Seller's Agent in 2025
Vanessa Ritsema
McKinnies Realty, LLC
(574) 271-3440
1 in this area
35 Total Sales
2826 Neff St Elkhart, IN 46514
Rivercreek Neighborhood
3
Beds
2
Baths
2,100
Sq Ft
0.28
Acres
Highlights
- In Ground Pool
- Skylights
- Kitchen Island
- Ranch Style House
- 1 Car Attached Garage
- Landscaped
About This Home
As of July 2025Well, what are you waiting for? Come take a look at this truly one-of-a-kind, beautifully maintained ranch home that blends charm, functionality, and comfort in every corner! From the moment you step through the front door, you’re greeted with an abundance of natural light pouring into the open-concept living and kitchen area—creating a bright, inviting space perfect for both relaxing and entertaining. Enjoy dinner with friends while gazing out your picture window, offering views of the pristine in-ground pool and meticulously fully fenced in landscaped backyard. The spacious primary suite is conveniently located just off the kitchen, complete with a walk-in closet and private bath. Storage is no issue here, with two generous pantries—ideal for organizing your dry goods, kitchenware, and those must-have small appliances. On the opposite side of the home, you’ll find two additional bedrooms. One features direct access to the backyard patio, making it an excellent option for guests, a home office, or an in-law suite. Head downstairs to discover a large, finished family room with new carpet and a cozy fireplace—perfect for warming up during those chilly Indiana winters. Step outside to your very own private oasis: an oversized gazebo overlooking the sparkling in-ground pool, where you can relax, entertain, or simply unwind. So much to see and so many updates. Pool liner and concrete surround redone ~2 years ago. Pool pump 2022. Irrigation pump 2023. Water softener 2023.
Last Agent to Sell the Property
McKinnies Realty, LLC Brokerage Phone: 574-335-9022 Listed on: 06/17/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,497
Year Built
- Built in 1955
Lot Details
- 0.28 Acre Lot
- Lot Dimensions are 82 x 150
- Property is Fully Fenced
- Wood Fence
- Landscaped
- Level Lot
- Irrigation
Parking
- 1 Car Attached Garage
- Driveway
- Off-Street Parking
Home Design
- Ranch Style House
- Poured Concrete
- Shingle Roof
- Stone Exterior Construction
- Vinyl Construction Material
Interior Spaces
- Ceiling Fan
- Skylights
- Living Room with Fireplace
- Partially Finished Basement
- Basement Fills Entire Space Under The House
- Fire and Smoke Detector
- Gas Dryer Hookup
Kitchen
- Gas Oven or Range
- Kitchen Island
- Laminate Countertops
Flooring
- Carpet
- Laminate
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
- Separate Shower
Schools
- Pinewood Elementary School
- North Side Middle School
- Elkhart High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
- Private Company Owned Well
- Well
Additional Features
- In Ground Pool
- Suburban Location
Community Details
- Community Pool
Listing and Financial Details
- Assessor Parcel Number 20-02-34-401-012.000-027
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 17, 2025
Closed on
Jul 14, 2025
Sold by
Martin Rodney and Martin Lisa
Bought by
Garty Jarrett A and Garty Crystal J
Seller's Agent
Vanessa Ritsema
McKinnies Realty, LLC
Buyer's Agent
Marlynn Mast
Keller Williams Realty Group
List Price
$289,900
Sold Price
$285,000
Premium/Discount to List
-$4,900
-1.69%
Views
323
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.01%
Original Mortgage
$14,250
Outstanding Balance
$14,250
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$270,743
Purchase Details
Listed on
Apr 11, 2021
Closed on
May 10, 2021
Sold by
Brotherson Spencer John and Brotherson Sarah Elizabeth
Bought by
Martin Rodney and Martin Lisa
Seller's Agent
Craig Culver
Berkshire Hathaway HomeServices Elkhart
Buyer's Agent
Leah Mark
Red Bow Realty
List Price
$215,000
Sold Price
$235,000
Premium/Discount to List
$20,000
9.3%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.72%
Original Mortgage
$224,164
Interest Rate
3.1%
Mortgage Type
FHA
Purchase Details
Closed on
Jul 22, 2020
Sold by
Brotherson Spencer John
Bought by
Brotherson Spencer John and Brotherson Sarah Elizabeth
Purchase Details
Closed on
May 2, 2013
Sold by
Klose Shawn
Bought by
Brotherson Spencer J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$14,600
Interest Rate
3.34%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Jul 27, 2007
Sold by
Stemm Nate and Miller Josh D
Bought by
Klose Shawn
Purchase Details
Closed on
Aug 23, 2005
Sold by
Chupp Kourtney W and Chupp Randy C
Bought by
Stemm Nate and Miller Josh D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,600
Interest Rate
5.5%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Dec 5, 2002
Sold by
Becker Michael Dean
Bought by
Chupp Kourtney W and Chupp Randy C
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$110,493
Interest Rate
6.13%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | Fidelity National Title Compan | |
| Warranty Deed | $235,000 | Near North Title Group | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | -- | Lawyers Title | |
| Warranty Deed | -- | Meridian Title Corp | |
| Warranty Deed | -- | Progressive Land Title Of In | |
| Warranty Deed | -- | Meridian Title Corp |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $14,250 | New Conventional | |
| Open | $279,837 | FHA | |
| Previous Owner | $224,164 | FHA | |
| Previous Owner | $14,600 | Credit Line Revolving | |
| Previous Owner | $104,000 | New Conventional | |
| Previous Owner | $136,000 | Unknown | |
| Previous Owner | $105,600 | Fannie Mae Freddie Mac | |
| Previous Owner | $26,400 | Credit Line Revolving | |
| Previous Owner | $110,493 | FHA |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/14/2025 07/14/25 | Sold | $285,000 | -1.7% | $136 / Sq Ft |
| 06/22/2025 06/22/25 | Pending | -- | -- | -- |
| 06/19/2025 06/19/25 | For Sale | $289,900 | +23.4% | $138 / Sq Ft |
| 05/10/2021 05/10/21 | Sold | $235,000 | +9.3% | $112 / Sq Ft |
| 04/13/2021 04/13/21 | Pending | -- | -- | -- |
| 04/11/2021 04/11/21 | For Sale | $215,000 | -- | $102 / Sq Ft |
Source: Indiana Regional MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,270 | $245,400 | $24,600 | $220,800 |
| 2022 | $1,665 | $190,600 | $24,600 | $166,000 |
| 2021 | $1,675 | $155,100 | $24,600 | $130,500 |
| 2020 | $1,680 | $147,700 | $24,600 | $123,100 |
| 2019 | $1,608 | $142,100 | $24,600 | $117,500 |
| 2018 | $1,547 | $130,000 | $19,100 | $110,900 |
| 2017 | $2,684 | $120,300 | $19,100 | $101,200 |
| 2016 | $1,377 | $116,500 | $19,100 | $97,400 |
| 2014 | $1,414 | $119,100 | $19,100 | $100,000 |
| 2013 | $1,228 | $108,600 | $19,100 | $89,500 |
Source: Public Records
Agents Affiliated with this Home
-
Vanessa Ritsema
-
Marlynn Mast
Buyer's Agent in 2025
Marlynn Mast
Keller Williams Realty Group
(260) 508-9837
1 in this area
40 Total Sales
-
Craig Culver
Seller's Agent in 2021
Craig Culver
Berkshire Hathaway HomeServices Elkhart
(574) 651-5341
1 in this area
96 Total Sales
-
Leah Mark
Buyer's Agent in 2021
Leah Mark
Red Bow Realty
(574) 777-1269
1 in this area
188 Total Sales
Map
Source: Indiana Regional MLS
MLS Number: 202523127
APN: 20-02-34-401-012.000-027
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