NOT LISTED FOR SALE

286 Cornwall Ave South Elgin, IL 60177

Estimated Value: $424,000 - $454,419

4 Beds
3 Baths
-- Sq Ft
9,583 Sq Ft Lot

Last Sold July 31, 2015

Last sale price $232,500

Est. 88% increase in value since last sale

Current estimated payment $3,206/month

5 Days on Market

Highlights

  • Above Ground Pool
  • Landscaped Professionally
  • Wood Flooring
  • South Elgin High School Rated A-
  • Deck
  • 4-minute walk to Jim Hansen Park

About This Home

As of July 2015

Premium rehab 2015. New SS kitchen appliances! New washer dryer! Rehabbed bathrooms! New carpet! New interior paint! Above ground heated pool & deck! Storage shed. Fenced backyard. Full basement ready to be finished, lots of storage space. Light, bright. & beautiful!

Last Agent to Sell the Property

Mike Berg

Berg Properties License #475114838 Listed on: 05/28/2015

Last Buyer's Agent

Jacob Bartlett

Fox Hollow Properties License #475145196

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,954

Year Built

  • 1996

Lot Details

  • Southern Exposure
  • East or West Exposure
  • Fenced Yard
  • Landscaped Professionally

Parking

  • Attached Garage
  • Parking Available
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Aluminum Siding
  • Steel Siding
  • Vinyl Siding

Kitchen

  • Breakfast Bar
  • Butlers Pantry
  • Oven or Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Above Ground Pool
  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Additional Features

  • Wood Flooring
  • Dual Sinks
  • Basement Fills Entire Space Under The House
  • North or South Exposure
  • Property is near a bus stop

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,954

Year Built

1996

Lot Details

0

Parking

2

Listing Details

  • Property Type: Detached Single
  • General Information: School Bus Service, Commuter Bus, Interstate Access
  • Recent Rehab: Yes
  • Age: 16-20 Years
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Ownership: Fee Simple
  • Total Full or Half Bathrooms: 2.1
  • Type Detached: 2 Stories
  • Estimated Year Built: 1996
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1996

Interior Features

  • Interior Property Features: Hardwood Floors, 1st Floor Laundry
  • Number Of Rooms: 8
  • Living Room: Dimensions: 15X12, On Level: Main Level, Flooring: Hardwood
  • Appliances: Oven/Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, All Stainless Steel Kitchen Appliances
  • Equipment: Water-Softener Owned, TV-Cable, Sump Pump
  • Basement: Full
  • Basement: Unfinished
  • Bedrooms All Levels: 4
  • Bathroom Amenities: Double Sink
  • Above Grade Bedrooms: 4
  • Laundry: Dimensions: 4X6, On Level: Main Level
  • Dining Room: Dimensions: 11X12, On Level: Main Level, Flooring: Hardwood
  • Kitchen Type: Dimensions: 12X12, On Level: Main Level, Flooring: Hardwood
  • Kitchen Type: Eating Area-Breakfast Bar, Pantry-Butler
  • Additional Rooms: No additional rooms
  • Master Bedroom: Dimensions: 15X12, On Level: 2nd Level, Flooring: Carpet
  • Bedroom 2: Dimensions: 11X12, On Level: 2nd Level, Flooring: Carpet
  • Bedroom 3: Dimensions: 11X11, On Level: 2nd Level, Flooring: Carpet
  • Bedroom 4: Dimensions: 10X11, On Level: 2nd Level, Flooring: Carpet
  • Dining Room Type: Combined w/ LivRm
  • Family Room: Dimensions: 15X14, On Level: Main Level, Flooring: Carpet

Exterior Features

  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Aluminum Siding, Vinyl Siding, Steel Siding
  • Exterior Property Features: Deck, Pool Above Ground
  • Exposure: N (North), S (South), E (East), W (West)
  • Acreage: 0.22

Garage/Parking

  • Number of Cars: 4
  • Parking: Garage, Space/s
  • Number Parking Spaces: 2
  • Parking On Site: Yes
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s), Transmitter(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Asphalt
  • Parking Included In Price: Yes
  • Parking Ownership: Owned
  • Garage Ownership: Owned

Utilities

  • Electricity: Circuit Breakers
  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Schools

  • School District: 46
  • Junior High Dist: 46

Lot Info

  • Lot Dimensions: 77X130
  • Lot Description: Fenced Yard, Landscaped Professionally
  • Parcel Identification Number: 0634482011

Tax Info

  • Taxes: 5249

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 28, 2015
Closed on
Jul 15, 2015
Sold by
N Holdings Llc
Bought by
Roche Brian P and Defrancesco Rebecca A
Seller's Agent
Mike Berg
Berg Properties
Buyer's Agent
Jacob Bartlett
Fox Hollow Properties
List Price
$249,000
Sold Price
$232,500
Premium/Discount to List
-$16,500
-6.63%
Current Estimated Value
$436,855

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$204,355
Avg. Annual Appreciation
6.00%
Original Mortgage
$220,875
Interest Rate
4.62%
Mortgage Type
Negative Amortization

Purchase Details

Closed on
Apr 21, 2015
Sold by
Federal Home Loan Mortgage Corporation
Bought by
N Holdings Llc

Purchase Details

Closed on
Oct 3, 2014
Sold by
Sema Sonia
Bought by
Federal Home Loan Mortgage Corporation

Purchase Details

Closed on
Jul 11, 2006
Sold by
Wiater Stacey M
Bought by
Serna Sonia and Serna Veronica

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$30,500
Interest Rate
6.82%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Jul 19, 2005
Sold by
Wiater Kevin P and Wiater Stacey M
Bought by
Wiater Stacey M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$208,000
Interest Rate
1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 6, 1996
Sold by
Firstar Bank Illinois
Bought by
Wiater Kevin P and Wiater Stacey M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$155,150
Interest Rate
7.74%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Roche Brian P $232,500 Stewart Title
N Holdings Llc -- First American Title
Federal Home Loan Mortgage Corporation -- None Available
Serna Sonia $305,000 Baird & Warner Title Service
Wiater Stacey M -- Republic Title
Wiater Kevin P $180,500 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Roche Brian P $204,700
Closed Roche Brian P $220,875
Previous Owner Serna Sonia $272,845
Previous Owner Serna Sonia $285,100
Previous Owner Serna Sonia $30,500
Previous Owner Serna Sonia $244,000
Previous Owner Wiater Stacey M $208,000
Previous Owner Wiater Kevin P $199,000
Previous Owner Wiater Kevin P $195,000
Previous Owner Wiater Kevin P $155,150
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/31/2015 07/31/15 Sold $232,500 -6.6% --
06/02/2015 06/02/15 Pending -- -- --
05/28/2015 05/28/15 For Sale $249,000 -- --
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,954 $134,134 $28,317 $105,817
2023 $9,496 $121,180 $25,582 $95,598
2022 $8,992 $110,495 $23,326 $87,169
2021 $8,474 $103,305 $21,808 $81,497
2020 $8,223 $98,620 $20,819 $77,801
2019 $7,924 $93,941 $19,831 $74,110
2018 $7,775 $88,498 $18,682 $69,816
2017 $7,395 $83,662 $17,661 $66,001
2016 $7,050 $77,616 $16,385 $61,231
2015 -- $71,142 $15,018 $56,124
2014 -- $59,474 $14,833 $44,641
2013 -- $61,043 $15,224 $45,819
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD08936872

Midwest Real Estate Data (MRED)

APN: 06-34-482-011