjoying tranquil lake views. Ceramic tile flooring throughout the main living areas offers durability and easy maintenance, while the bedrooms provide comfortable, private retreats. Outside, lush landscaping and an oversized lakefront lot create a natural sense of privacy and space, complemented by a 3-car garage that adds both convenience and flexibility. This home also delivers real, built-in energy savings with a PAID-OFF solar system, helping offset rising electric costs and providing more predictable monthly expenses—an advantage over many nearby resale and new construction homes. Additional recent upgrades include a brand-new roof (2025) and freshly painted exterior, allowing you to enjoy peace of mind from day one. Located in one of Palmetto’s most desirable communities, Sugar Mill Lakes offers a neighborhood park, playground, tennis and basketball courts, and open greenbelts that foster a true sense of community. BONUS: The seller is offering a buyer credit that can be applied toward closing costs, restoring the third bedroom wall, or personal touches to make the home your own. More than a home—this is a lifestyle. Don’t miss the opportunity to own one of the most versatile and scenic lakefront properties in Sugar Mill Lakes. Schedule your showing today.

Listing Agent

David Swenson

SUNCOAST GLOBAL REALTY Brokerage Phone: 941-544-4366 License #0589069 Listed on: 07/02/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,693

Year Built

  • Built in 2014

Lot Details

  • 9,840 Sq Ft Lot
  • Home fronts a pond
  • Lake Front
  • East Facing Home
  • Mature Landscaping
  • Irrigation Equipment
  • Cleared Lot
  • Property is zoned PDR

HOA Fees

  • $80 Monthly HOA Fees

Parking

  • 3 Car Attached Garage

Property Views

  • Lake
  • Pond

Home Design

  • Contemporary Architecture
  • Slab Foundation
  • Shingle Roof
  • Concrete Siding
  • Stucco

Interior Spaces

  • 2,038 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Tray Ceiling
  • Cathedral Ceiling
  • Ceiling Fan
  • Window Treatments
  • Sliding Doors
  • Great Room
  • Family Room Off Kitchen
  • Living Room
  • Dining Room
  • Fire and Smoke Detector
  • Laundry in Garage

Kitchen

  • Range Hood
  • Dishwasher
  • Stone Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Outdoor Features

  • Deck
  • Enclosed Patio or Porch
  • Rain Gutters

Schools

  • James Tillman Elementary School
  • Palmetto High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Cable TV Available

Additional Features

  • Solar Power System
  • 480 SF Accessory Dwelling Unit

Listing and Financial Details

Community Details

Overview

  • Association fees include common area taxes
  • Cams By Stacia (Searcy) Association, Phone Number (941) 315-8044
  • Visit Association Website
  • Sugar Mill Lakes Community
  • Sugar Mill Lakes Ph II & III Subdivision
  • Association Owns Recreation Facilities
  • The community has rules related to deed restrictions
  • Community Lake

Recreation

  • Tennis Courts
  • Community Basketball Court
  • Recreation Facilities
  • Community Playground
  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,693

Year Built

Built in 2014

Lot Details

0

HOA Fees

$80 per month

Parking

3

Listing Details

  • HOA Fee Includes: Common Area Taxes
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Contemporary, Ranch
  • Construction Materials: Concrete, Stucco
  • Fireplace: No
  • Living Area: 2038
  • Lot Size Acres: 0.23
  • New Construction: No
  • Year Built: 2014
  • Building Area Total: 3013
  • Lot Size Sq Ft: 9840
  • Status: Active
  • Street Post Direction: E
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 279.92
  • Escrow State: FL
  • RATIO Current Price By Calculate: 204.99
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • Planned Unit Development Yn: 1
  • MFR_SolarPanelOwnership: Owned Outright
  • MFR_InLawSuiteYN: 1
  • MFR_DockYN: 0
  • MFR_CommunityAssociationWaterFeatures: Lake
  • MFR_InLawSuiteDescription: 1 Bathroom,1 Bedroom,Attached,Kitchenette,Private Entrance
  • MFR_InLawSuiteUnderAirSqFt: 480.00
  • Attribution Contact: 941-544-4366
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fans(s), Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Tray Ceiling(s), Window Treatments
  • Appliances Included: Dishwasher, Disposal, Range Hood, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Stories: 1
  • Living Area Meters: 189.34

Exterior Features

  • Direction Faces: East
  • Exterior Features: Rain Gutters, Sidewalk, Sliding Doors
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: No
  • View: Water
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Deck, Enclosed, Front Porch, Patio, Porch, Rear Porch, Screened, Side Porch
  • Road Surface Type: Asphalt
  • Water View: Lake,Pond
  • Water View YN: 1
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12081C0166F

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Connected, Electricity Connected, Sewer Connected, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: In Garage
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Association Recreation - Owned, Deed Restrictions, Park, Playground, Tennis Court(s)
  • Association Amenities: Basketball Court, Recreation Facilities
  • Association Fee: 239
  • Association Fee Frequency: Quarterly
  • Association Name: CAMS by Stacia (Searcy)
  • Phone: 941-315-8044
  • Association: Yes
  • Security: Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Fee Requirement: Required
  • Association Email: stacia@cam-ss.com
  • Association URL: www.cam-ss-com

Fee Information

  • Total Annual Fees: 956.00
  • Total Monthly Fees: 79.67
  • Monthly HOA Amount: 79.67

Schools

  • Elementary School: James Tillman Elementary
  • High School: Palmetto High

Lot Info

  • Zoning: PDR
  • Parcel Number: 747510009
  • Additional Parcels: No
  • Lot Features: Cleared, In County, Landscaped, Paved
  • Flood Zone Code: X

Green Features

  • Green Power: Solar

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Association has restricted ALL rentals in the community.

Tax Info

  • Tax Annual Amount: 2693
  • Tax Book Number: 44-108
  • Tax Lot: 179

Multi Family

  • Waterfront Features: Lake Front, Pond

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,648 $227,634 -- --
2024 $2,648 $221,219 -- --
2023 $2,648 $214,776 $0 $0
2022 $2,570 $208,520 $0 $0
2021 $2,461 $202,447 $0 $0
2020 $2,534 $199,652 $0 $0
2019 $2,490 $195,163 $0 $0
2018 $2,463 $191,524 $0 $0
2017 $2,278 $187,585 $0 $0
2016 $2,263 $183,727 $0 $0
2015 $498 $178,847 $0 $0
2014 $498 $23,300 $0 $0
2013 $367 $23,300 $23,300 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/21/2025 12/21/25 Price Changed $417,777 -2.3% $205 / Sq Ft
12/05/2025 12/05/25 Price Changed $427,777 -4.9% $210 / Sq Ft
10/22/2025 10/22/25 Price Changed $449,777 -1.1% $221 / Sq Ft
10/01/2025 10/01/25 Price Changed $454,777 -2.2% $223 / Sq Ft
08/01/2025 08/01/25 Price Changed $464,777 -2.7% $228 / Sq Ft
07/02/2025 07/02/25 For Sale $477,777 -- $234 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed $94,700 None Listed On Document
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Special Warranty Deed $216,436 Allegiant Title Professional
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $216,750 VA
Previous Owner $191,000 VA
Previous Owner $150,000 New Conventional
Source: Public Records

Source: Stellar MLS

MLS Number: A4657840

Stellar MLS

APN: 7475-1000-9