NOT LISTED FOR SALE

287 Girard St Unit B Havre de Grace, MD 21078

Estimated Value: $358,505 - $406,000

2 Beds
2 Baths
930 Sq Ft
$387/mo HOA Fee

Last Sold September 08, 2020

Last sale price $272,000 $292 Per Sq Ft

Est. 37% increase in value since last sale

Current estimated payment $2,629/month

3 Days on Market

Highlights

  • 30 Feet of Waterfront
  • Gourmet Kitchen
  • Open Floorplan
  • Private Water Access
  • River View
  • Contemporary Architecture

About This Home

As of September 2020

THIS WATERFRONT AND RIVER VIEW CONDOMINIUM IN CANVASBACK COVE IS TRULY AT 10+!!! AMAZING RIVER VIEWS AND POOL VIEWS--IT IS AMAZING FROM EVERY ANGLE--THE INTERIOR IS ABSOLUTELY MAGNIFICENT WITH DETAILS GALORE! TASTEFULLY DECORATED AND METICULOUSLY UPDATED THROUGHOUT, THIS TWO BEDROOM AND TWO BATHROOM CONDO INCLUDES A GARAGE WITH TANDEM PARKING AND THE REAR VIEWS ARE OF THE BEAUTIFUL PARK LOCATED DIRECTLY ACROSS FROM THE BUILDING! ENTRY THE FOYER TO A STUNNING GREAT ROOM FEATURING ENGINEERED HARDWOOD FLOORS, CROWN MOULDING, A DECORATOR FIREPLACE AND A MAGNIFICENT KITCHEN TOTALLY UPDATED WITH WHITE CABINETRY, GRANITE COUNTERS, CUSTOM BACK SPLASH, UPDATED APPLIANCES AND A CHEF'S STYLE RANGE HOOD, THIS IS TRULY A COOK'S DELIGHT! THE BREAKFAST BAR AND DINING AREA LEND ADEQUATE SEATING FOR DINING AND ENTERTAINING AND FILLED WITH LIGHT AND ARE COMPLIMENTED BY DECORATOR WINDOW TREATMENTS. THE SPACIOUS OWNERS SUITE FEATURES A LARGE WALK IN CLOSET AND UPDATED ATTACHED OWNER'S BATH! THE SECOND BEDROOM IS SPACIOUS AND THE HALL FULL BATH IS ALSO UPDATED! DETAILS INCLUDE ADDITIONAL INSULATION AND SOUND REDUCING PADDING UNDER ALL CARPET, A FULL SIZED WASHER AND DRYER ARE ALSO INCLUDED! MOST FURNITURE IS INCLUDED! THIS UNIT IS A DREAM COME TRUE WILL AFFORD THE HOMEOWNER AN OPPORTUNITY TO LIVE IN A WATER ORIENTED COMMUNITY WITH EASY ACCESS TO HAVRE DE GRACE'S WONDERFUL SHOPS, RESTAURANTS, MUSEUMS, MARINAS AND PARKS TO INCLUDE THE HISTORIC CONCORD POINT LIGHTHOUSE AT THE PROMENADE! ENJOY TYDINGS PARK AND ALL THE WONDERFUL FEATURES OF THIS HISTORIC TOWN!

Last Agent to Sell the Property

Faye Carey

Long & Foster Real Estate, Inc. License #641703 Listed on: 07/18/2020

Long & Foster Real Estate, Inc.

Last Buyer's Agent

Michael Siwek

Remax Vision

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,984

Year Built

  • Built in 1991

Lot Details

  • 30 Feet of Waterfront
  • Home fronts navigable water
  • 1 Common Wall
  • Property is in excellent condition

HOA Fees

  • $387 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • 1 Driveway Space
  • Front Facing Garage
  • Garage Door Opener
  • On-Street Parking

Home Design

  • Contemporary Architecture
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 930 Sq Ft Home
  • Property has 3 Levels
  • Open Floorplan
  • Furnished
  • Crown Molding
  • Fireplace Mantel
  • Electric Fireplace
  • Double Pane Windows
  • Window Treatments
  • Sliding Windows
  • Window Screens
  • Sliding Doors
  • Six Panel Doors
  • Entrance Foyer
  • Living Room
  • Dining Room
  • River Views

Kitchen

  • Gourmet Kitchen
  • Breakfast Area or Nook
  • Electric Oven or Range
  • Range Hood
  • Microwave
  • Dishwasher
  • Upgraded Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry on main level
  • Electric Dryer
  • Washer

Home Security

Outdoor Features

  • Private Water Access
  • River Nearby
  • Stream or River on Lot

Location

  • Flood Risk

Schools

  • Havre De Grace Elementary And Middle School
  • Havre De Grace High School

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • 200+ Amp Service
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 35
  • Assessor Parcel Number 1306053483

Community Details

Overview

  • Association fees include insurance, lawn maintenance, management, pier/dock maintenance, pool(s), reserve funds, road maintenance, snow removal, trash
  • Low-Rise Condominium
  • Canvasback Cove Condominium, Inc. Condos
  • Canvasback Cove Subdivision
  • Property Manager

Recreation

  • Community Pool

Pet Policy

  • Pets Allowed

Additional Features

  • Common Area
  • Storm Doors

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,984

Year Built

Built in 1991

Lot Details

0

HOA Fees

$387 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Unit/Flat/Apartment
  • Unit Building Type: Garden 1 - 4 Floors
  • Architectural Style: Contemporary
  • Ownership: Condominium
  • Historic: No
  • Home Warranty: No
  • New Construction: No
  • Story List: Main
  • Federal Flood Zone: Yes
  • Year Built: 1991
  • Automatically Close On Close Date: No
  • Remarks Public: THIS WATERFRONT AND RIVER VIEW CONDOMINIUM IN CANVASBACK COVE IS TRULY AT 10+!!! AMAZING RIVER VIEWS AND POOL VIEWS--IT IS AMAZING FROM EVERY ANGLE--THE INTERIOR IS ABSOLUTELY MAGNIFICENT WITH DETAILS GALORE! TASTEFULLY DECORATED AND METICULOUSLY UPDATED THROUGHOUT, THIS TWO BEDROOM AND TWO BATHROOM CONDO INCLUDES A GARAGE WITH TANDEM PARKING AND THE REAR VIEWS ARE OF THE BEAUTIFUL PARK LOCATED DIRECTLY ACROSS FROM THE BUILDING! ENTRY THE FOYER TO A STUNNING GREAT ROOM FEATURING ENGINEERED HARDWOOD FLOORS, CROWN MOULDING, A DECORATOR FIREPLACE AND A MAGNIFICENT KITCHEN TOTALLY UPDATED WITH WHITE CABINETRY, GRANITE COUNTERS, CUSTOM BACK SPLASH, UPDATED APPLIANCES AND A CHEF'S STYLE RANGE HOOD, THIS IS TRULY A COOK'S DELIGHT! THE BREAKFAST BAR AND DINING AREA LEND ADEQUATE SEATING FOR DINING AND ENTERTAINING AND FILLED WITH LIGHT AND ARE COMPLIMENTED BY DECORATOR WINDOW TREATMENTS. THE SPACIOUS OWNERS SUITE FEATURES A LARGE WALK IN CLOSET AND UPDATED ATTACHED OWNER'S BATH! THE SECOND BEDROOM IS SPACIOUS AND THE HALL FULL BATH IS ALSO UPDATED! DETAILS INCLUDE ADDITIONAL INSULATION AND SOUND REDUCING PADDING UNDER ALL CARPET, A FULL SIZED WASHER AND DRYER ARE ALSO INCLUDED! MOST FURNITURE IS INCLUDED! THIS UNIT IS A DREAM COME TRUE WILL AFFORD THE HOMEOWNER AN OPPORTUNITY TO LIVE IN A WATER ORIENTED COMMUNITY WITH EASY ACCESS TO HAVRE DE GRACE'S WONDERFUL SHOPS, RESTAURANTS, MUSEUMS, MARINAS AND PARKS TO INCLUDE THE HISTORIC CONCORD POINT LIGHTHOUSE AT THE PROMENADE! ENJOY TYDINGS PARK AND ALL THE WONDERFUL FEATURES OF THIS HISTORIC TOWN!
  • Washer Dryer Hookups YN: Yes
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer - Electric, Exhaust Fan, Microwave, Oven/Range - Electric, Range Hood, Refrigerator, Washer, Water Heater
  • Entry Floor: 2
  • Flooring Type: Hardwood, Carpet, Ceramic Tile
  • Interior Amenities: Breakfast Area, Carpet, Combination Dining/Living, Combination Kitchen/Dining, Combination Kitchen/Living, Crown Moldings, Dining Area, Entry Level Bedroom, Floor Plan - Open, Kitchen - Gourmet, Primary Bath(s), Pantry, Stall Shower, Tub Shower, Upgraded Countertops, Walk-In Closet(s), Window Treatments
  • Window Features: Double Pane, Screens, Sliding
  • Fireplace Features: Electric, Mantel(s)
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Common Walls: 1 Common Wall
  • Door Features: Six Panel, Sliding Glass, Storm
  • Wall Ceiling Types: Dry Wall
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Kitchen, Foyer, Bathroom 2, Primary Bathroom
  • Basement: No
  • Laundry Type: Main Floor, Dryer In Unit, Has Laundry, Washer In Unit
  • Total Sq Ft: 930
  • Living Area Sq Ft: 930
  • Price Per Sq Ft: 300.97
  • Above Grade Finished Sq Ft: 930
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 287

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Roof: Asphalt
  • Spa: No
  • View: River
  • Water Access Features: Private Access
  • Water Access: Yes
  • Water Body Name: Susquehanna River
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Water View: Yes
  • Water Frontage In Feet: 30

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry, Garage Door Opener
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Attached Garage, Driveway, On Street
  • Number of Spaces in Driveway: 1

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Electric Service: 200+ Amp Service
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: Yes
  • Condo Co-Op Fee: 387.00
  • Condo Co-Op Fee Frequency: Monthly
  • Condo Co-Op Name: Canvasback Cove Condominium, Inc.
  • HOA Condo Co-Op Amenities: Common Grounds, Pool - Outdoor
  • HOA Condo Co-Op Fee Includes: Insurance, Lawn Maintenance, Management, Pier/Dock Maintenance, Pool(s), Reserve Funds, Road Maintenance, Snow Removal, Trash
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No
  • Community Pool Features: In Ground

Schools

  • School District: HARFORD COUNTY PUBLIC SCHOOLS
  • Elementary School: HAVRE DE GRACE
  • Middle School: HAVRE DE GRACE
  • High School: HAVRE DE GRACE
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121139964110
  • School District Source: 3rd Party
  • Elementary School: HAVRE DE GRACE
  • High School: HAVRE DE GRACE
  • Middle Or Junior School: HAVRE DE GRACE

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Improvement Assessed Value: 130000.00
  • Land Assessed Value: 60000.00
  • Land Use Code: 110
  • Property Condition: Excellent
  • Year Assessed: 2020
  • Zoning: RB
  • In City Limits: Yes

Green Features

  • Clean Green Assessed: No

Rental Info

  • Furnished: Yes
  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: Yes
  • Rent Spree Online Application: No

Tax Info

  • Assessor Parcel Number: 5529169
  • Tax Annual Amount: 2984.00
  • Assessor Parcel Number: 1306053483
  • Tax Lot: 35
  • Tax Total Finished Sq Ft: 930
  • County Tax Payment Frequency: Annually
  • Tax Year: 2019
  • Close Date: 09/08/2020

Multi Family

  • Mean Low Water Feet: 5

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 18, 2020
Closed on
Sep 4, 2020
Sold by
Larue John and Broughton Susan
Bought by
Whiteman Brandon and Mccain Jacqueline
Seller's Agent
Faye Carey
Long & Foster Real Estate, Inc.
Buyer's Agent
Michael Siwek
Remax Vision
List Price
$279,900
Sold Price
$272,000
Premium/Discount to List
-$7,900
-2.82%
Current Estimated Value
$373,876

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$101,876
Avg. Annual Appreciation
6.67%
Original Mortgage
$217,000
Outstanding Balance
$193,010
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$180,866

Purchase Details

Listed on
Feb 25, 2014
Closed on
Jul 30, 2014
Sold by
Poling Jennifer Archer
Bought by
Larue John and Broughton Susan Elizabeth
Seller's Agent
Cecil Hill, Jr.
Coldwell Banker Realty
Buyer's Agent
Mary Lynch
Cummings & Co. Realtors
List Price
$162,500
Sold Price
$140,000
Premium/Discount to List
-$22,500
-13.85%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.46%

Purchase Details

Closed on
Jun 29, 1998
Sold by
Korper George W
Bought by
Poling Jennifer Archer

Purchase Details

Closed on
Jul 14, 1992
Sold by
Mpw-H Communities Inc
Bought by
Korper George W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$73,400
Interest Rate
8.13%
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Whiteman Brandon $272,000 Liberty Title Services Llc
Larue John $140,000 Title Resources Guaranty Co
Poling Jennifer Archer $98,000 --
Korper George W $133,400 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Whiteman Brandon $217,000
Previous Owner Korper George W $73,400
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/08/2020 09/08/20 Sold $272,000 -2.8% $292 / Sq Ft
07/21/2020 07/21/20 Pending -- -- --
07/18/2020 07/18/20 For Sale $279,900 +99.9% $301 / Sq Ft
07/30/2014 07/30/14 Sold $140,000 -9.6% $151 / Sq Ft
05/20/2014 05/20/14 Pending -- -- --
04/15/2014 04/15/14 Price Changed $154,900 -4.7% $167 / Sq Ft
02/25/2014 02/25/14 For Sale $162,500 -- $175 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,336 $261,667 $0 $0
2024 $2,336 $245,000 $70,000 $175,000
2023 $2,161 $226,667 $0 $0
2022 $1,986 $208,333 $0 $0
2021 $1,269 $190,000 $60,000 $130,000
2020 $1,911 $190,000 $60,000 $130,000
2019 $1,911 $190,000 $60,000 $130,000
2018 $1,846 $210,000 $60,000 $150,000
2017 $1,827 $210,000 $0 $0
2016 -- $183,333 $0 $0
2015 $2,548 $170,000 $0 $0
2014 $2,548 $170,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDHR249376

Bright MLS

APN: 06-053483