$399,000
SOLD JAN 10, 2024

2850 Lochness Ln Chesapeake Beach, MD 20732

4 Beds
2 Baths
2,042 Sq Ft
3.75 Acres

Recently Sold

$195 Per Sq Ft

8% Below List Price

104 Days on Market

Highlights

  • Above Ground Pool
  • Gourmet Kitchen
  • Deck
  • Windy Hill Elementary School Rated A-
  • 3.75 Acre Lot
  • Wood Burning Stove

About This Home

As of January 2024

All New Carpets and Main Level just painted. Granite counters * Updated Kitchen & Bathrooms. Features Include: 4 Bedrooms * BRIGHT KITCHEN & Bathrooms * Deck * Pool * You want PRIVACY - but still be part of a FANTASTIC NEIGHBORHOOD - Here you have a Private Yard and Setting * and a GREAT neighborhood location!! Finished Lower Level with Newer Pellet Stove 2017 * 4th BR in Lower Level, Plus additional room that can be an office or storage! * Short drive to the Chesapeake Bay!! Enjoy all that Bay living has to offer & NO town taxes! Close to Restaurants / Marinas / Shopping /Public Beaches and 3 Boardwalks / Water Park /Resort and Spa / Slots - the list goes on! * The Twin Beaches are like a Norman Rockwell Painting and You can Live in it ! 40 minutes to DC, 30 minutes to Joint Base Andrews, 35 minutes to Annapolis and 1 hour to BWI makes this an Extremely Convenient location. * Neighborhood has bike/walking Paths and Tot Lot * Sport Fields

Last Agent to Sell the Property

Lara Owings

(301) 904-2461 llojacono@yahoo.com RE/MAX Realty Group License #621449 Listed on: 08/27/2023

RE/MAX Realty Group

Last Buyer's Agent

Amanda Holmes

(301) 643-3521 amandaholmesrealtor@gmail.com EXP Realty, LLC License #5005664

EXP Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,413

Year Built

  • Built in 1986

Lot Details

  • 3.75 Acre Lot
  • Cul-De-Sac
  • No Through Street
  • Private Lot
  • Back Yard
  • Property is in very good condition

HOA Fees

  • $7 Monthly HOA Fees

Home Design

  • Rambler Architecture
  • Brick Exterior Construction
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • Traditional Floor Plan
  • Built-In Features
  • Ceiling Fan
  • 1 Fireplace
  • Wood Burning Stove
  • Combination Kitchen and Dining Room
  • Basement Fills Entire Space Under The House
  • Attic

Kitchen

  • Gourmet Kitchen
  • Electric Oven or Range
  • Self-Cleaning Oven
  • Range Hood
  • Microwave
  • Extra Refrigerator or Freezer
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

Laundry

  • Electric Dryer
  • Washer

Parking

  • Private Parking
  • Driveway
  • Off-Street Parking

Outdoor Features

  • Above Ground Pool
  • Deck
  • Shed

Schools

  • Windy Hill Elementary And Middle School
  • Northern High School

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Tax Lot 27
  • Assessor Parcel Number 0503108783

Community Details

Overview

  • The Highlands Subdivision

Amenities

  • Common Area

Recreation

  • Baseball Field
  • Community Basketball Court

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,413

Year Built

Built in 1986

Lot Details

0

HOA Fees

$7 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • Historic: No
  • Inclusions: Appliances, Pool and Equipment, Picnic Table, Shades/Blinds/Curtains, Shed, Ceiling Fan, Clothes Washer/Clothes Dryer
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 2023-08-27
  • Federal Flood Zone: No
  • Year Built: 1986
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 0

Interior Features

  • Appliances: Dishwasher, Dryer, Dryer - Electric, Extra Refrigerator/Freezer, Icemaker, Microwave, Oven - Self Cleaning, Oven/Range - Electric, Range Hood, Refrigerator, Stainless Steel Appliances, Washer, Water Heater
  • Interior Amenities: Attic, Built-Ins, Carpet, Ceiling Fan(s), Combination Kitchen/Dining, Dining Area, Entry Level Bedroom, Floor Plan - Traditional, Kitchen - Gourmet, Wood Floors, Stove - Wood
  • Other Equipment: Negotiable
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Other
  • Levels Count: 2
  • Room Count: 12
  • Basement: Yes
  • Basement Type: Full
  • Total Sq Ft: 2208
  • Living Area Sq Ft: 2042
  • Price Per Sq Ft: 361.41
  • Above Grade Finished Sq Ft: 1104
  • Below Grade Finished Sq Ft: 938
  • Below Grade Sq Ft: 166
  • Total Below Grade Sq Ft: 1104
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 2850

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 3
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding, Brick
  • Exterior Features: Secure Storage, Sidewalks
  • Pool Features: Above Ground
  • Roof: Architectural Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Personal
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Paved Driveway, Private
  • Type Of Parking: Driveway, Off Street

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic Exists
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 85.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Basketball Courts, Baseball Field, Common Grounds
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District: CALVERT COUNTY PUBLIC SCHOOLS
  • Elementary School: WINDY HILL
  • Middle School: WINDY HILL
  • High School: NORTHERN
  • Elementary School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121139842846
  • School District Source: Listing Agent
  • Elementary School: WINDY HILL
  • High School: NORTHERN
  • Middle Or Junior School: WINDY HILL

Lot Info

  • Horses: No
  • Land Use Code: 010
  • Lot Features: Cul-De-Sac, No Thru Street, Private, Rear Yard
  • Lot Size Acres: 3.75
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 163175.00
  • Outdoor Living Structures: Deck(s)
  • Property Condition: Very Good
  • Year Assessed: 2018
  • Zoning: R
  • In City Limits: No

Rental Info

  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 3413.00
  • Assessor Parcel Number: 0503108783
  • Tax Lot: 27
  • County Tax Payment Frequency: Annually
  • Tax Year: 2018
  • Close Date: 01/10/2024

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 27, 2023
Closed on
Jan 10, 2024
Sold by
Lydon Nancy V and Lydon Jake W
Bought by
Bentley Alan
Seller's Agent
Lara Owings
RE/MAX Realty Group
Buyer's Agent
Amanda Holmes
EXP Realty, LLC
List Price
$434,000
Sold Price
$399,000
Premium/Discount to List
-$35,000
-8.06%
Views
625
Current Estimated Value
$426,209

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$27,209
Avg. Annual Appreciation
3.89%
Original Mortgage
$359,100
Outstanding Balance
$352,910
Interest Rate
7.03%
Mortgage Type
New Conventional
Estimated Equity
$73,299

Purchase Details

Listed on
Mar 23, 2019
Closed on
Apr 26, 2019
Sold by
Kennedy Mary Theresa and Kennedy James Joseph
Bought by
Lydon Nancy V and Lydon Jake W
Seller's Agent
Lara Owings
RE/MAX Realty Group
Buyer's Agent
James Dick
Long & Foster Real Estate, Inc.
List Price
$314,000
Sold Price
$309,000
Premium/Discount to List
-$5,000
-1.59%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.58%
Original Mortgage
$301,831
Interest Rate
3.73%
Mortgage Type
FHA

Purchase Details

Closed on
Jan 20, 1986
Sold by
Calvert Highlands Ltd Ptnrshp, The
Bought by
Kennedy James Joseph and Mary Theresa

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$65,300
Interest Rate
10.99%
Source: Public Records

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $399,000 Stewart Title
Deed $399,000 Stewart Title
Deed $309,000 Rgs Title Llc
Deed $81,700 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $359,100 New Conventional
Closed $359,100 New Conventional
Previous Owner $301,831 FHA
Previous Owner $65,300 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/10/2024 01/10/24 Sold $399,000 0.0% $195 / Sq Ft
12/10/2023 12/10/23 Pending -- -- --
11/27/2023 11/27/23 Price Changed $399,000 -2.0% $195 / Sq Ft
11/10/2023 11/10/23 Price Changed $407,000 -2.9% $199 / Sq Ft
10/26/2023 10/26/23 Price Changed $419,000 -3.5% $205 / Sq Ft
09/12/2023 09/12/23 For Sale $434,000 0.0% $213 / Sq Ft
08/31/2023 08/31/23 Pending -- -- --
08/27/2023 08/27/23 For Sale $434,000 +40.5% $213 / Sq Ft
04/26/2019 04/26/19 Sold $309,000 -1.6% $151 / Sq Ft
03/27/2019 03/27/19 Pending -- -- --
03/23/2019 03/23/19 For Sale $314,000 -- $154 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,594 $330,400 $164,300 $166,100
2024 $3,594 $318,500 $0 $0
2023 $3,340 $306,600 $0 $0
2022 $3,213 $294,700 $164,300 $130,400
2021 $6,426 $291,900 $0 $0
2020 $3,163 $289,100 $0 $0
2019 $3,003 $286,300 $164,300 $122,000
2018 $3,003 $286,300 $164,300 $122,000
2017 $3,195 $286,300 $0 $0
2016 -- $288,700 $0 $0
2015 $2,914 $285,467 $0 $0
2014 $2,914 $282,233 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCA2011592

Bright MLS

APN: 03-108783