NOT LISTED FOR SALE

2870 Lochness Ln Chesapeake Beach, MD 20732

Estimated Value: $421,000 - $453,000

3 Beds
2 Baths
1,953 Sq Ft
$223/Sq Ft Est. Value

Last Sold November 02, 2020

Last sale price $339,000 $174 Per Sq Ft

Est. 28% increase in value since last sale

Current estimated payment $2,601/month

Highlights

  • Water Oriented
  • 0.98 Acre Lot
  • Wood Burning Stove
  • Windy Hill Elementary School Rated A-
  • Deck
  • Partially Wooded Lot

About This Home

As of November 2020

FANTASTIC LOCATION. Very Sought After neighborhood is a mile to the Chesapeake Bay * Beaches * Marinas * Restaurants * WaterParks * Shopping * Boardwalks * You Name it!! Great Schools and Easy Commute to DC*Baltimore*Annapolis and Various Military Bases * PAX * Andrews * Naval Academy * Home has been very well maintained and is Ready for New Owner. Updated Kitchen w/ Granite * Maple Cabinets * Back Splash * Tiled Floors * Updated Bathrooms * Deck * Fenced Yard * Yard Goes well beyond rear fenced Area. Finished Lower Level with Wood Stove and a Beautiful Stone Hearth * Walk out Basement * Has space to Finish a 4th BR or Office or leave it as Storage Room * Hardwood Floors * Recessed Lighting * Siding/Windows Replaced in 2010 * Roof 2014 * Great Location on Culdesac ! Out of Town Limits, so all the Amenities of Chesapeake Beach w/out the town taxes! Win Win!!

Last Agent to Sell the Property

Lara Owings

(301) 904-2461 llojacono@yahoo.com RE/MAX Realty Group License #621449 Listed on: 09/02/2020

RE/MAX Realty Group

Last Buyer's Agent

Haley Taylor

(301) 395-7239 kingsburytaylorhomes@gmail.com Real Broker, LLC - Dunkirk License #675679

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,284

Year Built

  • Built in 1986

Lot Details

  • 0.98 Acre Lot
  • Cul-De-Sac
  • No Through Street
  • Partially Wooded Lot
  • Backs to Trees or Woods
  • Back Yard Fenced and Front Yard
  • Property is in very good condition

HOA Fees

  • $7 Monthly HOA Fees

Home Design

  • Rambler Architecture

Interior Spaces

  • Property has 2 Levels
  • Ceiling Fan
  • Wood Burning Stove
  • Wood Burning Fireplace
  • Free Standing Fireplace
  • Stone Fireplace
  • Combination Kitchen and Dining Room

Kitchen

  • Electric Oven or Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms

Laundry

  • Dryer
  • Washer

Improved Basement

  • Heated Basement
  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Basement with some natural light

Parking

  • Driveway
  • Off-Street Parking

Eco-Friendly Details

  • Energy-Efficient Appliances

Outdoor Features

  • Water Oriented
  • Property near a bay
  • Deck
  • Shed

Schools

  • Windy Hill Elementary And Middle School
  • Northern High School

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Tax Lot 29
  • Assessor Parcel Number 0503108511

Community Details

Overview

  • The Highlands HOA
  • The Highlands Subdivision

Amenities

  • Common Area

Recreation

  • Baseball Field
  • Community Basketball Court
  • Jogging Path

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,284

Year Built

Built in 1986

Lot Details

0

HOA Fees

$7 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 2020-09-02
  • Year Built: 1986
  • Automatically Close On Close Date: No
  • Remarks Public: FANTASTIC LOCATION. Very Sought After neighborhood is a mile to the Chesapeake Bay * Beaches * Marinas * Restaurants * WaterParks * Shopping * Boardwalks * You Name it!! Great Schools and Easy Commute to DC*Baltimore*Annapolis and Various Military Bases * PAX * Andrews * Naval Academy * Home has been very well maintained and is Ready for New Owner. Updated Kitchen w/ Granite * Maple Cabinets * Back Splash * Tiled Floors * Updated Bathrooms * Deck * Fenced Yard * Yard Goes well beyond rear fenced Area. Finished Lower Level with Wood Stove and a Beautiful Stone Hearth * Walk out Basement * Has space to Finish a 4th BR or Office or leave it as Storage Room * Hardwood Floors * Recessed Lighting * Siding/Windows Replaced in 2010 * Roof 2014 * Great Location on Culdesac ! Out of Town Limits, so all the Amenities of Chesapeake Beach w/out the town taxes! Win Win!!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Energy Efficient Appliances, Exhaust Fan, Oven/Range - Electric, Refrigerator, Washer, Water Heater
  • Interior Amenities: Ceiling Fan(s), Combination Kitchen/Dining, Dining Area, Entry Level Bedroom, Stove - Wood
  • Fireplace Features: Free Standing, Wood, Stone
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Daylight, Partial, Full, Heated, Improved, Walkout Level
  • Total Sq Ft: 2112
  • Living Area Sq Ft: 1953
  • Price Per Sq Ft: 321.02
  • Above Grade Finished Sq Ft: 1056
  • Below Grade Finished Sq Ft: 897
  • Below Grade Sq Ft: 159
  • Total Below Grade Sq Ft: 1056
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 2870

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Water Access: No
  • Water Body Name: Chesapeake Bay
  • Water Body Type: Bay
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway, Off Street

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Heat Pump(s), Ceiling Fan(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic Exists
  • Water Source: Community
  • Municipal Trash: No

Condo/Co-op/Association

  • HOA Fees: 85.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Baseball Field, Basketball Courts, Common Grounds, Jog/Walk Path
  • HOA Name: THE HIGHLANDS
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District: CALVERT COUNTY PUBLIC SCHOOLS
  • Elementary School: WINDY HILL
  • Middle School: WINDY HILL
  • High School: NORTHERN
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121139842846
  • School District Source: Listing Agent
  • Elementary School: WINDY HILL
  • High School: NORTHERN
  • Middle Or Junior School: WINDY HILL

Green Features

  • Clean Green Assessed: No

Lot Info

  • Horses: No
  • Fencing: Partially, Rear
  • Improvement Assessed Value: 133400.00
  • Land Assessed Value: 149200.00
  • Land Use Code: 010
  • Lot Features: Backs To Trees, Cul-De-Sac, Front Yard, No Thru Street, Partly Wooded, Rear Yard
  • Lot Size Acres: 0.98
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 42775.00
  • Outdoor Living Structures: Deck(s)
  • Property Condition: Very Good
  • Year Assessed: 2020
  • Zoning: R
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 14958039
  • Tax Annual Amount: 3284.00
  • Assessor Parcel Number: 0503108511
  • Tax Lot: 29
  • Tax Total Finished Sq Ft: 1953
  • County Tax Payment Frequency: Annually
  • Tax Year: 2019
  • Close Date: 11/02/2020

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 7, 2021
Sold by
Hidalgo Ralph B and Hall Judy K
Bought by
Hidalgo Ralph B and Hall Judy K
Current Estimated Value
$434,857

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$353,845
Outstanding Balance
$322,674
Interest Rate
2.8%
Mortgage Type
VA
Estimated Equity
$112,183

Purchase Details

Listed on
Sep 2, 2020
Closed on
Nov 2, 2020
Sold by
Gagnon Daniel J and Gagnon Jennifer Lyn
Bought by
Hidalgo Ralph B and Hall Judy K
Seller's Agent
Lara Owings
RE/MAX Realty Group
Buyer's Agent
Haley Taylor
Real Broker, LLC - Dunkirk
List Price
$339,000
Sold Price
$339,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.19%
Original Mortgage
$351,204
Interest Rate
2.8%
Mortgage Type
VA

Purchase Details

Closed on
Dec 16, 2003
Sold by
Walter Dawn D
Bought by
Gagnon Daniel J and Gagnon Jennifer Lyn

Purchase Details

Closed on
Dec 30, 1998
Sold by
Dent Richard Hugh
Bought by
Walter Dawn D

Purchase Details

Closed on
Apr 10, 1990
Sold by
Sturgis George B and Sturgis Patricia A
Bought by
Dent Richard Hugh

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$78,400
Interest Rate
10.26%
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hidalgo Ralph B -- First American Mortgage Sln
Hidalgo Ralph B $339,000 Titlemax Llc
Gagnon Daniel J $224,900 --
Walter Dawn D $149,900 --
Dent Richard Hugh $112,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hidalgo Ralph B $353,845
Closed Hidalgo Ralph B $351,204
Previous Owner Dent Richard Hugh $78,400
Closed Walter Dawn D --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/02/2020 11/02/20 Sold $339,000 0.0% $174 / Sq Ft
09/05/2020 09/05/20 Pending -- -- --
09/05/2020 09/05/20 Off Market $339,000 -- --
09/02/2020 09/02/20 For Sale $339,000 -- $174 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,470 $319,300 $149,200 $170,100
2024 $3,470 $307,067 $0 $0
2023 $3,217 $294,833 $0 $0
2022 $3,087 $282,600 $149,200 $133,400
2021 $1,563 $279,733 $0 $0
2020 $3,035 $276,867 $0 $0
2019 $2,874 $274,000 $149,200 $124,800
2018 $2,874 $274,000 $149,200 $124,800
2017 $3,063 $274,000 $0 $0
2016 -- $276,300 $0 $0
2015 $2,777 $272,633 $0 $0
2014 $2,777 $268,967 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCA177998

Bright MLS

APN: 03-108511