NOT LISTED FOR SALE

2865 Benson Rd Finksburg, MD 21048

Estimated Value: $951,000 - $1,100,000

5 Beds
4 Baths
4,554 Sq Ft
$225/Sq Ft Est. Value

Last Sold May 05, 2017

Last sale price $625,000 $137 Per Sq Ft

Est. 64% increase in value since last sale

Current estimated payment $6,121/month

10 Days on Market

Highlights

  • Eat-In Gourmet Kitchen
  • 1 Acre Lot
  • Colonial Architecture
  • Mechanicsville Elementary School Rated A-
  • Open Floorplan
  • Private Lot

About This Home

As of May 2017

Better than new construction! Gorgeous renovation with geothermal & solar energy! Hardwood floors throughout main &upper levels! Gourmet kitchen w/Jenn-Air appliances including 2 induction stove tops & quartz counters! Electric radiant floor heat in kitchen & baths ,custom blinds,solid wood doors,front &back stairs,Andersen windows,luxurious master bath! Too many lavish amenities to list! MUST SEE

Last Agent to Sell the Property

Reta Sponsky

Cummings & Co. Realtors License #303996 Listed on: 03/31/2017

Cummings & Co. Realtors

Last Buyer's Agent

Karen Sanft

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,534

Year Built

  • Built in 1982

Lot Details

  • 1 Acre Lot
  • Back Yard Fenced
  • Private Lot
  • The property's topography is level
  • Backs to Trees or Woods
  • Property is in very good condition

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener
  • Off-Street Parking

Home Design

  • Colonial Architecture
  • Shingle Roof
  • HardiePlank Type

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Wood Ceilings
  • Tray Ceiling
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Heatilator
  • Fireplace With Glass Doors
  • Flue
  • Fireplace Mantel
  • Window Treatments
  • Palladian Windows
  • Window Screens
  • French Doors
  • Six Panel Doors
  • Family Room Off Kitchen
  • Dining Room
  • Den
  • Wood Flooring
  • Fire and Smoke Detector

Kitchen

  • Eat-In Gourmet Kitchen
  • Breakfast Room
  • Built-In Oven
  • Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Upgraded Countertops
  • Disposal

Bedrooms and Bathrooms

  • 5 Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • 4 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Unfinished Basement

  • Walk-Up Access
  • Rear and Side Basement Entry
  • Sump Pump
  • Basement Windows

Eco-Friendly Details

  • Energy-Efficient Incentives
  • Solar owned by seller

Outdoor Features

  • Shed
  • Porch

Schools

  • Mechanicsville Elementary School
  • Westminster High School

Utilities

  • Cooling System Powered By Renewable Energy
  • Forced Air Zoned Heating and Cooling System
  • Vented Exhaust Fan
  • Geothermal Heating and Cooling
  • Well
  • Electric Water Heater
  • Septic Tank
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Benson Mill Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0704049047

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,534

Year Built

Built in 1982

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Inclusions: Parking Included In ListPrice,Parking Included In SalePrice
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 1982
  • Remarks Public: Better than new construction! Gorgeous renovation with geothermal & solar energy! Hardwood floors throughout main &upper levels! Gourmet kitchen w/Jenn-Air appliances including 2 induction stove tops & quartz counters! Electric radiant floor heat in kitchen & baths ,custom blinds,solid wood doors,front &back stairs,Andersen windows,luxurious master bath! Too many lavish amenities to list! MUST SEE
  • Special Assessment Payment: Annually
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Icemaker, Microwave, Oven - Wall, Refrigerator, Surface Unit, Washer, Water Heater
  • Interior Amenities: Breakfast Area, Family Room Off Kitchen, Kitchen - Gourmet, Kitchen - Table Space, Dining Area, Kitchen - Eat-In, Primary Bath(s), Window Treatments, Wood Floors, Upgraded Countertops, Recessed Lighting, Floor Plan - Open
  • Window Features: Palladian, Screens
  • Fireplace Features: Fireplace - Glass Doors, Heatilator, Mantel(s), Flue For Stove
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: French, Six Panel
  • Wall Ceiling Types: 9'+ Ceilings, Cathedral Ceilings, Tray Ceilings, Wood Ceilings
  • Entry Location: Foyer
  • Levels Count: 3+
  • Room List: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Family Room, Breakfast Room, Study, Laundry
  • Basement: Yes
  • Basement Type: Rear Entrance, Side Entrance, Sump Pump, Unfinished, Walkout Stairs, Windows
  • Living Area Units: Square Feet
  • Total Sq Ft: 6477
  • Living Area Sq Ft: 4554
  • Price Per Sq Ft: 137.24
  • Above Grade Finished Sq Ft: 4554
  • Below Grade Sq Ft: 1923
  • Total Below Grade Sq Ft: 1923
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 2865

Beds/Baths

  • Bedrooms: 5
  • Total Bathrooms: 4
  • Full Bathrooms: 4
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 3.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 3

Exterior Features

  • Other Structures: Above Grade, Below Grade, Shed
  • Other Structures List: Shed
  • Construction Materials: Hardiplank Type
  • Pool Private: No
  • Roof: Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Garage
  • Garage Features: Garage Door Opener, Garage - Front Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Off Street, Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Renewable, Electric
  • Cooling Type: Ceiling Fan(s), Geothermal, Central A/C, Zoned
  • Cooling: Yes
  • Heating Fuel: Geo-Thermal
  • Heating Type: Zoned
  • Heating: Yes
  • Hot Water: Electric
  • Security: Main Entrance Lock, Smoke Detector
  • Sewer/Septic System: Septic Exists
  • Utilities: Cable Tv Available
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: CARROLL COUNTY PUBLIC SCHOOLS
  • Elementary School: MECHANICSVILLE
  • High School: WESTMINSTER
  • School District Key: 121139051837
  • Elementary School: MECHANICSVILLE
  • High School: WESTMINSTER

Lot Info

  • Fencing: Rear
  • Improvement Assessed Value: 344400.00
  • Land Assessed Value: 140000.00
  • Lot Features: Backs To Trees, Private
  • Lot Size Acres: 1.00
  • Lot Size Area: 43560
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 43560.00
  • Outdoor Living Structures: Porch(es)
  • Property Attached Yn: No
  • Property Condition: Very Good
  • Topography: Level
  • Year Assessed: 2016

Green Features

  • Efficiency: Incentives
  • Green Power: Pv Solar Array(s) Owned

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 11437327
  • Tax Annual Amount: 5533.72
  • Assessor Parcel Number: 0704049047
  • Tax Total Finished Sq Ft: 4554
  • Tax Year: 2015
  • Close Date: 05/05/2017

MLS Schools

  • School District Name: CARROLL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 31, 2017
Closed on
May 5, 2017
Sold by
Loudermilk Gary W
Bought by
Loudermilk Erin E and Loudermilk Mark T
Seller's Agent
Reta Sponsky
Cummings & Co. Realtors
Buyer's Agent
Karen Sanft
Coldwell Banker Realty
List Price
$625,000
Sold Price
$625,000
Current Estimated Value
$1,024,815

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$399,815
Avg. Annual Appreciation
6.19%
Original Mortgage
$562,500
Interest Rate
4.14%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 22, 2003
Sold by
Timchula Stephan A
Bought by
Loudermilk Gary W

Purchase Details

Closed on
Dec 9, 2002
Sold by
Timchula Stephen A
Bought by
Timchula Stephen A
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Loudermilk Erin E $625,000 None Available
Loudermilk Gary W $200,000 --
Timchula Stephen A -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Mcdannald Erin E $400,000
Closed Loudermilk Erin E $562,500
Previous Owner Loudermilk Gary W $206,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/05/2017 05/05/17 Sold $625,000 0.0% $137 / Sq Ft
04/10/2017 04/10/17 Pending -- -- --
03/31/2017 03/31/17 For Sale $625,000 -- $137 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,964 $777,300 $160,000 $617,300
2024 $6,964 $726,767 $0 $0
2023 $6,618 $676,233 $0 $0
2022 $6,285 $625,700 $140,000 $485,700
2021 $12,152 $574,967 $0 $0
2020 $5,705 $524,233 $0 $0
2019 $5,411 $473,500 $140,000 $333,500
2018 $5,362 $473,500 $140,000 $333,500
2017 $5,362 $473,500 $0 $0
2016 -- $484,400 $0 $0
2015 -- $484,400 $0 $0
2014 -- $484,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 1000429785

Bright MLS

APN: 04-049047