$649,995

28540 190th St Akeley, MN 56433

Estimated payment $3,901/month

Total Views 892
4 Beds
3.5 Baths
3,696 Sq Ft
$176 Price per Sq Ft

Highlights

  • 100 Feet of Waterfront
  • Family Room with Fireplace
  • No HOA
  • Deck
  • Main Floor Primary Bedroom
  • Enclosed Patio or Porch

About This Home

An absolute stunner on Ham Lake. This attractive home is well-appointed, meticulously maintained and sits on one of the best sand swimming beaches you will ever see. Spacious at 3600+ finished square feet with an ideal floor plan that feels intimate, yet it can comfortably accommodate a large gathering in total comfort. It features 4 bedrooms, 4 baths, 2 fireplaces, hardwood floors, main level laundry, tons of storage, fiber optic internet, screened and covered porches, lakeside deck, patio and so much more! The window arrangement is ideal, perfectly merging the indoor and outdoor spaces. A generous 26x40 garage has your storage needs covered. It is also EV and generator ready. Sits on 2.45 acres with south facing, panoramic lake views. The lot is level and the shoreline cannot be overstated. It is simply amazing! Bonus; also includes deeded access to Hay Lake. This is a walking easement with docking privileges. One home, two lakes. Incredible opportunity! Be sure to check out the video.

Listing Agent

Jack Brann

Affinity Real Estate Inc. Listed on: 05/28/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,561

Year Built

  • Built in 1998

Lot Details

  • Lot Dimensions are 100 x 1070
  • 100 Feet of Waterfront
  • Lake Front
  • Few Trees

Parking

  • 2 Car Detached Garage
  • Garage Door Opener

Home Design

  • Wood Foundation
  • Block Foundation
  • Architectural Shingle Roof
  • Cedar Siding

Interior Spaces

  • 1.5-Story Property
  • Wood Burning Fireplace
  • Free Standing Fireplace
  • Brick Fireplace
  • Gas Fireplace
  • Family Room with Fireplace
  • 2 Fireplaces
  • Living Room with Fireplace
  • Combination Kitchen and Dining Room

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher
  • Disposal
  • The kitchen features windows

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Block Basement Construction
  • Basement Storage
  • Basement Window Egress

Eco-Friendly Details

  • Air Exchanger

Outdoor Features

  • Deck
  • Enclosed Patio or Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Wood
  • Underground Utilities
  • Propane
  • Private Water Source
  • Sand Point Well
  • Well
  • Drilled Well
  • Water Softener is Owned
  • Fuel Tank
  • Septic System

Community Details

  • No Home Owners Association
  • Hay Lake Over Subdivision

Listing and Financial Details

  • Assessor Parcel Number 281801100

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,561

Year Built

Built in 1998

Lot Details

2.45 Acres

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family
  • Cooling System: Central Air
  • Outside Features: Stone, Cedar
  • Garage Spaces: 2
  • Accessibility Features: None
  • Fireplaces: 2
  • Water Source: Drilled, Private, Sand Point, Well
  • Year Built: 1998
  • Above Grade Finished Sq Ft: 2352
  • Unit Levels: One and One Half
  • New Construction: No
  • FractionalOwnershipYN: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Egress Window(s), Finished, Full, Storage Space, Sump Pump, Walkout, Wood
  • Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Fuel Tank - Rented, Microwave, Range, Refrigerator, Washer, Water Softener Owned
  • Fireplace Features: Brick, Family Room, Free Standing, Gas, Living Room, Wood Burning
  • Living Area: 3696
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 1344
  • Basement YN: Yes

Beds/Baths

  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4

Exterior Features

  • Roof: Age 8 Years or Less, Architectural Shingle
  • View: Lake, Panoramic, South
  • Foundation Details: Block, Other
  • PatioPorchType: Covered, Deck, Enclosed, Patio, Screened, Side Porch
  • Lake Bottom: Excellent Sand
  • Elevation Highpoint to Waterfront Feet: 0-4
  • Waterfront Frontage: 100

Garage/Parking

  • Parking Features: Detached Garage, Garage Door Opener

Utilities

  • Heating: Forced Air, Fireplace(s)
  • Sewer: Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
  • LaundryFeatures: Laundry Room, Main Level
  • Fuel: Propane, Wood

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s), Deck, Dock, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Other, Patio, Paneled Doors, Porch, Sun Room, Tile Floors, Vaulted Ceiling(s), Walk-In Closet

Schools

  • Junior High Dist: Walker-Hackensack-Akeley
  • SchoolDistrictPhone: 2185474201

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 100 x 1070
  • Land Lease: No
  • Lot Features: Tree Coverage - Medium, Underground Utilities
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Tax Info

  • Tax Year: 2026
  • Assessor Parcel Number: 281801100
  • Tax Annual Amount: 4561
  • TaxWithAssessments: 4806

Multi Family

  • WaterfrontFeatures: Lake Front

Map

Range of Values:

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Value Increase
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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,806 $660,300 $137,000 $523,300
2024 $4,340 $576,400 $117,800 $458,600
2023 $4,272 $599,200 $116,500 $482,700
2022 $3,872 $554,200 $100,000 $454,200
2021 $3,686 $384,000 $84,300 $299,700
2020 $3,434 $364,600 $77,232 $287,368
2019 $3,482 $336,100 $67,514 $268,586
2018 $3,458 $342,100 $67,044 $275,056
2016 $3,276 $314,800 $64,130 $250,670
2015 $3,178 $331,000 $70,061 $260,939
2014 $2,810 $312,400 $69,628 $242,772
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/28/2026 05/28/26 For Sale $649,995 -- $176 / Sq Ft
Source: NorthstarMLS

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed -- --
Interfamily Deed Transfer -- None Available
Source: Public Records

Source: NorthstarMLS

MLS Number: 7082170

NorthstarMLS

APN: 28.18.01100

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