$920,000
SOLD APR 9, 2025
5 Beds
5 Baths
4,664 Sq Ft
1.55 Acres

Recently Sold

$197 Per Sq Ft

7% Below List Price

25 Days on Market

Highlights

  • 200 Feet of Lake Waterfront
  • Oak Trees
  • 1.55 Acre Lot
  • Dock made with wood
  • Heated In Ground Pool
  • Colonial Architecture

About This Home

As of April 2025

1.5 ACRE LAKEFRONT HOME | CLASSIC COLONIAL ARCHITECTURE | UPGRADED THROUGHOUT | POOL, DOCK & MORE! A breathtaking lakefront property that embodies Southern charm, peaceful country living, and exceptional privacy, offering a place to truly call home. Welcome to 2841 Country Club Rd N, a stately three-story Colonial residence on the shores of Lake Fannie, set on 1.55 acres of pristine land with over 4600 square feet of refined living space and unparalleled waterfront views. Whether you're seeking a private sanctuary or the ultimate lakefront lifestyle, this property delivers timeless elegance, modern comfort, and exceptional outdoor living. Tucked away on a quiet, tree-lined drive, this estate unfolds like a well-kept secret, revealing a tranquil retreat where majestic oaks, vibrant sunsets of nature create an atmosphere of pure serenity. At the heart of the estate stands a grand yet inviting Colonial home, exuding classic Southern charm with its stately columns, graceful architecture, and warm, welcoming spaces. Featuring five bedrooms, five baths, and an attached four-car garage, this residence is designed for both luxurious comfort and effortless entertaining. A covered front entry leads to an expansive foyer, opening into formal living and dining areas where natural light pours through large windows, highlighting elegant details that make every gathering special. The family room, complete with a wood-burning fireplace and custom built-ins, offers breathtaking lake views and direct access to the outdoor living spaces, creating a seamless blend of indoor and outdoor enjoyment. The well-appointed kitchen is both functional and stylish, featuring a wraparound breakfast bar, abundant cabinetry, granite countertops, a walk-in pantry, and a bright breakfast nook overlooking the tranquil lakefront. The first-floor primary suite is a true retreat, featuring a private sitting area with a fireplace, large windows framing picturesque lake views, and a spa-like ensuite bath with a soaking tub, walk-in shower, dual vanities, and two walk-in closets. The second floor offers four generously sized guest bedrooms, two with private ensuite baths and two sharing a well-appointed Jack-and-Jill bath. A central sitting area creates a cozy secondary family space, reading nook, or play area. Ascending to the third level, you'll discover a crow’s nest with 360-degree panoramic views—a hidden gem perfect for an artist’s retreat, photographer’s perch, or tranquil lounge space. Step outside to unparalleled outdoor living, where a large covered lanai provides the perfect space for sipping sweet tea on a warm afternoon or hosting gatherings with friends and family. An expansive screen-enclosed pool offers a refreshing escape, while the lush backyard, dotted with towering oak trees and shaded canopies, leads to 200 feet of private lake frontage. A dock invites you to launch your boat, fish for trophy bass, or simply soak in the beauty of golden sunsets over the water. Lake Fannie is a true angler’s paradise, offering some of the best freshwater fishing right in your own backyard. Nestled in the heart of Winter Haven, this home offers the perfect balance of privacy and convenience. Located between Tampa and Orlando, you'll enjoy easy access to international airports, premier medical facilities, shopping, dining, and the charm of a small-town atmosphere with big-city accessibility. Don't miss this southern luxury lakefront retreat!

Last Agent to Sell the Property

Michael Stone

THE STONES REAL ESTATE FIRM Brokerage Phone: 863-412-2080 License #3103005 Listed on: 02/06/2025

Co-Listed By

Deanna Stone

THE STONES REAL ESTATE FIRM Brokerage Phone: 863-412-2080 License #678978

Last Buyer's Agent

Eric Atkins

ROBERT SLACK LLC License #3548799

ROBERT SLACK LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,424

Year Built

  • Built in 1995

Lot Details

  • 1.55 Acre Lot
  • 200 Feet of Lake Waterfront
  • Lake Front
  • Southeast Facing Home
  • Mature Landscaping
  • Irrigation
  • Oak Trees
  • Property is zoned RC

Parking

  • 4 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Colonial Architecture
  • Slab Foundation
  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 4,664 Sq Ft Home
  • 3-Story Property
  • Shelving
  • Ceiling Fan
  • Double Pane Windows
  • Entrance Foyer
  • Family Room with Fireplace
  • Separate Formal Living Room
  • Formal Dining Room
  • Home Office
  • Loft
  • Bonus Room
  • Inside Utility
  • Lake Views

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Dinette
  • Walk-In Pantry
  • Built-In Oven
  • Cooktop with Range Hood
  • Microwave
  • Dishwasher
  • Granite Countertops

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom on Main
  • Fireplace in Primary Bedroom
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Closet Cabinetry
  • Walk-In Closet
  • Jack-and-Jill Bathroom
  • 5 Full Bathrooms
  • Split Vanities
  • Dual Sinks
  • Private Water Closet
  • Hydromassage or Jetted Bathtub
  • Bathtub With Separate Shower Stall
  • Shower Only

Laundry

  • Laundry Room
  • Dryer
  • Washer

Pool

  • Heated In Ground Pool
  • Gunite Pool

Outdoor Features

  • Access To Lake
  • Water Skiing Allowed
  • Dock made with wood
  • Covered Patio or Porch

Additional Homes

  • 784 SF Accessory Dwelling Unit

Schools

  • Elbert Elementary School
  • Denison Middle School
  • Winter Haven Senior High School

Utilities

  • Central Heating and Cooling System
  • Well
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association
  • Poinsettia Park Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,424

Year Built

Built in 1995

Lot Details

0

Parking

4

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Colonial
  • Construction Materials: Frame
  • Fireplace: Yes
  • Living Area: 4664
  • Lot Size Acres: 1.55
  • New Construction: No
  • Year Built: 1995
  • Building Area Total: 5834
  • Lot Size Sq Ft: 67518
  • Status: Sold
  • Street Post Direction: N
  • Co List Office Mls Id: MFR25502586
  • Co List Office Phone: 863-412-2080
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Building Area Total Srch Sq M: 542.00
  • Escrow City: Winter Haven
  • Escrow State: FL
  • Escrow Street Name: Magnolia Ave SW
  • Minimum Lease: 6 Months
  • RATIO Current Price By Calculate: 197.26
  • Total Acreage: 1 to less than 2
  • Water Access YN: 1
  • MFR_BedroomClosetType: Walk-in Closet
  • MFR_BedroomClosetType: Walk-in Closet
  • MFR_BedroomClosetType: Walk-in Closet
  • MFR_BedroomClosetType: Walk-in Closet
  • Bedroom Closet Type: Built-in Closet
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Wood
  • MFR_DockYN: 1
  • MFR_InLawSuiteUnderAirSqFt: 784.00
  • Attribution Contact: 863-412-2080
  • Tax Year: 2024
  • Special Features: None

Interior Features

  • Fireplace Features: Family Room, Primary Bedroom
  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 5
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Walk-In Closet(s)
  • Appliances Included: Built-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Range Hood, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 5
  • Levels: Three Or More
  • Stories: 3
  • Window Features: Double Pane Windows
  • ResoLivingAreaSource: PublicRecords
  • Additional Rooms: Bonus Room,Den/Library/Office,Family Room,Formal Dining Room Separate,Formal Living Room Separate,Inside Utility,Loft
  • Living Area Meters: 433.30

Exterior Features

  • Direction Faces: Southeast
  • Pool Features: Gunite, Heated, In Ground
  • Exterior Features: Irrigation System
  • Roof: Shingle
  • Pool Private: Yes
  • View: Water
  • Water Body Name: LAKE FANNIE
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Rear Porch, Screened
  • Road Surface Type: Paved
  • Water Access: Lake
  • Water Extras: Skiing Allowed
  • Water View: Lake
  • Water View YN: 1
  • Waterfront Feet Total: 200
  • Flood Zone Panel: 12105C0366G
  • Water Frontage Feet Lake: 200

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 4
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: Electricity Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Inside, Laundry Room
  • Sewer: Septic Tank
  • Water Source: Well

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Pet Restrictions: Must contact the county regarding pet rules and restrictions.

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Elbert Elem
  • High School: Winter Haven Senior
  • Middle Or Junior School: Denison Middle

Lot Info

  • Zoning: RC
  • Parcel Number: 26-28-14-532500-001180
  • Additional Parcels: No
  • Lot Features: In County
  • Flood Zone Code: X

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Must contact the county regarding leasing rules and restrictions.

Tax Info

  • Tax Annual Amount: 9424.5
  • Tax Book Number: 3-48
  • Tax Lot: 75

Multi Family

  • Waterfront Features: Lake Front

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 6, 2025
Closed on
Apr 9, 2025
Sold by
Hunt Jesse B and Hunt Laura
Bought by
Arana Daniel and Arana Sara
Seller's Agent
Michael Stone
THE STONES REAL ESTATE FIRM
Buyer's Agent
Eric Atkins
ROBERT SLACK LLC
List Price
$989,000
Sold Price
$920,000
Premium/Discount to List
-$69,000
-6.98%
Views
67
Current Estimated Value
$895,283

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$24,717
Avg. Annual Appreciation
-4.37%
Original Mortgage
$736,000
Outstanding Balance
$732,802
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$162,481

Purchase Details

Listed on
May 15, 2020
Closed on
Sep 4, 2020
Sold by
Abney Arthur and Abney Cindy
Bought by
Hunt Jesse B and Hunt Laura
Seller's Agent
Dwight Head
ALLSTATE REALTY SERVICES
Buyer's Agent
David Scoynes
KELLER WILLIAMS REALTY SMART
List Price
$984,900
Sold Price
$725,000
Premium/Discount to List
-$259,900
-26.39%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.31%
Original Mortgage
$510,400
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Listed on
Dec 3, 2016
Closed on
Mar 27, 2017
Sold by
Pnc Bank N A
Bought by
Abney Arthur and Abney Cindy
Seller's Agent
Ken Bracher
Starlink Realty, Inc
Buyer's Agent
Out of area Non Member
FGC Non-MLS Office
List Price
$549,900
Sold Price
$480,000
Premium/Discount to List
-$69,900
-12.71%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.06%
Original Mortgage
$423,000
Interest Rate
4.23%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 17, 2016
Sold by
Larue Eric P
Bought by
Pnc Bank National Association
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $920,000 None Listed On Document
Warranty Deed $725,000 Green Line Title Inc
Warranty Deed $725,000 New Title Company Name
Special Warranty Deed $480,000 National Link Lp
Trustee Deed $200,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $736,000 New Conventional
Previous Owner $510,400 New Conventional
Previous Owner $423,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/09/2025 04/09/25 Sold $920,000 -3.1% $197 / Sq Ft
03/03/2025 03/03/25 Pending -- -- --
02/26/2025 02/26/25 Price Changed $949,000 -4.0% $203 / Sq Ft
02/06/2025 02/06/25 For Sale $989,000 +36.4% $212 / Sq Ft
09/04/2020 09/04/20 Sold $725,000 -3.3% $133 / Sq Ft View Prior Sale
08/03/2020 08/03/20 Pending -- -- --
07/13/2020 07/13/20 Price Changed $749,900 -21.1% $138 / Sq Ft
06/15/2020 06/15/20 Price Changed $949,900 -3.6% $174 / Sq Ft
05/13/2020 05/13/20 For Sale $984,900 +105.2% $181 / Sq Ft
04/28/2017 04/28/17 Sold $480,000 -12.7% $88 / Sq Ft View Prior Sale
03/29/2017 03/29/17 Pending -- -- --
12/03/2016 12/03/16 For Sale $549,900 -- $101 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,425 $722,965 -- --
2024 $9,136 $702,590 -- --
2023 $9,136 $682,126 $0 $0
2022 $8,966 $662,258 $278,532 $383,726
2021 $8,781 $584,175 $252,429 $331,746
2020 $7,190 $509,879 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: P4933604

Stellar MLS

APN: 26-28-14-532500-001180