28538 John Silver Rd Summerland Key, FL 33042
Estimated payment $9,122/month
About This Home
Experience the best of the Keys lifestyle in this beautifully appointed 3-bedroom, 2-bath home, ideally positioned on a premium corner lot with approximately 236 feet of waterfront along a wide canal. Offering direct and easy access to open water, this property is a dream for boaters and water lovers alike.Step inside to a bright, open layout where expansive windows frame stunning views of crystal-clear waters and lush natural scenery. The spacious living area is filled with natural light and finished with elegant tile flooring throughout. At the heart of the home, a gourmet kitchen features granite countertops, stainless steel appliances, and an oversized island that's perfect for entertaining or casual dining.Outdoors, the property truly shines. Set on an impressive 11,275 sq ft lot, it features thoughtfully designed walking paths, a 15,000 lb boat lift, and a private ramp--ideal for launching kayaks, paddle boards, jet skis, or small boats. Enjoy laid-back island living with a fully equipped outdoor kitchen and bar, a refreshing pool, and plenty of space to relax or entertain. Covered parking adds convenience, while hurricane-impact windows and three split A/C units ensure comfort and peace of mind year-round.Whether you're an avid boater or simply seeking a serene retreat in the Florida Keys, this exceptional home delivers the waterfront lifestyle you've been dreaming of.
Listing Agent
Coldwell Banker Schmitt Lower Keys (KW) License #3099169 Listed on: 08/05/2025
Map
Home Details
Home Type
Single Family
Est. Annual Taxes
$7,896
Year Built
1981
Lot Details
0
Listing Details
- Property Type: Residential
- Style: Single Family
- As Is Right To Inspect: Yes
- First Right of Refusal: No
- Mandatory HOA: No
- Fee Includes: None
- Financial Status Bank Owned: No
- Financial Status Potential Short Sale: No
- Key Island: Little Torch Key
- Limited Representation: No
- Marathon Neighborhood: N/A
- Mile Marker: 28.50
- M L S Identifier: 20060123165453488875000000
- Pets: Pets Allowed
- Property Group I D: 19990816212109142258000000
- Side: Ocean
- State Province: FL
- Taxes: 8939.63
- Title: Title Ins - Buyer
- Vehicle Storage: Open Parking, Covered Parking, Off Street Parking, Guest Parking
- Year Built: 1981
- Alternate Key Number: 1283550
- Cooling Heating: Central Air
- Lot Sq Ft: 11275.00
- Pool Info: Above Ground
- Porch Balcony: Open Porch/Balcony, Deck
- Species List: Yes
- Tax Exemptions: None
- Building Style Above Flood: Unknown
- Estimated Living Sq Ft: 1248.00
- Financial Status Auction: No
- Financial Status Standard Sale: Yes
- Sewer Hook Up: Yes
- Statistical Purposes Only: No
- Special Features: None
- Property Sub Type: Detached
Interior Features
- Total Bathrooms: 2.00
- Full Bathrooms: 2
- Appliances: Washer, Range, Refrigerator, Dishwasher, Dryer
- Total Bedrooms: 3
Exterior Features
- Dockage: Boat Lift
- Waterfront: Canal Front
- Waterfront: Yes
- Construction: CBS
- Exterior Features: Outdoor Kitchen
- Roof: Metal Roof
- Waterview: Canal View
- Pool: Yes
Utilities
- Security: On Premises System
- Utilities: FKAA, Municipal Sewer
- Heating: Electric
Lot Info
- Deed Restrictions: Unknown
- Flood Zone: AE
- Parcel Number: 00216310-000000
- Land Size: Less Than 1/4 Acre
- Acres: 0.26
Rental Info
- Rentals Allowed: With Restrictions
- Furnished: Negotiable
Tax Info
- Tax Year: 2024
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,896 | $1,179,099 | $964,858 | $214,241 |
| 2023 | $7,896 | $984,372 | $779,384 | $204,988 |
| 2022 | $6,686 | $698,769 | $493,281 | $205,488 |
| 2021 | $4,982 | $508,384 | $0 | $0 |
| 2020 | $4,957 | $501,365 | $0 | $0 |
| 2019 | $4,867 | $490,093 | $0 | $0 |
| 2018 | $4,895 | $480,955 | $0 | $0 |
| 2017 | $4,760 | $471,063 | $0 | $0 |
| 2016 | $4,791 | $461,375 | $0 | $0 |
| 2015 | $5,522 | $475,758 | $0 | $0 |
| 2014 | $4,716 | $378,735 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/26/2025 09/26/25 | Price Changed | $1,590,000 | -0.6% | $1,274 / Sq Ft | |
| 08/05/2025 08/05/25 | For Sale | $1,600,000 | +63.4% | $1,282 / Sq Ft | |
| 12/23/2021 12/23/21 | Sold | $979,000 | 0.0% | $784 / Sq Ft | View Prior Sale |
| 11/04/2021 11/04/21 | For Sale | $979,000 | +89.7% | $784 / Sq Ft | |
| 06/30/2014 06/30/14 | Sold | $516,000 | -19.2% | $413 / Sq Ft | View Prior Sale |
| 06/08/2014 06/08/14 | Pending | -- | -- | -- | |
| 12/04/2013 12/04/13 | For Sale | $638,750 | -- | $512 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $800,000 | None Listed On Document | |
| Warranty Deed | $516,000 | Attorney | |
| Warranty Deed | $400,000 | Attorney | |
| Quit Claim Deed | -- | Attorney | |
| Quit Claim Deed | -- | Attorney | |
| Quit Claim Deed | -- | Attorney | |
| Deed | $4,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $600,000 | New Conventional | |
| Previous Owner | $416,000 | Seller Take Back |
Source: Key West Association of REALTORS®
MLS Number: 616086
APN: 00216310-000000
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