NOT LISTED FOR SALE

285 Moccasin Gap Rd Lula, GA 30554

Estimated Value: $322,000 - $400,000

3 Beds
3 Baths
1,778 Sq Ft
$203/Sq Ft Est. Value

Last Sold July 14, 2014

Last sale price $121,000 $68 Per Sq Ft

Est. 198% increase in value since last sale

Current estimated payment $2,061/month

12 Days on Market

About This Home

As of July 2014

Secluded Cape Cod home tucked away on 2.39 acres with a rocking chair front porch and a covered rocking chair back porch. This home features beautiful hardwood floors, country kitchen, master bedroom and bath on main floor with an additional half bath. 2 bedrooms upstairs with full bath. Walk out basement with a stubbed bath and has some rooms already sectioned off. HUD Acquired Home. Sold As-Is. No Disclosure. HUD Case# 105-644075. FHA Financing: Insured Escrow, (IE). Ask about FHA $100 down loan. Equal Housing Opportunity.

Last Agent to Sell the Property

Nancy Hughes

James O. Hayes Realty Inc. License #209413 Listed on: 05/21/2014

Last Buyer's Agent

Alan Baker

Headwaters Realty License #182459

Property Details

Home Type

  • Other

Est. Annual Taxes

  • $2,022

Year Built

  • 2002

Lot Details

  • 2.39

Interior Spaces

  • 1,778 Sq Ft Home
  • Double Pane Windows
  • Combination Dining and Living Room

Basement

  • Walk-Out Basement
  • Partial Basement
  • Interior Basement Entry
  • Stubbed For A Bathroom

Schools

  • Banks County / Banks / Banks County Elementary And Middle School
  • Banks County / Banks / Banks County High School

Utilities

  • Well
  • Septic Tank

Property Details

Home Type

Other

Est. Annual Taxes

$2,022

Year Built

2002

Lot Details

0

Listing Details

  • Special Features: None
  • Year Built: 2002

Interior Features

  • Fireplace(s): 1, In Great/Family Room
  • Basement: Bath Stubbed, Concrete, Inside Entrance, Outside Entrance, Partial
  • Interior Amenities: Double Vanity, Hardwood Floors, Separate Shower
  • Laundry Location: Kitchen Area
  • Laundry Type: Room
  • Kitchen / Breakfast: Country Kitchen
  • Above Grade Finished Sq Ft: 1778

Exterior Features

  • Construction: Wood Siding
  • Exterior Features: Garden Area, Porch
  • Roof Type: Tin

Garage/Parking

  • Parking: 3 Car Or More

Utilities

  • Cooling Fuel: Electric
  • Cooling: Ceiling Fan, Central
  • Heating Fuel: Electric, Wood
  • Heating: Central
  • Energy Features: Double Pane/Thermo
  • Water/Sewer: Septic Tank, Well

Schools

  • Elementary School: Banks County / Banks / Banks County, GA
  • High School: Banks County / Banks / Banks County, GA
  • Middle School: Banks County / Banks / Banks County, GA

Lot Info

  • Lot Description: Sloping
  • Lot Size: 2-5 Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 21, 2014
Closed on
Jul 14, 2014
Sold by
Cannon Miles Kenneth
Bought by
Cannon Miles Kenneth and Cannon Amber E
Seller's Agent
Nancy Hughes
James O. Hayes Realty Inc.
Buyer's Agent
Alan Baker
Headwaters Realty
List Price
$112,000
Sold Price
$121,000
Premium/Discount to List
$9,000
8.04%
Current Estimated Value
$360,878

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$239,878
Avg. Annual Appreciation
10.05%
Original Mortgage
$108,900
Outstanding Balance
$82,777
Interest Rate
4.26%
Mortgage Type
New Conventional
Estimated Equity
$278,101

Purchase Details

Closed on
Aug 6, 2013
Sold by
Wells Fargo Bank
Bought by
Sec Of Housing & Urban

Purchase Details

Closed on
May 4, 2011
Sold by
Chitwood Clinton J
Bought by
Cruce Steven J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$131,577
Interest Rate
4.87%
Mortgage Type
FHA

Purchase Details

Closed on
Oct 12, 2007
Sold by
Mager Sue A
Bought by
Chitwood Clinton J and Chitwood Patricia L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$149,500
Interest Rate
6.26%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 2, 2005
Sold by
Magness Vernon
Bought by
Mager Sue A
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cannon Miles Kenneth -- --
Cannon Miles Kenneth $121,000 --
Sec Of Housing & Urban $87,360 --
Wells Fargo Bank -- --
Cruce Steven J $135,000 --
Chitwood Clinton J $195,500 --
Mager Sue A $175,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cannon Miles Kenneth $108,900
Closed Cannon Miles Kenneth $108,900
Previous Owner Cruce Steven J $131,577
Previous Owner Chitwood Clinton J $149,500
Previous Owner Chitwood Clinton J $36,225
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/14/2014 07/14/14 Sold $121,000 +8.0% $68 / Sq Ft
06/02/2014 06/02/14 Pending -- -- --
05/21/2014 05/21/14 For Sale $112,000 -- $63 / Sq Ft
Source: Georgia MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,022 $132,607 $13,327 $119,280
2024 $2,022 $125,922 $12,116 $113,806
2023 $1,273 $100,540 $14,879 $85,661
2022 $1,334 $83,497 $12,155 $71,342
2021 $1,237 $75,364 $8,919 $66,445
2020 $1,156 $70,432 $7,146 $63,286
2019 $1,162 $70,432 $7,146 $63,286
2018 $1,036 $64,230 $5,838 $58,392
2017 $975 $59,904 $4,789 $55,115
2016 $1,003 $59,904 $4,789 $55,115
2015 $1,466 $59,904 $4,789 $55,115
2014 $1,466 $62,159 $7,044 $55,115
2013 -- $50,660 $7,044 $43,616
Source: Public Records

Agents Affiliated with this Home

  • Nancy Hughes

    Seller's Agent in 2014

    Nancy Hughes

    James O. Hayes Realty Inc.

    (706) 491-6003

    90 Total Sales

    Nancy Hughes
    Section Image
  • Alan Baker

    Buyer's Agent in 2014

    Alan Baker

    Headwaters Realty

    (706) 499-6708

    166 Total Sales

    Alan Baker
    Section Image
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Map

Source: Georgia MLS

MLS Number: 07273506

Georgia MLS

APN: B16-010A

Georgia Banks County Lula 30554

285 Moccasin Gap Rd, Lula, GA

Not Listed for Sale

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