$285,000
PENDING

2850 Lower River Rd NW Georgetown, TN 37336

Estimated payment $1,603/month

Total Views 1,580
3 Beds
2 Baths
1,150 Sq Ft
$248 Price per Sq Ft

Highlights

  • Open Floorplan
  • Deck
  • No HOA
  • Hopewell Elementary School Rated A-
  • Cathedral Ceiling
  • Covered Patio or Porch

About This Home

100% USDA FINANCING ELIGIBLE + COUNTRY FEEL, CITY CONVENIENCE, MINUTES TO THE RIVER & MOVE-IN READY! Welcome to this meticulously maintained 3 bedroom, 2 bathroom home offering the best of both worlds--peaceful country feel with convenient access to town. Whether you're a first-time buyer, looking to downsize, or simply searching for a move-in ready home with major upgrades already completed, this one stands out from the crowd. Inside, you'll find vaulted ceilings in both the living room and primary bedroom, a spacious kitchen with beautifully painted cabinets, upgraded light fixtures, and newer stainless steel appliances including an oven/range (March 2026), vent hood (March 2026), and dishwasher (May 2026). The oversized flat yard provides endless possibilities for outdoor enjoyment, while the powered storage building with internet adds incredible flexibility for hobbies, workspace, or extra storage. Major updates already completed for peace of mind include ALL new LVP flooring (2021), interior paint and deck paint (2026), painted cabinets (2021), new HVAC (2022), new water heater (2025), all new plumbing, and updated kitchen finishes. The attached 2-car garage and thoughtfully maintained exterior make this home as practical as it is inviting. Homes with this level of care, updates, usable outdoor space, and USDA eligibility at this price point are hard to find--don't miss your opportunity to make it yours!

Listing Agent

Bonnie Bennett

Bender Realty License #334025 Listed on: 05/22/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $706

Year Built

  • Built in 1999 | Remodeled

Lot Details

  • 24,829 Sq Ft Lot
  • Lot Dimensions are 100 x 250
  • Property fronts a county road
  • Rural Setting
  • Landscaped
  • Level Lot
  • Cleared Lot
  • Garden
  • Back and Front Yard

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Permanent Foundation
  • Block Foundation
  • Shingle Roof
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 1,150 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Cathedral Ceiling
  • Ceiling Fan
  • Double Pane Windows
  • Vinyl Clad Windows
  • Insulated Windows
  • Luxury Vinyl Tile Flooring
  • Crawl Space
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Convection Oven
  • Free-Standing Electric Oven
  • Free-Standing Electric Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Laminate Countertops

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Laundry in Kitchen
  • Washer and Electric Dryer Hookup

Outdoor Features

  • Deck
  • Covered Patio or Porch
  • Fire Pit
  • Shed
  • Rain Gutters

Schools

  • Hopewell Elementary School
  • Ocoee Middle School
  • Walker Valley High School

Utilities

  • Central Heating and Cooling System
  • Vented Exhaust Fan
  • Natural Gas Not Available
  • Septic Tank
  • Sewer Not Available
  • High Speed Internet

Community Details

  • No Home Owners Association
  • Skylar Ests Subdivision

Listing and Financial Details

  • Assessor Parcel Number 005i A 004.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$706

Year Built

Built in 1999 | Remodeled

Lot Details

0.57 Acres

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.57
  • Lot Size: 100 X 250
  • Road Frontage Type: County Road, Interstate Access Within 5 Miles
  • Road Surface Type: Asphalt, Paved
  • Subdivision Name: Skylar Ests
  • Directions: I-75 N TO EXIT 25. TAKE LEFT ON HWY 60 W. GO ON HWY 60 W AND TURN RIGHT ON EUREKA ROAD. GO NORTH ON EUREKA, LEFT ON LOWER RIVER ROAD. HOUSE IS ON THE RIGHT. SOP
  • Above Grade Finished Sq Ft: 1150.0
  • Architectural Style: Ranch
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • Living Area: 1150.0
  • New Construction: No
  • Building Stories: 1
  • Structure Type: Free Standing Building, House
  • Year Built: 1999
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 005i A 004.00
  • Location Tax and Legal Elementary School: Hopewell Elementary
  • Location Tax and Legal Middle Or Junior School2: Ocoee Middle
  • Location Tax and Legal High School: Walker Valley High
  • Location Tax and Legal:Tax Annual Amount: 706.2
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 1150.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.57
  • General Property Information Lot Size Square Feet2: 24829.2
  • General Property Information Lot Size Dimensions: 100 X 250
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: No
  • General Property Information Senior Community YN: No
  • Remarks and Miscellaneous Public Remarks2: 100% USDA FINANCING ELIGIBLE + COUNTRY FEEL, CITY CONVENIENCE, MINUTES TO THE RIVER & MOVE-IN READY! Welcome to this meticulously maintained 3 bedroom, 2 bathroom home offering the best of both worlds--peaceful country feel with convenient access to town. Whether you're a first-time buyer, looking to downsize, or simply searching for a move-in ready home with major upgrades already completed, this one stands out from the crowd. Inside, you'll find vaulted ceilings in both the living room and primary bedroom, a spacious kitchen with beautifully painted cabinets, upgraded light fixtures, and newer stainless steel appliances including an oven/range (March 2026), vent hood (March 2026), and dishwasher (May 2026). The oversized flat yard provides endless possibilities for outdoor enjoyment, while the powered storage building with internet adds incredible flexibility for hobbies, workspace, or extra storage. Major updates already completed for peace of mind include ALL new LVP flooring (2021), interior paint and deck paint (2026), painted cabinets (2021), new HVAC (2022), new water heater (2025), all new plumbing, and updated kitchen finishes. The attached 2-car garage and thoughtfully maintained exterior make this home as practical as it is inviting. Homes with this level of care, updates, usable outdoor space, and USDA eligibility at this price point are hard to find--don't miss your opportunity to make it yours!
  • Other Structures:Storage3: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Property Condition:UpdatedRemodeled: Yes
  • Roof Asphalt5: Yes
  • Foundation Details Block2: Yes
  • Security Features:Smoke Detector(s): Yes
  • Levels:One: Yes
  • Laundry Features Laundry Room: Yes
  • Interior Features En Suite: Yes
  • General Property Information Stories2: 1
  • Other Structures:Shed(s): Yes
  • Patio And Porch Features Porch - Covered: Yes
  • Architectural Style Ranch: Yes
  • Flooring Luxury Vinyl: Yes
  • Laundry Features:Main Level: Yes
  • Lot Features Rural: Yes
  • Cooling:Ceiling Fan(s): Yes
  • Structure Type:House: Yes
  • Road Frontage Type County Road: Yes
  • Laundry Features:Inside: Yes
  • Foundation Details:Permanent: Yes
  • Utilities:Natural Gas Not Available: Yes
  • Utilities Sewer Not Available: Yes
  • Other Structures Residence: Yes
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Appliances: Vented Exhaust Fan, Stainless Steel Appliance(s), Refrigerator, Plumbed For Ice Maker, Microwave, Ice Maker, Free-Standing Electric Range, Free-Standing Electric Oven, Dishwasher, Convection Oven
  • Has Basement: Crawl Space
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace: No
  • Flooring: Luxury Vinyl
  • Interior Amenities: Cathedral Ceiling(s), Ceiling Fan(s), Eat-in Kitchen, En Suite, High Speed Internet, Laminate Counters, Open Floorplan, Pantry, Primary Downstairs, Vaulted Ceiling(s)
  • Window Features: Double Pane Windows, Insulated Windows, Vinyl Frames
  • Appliances:Convection Oven: Yes
  • Appliances Dishwasher: Yes
  • Basement:Crawl Space: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Icemaker: Yes
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Pantry: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Appliances:Vented Exhaust Fan: Yes
  • Interior Features:Primary Downstairs: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Appliances:Free-Standing Electric Oven: Yes
  • Interior Features:Vaulted Ceiling(s): Yes
  • Interior Features:Laminate Counters: Yes
  • Appliances:Plumbed For Ice Maker: Yes
  • Laundry Features:In Kitchen: Yes

Exterior Features

  • Lot Features: Back Yard, Cleared, Front Yard, Garden, Landscaped, Level, Rural
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Vinyl Siding
  • Exterior Features: Fire Pit, Garden, Rain Gutters, Storage
  • Foundation Details: Block, Permanent
  • Other Structures: Residence, Shed(s), Storage
  • Patio And Porch Features: Deck, Patio, Porch, Porch - Covered
  • Property Condition: Updated/Remodeled
  • Roof: Asphalt, Shingle
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Window Features:Vinyl Frames: Yes
  • Lot Features:Level: Yes
  • Lot Features:Cleared: Yes
  • Window Features:Insulated Windows: Yes
  • Exterior Features:Storage: Yes
  • Lot Features:Back Yard2: Yes
  • Exterior Features:Garden: Yes
  • Lot Features:Front Yard2: Yes
  • Lot Features:Garden2: Yes
  • Lot Features:Landscaped: Yes
  • Exterior Features:Rain Gutters: Yes
  • Window Features:Double Pane Windows: Yes
  • Exterior Features:Fire Pit: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Asphalt, Driveway, Garage, Garage Door Opener, Garage Faces Front
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Asphalt: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Garage Faces Front: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, In Kitchen, Inside, Laundry Room, Main Level, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Ceiling Fan(s), Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Utilities: Electricity Connected, Natural Gas Not Available, Sewer Not Available, Water Connected
  • Water Source: Public
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Hopewell Elementary
  • High School: Walker Valley High
  • Middle Or Junior School: Ocoee Middle

Lot Info

  • Lot Size Sq Ft: 24829.2
  • Additional Parcels: No
  • Parcel #: 005i A 004.00

Tax Info

  • Tax Annual Amount: 706.2

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $706 $57,275 $6,250 $51,025
2024 $644 $35,925 $4,325 $31,600
2023 $644 $35,925 $4,325 $31,600
2022 $644 $35,925 $4,325 $31,600
2021 $638 $35,600 $0 $0
2020 $640 $35,600 $0 $0
2019 $640 $28,800 $0 $0
2018 $605 $0 $0 $0
2017 $626 $0 $0 $0
2016 $626 $0 $0 $0
2015 $605 $0 $0 $0
2014 $507 $0 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/13/2026 06/13/26 Pending -- -- --
05/22/2026 05/22/26 For Sale $285,000 +119.2% $248 / Sq Ft
09/16/2024 09/16/24 Off Market $130,000 -- --
10/01/2021 10/01/21 Sold $190,000 +2.8% $171 / Sq Ft View Prior Sale
08/27/2021 08/27/21 Pending -- -- --
08/25/2021 08/25/21 For Sale $184,900 +44.5% $167 / Sq Ft
07/15/2016 07/15/16 Sold $128,000 -1.5% $116 / Sq Ft View Prior Sale
06/13/2016 06/13/16 Pending -- -- --
05/27/2016 05/27/16 For Sale $130,000 -- $117 / Sq Ft
Source: Greater Chattanooga REALTORS®

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $190,000 None Available
Warranty Deed $128,000 --
Warranty Deed $100,000 --
Deed $99,000 --
Deed $109,000 --
Deed $109,000 --
Deed $86,900 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $152,000 New Conventional
Previous Owner $123,000 VA
Previous Owner $102,040 Commercial
Previous Owner $102,656 No Value Available
Previous Owner $102,656 No Value Available
Source: Public Records

Source: Greater Chattanooga REALTORS®

MLS Number: 1535317

Greater Chattanooga REALTORS®

APN: 005I-A-004.00

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