$405,000
$10K PRICE DROP RENTED SEP 6, 2025

Estimated payment $2,692/month

Total Views 4,322
4 Beds
2 Baths
1,843 Sq Ft
$220 Price per Sq Ft

Highlights

  • Lake View
  • Living Room
  • Ceramic Tile Flooring
  • Walk-In Closet
  • Laundry Room
  • Sliding Doors

About This Home

Discover elevated lakefront living in St. Cloud’s Estates at Southern Pines. Welcome to the elegant Ruby II model by Richmond Homes, where style meets comfort in one of Central Florida’s most sought-after communities. This meticulously maintained home offers serene waterfront views with a screened-in patio overlooking a tranquil fountain—ideal for peaceful mornings and sunset evenings. Step inside to find professionally designed finishes that bring sophistication and warmth to every room. Recently enhanced with a privacy fence, the backyard is now perfect for families, pets, or private outdoor enjoyment. Residents enjoy exclusive access to a resort-style community pool and are just minutes from the vibrant shops, restaurants, and conveniences along US-192. Plus, with parks and the St. Cloud Civic Center nearby, outdoor recreation is always within reach. Potential Bonus for Qualified Buyers: This home may qualify for an assumable VA loan with an interest rate as low as 3.375%—a rare opportunity in today’s market. Loan eligibility is pending verification with the current servicer.
Don’t miss your chance to live beautifully by the lake in a home that truly stands out.
Ask about available lender incentives when working with our preferred lending partner—including appraisal waiver applied at closing.

Listing Agent

Jennifer Bolanos

LIFESTYLE INTERNATIONAL REALTY Brokerage Phone: 305-809-8085 License #3424829 Listed on: 05/21/2025

LIFESTYLE INTERNATIONAL REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,607

Year Built

  • Built in 2022

Lot Details

  • 6,098 Sq Ft Lot
  • Southeast Facing Home
  • Irrigation Equipment

HOA Fees

  • $67 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Entry on the 1st floor
  • Block Foundation
  • Shingle Roof
  • Block Exterior
  • Concrete Perimeter Foundation
  • Stucco

Interior Spaces

  • 1,843 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Sliding Doors
  • Living Room
  • Ceramic Tile Flooring
  • Lake Views

Kitchen

  • Cooktop with Range Hood
  • Recirculated Exhaust Fan
  • Microwave
  • Freezer
  • Ice Maker
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Washer and Electric Dryer Hookup

Outdoor Features

  • Exterior Lighting

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Electric Water Heater
  • High Speed Internet

Community Details

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,607

Year Built

Built in 2022

Lot Details

0

HOA Fees

$67 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1843
  • Lot Size Acres: 0.14
  • New Construction: No
  • Year Built: 2022
  • Building Area Total: 1843
  • Lot Size Sq Ft: 6098
  • Directions to Property: Get on Florida's Tpke from US-441 S/US-92 W/Hwy 17 S/S Orange Blossom Trl (2.7 miles) Follow Florida's Tpke to Clay Whaley Rd/Kissimmee Park Rd in St. Cloud. Take exit 240 from Florida's Tpke (15.4 miles) Take Nolte Road to White Heron Way (4.1 miles)
  • Status: Active
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: Orlando
  • Escrow Postal Code: 32801
  • Escrow State: FL
  • Escrow Street Name: W Pine St
  • Escrow Street Number: 122
  • Floor Number: 1
  • List Office Head Office Key Nume: 201051651
  • Minimum Lease: 6 Months
  • RATIO Current Price By Calculate: 219.75
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • Attribution Contact: 305-809-8085
  • Tax Year: 2023
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Split Bedroom, Thermostat, Walk-In Closet(s)
  • Appliances Included: Cooktop, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Microwave, Range Hood, Refrigerator
  • Foundation Details: Block, Concrete Perimeter
  • Total Bedrooms: 4
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Stories: 1
  • Street Number Modifier: 284
  • Living Area Meters: 171.22
  • Room Count: 9

Exterior Features

  • Direction Faces: Southeast
  • Exterior Features: Lighting, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Paved
  • Water Extras YN: 0
  • Water View: Lake
  • Water View YN: 1
  • Waterfront Feet Total: 0
  • Flood Zone Date: 2013-06-18
  • Flood Zone Panel: 12097C0257G

Garage/Parking

  • Attached Garage: No
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: BB/HS Internet Available, Electricity Connected, Public, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Sewer: Other
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Street Lights
  • Association Fee: 67
  • Association Fee Frequency: Monthly
  • Association Name: Amanda Lee
  • Phone: 407-960-4872
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Required
  • Association Email: alee@sovereign-jacobs.com
  • Association URL: www.sovereign-jacobs.com

Fee Information

  • Total Annual Fees: 804.00
  • Total Monthly Fees: 67.00
  • Monthly HOA Amount: 67.00

Lot Info

  • Zoning: X
  • Parcel Number: 13-26-30-0666-0001-0300
  • Additional Parcels: No
  • Flood Zone Code: X
  • Homestead YN: 1
  • Lot Size Square Meters: 567
  • Zoning Compatible YN: 1

Green Features

  • Green Verification Count: 0

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Contact HOA to verify all information. No short term rental allowed.
  • Month To Month Or Weekly YN: 0

Tax Info

  • Tax Annual Amount: 5607
  • Tax Block: 30
  • Tax Book Number: 30-147-152
  • Tax Lot: 30

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,607 $360,300 $70,000 $290,300
2023 $5,607 $353,500 $60,000 $293,500
2022 $811 $45,000 $45,000 $0
2021 $461 $25,000 $25,000 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/06/2025 09/06/25 Rented $2,500 -99.4% --
08/22/2025 08/22/25 Under Contract -- -- --
08/09/2025 08/09/25 Price Changed $405,000 0.0% $220 / Sq Ft
08/07/2025 08/07/25 Price Changed $2,400 -5.9% $1 / Sq Ft
06/04/2025 06/04/25 For Rent $2,550 0.0% --
05/21/2025 05/21/25 For Sale $415,000 0.0% $225 / Sq Ft
05/28/2024 05/28/24 Rented $2,650 0.0% --
05/04/2024 05/04/24 For Rent $2,650 -- --
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $418,200 Fidelity National Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $427,815 New Conventional
Source: Public Records

Source: Stellar MLS

MLS Number: O6311032

Stellar MLS

APN: 13-26-30-0666-0001-0300