$2,750,000
SOLD MAY 20, 2026

2870 Cobblestone Dr Palm Harbor, FL 34684

Palm Harbor Area
6 Beds
5.5 Baths
5,736 Sq Ft
0.64 Acre Lot

Sale Details

Date Sold: May 20, 2026

$479 Per Sq Ft

4% Below List Price

30 Days on Market

Highlights

  • In Ground Pool
  • Sub-Zero Refrigerator
  • Open Floorplan
  • Palm Harbor University High Rated A
  • 0.64 Acre Lot
  • Wolf Appliances

About This Home

As of May 2026

Timeless architecture, exceptional craftsmanship & refined luxury living in Palm Harbor! Perfectly positioned on a private cul-de-sac in the prestigious community of Cobb’s Acres, this stunning 5,700 square-foot estate is coming to market for the first time after being meticuliously redesigned to the highest standards of modern luxury. A charming brick path welcomes you to the covered front porch where peaceful views of Lake Tarpon create a tranquil setting. From the moment you enter through the double French glass doors, the home unfolds with elegant features, designer finishes, and beautifully curated spaces - details rarely found in today’s homes. The foyer flows into the formal living room, music room, & formal dining room, & also features a powder bath highlighted by a hand-carved Italian marble sink. A gracefully arched hallway leads to the heart of the home: a stunning great-room-style living area designed for both everyday living & refined entertaining. This wing features an oversized living room, spacious dining area, & a chef’s dream kitchen. Floor-to-ceiling custom cabinetry surrounds a professional appliance suite; a 60-inch Wolf gas range with double ovens, pot filler, & custom hood, along with a Sub-Zero refrigerator & freezer, Miele dishwasher, Scotsman ice maker, & a custom coffee bar. A beverage station with wine fridge & custom built-in pantry provides optimal functionality. Adjacent to the main living space is an oversized bedroom or bonus room, a full bathroom w/ walk-in shower near the pool, & perfectly placed closet designed for laundry or addt'l utility. White oak flooring runs throughout, complemented by custom wainscoting & crown molding. Generous closet space throughout the home provides exceptional storage & organization. Sconce lighting lines the hallways and leads to the upper level where five of the bedrooms are located. At the top of the stairs, the main laundry room offers abundant cabinetry & storage. Two bedrooms share a beautifully designed marble bathroom featuring dual sinks, a large walk-in shower, private water closet, & custom cabinetry. Two add'l bedrooms each feature private en-suite bathrooms - One w/ a soaking tub & shower combination finished in marble, while the other offers an arched walk-in shower with oversized wood vanity. Down the hallway, an arched entryway introduces the private primary wing, complete with a color-drenched office flooded with natural light. Enter the primary retreat through 8 foot white oak solid doors, revealing a sanctuary designed for relaxation. The primary bath centers around a soaking tub & includes dual vanities with custom cabinetry, large walk-in shower, & a private water closet with a Toto fixture. The primary closet offers exceptional storage, custom lighting, & a steam closet for added convenience. The outdoor spaces complement the home beautifully - a large rounded patio reflects the timeless distinction, while the covered porch provides a relaxing place to gather or unwind. The pool area is perfectly suited for Florida living, & the spacious private backyard offers room for outdoor enjoyment or recreation. The yard behind the home previously housed a batting cage for the baseball enthusiast. An oversized 3 car garage fits large vehicles while still offering space for storage, equipment, & recreational toys. Ideally located near award-winning Gulf beaches, championship golf courses, premier dining & shopping, Tampa Intl Airport, & downtown Tampa.

Last Agent to Sell the Property

Mark Fazzini

RE/MAX REALTEC GROUP INC Brokerage Phone: 727-789-5555 License #3340265 Listed on: 03/25/2026

Last Buyer's Agent

Tiffany Spyridakos

SMITH & ASSOCIATES REAL ESTATE License #3307155

SMITH & ASSOCIATES REAL ESTATE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $23,939

Year Built

  • Built in 1994

Lot Details

  • 27,913 Sq Ft Lot
  • Lot Dimensions are 184x133
  • Cul-De-Sac
  • East Facing Home
  • Fenced
  • Mature Landscaping
  • Landscaped with Trees
  • Property is zoned R-3

Parking

  • 3 Car Attached Garage
  • Side Facing Garage
  • Circular Driveway

Home Design

  • Slab Foundation
  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 5,736 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Built-In Features
  • Dry Bar
  • Crown Molding
  • Tray Ceiling
  • Vaulted Ceiling
  • Shades
  • Shutters
  • French Doors
  • Family Room with Fireplace
  • Family Room Off Kitchen
  • Separate Formal Living Room
  • Formal Dining Room
  • Home Office
  • Inside Utility
  • Hurricane or Storm Shutters

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Walk-In Pantry
  • Double Oven
  • Range
  • Microwave
  • Sub-Zero Refrigerator
  • Ice Maker
  • Dishwasher
  • Wine Refrigerator
  • Wolf Appliances
  • Solid Surface Countertops

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 6 Bedrooms
  • Primary Bedroom Upstairs
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Walk-In Closet
  • Split Vanities
  • Soaking Tub
  • Bathtub with Shower
  • Shower
  • Garden Bath

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer

Pool

  • In Ground Pool
  • Gunite Pool

Outdoor Features

  • Covered Patio or Porch
  • Exterior Lighting

Schools

  • Highland Lakes Elementary School
  • Carwise Middle School
  • Palm Harbor Univ High School

Utilities

  • Central Heating and Cooling System
  • Power Generator
  • Propane
  • Electric Water Heater
  • Private Sewer
  • Cable TV Available

Community Details

  • Property has a Home Owners Association
  • Cobb Acres On Lake Tarpon Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$23,939

Year Built

Built in 1994

Lot Details

0.64 Acres

Parking

3

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Other, Frame
  • Fireplace: Yes
  • Living Area: 5736
  • Lot Size Acres: 0.64
  • New Construction: No
  • Year Built: 1994
  • Building Area Total: 7880
  • Lot Size Sq Ft: 27913
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 732.08
  • Escrow City: Palm Harbor
  • Escrow State: FL
  • Escrow Street Name: Alt 19 N
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 479.43
  • Total Acreage: 1/2 to less than 1
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 727-789-5555
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Family Room
  • Living Area Units: Square Feet
  • Flooring: Tile, Wood
  • Full Bathrooms: 5
  • Half Bathrooms: 1
  • Interior Amenities: Built-in Features, Crown Molding, Dry Bar, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Split Bedroom, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances Included: Dishwasher, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer, Wine Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 6
  • Levels: Two
  • Other Equipment: Generator
  • Stories: 2
  • Window Features: Shades, Shutters
  • Additional Rooms: Den/Library/Office,Family Room,Formal Dining Room Separate,Formal Living Room Separate,Inside Utility
  • Living Area Meters: 532.89

Exterior Features

  • Direction Faces: East
  • Pool Features: Gunite, In Ground
  • Exterior Features: French Doors, Hurricane Shutters, Lighting, Sidewalk
  • Roof: Shingle
  • Pool Private: Yes
  • Waterfront: No
  • Patio and Porch Features: Covered, Patio
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12103C0076H

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Parking Features: Circular Driveway, Driveway, Garage Faces Side

Utilities

  • Utilities: Cable Available, Electricity Connected, Propane, Public
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Inside, Laundry Room, Upper Level
  • Sewer: Private Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Per City & County Regulations.
  • Association Fee Requirement: Optional

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Highland Lakes Elementary-PN
  • High School: Palm Harbor Univ High-PN
  • Middle Or Junior School: Carwise Middle-PN

Lot Info

  • Zoning: R-3
  • Parcel Number: 32-27-16-16866-001-0120
  • Additional Parcels: No
  • Fencing: Fenced
  • Lot Features: Cul-De-Sac, Sidewalk, Paved
  • Lot Dimensions: 184x133
  • Flood Zone Code: X

Rental Info

  • Furnished: Negotiable
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Per City & County Regulations.

Tax Info

  • Tax Annual Amount: 23939.28
  • Tax Block: 1
  • Tax Book Number: 49-50
  • Tax Lot: 12

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 25, 2026
Closed on
May 18, 2026
Sold by
Bought by
Seller's Agent
Mark Fazzini
RE/MAX REALTEC GROUP INC
Buyer's Agent
Tiffany Spyridakos
SMITH & ASSOCIATES REAL ESTATE
List Price
$2,875,000
Sold Price
$2,750,000
Premium/Discount to List
-$125,000
-4.35%
Views
52

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-37.02%
Original Mortgage
$1,250,000
Interest Rate
0.0565%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 23, 2024
Sold by
Bought by
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $2,750,000 Republic Land & Title
Warranty Deed $1,450,000 None Listed On Document
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $1,250,000 New Conventional
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/20/2026 05/20/26 Sold $2,750,000 -4.3% $479 / Sq Ft
04/24/2026 04/24/26 Pending -- -- --
03/25/2026 03/25/26 For Sale $2,875,000 -- $501 / Sq Ft
Source: Stellar MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $23,939 $1,309,036 $224,335 $1,084,701
2024 $10,782 $644,759
2023 $10,782 $625,980 $0 $0
2022 $10,511 $607,748 $0 $0
2021 $10,664 $590,047 $0 $0
2020 $10,653 $581,900 $0 $0
2019 $10,494 $568,817 $0 $0
2018 $10,373 $558,211 $0 $0
2017 $10,304 $546,730 $0 $0
2016 $10,237 $535,485 $0 $0
2015 $10,391 $531,763 $0 $0
2014 $10,343 $527,543 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: TB8484439

Stellar MLS

APN: 32-27-16-16866-001-0120

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