$395,000

285 Red Cloud Rd Lusby, MD 20657

Estimated payment $2,352/month

Total Views 15,966
3 Beds
2.5 Baths
1,808 Sq Ft
$218 Price per Sq Ft

Highlights

  • 300 Feet of Waterfront
  • Beach
  • Fishing Allowed
  • Boat Ramp
  • Sandy Beach
  • Lake View

About This Home

Tucked away on just over an acre of wooded land on Lake Lariat, this charming rambler with a finished walk-out basement offers the perfect blend of privacy and community amenities. The main level features an inviting open floor plan with living room, dining area, and kitchen flowing together—ideal for everyday living and gathering. A sliding glass door leads to a two-level deck with hot tub, all overlooking the peaceful, tree-filled lot. The primary suite includes a private full bath and its own slider out to the deck and hot tub, plus there are two additional bedrooms and a hall bath on this level. The finished lower level is made for fun and relaxation with a spacious rec room, cozy pellet stove, half bath, bar/gaming area, and a sound-proof room perfect for recording, music, or a quiet home office. Multiple exits open onto the covered lower deck that spans the entire length of the home—an entertainer’s dream space. Outside you’ll find plenty of parking with two driveways, a firepit area, and room to spread out and enjoy nature. Located in a Chesapeake Bay waterfront community, residents enjoy access to three sandy beaches—two on the Bay and one on Lake Lariat—along with all the dining, shopping, and entertainment that near by Solomon’s Island has to offer. Convenient commute to Cove Point LNG, Calvert Cliffs, and PAX Naval Air Station. Easy to show, come see it today!

Listing Agent

Becky King

(443) 624-3359 bking@hometownerealestate.net Home Towne Real Estate License #595255 Listed on: 10/17/2025

Home Towne Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,888

Year Built

  • Built in 1989

Lot Details

  • 1.23 Acre Lot
  • 300 Feet of Waterfront
  • Home fronts navigable water
  • Sandy Beach
  • Corner Lot
  • Partially Wooded Lot
  • Backs to Trees or Woods
  • Property is in excellent condition

HOA Fees

  • $48 Monthly HOA Fees

Property Views

  • Lake
  • Woods

Home Design

  • Rambler Architecture
  • Shingle Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 2 Levels
  • Open Floorplan
  • Bar
  • Ceiling Fan
  • 1 Fireplace
  • Family Room
  • Living Room
  • Dining Room
  • Hobby Room
  • Fire and Smoke Detector
  • Attic

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • En-Suite Bathroom

Laundry

  • Laundry Room
  • Laundry on lower level

Partially Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry
  • Space For Rooms
  • Workshop
  • Basement Windows

Parking

  • 6 Parking Spaces
  • 6 Driveway Spaces
  • Private Parking
  • Off-Street Parking

Outdoor Features

  • Canoe or Kayak Water Access
  • Property is near a lake
  • Swimming Allowed
  • Boat Ramp
  • Stream or River on Lot
  • Lake Privileges
  • Deck
  • Exterior Lighting
  • Shed
  • Outbuilding

Schools

  • Patuxent High School

Utilities

  • Central Air
  • Heat Pump System
  • Pellet Stove burns compressed wood to generate heat
  • Electric Water Heater
  • Septic Tank
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 60RR
  • Assessor Parcel Number 0501097504

Community Details

Overview

  • Association fees include pier/dock maintenance
  • Poacre HOA
  • Chesapeake Ranch Estates Subdivision
  • Community Lake

Amenities

  • Common Area
  • Clubhouse

Recreation

  • Boat Ramp
  • Pier or Dock
  • Beach
  • Baseball Field
  • Community Basketball Court
  • Community Playground
  • Fishing Allowed
  • Jogging Path

Security

  • Security Service

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,888

Year Built

Built in 1989

Lot Details

0

HOA Fees

$48 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • Inclusions: Hot Tub, Lower level bar
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 10/18/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1989
  • Building Winterized: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Oven/Range - Electric, Refrigerator
  • Interior Amenities: Attic, Kitchen - Table Space, Primary Bath(s), Bar, Ceiling Fan(s), Stove - Pellet, Floor Plan - Open, Entry Level Bedroom, Dining Area
  • Fireplace Features: Other
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Concrete Perimeter
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Laundry, Bathroom 2, Hobby Room, Primary Bathroom, Half Bath
  • Basement: Yes
  • Basement Type: Daylight, Partial, Full, Heated, Improved, Interior Access, Outside Entrance, Partially Finished, Rear Entrance, Space For Rooms, Walkout Level, Windows, Workshop
  • Laundry Type: Has Laundry, Lower Floor
  • Total Sq Ft: 2016
  • Living Area Sq Ft: 1808
  • Price Per Sq Ft: 391.87
  • Above Grade Finished Sq Ft: 1008
  • Below Grade Finished Sq Ft: 800
  • Below Grade Sq Ft: 208
  • Total Below Grade Sq Ft: 1008
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Half Bathroom: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Exterior Features: Outbuilding(s), Exterior Lighting
  • Roof: Shingle
  • Spa: No
  • View: Lake, Trees/Woods
  • Water Access Features: Canoe/Kayak, Fishing Allowed, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: Lake Lariet
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 300

Garage/Parking

  • Garage: No
  • Parking Features: Private
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Off Street, Driveway
  • Number of Spaces in Driveway: 6

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Security: Smoke Detector
  • Sewer/Septic System: Septic Exists
  • Utilities: Cable Tv Available, Electric Available, Phone Available, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 580.25
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Baseball Field, Basketball Courts, Beach, Boat Ramp, Club House, Common Grounds, Jog/Walk Path, Lake, Pier/Dock, Security, Tot Lots/Playground, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Pier/Dock Maintenance
  • HOA Name: POACRE
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • High School Source: Listing Agent
  • School District Source: Listing Agent
  • High School: PATUXENT

Lot Info

  • Horses: No
  • Lot Features: Backs To Trees, Stream/Creek, Partly Wooded, Corner, Fishing Available
  • Lot Size Acres: 1.23
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 53492.00
  • Outdoor Living Structures: Deck(s)
  • Property Condition: Excellent
  • Zoning: R
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Tax Annual Amount: 2888.00
  • Assessor Parcel Number: 0501097504
  • Tax Lot: 60RR
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

Multi Family

  • Waterfront Features: Boat/Launch Ramp - Private, Sandy Beach

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,126 $249,200 $0 $0
2024 $2,910 $229,700 $0 $0
2023 $2,338 $210,200 $59,500 $150,700
2022 $2,536 $203,033 $0 $0
2021 $2,390 $195,867 $0 $0
2020 $2,390 $188,700 $59,500 $129,200
2019 $2,361 $185,333 $0 $0
2018 $2,288 $181,967 $0 $0
2017 $2,276 $178,600 $0 $0
2016 -- $178,600 $0 $0
2015 $2,641 $178,600 $0 $0
2014 $2,641 $187,100 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/11/2025 12/11/25 Price Changed $395,000 -1.2% $218 / Sq Ft
11/04/2025 11/04/25 Price Changed $399,900 -2.5% $221 / Sq Ft
10/24/2025 10/24/25 Price Changed $410,000 -2.4% $227 / Sq Ft
10/17/2025 10/17/25 For Sale $420,000 -- $232 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $250,000 --
Deed $250,000 --
Deed $10,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $250,000 Purchase Money Mortgage
Closed $250,000 Purchase Money Mortgage
Previous Owner $7,000 No Value Available
Source: Public Records

Source: Bright MLS

MLS Number: MDCA2023670

Bright MLS

APN: 01-097504