NOT LISTED FOR SALE

284 Fern Creek Dr Bessemer, AL 35022

Estimated Value: $419,000 - $442,000

3 Beds
2.5 Baths
1,966 Sq Ft
$219/Sq Ft Est. Value

Last Sold February 02, 2023

Last sale price $365,000 $186 Per Sq Ft

Est. 18% increase in value since last sale

Current estimated payment $2,466/month

Highlights

  • 4.35 Acre Lot
  • Heavily Wooded Lot
  • Wood Flooring
  • Helena Intermediate School Rated A-
  • Covered Deck
  • Attic

About This Home

As of February 2023

Comp only

Last Agent to Sell the Property

David Mackle

ARC Realty Vestavia Listed on: 12/30/2022

ARC Realty Vestavia

Last Buyer's Agent

Beth Wyatt

ARC Realty Vestavia

ARC Realty Vestavia

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,315

Year Built

  • Built in 1993

Lot Details

  • 4.35 Acre Lot
  • Heavily Wooded Lot

Parking

  • 2 Car Garage
  • Basement Garage
  • Side Facing Garage

Interior Spaces

  • 2-Story Property
  • Crown Molding
  • Whole House Fan
  • Ceiling Fan
  • Wood Burning Fireplace
  • Marble Fireplace
  • Double Pane Windows
  • Bay Window
  • Living Room with Fireplace
  • Dining Room
  • Screened Porch
  • Pull Down Stairs to Attic

Kitchen

  • Stove
  • Dishwasher
  • Kitchen Island
  • Stone Countertops

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Upstairs
  • Walk-In Closet
  • Bathtub and Shower Combination in Primary Bathroom
  • Linen Closet In Bathroom

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Electric Dryer Hookup

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Natural lighting in basement

Outdoor Features

  • Covered Deck

Schools

  • Helena Elementary And Middle School
  • Helena High School

Utilities

  • Central Heating and Cooling System
  • Well
  • Electric Water Heater
  • Septic Tank

Community Details

Listing and Financial Details

  • Assessor Parcel Number 25-1-01-0-000-003.007

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,315

Year Built

Built in 1993

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Access: Paved Road, Private Road
  • Down Payment Assistance: No
  • Living Area: 1966
  • Legal Description: Lot: 1 NORTONS SURVEY
  • Dual or Variable Rate Commission: Yes
  • List Price per Sq Ft: 190.74
  • Number Levels: 2+ Story
  • Property Type: Single Family
  • Termite Company Name: Farmers
  • Termite Contract: Yes
  • Year Built Description: Existing
  • Year Built: 1993
  • Price Per Sq Ft: 185.66
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1993

Interior Features

  • Interior Amenities: Bay Window
  • Fireplace Details: Marble (FIREPL)
  • Fireplace Location: Living Room (FIREPL)
  • Fireplace Type: Woodburning
  • Floors: Carpet, Hardwood, Tile Floor
  • Number Fireplaces: 1
  • Bedroom/Bathroom Features: Linen Closet, Tub/Shower Combo, Walk-In Closets
  • Bedrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Concatenated Rooms: |Living1|DiningRoom1|Kitchen1|HalfBath1|MasterBR2|MasterBath2|Bedroom2|Bedroom2|FullBath2|
  • Room 1: Living, On Level: 1
  • Room 2: Dining Room, On Level: 1
  • Room 3: Kitchen, On Level: 1
  • Room 4: Half Bath, On Level: 1
  • Room 5: Master Bedroom, On Level: 2
  • Room 6: Master Bath, On Level: 2
  • Room 7: Bedroom, On Level: 2
  • Room 8: Bedroom, On Level: 2
  • Room 9: Full Bath, On Level: 2
  • Rooms Level 1: Dining Room (LVL 1), Half Bath (LVL 1), Kitchen (LVL 1), Living (LVL 1)
  • Rooms Level 2 Plus: Bedroom (LVL 2+), Full Bath (LVL 2+), Master Bath (LVL 2+), Master Bedroom (LVL 2+)
  • Basement Style: Full Basement
  • Basement Style II: All Unfinished
  • Basement Style III: Daylight Basement, Concrete Block
  • Kitchen Countertops: Stone (KIT)
  • Kitchen Equipment: Dishwasher Built-In, Stove-Electric
  • Kitchen Features: Eating Area, Island, Pantry
  • Laundry: Yes
  • Laundry Dryer Hookup: Dryer-Electric
  • Laundry Features: Washer Hookup
  • Laundry Location: Laundry (MLVL)
  • Laundry Space: Closet
  • Attic: Yes
  • Attic Type: Pull-Down
  • Unfinished Basement Sq Ft: 950
  • Main Level Sq Ft: 920
  • Upper Level Sq Ft: 1046

Exterior Features

  • Construction: Siding-Other
  • Decks: Yes
  • Decks Type: Covered (DECK)
  • Exterior Features: Porch Screened
  • Foundation: Basement
  • Water Heater: Electric (WTRHTR)

Garage/Parking

  • Garage Entry Location: Side
  • Number Garage Spaces Bsmt Lvl: 2
  • Number Total Garage Spaces: 2
  • Parking Features: Basement Parking, Lower Level

Utilities

  • Heating: Central (HEAT), Electric (HEAT)
  • Cooling: Central (COOL), Electric (COOL)
  • Sewer/Septic System: Septic
  • Water: Well Water
  • HVAC Area: 1966

Fee Information

  • Fire Fee: Yes
  • Fire Fee Amount: 219
  • Fire Fee Per: Yearly
  • Garbage Fee: Yes
  • Garbage Fee Amount: 34
  • Garbage Fee Per: Quarterly

Schools

  • Elementary School: HELENA
  • Middle School: HELENA
  • High School: HELENA

Lot Info

  • Assessor Parcel Number: 25-1-01-0-000-003.007
  • Lot Description: Acreage, Heavy Treed Lot
  • Number Acres: 4.35

Green Features

  • Energy Green Features: Ceiling Fans, Doub Paned Windows, Whole House Fan

Tax Info

  • Tax District: COUNTY
  • Annual Tax: 1315

MLS Schools

  • Elementary School: HELENA
  • High School: HELENA
  • Jr Middle School: HELENA

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 30, 2022
Closed on
Feb 2, 2023
Sold by
Mcdougald Ian Evans and Mcdougald Catherine Jill
Bought by
Long William J and Long Kristy Marie
Seller's Agent
David Mackle
ARC Realty Vestavia
Buyer's Agent
Beth Wyatt
ARC Realty Vestavia
List Price
$375,000
Sold Price
$365,000
Premium/Discount to List
-$10,000
-2.67%
Current Estimated Value
$431,299

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$66,299
Avg. Annual Appreciation
6.14%
Original Mortgage
$177,450
Outstanding Balance
$172,792
Interest Rate
6.27%
Mortgage Type
VA
Estimated Equity
$253,645

Purchase Details

Listed on
Aug 9, 2020
Closed on
Sep 25, 2020
Sold by
King Charles M and King Sheila G
Bought by
Mcdouglad Ian Evans and Fink Catherine Jill
Seller's Agent
Julie Hannon
Keller Williams Realty Vestavia
Buyer's Agent
David Mackle
ARC Realty Vestavia
List Price
$355,900
Sold Price
$338,000
Premium/Discount to List
-$17,900
-5.03%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.31%
Original Mortgage
$350,168
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 26, 1997
Sold by
Lazarchik David A and Lazarchik Vicki G
Bought by
King Charles M and King Shelia G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$90,000
Interest Rate
7.38%
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Long William J $365,000 --
Mcdouglad Ian Evans $338,000 None Available
King Charles M $175,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Long William J $177,450
Closed Long William J $177,450
Previous Owner Mcdouglad Ian Evans $350,168
Previous Owner King Charles M $88,369
Previous Owner King Charles M $107,500
Previous Owner King Charles M $26,051
Previous Owner King Charles $90,000
Previous Owner King Charles M $90,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/02/2023 02/02/23 Sold $365,000 -2.7% $186 / Sq Ft
12/30/2022 12/30/22 Pending -- -- --
12/30/2022 12/30/22 For Sale $375,000 +10.9% $191 / Sq Ft
09/25/2020 09/25/20 Sold $338,000 -5.0% $172 / Sq Ft
08/09/2020 08/09/20 For Sale $355,900 -- $181 / Sq Ft
Source: Greater Alabama MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,605 $36,480 $0 $0
2023 $1,517 $35,400 $0 $0
2022 $1,437 $33,580 $0 $0
2021 $1,315 $30,820 $0 $0
2020 $1,082 $0 $0 $0
2019 $1,056 $24,940 $0 $0
2017 $1,112 $26,200 $0 $0
2015 $864 $20,560 $0 $0
2014 $741 $17,780 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Alabama MLS

MLS Number: 1344692

Greater Alabama MLS

APN: 25-1-01-0-000-003-007