NOT LISTED FOR SALE

2824 Rustic Oaks Dr Palm Harbor, FL 34684

Palm Harbor Area

Estimated Value: $446,000 - $488,000

3 Beds
2 Baths
1,525 Sq Ft
$303/Sq Ft Est. Value

Sale Details

Date Sold: December 9, 2025

Last sale price $450,000 $295 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $3,096 / mo

8 Days on Market

Highlights

  • Screened Pool
  • No HOA
  • Rain Shower Head
  • Palm Harbor University High Rated A
  • Covered Patio or Porch
  • Shades

About This Home

As of December 2025

One or more photo(s) has been virtually staged. Welcome to this beautifully maintained 3-bedroom, 2-bathroom pool home in the highly desirable Rustic Oaks community, perfectly located in the heart of Palm Harbor. This home offers the ideal Florida lifestyle with easy access to top-rated schools, shopping, restaurants, local beaches, and both Tampa and St. Pete–Clearwater airports. Step inside to an open and inviting layout that perfectly balances style and comfort. The thoughtfully designed split floor plan provides privacy and functionality, while abundant natural light enhances the home’s warm and welcoming feel. The kitchen features an eat-in area for casual dining and flows effortlessly into the separate dining room—perfect for hosting gatherings and family dinners. Sliding glass doors from the living room, kitchen, and third bedroom open directly to the sparkling pool area, creating a seamless indoor-outdoor connection that’s ideal for entertaining or relaxing under the Florida sun. The screened-in pool and oversized covered lanai offer a private retreat surrounded by lush landscaping and mature trees, all within a fully fenced backyard that provides tranquility and privacy. Inside, you’ll appreciate the convenience of an in-house laundry room and a spacious two-car garage with a sleek epoxy-coated floor. Recent updates bring peace of mind and modern appeal, including a newer roof and AC system. Every detail of this home has been designed for easy living, comfort, and lasting quality. Whether you’re hosting a poolside barbecue, unwinding in your shaded backyard oasis, or exploring everything that Palm Harbor has to offer, this home truly captures the essence of Florida living. Don’t miss your chance to make this beautiful Rustic Oaks residence your next home. Schedule your private showing today and experience all it has to offer.

Last Agent to Sell the Property

Lorette Vosloo

COLDWELL BANKER REALTY Brokerage Phone: 727-461-1700 License #3487090 Listed on: 11/06/2025

COLDWELL BANKER REALTY

Last Buyer's Agent

Gabriel Bogart

LPT REALTY LLC License #3356886

LPT REALTY LLC
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,653

Year Built

  • Built in 1980

Lot Details

  • 10,054 Sq Ft Lot
  • Lot Dimensions are 80x125
  • North Facing Home
  • Wood Fence
  • Irrigation Equipment
  • Landscaped with Trees
  • Garden
  • Property is zoned R-2

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 1,525 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Shades
  • Aluminum Window Frames
  • Living Room
  • Dining Room
  • Utility Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms
  • Single Vanity
  • Bathtub with Shower
  • Shower
  • Rain Shower Head

Laundry

  • Laundry Room
  • Washer and Electric Dryer Hookup

Pool

  • Screened Pool
  • In Ground Pool
  • Gunite Pool
  • Fence Around Pool
  • Pool Lighting

Outdoor Features

  • Covered Patio or Porch
  • Private Mailbox

Schools

  • Highland Lakes Elementary School
  • Carwise Middle School
  • Palm Harbor Univ High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Electric Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Rustic Oaks Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,653

Year Built

Built in 1980

Lot Details

10,054 Sq Ft Lot

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 1525
  • Lot Size Acres: 0.23
  • New Construction: No
  • Year Built: 1980
  • Building Area Total: 2379
  • Lot Size Sq Ft: 10054
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 221.02
  • Escrow City: Clearwater
  • Escrow State: FL
  • Escrow Street Name: Gulf to Bay Blvd
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 295.08
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 727-461-1700
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Split Bedroom, Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Spa Yn: No
  • Stories: 1
  • Window Features: Aluminum Frames, Shades
  • Living Area Meters: 141.68

Exterior Features

  • Direction Faces: North
  • Pool Features: Gunite, In Ground, Lighting, Screen Enclosure
  • Exterior Features: Garden, Private Mailbox
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: Yes
  • Waterfront: No
  • Patio and Porch Features: Covered, Patio, Screened
  • Road Surface Type: Asphalt
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Garage Door Opener

Utilities

  • Utilities: Cable Available, Electricity Connected, Sewer Connected, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Highland Lakes Elementary-PN
  • High School: Palm Harbor Univ High-PN
  • Middle Or Junior School: Carwise Middle-PN

Lot Info

  • Zoning: R-2
  • Parcel Number: 06-28-16-77640-000-0510
  • Additional Parcels: No
  • Fencing: Wood
  • Lot Features: Landscaped, Sidewalk
  • Lot Dimensions: 80x125
  • Flood Zone Code: X

Rental Info

  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Buyer/buyer agent to verify all restrictions

Tax Info

  • Tax Annual Amount: 6653.47
  • Tax Block: 000
  • Tax Book Number: 80-1
  • Tax Lot: 51

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 6, 2025
Closed on
Dec 9, 2025
Sold by
Bought by
Seller's Agent
Lorette Vosloo
COLDWELL BANKER REALTY
Buyer's Agent
Gabriel Bogart
LPT REALTY LLC
List Price
$450,000
Sold Price
$450,000
Views
48
Current Estimated Value
$462,548

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$12,548
Avg. Annual Appreciation
4.13%
Original Mortgage
$457,875
Outstanding Balance
$455,194
Interest Rate
6.17%
Mortgage Type
New Conventional
Estimated Equity
$7,354

Purchase Details

Closed on
Jul 1, 2014
Sold by
Bought by
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Agents Specializing in Palm Harbor, FL

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$450,000 None Listed On Document
-- Attorney
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $457,875
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
12/09/2025 12/09/25 Sold $450,000 0.0% $295 / Sq Ft
11/14/2025 11/14/25 Pending -- -- --
11/06/2025 11/06/25 For Sale $450,000 0.0% $295 / Sq Ft
05/01/2024 05/01/24 Rented $2,995 0.0% --
04/25/2024 04/25/24 Under Contract -- -- --
03/08/2024 03/08/24 For Rent $2,995 +53.6% --
01/12/2021 01/12/21 Rented $1,950 0.0% --
12/24/2020 12/24/20 For Rent $1,950 -- --
Source: Stellar MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,653 $434,352 $145,593 $288,759
2024 $6,336 $419,332 $166,987 $252,345
2023 $6,336 $408,333 $178,708 $229,625
2022 $5,618 $339,993 $171,146 $168,847
2021 $5,183 $282,833 $0 $0
2020 $4,872 $269,641 $0 $0
2019 $4,501 $247,372 $107,690 $139,682
2018 $4,098 $218,442 $0 $0
2017 $3,853 $206,436 $0 $0
2016 $3,574 $187,685 $0 $0
2015 $3,313 $166,903 $0 $0
2014 $3,097 $158,933 $0 $0
Source: Public Records

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Map

Source: Stellar MLS

MLS Number: TB8445263

Stellar MLS

APN: 06-28-16-77640-000-0510

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