$549,900

Estimated payment $3,160/month

3 Beds
3.5 Baths
2,623 Sq Ft
$210 Price per Sq Ft

Highlights

  • Golf Course Community
  • Custom Home
  • Clubhouse
  • Fitness Center
  • Pond View
  • Soaking Tub and Separate Shower in Primary Bathroom

About This Home

Beautiful Craftsman style custom designed and built home, located in the award-winning St. James Bay Golf & Pickleball Resort Community. This home offers an outdoor paradise with stunning views of the 14th green from both the large screened in back porch and the upstairs screen enclosed balcony. Features of this home include a welcoming covered screened front porch for entertaining guests and a downstairs master suite with dual sinks and granite countertops with a large walk in closet. Immaculate interior with crown molding, coffered ceilings, tile and cherry wood floors throughout living areas. Upstairs flex room for work at home office, craft space, or fourth bedroom. Stainless steel appliances complement the custom kitchen island and granite countertops. The finished attic is perfect for tons of additional storage. Recent updates include: HVAC(2025), stainless steel refrigerator(2024), exterior home painted(2023), second floor screened balcony(2024), professionally painted kitchen cabinetry & new stone backsplash(2023), custom screened front porch blinds(2024). Current insurance is around $4,000 per year, much lower than monthly estimates provided by realtor.com and like websites. You'll also enjoy private bay access to Bayfront Park owned by the POA with pavilions and dock, only 1/4 mile from your new home, and a stunning community beach with full amenities only a short 15 minute drive away. You will also have full use of a fenced in storage area owned by the POA, for all your recreational toys. St James Bay offers full and social memberships to the club amenities, including, golf course, community pool, pickleball courts, fitness center, etc. This is truly coastal living at its finest. Call today for your private tour.

Listing Agent

Paige Joseph

Anchor Realty Florida Brokerage Phone: 8506533333 License #3462300 Listed on: 11/26/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,694

Year Built

  • Built in 2006

Lot Details

  • 7,200 Sq Ft Lot
  • Lot Dimensions are 60 x 120
  • Landscaped
  • Sprinkler System

HOA Fees

  • $40 Monthly HOA Fees

Home Design

  • Custom Home
  • Craftsman Architecture
  • Exterior Columns
  • Slab Foundation
  • Frame Construction
  • Metal Roof
  • Shake Siding
  • HardiePlank Type

Interior Spaces

  • 2,623 Sq Ft Home
  • 2-Story Property
  • Crown Molding
  • High Ceiling
  • Ceiling Fan
  • Blinds
  • French Doors
  • Screened Porch
  • Storage
  • Washer and Dryer Hookup
  • Pond Views
  • Sump Pump
  • Attic Fan

Kitchen

  • Breakfast Bar
  • Electric Oven
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Tile Countertops

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • Dual Vanity Sinks in Primary Bathroom
  • Soaking Tub and Separate Shower in Primary Bathroom

Parking

  • 4 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Open Parking

Outdoor Features

  • Balcony
  • Covered Deck

Location

  • Property is near a golf course

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 0507S03W1000000G0140

Community Details

Overview

  • Association fees include accounting, management, ground maintenance, recreational facilities
  • St James Bay Subdivision
  • The community has rules related to covenants

Amenities

  • Clubhouse
  • Meeting Room

Recreation

  • Golf Course Community
  • Pickleball Courts
  • Fitness Center
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,694

Year Built

Built in 2006

Lot Details

0

HOA Fees

$40 per month

Listing Details

  • Directions: HWY 98, 6 miles East of Carrabelle, right on Crooked River Road, turn right on to Royal Tern Way. Home will be on the left. Realtor's Sign on Property.
  • Prop. Type: Residential
  • Building Stories: 2
  • Property Sub Type: Detached Single Family
  • Lot Size Acres: 0.1653
  • Lot Size: 60 x 120
  • Road Surface Type: Paved
  • Subdivision Name: St James Bay
  • Architectural Style: Craftsman, Custom
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: 2
  • Property Attached Yn: No
  • Year Built: 2006
  • NAV22_ResortRentalYN: No
  • NAV22_BuildersWarrantyYN: No
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Dishwasher, Microwave, Refrigerator w/Ice Maker, Electric Oven, Electric Water Heater
  • Furnished: Unfurnished
  • Has Basement: Sump Pump
  • Interior Amenities: Breakfast Bar, Crown Molding, Ceiling Raised, Storage, Kitchen Island, Pantry, Walk-In Closet(s)
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Door Features: French Doors
  • Fireplace: No
  • Flooring: Carpet, Tile, Wood
  • Living Area: 2623
  • Window Features: Window Treatments
  • Master Bedroom Features: Blinds, Carpeted, Master Downstairs, Walk-In Closet(s)
  • Master Bathroom Features: Double Vanity, Soaking Tub, Separate Shower, Tile Counters, Walk-In Closet(s)

Exterior Features

  • Exterior Features: Columns
  • Lot Features: Landscaped, Sprinkler System, Covenants/Restrictions, Near Golf Course, Within 1/2 Mile of Water
  • Roof: Metal
  • Pool Features: None
  • Pool Private: No
  • View: Pond, Water
  • View: Yes
  • Waterfront: No
  • Construction Type: Brick, Frame, HardiPlank Type, Shake Siding
  • Foundation Details: Slab
  • Patio And Porch Features: Rear Porch, Balcony, Enclosed Deck, Front Porch, Screened
  • Property Condition: Construction Complete

Garage/Parking

  • Attached Garage: Yes
  • Open Parking: Yes
  • Parking Features: Driveway, Garage Attached, Garage Door Opener
  • Total Parking Spaces: 4

Utilities

  • Cooling: Attic Fan, Central Electric, Ceiling Fan(s)
  • Heating: Central Electric, Heat Pump
  • Sewer: Public Sewer
  • Utilities: Electricity Connected, Sewer Connected, Water Connected, Private Trash
  • Laundry Features: Washer/Dryer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 120
  • Community Features: Clubhouse, Community Room, Fitness Center, Golf, Pickle Ball Court, Pool
  • Association Fee Frequency: Quarterly
  • Association: Yes
  • Pets Allowed: Yes

Fee Information

  • Association Fee Includes: Accounting, Management, Maintenance Grounds, Recreational Facilities

Lot Info

  • Lot Size Sq Ft: 7200
  • Additional Parcels: No
  • Parcel #: 0507S03W1000000G0140
  • Zoning Description: Residential Single Family

Rental Info

  • Lease Term: Short Term Lease

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,694 $287,611 -- --
2024 $2,694 $279,505 -- --
2023 $2,694 $271,364 $17,000 $254,364
2021 $2,694 $263,968 $14,000 $249,968
2020 $2,483 $216,573 $10,500 $206,073
2019 $2,524 $220,390 $12,000 $208,390
2018 $2,375 $189,818 $0 $0
2017 $2,408 $193,318 $0 $0
2016 $2,454 $198,791 $0 $0
2015 $2,465 $198,791 $0 $0
2014 $2,456 $195,977 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/26/2025 11/26/25 For Sale $549,900 +31.7% $210 / Sq Ft
06/07/2021 06/07/21 Sold $417,500 -7.0% $159 / Sq Ft View Prior Sale
05/03/2021 05/03/21 Pending -- -- --
02/23/2021 02/23/21 For Sale $449,000 -- $171 / Sq Ft
Source: Forgotten Coast REALTOR® Association

Purchase History

Date Type Sale Price Title Company
Warranty Deed $417,500 Florida Title Professional
Corporate Deed $285,000 Dodd Title Company Inc
Deed -- Attorney
Warranty Deed $500,000 Seaside Title Services Inc
Warranty Deed $82,000 Dodd Title Company Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $334,000 New Conventional
Source: Public Records

About the Listing Agent

Paige Joseph

Anchor Realty Florida

(850) 809-8937

Section Image

Born and raised on Florida’s Forgotten Coast, Paige Joseph is a full-time REALTOR® with Anchor Realty Florida who brings deep local expertise and dedication to every transaction. A former law enforcement officer turned top-producing agent, Paige was recognized as the #1 listing and selling agent in Eastpoint and Carrabelle for 2024 and ranked among the Top 15 agents in the Forgotten Coast MLS. With over five years of experience, she specializes in new construction, single-family residential

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Source: Forgotten Coast REALTOR® Association

MLS Number: 324630

Forgotten Coast REALTOR® Association

APN: 05-07S-03W-1000-000G-0140