Jonathan Kraft
Crye-Leike REALTORS - Cleveland
(423) 250-9118
80 Total Sales
1 in Georgetown
$1,075,000 Price
2850 Lower River Rd NW Georgetown, TN 37336
Georgetown Area
3
Beds
2
Baths
1,150
Sq Ft
0.57
Acre Lot
Highlights
- Deck
- No HOA
- 2 Car Attached Garage
- Vaulted Ceiling
- Covered Patio or Porch
- Central Heating and Cooling System
About This Home
As of July 2026100% USDA FINANCING ELIGIBLE + COUNTRY FEEL, CITY CONVENIENCE, MINUTES TO THE RIVER & MOVE-IN READY! Welcome to this meticulously maintained 3 bedroom, 2 bathroom home offering the best of both worlds--peaceful country feel with convenient access to town. Whether you're a first-time buyer, looking to downsize, or simply searching for a move-in ready home with major upgrades already completed, this one stands out from the crowd. Inside, you'll find vaulted ceilings in both the living room and primary bedroom, a spacious kitchen with beautifully painted cabinets, upgraded light fixtures, and newer stainless steel appliances including an oven/range (March 2026), vent hood (March 2026), and dishwasher (May 2026). The oversized flat yard provides endless possibilities for outdoor enjoyment, while the powered storage building with internet adds incredible flexibility for hobbies, workspace, or extra storage. Major updates already completed for peace of mind include ALL new LVP flooring (2021), interior paint and deck paint (2026), painted cabinets (2021), new HVAC (2022), new water heater (2025), all new plumbing, and updated kitchen finishes. The attached 2-car garage and thoughtfully maintained exterior make this home as practical as it is inviting. Homes with this level of care, updates, usable outdoor space, and USDA eligibility at this price point are hard to find--don't miss your opportunity to make it yours!
Last Agent to Sell the Property
Bender Realty LLC Brokerage Phone: 4237715411 License #334025 Listed on: 05/21/2026
Last Buyer's Agent
Gail Rollins
Bender Realty LLC License #340906
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $706
Year Built
- Built in 1999
Lot Details
- 24,829 Sq Ft Lot
- Level Lot
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 1,150 Sq Ft Home
- Property has 3 Levels
- Vaulted Ceiling
- Ceiling Fan
- Crawl Space
- Fire and Smoke Detector
Kitchen
- Electric Oven
- Cooktop
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Outdoor Features
- Deck
- Covered Patio or Porch
Schools
- Hopewell Elementary School
- Ocoee Middle School
- Walker Valley High School
Utilities
- Central Heating and Cooling System
- Septic Tank
- High Speed Internet
Community Details
- No Home Owners Association
- Skylar Estates Subdivision
Listing and Financial Details
- Tax Lot 5
- Assessor Parcel Number 005I A 00400 000
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 7, 2026
Closed on
Oct 1, 2021
Sold by
Bought by
List Price
$184,900
Sold Price
$190,000
Premium/Discount to List
$5,100
2.76%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$90,459
Avg. Annual Appreciation
8.32%
Original Mortgage
$152,000
Outstanding Balance
$108,934
Interest Rate
2.1%
Mortgage Type
New Conventional
Estimated Equity
$171,525
Purchase Details
Listed on
May 27, 2016
Closed on
Jul 15, 2016
Sold by
Bought by
List Price
$130,000
Sold Price
$128,000
Premium/Discount to List
-$2,000
-1.54%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.86%
Original Mortgage
$123,000
Interest Rate
3.54%
Mortgage Type
VA
Purchase Details
Closed on
Aug 6, 2013
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$102,040
Interest Rate
4.48%
Mortgage Type
Commercial
Purchase Details
Closed on
Dec 21, 2006
Sold by
Bought by
Purchase Details
Closed on
Mar 7, 2005
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$102,656
Interest Rate
5.6%
Purchase Details
Closed on
Oct 4, 1999
Sold by
Bought by
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Georgetown, TN
-
Jonathan Kraft
-
Keith Nitsch
Keith Nitsch
Coldwell Banker Kinard Realty
(423) 589-1900
89 Total Sales
2 in Georgetown
$500,000 Price Range
-
Becky Smith
Becky Smith
RE/MAX Renaissance Realtors
(423) 558-3350
70 Total Sales
1 in Georgetown
$425,000 Price
-
Carol Potts
Carol Potts
Responds QuicklyRE/MAX Renaissance Realtors
(423) 888-0481
112 Total Sales
4 in Georgetown
$190K - $425K Price Range
-
Jay Hudson
Jay Hudson
Responds QuicklyGreater Chattanooga Realty, Keller Williams Realty
(706) 450-8110
279 Total Sales
6 in Georgetown
$325K - $1.3M Price Range
-
Paul Avratin
Paul Avratin
United Real Estate Experts Chattanooga
(423) 380-1818
100 Total Sales
2 in Georgetown
$320,000 Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $190,000 | None Available | |
| Warranty Deed | $128,000 | -- | |
| Warranty Deed | $100,000 | -- | |
| Deed | $99,000 | -- | |
| Deed | $109,000 | -- | |
| Deed | $86,900 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $152,000 | New Conventional | |
| Previous Owner | $123,000 | VA | |
| Previous Owner | $102,040 | Commercial | |
| Previous Owner | $102,656 | No Value Available |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/07/2026 08/07/26 | For Sale | $184,900 | -34.0% | $167 / Sq Ft | |
| 07/10/2026 07/10/26 | Sold | $280,000 | -1.8% | $243 / Sq Ft | |
| 05/21/2026 05/21/26 | For Sale | $285,000 | +119.2% | $248 / Sq Ft | |
| 09/16/2024 09/16/24 | Off Market | $130,000 | -- | -- | |
| 10/01/2021 10/01/21 | Sold | $190,000 | 0.0% | $171 / Sq Ft | View Prior Sale |
| 10/01/2021 10/01/21 | Sold | $190,000 | +2.8% | $171 / Sq Ft | View Prior Sale |
| 09/30/2021 09/30/21 | Pending | -- | -- | -- | |
| 08/27/2021 08/27/21 | Pending | -- | -- | -- | |
| 08/25/2021 08/25/21 | For Sale | $184,900 | +44.5% | $167 / Sq Ft | |
| 07/15/2016 07/15/16 | Sold | $128,000 | -1.5% | $116 / Sq Ft | View Prior Sale |
| 06/13/2016 06/13/16 | Pending | -- | -- | -- | |
| 05/27/2016 05/27/16 | For Sale | $130,000 | -- | $117 / Sq Ft |
Source: Realtracs
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $706 | $57,275 | $6,250 | $51,025 |
| 2024 | $644 | $35,925 | $4,325 | $31,600 |
| 2023 | $644 | $35,925 | $4,325 | $31,600 |
| 2022 | $644 | $35,925 | $4,325 | $31,600 |
| 2021 | $638 | $35,600 | $0 | $0 |
| 2020 | $640 | $35,600 | $0 | $0 |
| 2019 | $640 | $28,800 | $0 | $0 |
| 2018 | $605 | $0 | $0 | $0 |
| 2017 | $626 | $0 | $0 | $0 |
| 2016 | $626 | $0 | $0 | $0 |
| 2015 | $605 | $0 | $0 | $0 |
| 2014 | $507 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Bonnie Bennett
Seller's Agent in 2026
Bonnie Bennett
Bender Realty LLC
(423) 771-5411
94 Total Sales
-
G
Buyer's Agent in 2026
Gail Rollins
Bender Realty LLC
Map
Source: Realtracs
MLS Number: RTC3217652
APN: 005I-A-004.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Realtracs as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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