NOT LISTED FOR SALE

2822 Mcduff Dr Chesapeake Beach, MD 20732

Estimated Value: $585,000 - $621,000

5 Beds
3 Baths
3,060 Sq Ft
$197/Sq Ft Est. Value

Last Sold July 23, 2021

Last sale price $521,000 $170 Per Sq Ft

Est. 16% increase in value since last sale

Current estimated payment $3,581/month

Highlights

  • Parking available for a boat
  • Water Oriented
  • Open Floorplan
  • Windy Hill Elementary School Rated A-
  • 0.46 Acre Lot
  • Rambler Architecture

About This Home

As of July 2021

PLEASE HAVE OFFERS IN BY 3PM 6/23. -- You've been waiting for this one!!! BEAUTIFULLY UPDATED! Recent Kitchen updates include: Granite Counters * Shaker Cabinets * New Flooring in Main Level and throughout the Lower level * New Carpet * Fresh Painted Home * Finished Lower Level has 5th BR and Full Bathroom. Primary BA has Jetted Tub * Walk in Closets * 2 Hot water heaters * Roof 2006 * Kitchen Appliances 2015 * Microwave brand new 2021 * Dual Zoned HVAC * Home has space for Everyone! * GOOD sized BRs and has PLENTY of Storage! Recessed Lighting * French Doors * Fenced Yard * Concrete Back Patio and OMGoodness ... do YOU SEE This GARAGE * Room enough for 4 Cars , a Boat OR RV Storage * over 1300 Sq FT in this GARAGE and it has electric!! You wait for Years for a space like this! All this an only 2 miles to the Chesapeake Bay * Twin Beaches - Fantastic Place to LIVE * Beaches / Various Board walks / Shops / Restaurants/ Marinas / Rod n Reel Resort & Spa / Water Park * Easy Commute to DC * Annapolis & Baltimore * PAX and Joint Base Andrews nearby!!

Last Agent to Sell the Property

Lara Owings

(301) 904-2461 llojacono@yahoo.com RE/MAX Realty Group License #621449 Listed on: 06/17/2021

RE/MAX Realty Group

Last Buyer's Agent

Greg Beckman

(410) 897-2688 greg.beckman@penfedrealty.com Berkshire Hathaway HomeServices PenFed Realty

Berkshire Hathaway HomeServices PenFed Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,903

Year Built

  • Built in 1990

Lot Details

  • 0.46 Acre Lot
  • Back Yard Fenced

HOA Fees

  • $7 Monthly HOA Fees

Parking

  • 4 Car Detached Garage
  • 4 Driveway Spaces
  • Parking Storage or Cabinetry
  • Front Facing Garage
  • Parking available for a boat
  • Secure Parking

Home Design

  • Rambler Architecture
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • Open Floorplan
  • Recessed Lighting
  • Family Room Off Kitchen
  • Carpet

Kitchen

  • Country Kitchen
  • Gas Oven or Range
  • Dishwasher
  • Upgraded Countertops

Bedrooms and Bathrooms

  • Soaking Tub
  • Walk-in Shower

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Connecting Stairway
  • Interior Basement Entry
  • Basement Windows

Outdoor Features

  • Water Oriented
  • Property near a bay
  • Exterior Lighting
  • Outdoor Storage
  • Outbuilding

Schools

  • Windy Hill Elementary And Middle School
  • Northern High School

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Tax Lot 97R
  • Assessor Parcel Number 0503123707

Community Details

Overview

  • Association fees include common area maintenance, snow removal
  • The Highlands Subdivision

Recreation

  • Baseball Field
  • Community Basketball Court
  • Bike Trail

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,903

Year Built

Built in 1990

Lot Details

0

HOA Fees

$7 per month

Parking

4

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • Home Warranty: No
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 2021-06-17
  • Federal Flood Zone: No
  • Year Built: 1990
  • Automatically Close On Close Date: No
  • Remarks Public: PLEASE HAVE OFFERS IN BY 3PM 6/23. -- You've been waiting for this one!!! BEAUTIFULLY UPDATED! Recent Kitchen updates include: Granite Counters * Shaker Cabinets * New Flooring in Main Level and throughout the Lower level * New Carpet * Fresh Painted Home * Finished Lower Level has 5th BR and Full Bathroom. Primary BA has Jetted Tub * Walk in Closets * 2 Hot water heaters * Roof 2006 * Kitchen Appliances 2015 * Microwave brand new 2021 * Dual Zoned HVAC * Home has space for Everyone! * GOOD sized BRs and has PLENTY of Storage! Recessed Lighting * French Doors * Fenced Yard * Concrete Back Patio and OMGoodness ... do YOU SEE This GARAGE * Room enough for 4 Cars , a Boat OR RV Storage * over 1300 Sq FT in this GARAGE and it has electric!! You wait for Years for a space like this! All this an only 2 miles to the Chesapeake Bay * Twin Beaches - Fantastic Place to LIVE * Beaches / Various Board walks / Shops / Restaurants/ Marinas / Rod n Reel Resort & Spa / Water Park * Easy Commute to DC * Annapolis & Baltimore * PAX and Joint Base Andrews nearby!!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Oven/Range - Gas, Refrigerator, Water Heater
  • Interior Amenities: Carpet, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Country, Recessed Lighting, Stall Shower, Upgraded Countertops, Soaking Tub
  • Fireplace: No
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Connecting Stairway, Full, Fully Finished, Heated, Improved, Interior Access, Walkout Level, Windows
  • Total Sq Ft: 3060
  • Living Area Sq Ft: 3060
  • Price Per Sq Ft: 274.21
  • Above Grade Finished Sq Ft: 1900
  • Below Grade Finished Sq Ft: 1160
  • Total Below Grade Sq Ft: 1160
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 2822

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 4
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Exterior Features: Boat Storage, Exterior Lighting, Outbuilding(s), Secure Storage, Sidewalks
  • Water Access: No
  • Water Body Name: Chesapeake Bay
  • Water Body Type: Bay
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 4.00
  • Garage: Yes
  • Parking Features: Private, Secure Parking, Paved Driveway
  • Garage Features: Additional Storage Area, Oversized, Garage - Front Entry
  • Number Of Detached Garage Spaces: 4
  • Total Garage And Parking Spaces: 8
  • Type Of Parking: Detached Garage, Driveway
  • Number of Spaces in Driveway: 4

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic Exists
  • Water Source: Community

Condo/Co-op/Association

  • HOA Fees: 85.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Baseball Field, Basketball Courts, Bike Trail
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Snow Removal
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District: CALVERT COUNTY PUBLIC SCHOOLS
  • Elementary School: WINDY HILL
  • Middle School: WINDY HILL
  • High School: NORTHERN
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121139842846
  • School District Source: Listing Agent
  • Elementary School: WINDY HILL
  • High School: NORTHERN
  • Middle Or Junior School: WINDY HILL

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Fencing: Rear
  • Improvement Assessed Value: 217000.00
  • Land Assessed Value: 126500.00
  • Land Use Code: 010
  • Lot Size Acres: 0.46
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 20000.00
  • Year Assessed: 2021
  • Zoning: R
  • In City Limits: No

Green Features

  • Clean Green Assessed: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Assessor Parcel Number: 14957131
  • Tax Annual Amount: 3903.00
  • Assessor Parcel Number: 0503123707
  • Tax Lot: 97R
  • Tax Total Finished Sq Ft: 2886
  • County Tax Payment Frequency: Annually
  • Tax Year: 2020
  • Close Date: 07/23/2021

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 17, 2021
Closed on
Jul 28, 2021
Sold by
Gageby Shawn C and Gageby Anne E
Bought by
Dowler Damion C and Fales Shannan
Seller's Agent
Lara Owings
RE/MAX Realty Group
Buyer's Agent
Greg Beckman
Berkshire Hathaway HomeServices PenFed Realty
List Price
$499,000
Sold Price
$521,000
Premium/Discount to List
$22,000
4.41%
Current Estimated Value
$602,931

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$81,931
Avg. Annual Appreciation
3.50%
Original Mortgage
$416,800
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 4, 2014
Sold by
Peckman Cristina M and Peckman Edward P
Bought by
Federal Home Loan Mortgage Corporation

Purchase Details

Closed on
Feb 12, 2002
Sold by
Pumphrey Francis E and Pumphrey Lisa C
Bought by
Peckman Edward P and Peckman Cristina M

Purchase Details

Closed on
Dec 3, 1990
Sold by
Calvert Highlands Ltd Ptnrshp
Bought by
Pumphrey Francis E and Pumphrey Lisa C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$127,200
Interest Rate
9.9%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Dowler Damion C $521,000 Universal Title
Federal Home Loan Mortgage Corporation $320,000 None Available
Peckman Edward P $189,900 --
Pumphrey Francis E $133,900 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Dowler Damion C $416,800
Previous Owner Pumphrey Francis E $127,200
Closed Peckman Edward P --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/23/2021 07/23/21 Sold $521,000 0.0% $170 / Sq Ft
06/23/2021 06/23/21 Pending -- -- --
06/23/2021 06/23/21 Price Changed $521,000 0.0% $170 / Sq Ft
06/23/2021 06/23/21 Off Market $521,000 -- --
06/17/2021 06/17/21 For Sale $499,000 +75.1% $163 / Sq Ft
10/26/2015 10/26/15 Sold $285,000 0.0% $150 / Sq Ft View Prior Sale
07/07/2015 07/07/15 Pending -- -- --
06/16/2015 06/16/15 Off Market $285,000 -- --
06/15/2015 06/15/15 For Sale $286,900 +0.7% $151 / Sq Ft
05/29/2015 05/29/15 Off Market $285,000 -- --
04/09/2015 04/09/15 Price Changed $286,900 -4.3% $151 / Sq Ft
03/06/2015 03/06/15 Price Changed $299,900 -7.7% $158 / Sq Ft
01/27/2015 01/27/15 Price Changed $324,900 -8.5% $171 / Sq Ft
12/23/2014 12/23/14 For Sale $354,900 -- $187 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,642 $502,200 $126,500 $375,700
2024 $4,642 $449,300 $0 $0
2023 $4,080 $396,400 $0 $0
2022 $3,720 $343,500 $126,500 $217,000
2021 $7,440 $339,067 $0 $0
2020 $3,639 $334,633 $0 $0
2019 $3,464 $330,200 $126,500 $203,700
2018 $3,464 $330,200 $126,500 $203,700
2017 $3,671 $330,200 $0 $0
2016 -- $333,500 $0 $0
2015 $3,350 $329,800 $0 $0
2014 $3,350 $326,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCA183504

Bright MLS

APN: 03-123707