NOT LISTED FOR SALE

28245 Ruby Ct Chesterfield, MI 48047

Estimated Value: $406,000 - $494,487

3 Beds
2.5 Baths
2,773 Sq Ft
$168/Sq Ft Est. Value

Last Sold March 16, 2012

Last sale price $190,000 $69 Per Sq Ft

Est. 154% increase in value since last sale

Current estimated payment $2,911/month

302 Days on Market

Highlights

  • Colonial Architecture
  • Deck
  • Great Room with Fireplace
  • L'Anse Creuse High School - North Rated 9+
  • Loft
  • Den

About This Home

As of March 2012

Fantastic opportunity on this sharp 2800 sq ft all brick colonial in Chesterfield!! Formal Liv rm & din rm, open kit w/island, wd flrs, brkfast area & drwallto deck, great rm w/frplc, 3 bdrms, 2.1 baths incld a mstr suite, den, FFL, prt fnshd bsmt prep for bath & a 2 car att gar!! Property sold in AS-IS condition. EMD to beheld by listing broker & be certified/cashier's funds. Mort appr/proof of funds required w/all offers. Buyer must order city certs

Last Agent to Sell the Property

Richard Conflitti

American Real Estate Services License #MISPE-6501242600 Listed on: 04/04/2011

Last Buyer's Agent

Christina Gennari

Live Well Real Estate LLC License #MISPE-6502364487

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,291

Year Built

  • Built in 1996

Lot Details

  • 0.27 Acre Lot
  • Lot Dimensions are 81x145

Home Design

  • Colonial Architecture
  • Brick Exterior Construction

Interior Spaces

  • 2,773 Sq Ft Home
  • 2-Story Property
  • Great Room with Fireplace
  • Living Room
  • Den
  • Loft
  • Partially Finished Basement

Bedrooms and Bathrooms

  • 3 Bedrooms

Parking

  • 2 Car Attached Garage
  • Side Facing Garage

Outdoor Features

  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Ruby Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0932127024

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,291

Year Built

Built in 1996

Lot Details

0

Listing Details

  • Originating MLS: MiRealSource
  • Class: RESIDENTIAL
  • Type Of Property: Single Family
  • Architecture Style: Colonial
  • Structure Style: 2 Story
  • Year Built: 1996
  • Mail City: Chesterfield
  • Special Features: RealEstateOwned
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Fireplace: Yes
  • Fireplaces: Grt Rm Fireplace
  • Basement: Yes
  • Basement: Partially Finished
  • Bedrooms: 3
  • Bedroom 1: On Upper Floor, Dimensions: 18 x 14
  • Bedroom 2: On Upper Floor, Dimensions: 13 x 11
  • Bedroom 3: On Upper Floor, Dimensions: 13 x 11
  • Full Bathrooms: 2
  • Total Bathrooms: 3
  • Room Types: Den/Study/Lib, Great Room, Living Room, Loft
  • Dining Room: On Entry Level, Dimensions: 14 x 13
  • Great Room: On Entry Level, Dimensions: 20 x 17
  • Kitchen: On Entry Level, Dimensions: 20 x 14
  • Laundry: On Entry Level, Dimensions: 8 x 6
  • Library Den: On Upper Floor, Dimensions: 12 x 10
  • Living Room: On Entry Level, Dimensions: 15 x 13
  • Above Grade Finished Sq Ft: 2773
  • Total Finished Sq Ft: 2773
  • Half Bathrooms: 1

Exterior Features

  • Exterior: Brick
  • Exterior Features: Deck, Sidewalks
  • Foundation: Basement
  • Frontage: 81
  • Road: Paved Street

Garage/Parking

  • Garage: Attached Garage, Side Loading Garage
  • Garage Spaces: 2
  • Garage: Yes

Utilities

  • Heating: Forced Air
  • Heating Fuel: Natural Gas
  • Sewer: Public Sanitary
  • Water: Public Water
  • Cooling: Central A/C

Lot Info

  • Assessments: Yes
  • Assessor Parcel Number: 0932127024
  • Lot Description: Large Lot - 65+ Ft.
  • Lot Dimensions: 81x145
  • Acreage: 0.27
  • Geo Subdivision: MI

Tax Info

  • Summer Tax: Year: 2010, Amount: $2,412.33
  • Winter Tax: Year: 2009, Amount: $1,878.95

MLS Schools

  • School District: L'anse Creuse Public Schools

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 4, 2011
Closed on
Mar 15, 2012
Sold by
Bank Of America Na
Bought by
Hale Rochelle R
Seller's Agent
Richard Conflitti
American Real Estate Services
Buyer's Agent
Christina Gennari
Live Well Real Estate LLC
List Price
$214,900
Sold Price
$190,000
Premium/Discount to List
-$24,900
-11.59%
Current Estimated Value
$482,415

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$292,415
Avg. Annual Appreciation
6.71%
Original Mortgage
$185,183
Outstanding Balance
$127,390
Interest Rate
3.9%
Mortgage Type
FHA
Estimated Equity
$337,482

Purchase Details

Closed on
Feb 5, 2010
Sold by
Vergote Steven L and Vergote Robin A
Bought by
Merrill Lynch Credit Corporation

Purchase Details

Closed on
Oct 31, 1995
Sold by
Skyline Homes Inc
Bought by
Vergote S and Vergote R
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hale Rochelle R $190,000 Continental Title Agency
Merrill Lynch Credit Corporation $263,201 None Available
Vergote S $45,900 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hale Rochelle R $185,183
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/16/2012 03/16/12 Sold $190,000 0.0% $69 / Sq Ft View Prior Sale
03/16/2012 03/16/12 Sold $190,000 -11.6% $69 / Sq Ft
01/31/2012 01/31/12 Pending -- -- --
01/31/2012 01/31/12 Pending -- -- --
04/04/2011 04/04/11 For Sale $214,900 +17.4% $77 / Sq Ft
12/14/2010 12/14/10 For Sale $183,000 -- $66 / Sq Ft
Source: Michigan Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,513 $255,700 $0 $0
2024 $3,015 $253,900 $0 $0
2023 $2,859 $201,500 $0 $0
2022 $4,029 $186,900 $0 $0
2021 $3,909 $180,200 $0 $0
2020 $2,625 $174,600 $0 $0
2019 $3,748 $157,600 $0 $0
2018 $3,573 $147,800 $20,000 $127,800
2017 $3,524 $140,550 $20,000 $120,550
2016 $3,558 $140,550 $0 $0
2015 $1,556 $130,150 $0 $0
2014 $1,556 $107,500 $15,950 $91,550
2012 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Michigan Multiple Listing Service

MLS Number: 31050925

Michigan Multiple Listing Service

APN: 15-09-32-127-024