286 Lake Front Dr Mineral, VA 23117
3
Beds
3.5
Baths
2,424
Sq Ft
$142/mo
HOA Fee
Highlights
- 10 Feet of Waterfront
- Boat Ramp
- Water Oriented
- Thomas Jefferson Elementary School Rated A-
- Beach
- Open Floorplan
About This Home
As of August 2025Imagine a place where your mornings begin with a breathtaking sunrise over the lake, your afternoons are spent boating, jet skiing, or relaxing at the beach, and your evenings wind down with dinner on the patio or a stroll to your favorite nearby restaurant. This isn’t just a home—it’s a waterfront retreat and a rare investment opportunity in the heart of Lake Anna.
Located in the Lake Anna Plaza community on the public side of the lake, this fully furnished end row townhouse offers enhanced privacy, extra natural light, and a spacious layout across two stories plus a finished walk-out basement, totaling 2,424 square feet of versatile living space. The main level features a serene primary suite and an open-concept design that flows out to one of two private balconies overlooking the water. The walk-out basement opens to a furnished patio, perfect for grilling, entertaining, or simply enjoying the lakeside breeze.
Outside your door, the Lake Anna lifestyle comes to life. Spend the day on the community beach, play a match on the tennis courts, or explore the vibrant local scene just steps away, where you’ll find the Lake Anna Taphouse, Asian Cafe, The Tasty Crab, Cream and Caffeine, Vito’s Italian, and The Lounge all within walking distance. Groceries and even more dining options are just a few minutes away.
And when it’s time to hit the water, you’re already there. Your private covered boat slip—on Lake Anna—features deep water access, composite decking, a 6,000 lb boat lift, and floating jet ski docks, offering convenience and lake-ready living.
Whether you're looking for a peaceful personal getaway or a potential income-producing short-term rental, this property offers exceptional flexibility. Short-term rentals are allowed in Lake Anna Plaza, and have already proven successful by others, making this an exciting opportunity to create a lake escape that works for you when you're not there. All furnishings convey, so it’s completely turnkey from day one.
This is more than a lake house. It’s a complete lifestyle—sunrise views over the water, effortless lake access, vibrant community energy, and the perfect balance of relaxation and recreation—all waiting for you at Lake Anna.
Last Agent to Sell the Property
Lake Anna Island Realty, Inc. License #0225267053 Listed on: 07/10/2025
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $3,626
Year Built
- Built in 2004
Lot Details
- 6,926 Sq Ft Lot
- 10 Feet of Waterfront
- Property is in very good condition
HOA Fees
- $142 Monthly HOA Fees
Home Design
- Contemporary Architecture
- Stone Siding
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- Property has 3 Levels
- Open Floorplan
- Two Story Ceilings
- Ceiling Fan
- 1 Fireplace
- Combination Dining and Living Room
- Wood Flooring
- Water Views
Kitchen
- Breakfast Area or Nook
- Electric Oven or Range
- Self-Cleaning Oven
- Extra Refrigerator or Freezer
- Ice Maker
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- En-Suite Bathroom
Laundry
- Dryer
- Washer
Partially Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Rear Basement Entry
- Natural lighting in basement
Outdoor Features
- Water Oriented
- Property is near a lake
- Lake Privileges
- Multiple Balconies
- Patio
Schools
- Thomas Jefferson Elementary School
- Louisa County Middle School
- Louisa County High School
Utilities
- Heat Pump System
- Vented Exhaust Fan
- Electric Water Heater
- Community Sewer or Septic
Listing and Financial Details
- Tax Lot E1
- Assessor Parcel Number 18 2 E1
Community Details
Overview
- Association fees include common area maintenance, pier/dock maintenance
- Lake Anna Plaza Subdivision
- Community Lake
Amenities
- Picnic Area
Recreation
- Boat Ramp
- Boat Dock
- Pier or Dock
- Beach
- Tennis Courts
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 19, 2013
Closed on
May 24, 2013
Sold by
Compton Marsha and Fielder Marsha Compton
Bought by
Michael Allen Bruce and Michael Helen M
Seller's Agent
Toni McQuair
Long & Foster Real Estate, Inc.
Buyer's Agent
Barbara Robison
Lake Anna Real Estate Group
List Price
$424,000
Sold Price
$400,000
Premium/Discount to List
-$24,000
-5.66%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.21%
Original Mortgage
$320,000
Interest Rate
3.75%
Mortgage Type
New Conventional
Similar Homes in Mineral, VA
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $400,000 | Fidelity Title Insurance |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $304,000 | No Value Available | |
| Closed | $320,000 | New Conventional | |
| Previous Owner | $280,000 | New Conventional | |
| Previous Owner | $252,050 | New Conventional | |
| Previous Owner | $251,000 | New Conventional | |
| Previous Owner | $25,000 | Credit Line Revolving | |
| Previous Owner | $25,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/04/2025 08/04/25 | Sold | $665,000 | +3.5% | $274 / Sq Ft |
| 07/12/2025 07/12/25 | Pending | -- | -- | -- |
| 07/10/2025 07/10/25 | For Sale | $642,500 | +60.6% | $265 / Sq Ft |
| 06/26/2013 06/26/13 | Sold | $400,000 | -5.7% | $165 / Sq Ft |
| 05/12/2013 05/12/13 | Pending | -- | -- | -- |
| 04/19/2013 04/19/13 | For Sale | $424,000 | -- | $175 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,986 | $553,600 | $182,000 | $371,600 |
| 2023 | $3,868 | $565,500 | $182,000 | $383,500 |
| 2022 | $3,626 | $503,600 | $164,000 | $339,600 |
| 2021 | $2,576 | $393,800 | $146,000 | $247,800 |
| 2020 | $2,794 | $388,000 | $146,000 | $242,000 |
| 2019 | $2,735 | $379,800 | $146,000 | $233,800 |
| 2018 | $2,780 | $386,100 | $140,000 | $246,100 |
| 2017 | $2,780 | $383,500 | $140,000 | $243,500 |
| 2016 | $2,780 | $386,100 | $140,000 | $246,100 |
| 2015 | $2,742 | $380,900 | $140,000 | $240,900 |
| 2013 | -- | $372,700 | $140,000 | $232,700 |
Source: Public Records
Agents Affiliated with this Home
-
M
Seller's Agent in 2025
Madison Chandler
Lake Anna Island Realty, Inc.
(540) 748-5050
3 in this area
7 Total Sales
-
Buyer's Agent in 2025
Rocco Kenny
Lake Anna Island Realty, Inc.
(540) 894-7229
4 in this area
9 Total Sales
-
T
Seller's Agent in 2013
Toni McQuair
Long & Foster
-
B
Buyer's Agent in 2013
Barbara Robison
Lake Anna Real Estate Group
(540) 894-6582
5 in this area
14 Total Sales
Map
Source: Bright MLS
MLS Number: VALA2008218
APN: 18-2-E1
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