$429,000
SOLD AUG 1, 2025

2836 Santiago Cir Monroe, NC 28110

3 Beds
2 Baths
1,907 Sq Ft
9,583 Sq Ft Lot

Recently Sold

$225 Per Sq Ft

4% Below List Price

126 Days on Market

Highlights

  • Clubhouse
  • Wood Flooring
  • 2 Car Attached Garage
  • Piedmont Middle School Rated A-
  • Front Porch
  • 1-Story Property

About This Home

As of August 2025

Welcome to Santiago Circle in St. James. This all brick, 3 bedroom, 2 bath, ranch home is full of charm and functionality. With its open floor plan, the dining room, vaulted great room, and kitchen flow together over stunning hardwood floors, creating a warm and welcoming space. The kitchen boasts a breakfast area, island, and two pantries, ensuring plenty of storage and style. The primary suite is your private retreat, with tray ceilings, a separate shower, dual vanities, and a spacious walk-in closet. Two additional bedrooms and a second full walk in bath complete the layout. Step outside to find front and rear covered porches, a curved patio with a retractable awning, and low-maintenance landscaping taken care of by the HOA. All located just minutes from the Monroe Bypass and downtown Monroe shopping and dining.

Last Agent to Sell the Property

Sommer Belk

Howard Hanna Allen Tate Southland Homes + Realty LLC Brokerage Email: sommer.belk@southlandhomesusa.com License #324333 Listed on: 01/24/2025

Last Buyer's Agent

Lawrence Mahool

Helen Adams Realty License #199331

Helen Adams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,867

Year Built

  • Built in 2016

HOA Fees

  • $133 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Four Sided Brick Exterior Elevation

Interior Spaces

  • 1,907 Sq Ft Home
  • 1-Story Property
  • Family Room with Fireplace

Kitchen

  • Gas Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Utilities

  • Heat Pump System
  • Heating System Uses Natural Gas

Additional Features

  • Front Porch
  • Property is zoned AV5

Listing and Financial Details

  • Assessor Parcel Number 09-336-662

Community Details

Overview

  • Association Phone (609) 707-4111
  • St James Subdivision
  • Mandatory home owners association

Amenities

  • Clubhouse

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,867

Year Built

Built in 2016

Lot Details

0

HOA Fees

$133 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2016
  • Road Surface Type: Concrete, Paved
  • Unit Levels: One
  • Ratio CurrentPrice/TotalPropertyHLA: 224.96
  • Geocode Confidence: High
  • Attribution Contact: sommer.belk@southlandhomesusa.com
  • Special Features: None

Interior Features

  • Foundation Details: Slab
  • Fireplace: Yes
  • Flooring: Carpet, Tile, Wood
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1907
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Gas Range, Microwave
  • Above Grade Finished Sq Ft: 1907
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Family Room, Gas
  • Living Area: 1907
  • Bedroom Main: 3
  • Room Count: 10

Exterior Features

  • New Construction: No
  • Construction Type: Site Built
  • Construction Type: Brick Full
  • Patio And Porch Features: Awning(s), Front Porch

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Attached Garage

Utilities

  • Heating: Natural Gas
  • Sewer: Public Sewer
  • Laundry Features: Mud Room
  • Cooling: Heat Pump
  • Utilities: Natural Gas
  • Water Source: City

Condo/Co-op/Association

  • Community Features: Clubhouse
  • Association Fee: 400
  • Association Fee Frequency: Quarterly
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Phone: 609-707-4111
  • Association Email: barbarathreatt95@gmail.com

Association/Amenities

  • Association Annual Expense: 1600.00

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: Required

Lot Info

  • Lot Size Area: 0.22
  • Lot Size Units: Acres
  • Parcel Number: 09-336-662
  • Zoning: AV5
  • Zoning Specification: AV5

MLS Schools

  • Elementary School: Unspecified
  • High School: Unspecified

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 24, 2025
Closed on
Jul 29, 2025
Sold by
Linda Sue Mills Whitley Revocable Living and Whitley Linda Sue
Bought by
Havinga Darla Irene
Seller's Agent
Sommer Belk
Howard Hanna Allen Tate Southland Homes + Realty LLC
Buyer's Agent
Lawrence Mahool
Helen Adams Realty
List Price
$449,000
Sold Price
$429,000
Premium/Discount to List
-$20,000
-4.45%
Views
195

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.49%
Original Mortgage
$129,000
Outstanding Balance
$129,000
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$305,598

Purchase Details

Listed on
Sep 6, 2019
Closed on
Nov 4, 2019
Sold by
Vaux Howard W and Vaux Dianna L
Bought by
Whitley Linda Sue Mills and Linda Sue Mills Whitley Rlt
Seller's Agent
Lou Amorose
Millennial Realty
Buyer's Agent
Beverly Austin
Century 21 Providence Realty
List Price
$275,900
Sold Price
$270,000
Premium/Discount to List
-$5,900
-2.14%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.39%

Purchase Details

Closed on
Jul 22, 2016
Sold by
Bonterra Builders Llc
Bought by
Vaux Howard W and Vaux Dianna L

Purchase Details

Closed on
Jul 1, 2015
Sold by
Bonterra Builders Llc
Bought by
Bel Air Acquisition Sub Llc

Purchase Details

Closed on
Dec 27, 2013
Sold by
Mayberry Real Estate Holdings Llc
Bought by
Bonterra Builders Llc
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $429,000 None Listed On Document
Warranty Deed $270,000 Chicago Title Insurance Co
Special Warranty Deed $241,000 None Available
Special Warranty Deed $1,095,000 Attorney
Special Warranty Deed $315,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $129,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/01/2025 08/01/25 Sold $429,000 -2.1% $225 / Sq Ft
04/25/2025 04/25/25 Price Changed $438,000 -0.2% $230 / Sq Ft
03/27/2025 03/27/25 Price Changed $439,000 -1.1% $230 / Sq Ft
02/28/2025 02/28/25 Price Changed $444,000 -1.1% $233 / Sq Ft
01/24/2025 01/24/25 For Sale $449,000 +66.3% $235 / Sq Ft
11/04/2019 11/04/19 Sold $270,000 -2.1% $142 / Sq Ft
09/12/2019 09/12/19 Pending -- -- --
09/06/2019 09/06/19 For Sale $275,900 -- $145 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,867 $262,900 $47,200 $215,700
2023 $2,867 $262,900 $47,200 $215,700
2022 $2,867 $262,900 $47,200 $215,700
2021 $2,867 $262,900 $47,200 $215,700
2020 $2,421 $179,700 $18,000 $161,700
2019 $2,421 $179,700 $18,000 $161,700
2018 $1,107 $179,700 $18,000 $161,700
2017 $2,457 $179,700 $18,000 $161,700
2016 $244 $18,000 $18,000 $0
2015 $140 $18,000 $18,000 $0
2014 $427 $35,000 $35,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4216034

Canopy MLS (Canopy Realtor® Association)

APN: 09-336-662