$1,250,000
SOLD MAR 24, 2025

2865 Kemp Ford Rd Union Hall, VA 24176

5 Beds
3 Baths
3,136 Sq Ft
3.02 Acres

Recently Sold

$399 Per Sq Ft

8 Days on Market

Highlights

  • 160 Feet of Waterfront
  • Lake View
  • Deck
  • 2 Dock Slips
  • 3.02 Acre Lot
  • Contemporary Architecture

About This Home

As of March 2025

Waterfront home nestled on 3.02 acres this 5 BR, 3 bath contemporary with 3,130 sq ft gives your family the comfort and privacy they need. A paved driveway down to a 4 car detached garage gives plenty of space for your guests. Open living floor plan with cathedral ceiling & hardwood flooring in the great room that opens to a partial covered deck with ceiling fans. Kitchen with stainless steel appliances, granite countertops, an island bar and tile flooring. Laundry room on the main level. Primary bath with large tile shower with seat & glass door, a chandelier and a freestanding relaxing soaking tub. Lower level family room with wood flooring, fireplace with gas logs, storage and wet bar roughed in. Pathway to double covered dock w/jet ski port, storage area/bar and 160 ft of

Last Agent to Sell the Property

Sylvia Pagans

MKB, REALTORS(r) - AT THE LAKE License #0225137077 Listed on: 01/11/2025

Co-Listed By

Matt Pagans

MKB, REALTORS(r) - AT THE LAKE License #0225092903

Last Buyer's Agent

Kendra Porter

VIRGINIA REALTY GROUP License #0225197790

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,730

Year Built

  • Built in 2002

Lot Details

  • 3.02 Acre Lot
  • 160 Feet of Waterfront
  • Gentle Sloping Lot
  • Cleared Lot
  • Property is zoned A-1

Home Design

  • Contemporary Architecture
  • Ranch Style House
  • Stone Siding

Interior Spaces

  • 3,136 Sq Ft Home
  • Cathedral Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Insulated Doors
  • Family Room with Fireplace
  • Lake Views

Kitchen

  • Electric Range
  • Built-In Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 5 Bedrooms | 3 Main Level Bedrooms
  • 3 Full Bathrooms

Laundry

  • Laundry on main level
  • Washer

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Parking

  • 4 Car Detached Garage
  • Garage Door Opener

Outdoor Features

  • Personal Watercraft Lift
  • Rip-Rap
  • Dock has a Storage Area
  • Boat Hoist or Davit
  • 2 Dock Slips
  • Covered Dock
  • Deck
  • Covered Patio or Porch

Schools

  • Glade Hill Elementary School
  • Ben Franklin Middle School
  • Franklin County High School

Utilities

  • Central Air
  • Heat Pump System
  • Underground Utilities
  • Electric Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Blue Haven Subdivision

Listing and Financial Details

  • Tax Lot 1-B

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,730

Year Built

Built in 2002

Lot Details

0

Listing Details

  • Interior Features: Cathedral Ceiling, Ceiling Fan, Gas Log Fireplace
  • Heating System: Heat Pump Electric
  • Fireplace(s): Family Room
  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Has Basement: Walkout - Full
  • Major Appliances: Clothes Washer, Cook Top, Dishwasher, Garage Door Opener, Microwave Oven (Built In), Range Electric, Refrigerator
  • Cooling System: Central Cooling, Heat Pump Electric
  • Outside Features: Covered Porch, Deck, Paved Driveway
  • Views: Lake, Sunset
  • BedroomsBREntryLevel: 3
  • BedroomsBRLowerLevel: 2
  • CondoAssocYN: No
  • EntryAboveGrdFin Sq Ft: 1568.00
  • Entry Below Grd Fin S Q F T: 1568
  • ExteriorDoors: Full View, Insulated
  • Fireplace Number Fireplaces: 1
  • FullBathsFullBathsEntryLvl: 2
  • FullBathsFullBathsLowerLvl: 1
  • Grand Total Attached S Q F T: 3136
  • Internet Access: Cable
  • InternetAccessCurntInternetProv: Shentel
  • LaundryLaundryEntryLevel: 1
  • LengthOfWaterfront: 160.00
  • Major Area: 04 - Franklin County
  • MasterBedroomsMasterBREntryLvl: 1
  • NumberPrimCovSpaces: 4.00
  • Hoa2 Or Poa: No
  • Primary Covered Parking S Q F T: 1056
  • PrimCoveredPrking: Garage Detached
  • RatifiedContractDt: 2025-02-18
  • Residential Type: Detached
  • Style Of House: Contemporary, Ranch
  • SubdivisionMap: Blue Haven
  • Total Above Grd Fin S Q F T: 1568
  • TotalBdrm: 5
  • TotalBths: 3.00
  • TotalCovdPrkSpc: 4.00
  • TotalFBaths: 3
  • Total Finished Sq Ft: 3136.00
  • Water Class: Waterfront Property
  • WaterDetails: Short Term Rental
  • WaterDetailsNumberCoveredSlips: 2
  • Water Htr Energy: Electric
  • WaterID: Smith Mtn Lake
  • YardSign: Yes
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Basement YN: Yes

Exterior Features

  • Porch: Front Porch, Rear Porch

Utilities

  • Sewer Description: Private Septic
  • Water Description: Private Well

Association/Amenities

  • Misc Features: Paved Road, Underground Util

Schools

  • Elementary School: Glade Hill
  • Middle School: Ben Franklin Middle
  • High School: Franklin County

Lot Info

  • Lot Description: Cleared, Gentle Slope
  • Property Group Id: 19990816212109142258000000
  • Total Acreage: 3.02
  • Lot: 1-B
  • ZoningCode: A-1

Green Features

  • Water Features: Riprap Shoreline

Building Info

  • Year Built: 2002

Tax Info

  • Taxes (6 mo): 3730.00
  • FILLTAXID: 0520003502A

MLS Schools

  • Elementary School: Glade Hill
  • HighSchool: Franklin County
  • Middle School: Ben Franklin Middle

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 11, 2025
Closed on
Mar 17, 2025
Sold by
Stone James W and Stone Susan Vanlenten
Bought by
Milisits Rudolph and Milisits Susan P
Seller's Agent
Sylvia Pagans
MKB, REALTORS(r) - AT THE LAKE
Buyer's Agent
Kendra Porter
VIRGINIA REALTY GROUP
List Price
$1,250,000
Sold Price
$1,250,000
Views
17
Current Estimated Value
$1,235,546

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$14,454
Avg. Annual Appreciation
-2.05%
Original Mortgage
$800,000
Outstanding Balance
$799,330
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$439,855

Purchase Details

Closed on
Jun 10, 2024
Sold by
Stone James W
Bought by
Stone James W and Vanlenten Stone Susan

Purchase Details

Listed on
Jun 22, 2022
Closed on
Aug 1, 2022
Sold by
Decla Barry and Decla Jena
Bought by
Stone James W
Seller's Agent
Luke Schmidt
BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE
Buyer's Agent
Mike Pagans
MKB, REALTORS(r) - AT THE LAKE
List Price
$799,900
Sold Price
$887,000
Premium/Discount to List
$87,100
10.89%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.59%
Source: Public Records

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    Section Image

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $1,250,000 Pike Title
Deed $1,250,000 Pike Title
Gift Deed -- None Listed On Document
Deed $887,000 Fidelity National Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $800,000 New Conventional
Closed $800,000 New Conventional
Previous Owner $482,000 New Conventional
Previous Owner $100,000 Credit Line Revolving
Previous Owner $417,000 New Conventional
Previous Owner $417,000 New Conventional
Previous Owner $63,000 Credit Line Revolving
Previous Owner $497,000 New Conventional
Previous Owner $415,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/24/2025 03/24/25 Sold $1,250,000 0.0% $399 / Sq Ft
02/18/2025 02/18/25 Pending -- -- --
02/10/2025 02/10/25 For Sale $1,250,000 0.0% $399 / Sq Ft
01/30/2025 01/30/25 Off Market $1,250,000 -- --
08/08/2022 08/08/22 Sold $887,000 +10.9% $377 / Sq Ft
06/27/2022 06/27/22 Pending -- -- --
06/22/2022 06/22/22 For Sale $799,900 -- $340 / Sq Ft
Source: Roanoke Valley Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,818 $887,900 $222,100 $665,800
2023 $2,821 $462,400 $165,100 $297,300
2022 $2,821 $462,400 $165,100 $297,300
2021 $2,821 $462,400 $165,100 $297,300
2020 $2,821 $462,400 $165,100 $297,300
2019 $3,113 $510,400 $220,200 $290,200
2018 $3,113 $510,400 $220,200 $290,200
2017 $2,807 $485,500 $215,000 $270,500
2016 $2,807 $485,500 $215,000 $270,500
2015 $2,622 $485,500 $215,000 $270,500
2014 $2,622 $485,500 $215,000 $270,500
2013 $2,622 $485,500 $215,000 $270,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Roanoke Valley Association of REALTORS®

MLS Number: 913549

Roanoke Valley Association of REALTORS®

APN: 0520003502A