2884 Echo Lake Dr Loveland, CO 80538
Estimated payment $4,281/month
Highlights
- Primary Bedroom Suite
- Clubhouse
- Wood Flooring
- Open Floorplan
- Traditional Architecture
- High Ceiling
About This Home
This beautifully designed 4-bedroom, 4-bath home offers custom finishes, thoughtful spaces, and access to exceptional community amenities. A welcoming entry leads to a private main-floor study, ideal for work or quiet retreat. Down the hall, the family room is made for gathering, filled with natural light from the soaring two-story ceiling and centered around a cozy gas fireplace. The kitchen is a chef’s dream with white cabinetry, double ovens, a large island with bar seating, and a sunny breakfast nook - perfectly open to the family room for effortless entertaining. A custom wood accent wall adds warmth and character to the dining room, while a spacious main-floor laundry and full bath add everyday convenience. Upstairs, the primary suite is a true retreat with a 5-piece bath, soaking tub, large shower, and walk-in closet with custom built-ins. Two additional bedrooms share a full bath, while a third enjoys its own en-suite 3/4 bath. Peekaboo mountain views and a charming reading nook complete the upper level. The unfinished basement offers endless potential and unlimited possibilities to create the basement of your dreams with four egress windows and a bathroom rough-in. Outside, enjoy professionally landscaped grounds, low-maintenance turf, and an expanded patio perfect for dining and play. A 3-car garage - currently configured with a generous mudroom - adds flexibility. Located in the Lakes at Centerra, this home offers access to trails, lakes, clubhouse amenities, kayaks, community events, dog park, playgrounds, and easy access to all that Loveland has to offer. Community pool is in the process of being repaired and is planned to reopen Summer of 2027. Homeowners in this neighborhood also have the option to choice into Fort Collins schools!
Listing Agent
Coldwell Banker Realty 24 Brokerage Email: ak@theakrileygroup.com,720-289-2929 License #100069473 Listed on: 01/09/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,706
Year Built
- Built in 2018
Lot Details
- 6,168 Sq Ft Lot
- Private Yard
HOA Fees
- $68 Monthly HOA Fees
Parking
- 3 Car Attached Garage
Home Design
- Traditional Architecture
- Slab Foundation
- Frame Construction
- Composition Roof
- Radon Mitigation System
Interior Spaces
- 2-Story Property
- Open Floorplan
- High Ceiling
- Ceiling Fan
- Self Contained Fireplace Unit Or Insert
- Gas Fireplace
- Window Treatments
- Mud Room
- Entrance Foyer
- Family Room with Fireplace
- Dining Room
- Home Office
- Unfinished Basement
- Basement Fills Entire Space Under The House
Kitchen
- Breakfast Area or Nook
- Eat-In Kitchen
- Breakfast Bar
- Double Oven
- Range
- Microwave
- Dishwasher
- Kitchen Island
- Granite Countertops
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom Suite
- En-Suite Bathroom
- Walk-In Closet
- Soaking Tub
Laundry
- Laundry Room
- Dryer
- Washer
- Sink Near Laundry
Outdoor Features
- Covered Patio or Porch
Schools
- High Plains Elementary School
- Conrad Ball Middle School
- Mountain View High School
Utilities
- Forced Air Heating and Cooling System
- Gas Water Heater
Listing and Financial Details
- Exclusions: Seller's personal property and staging items.
- Assessor Parcel Number R1658689
Community Details
Overview
- Association fees include ground maintenance, maintenance structure
- Lakes At Centerra Association, Phone Number (970) 231-6087
- Lakes At Centerra Subdivision
Amenities
- Clubhouse
Recreation
- Community Pool
- Trails
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,706 | $39,250 | $9,275 | $29,975 |
| 2024 | $6,595 | $43,095 | $9,943 | $33,152 |
| 2022 | $5,700 | $35,841 | $7,645 | $28,196 |
| 2021 | $5,807 | $36,873 | $7,865 | $29,008 |
| 2020 | $5,218 | $33,183 | $9,602 | $23,581 |
| 2019 | $5,163 | $33,183 | $9,602 | $23,581 |
| 2018 | $5,162 | $32,654 | $32,654 | $0 |
| 2017 | $4,464 | $30,856 | $30,856 | $0 |
| 2016 | $9 | $26 | $26 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/15/2026 04/15/26 | Price Changed | $694,000 | -0.7% | $274 / Sq Ft | |
| 03/23/2026 03/23/26 | Price Changed | $699,000 | -2.2% | $276 / Sq Ft | |
| 03/07/2026 03/07/26 | Price Changed | $715,000 | -1.4% | $282 / Sq Ft | |
| 01/09/2026 01/09/26 | For Sale | $725,000 | +48.0% | $286 / Sq Ft | |
| 10/29/2021 10/29/21 | Off Market | $490,000 | -- | -- | |
| 07/31/2020 07/31/20 | Sold | $490,000 | -0.8% | $124 / Sq Ft | View Prior Sale |
| 06/03/2020 06/03/20 | Price Changed | $494,000 | -1.0% | $125 / Sq Ft | |
| 05/27/2020 05/27/20 | For Sale | $499,000 | +7.5% | $127 / Sq Ft | |
| 10/11/2019 10/11/19 | Off Market | $464,113 | -- | -- | |
| 07/13/2018 07/13/18 | Sold | $464,113 | -6.1% | $124 / Sq Ft | View Prior Sale |
| 06/13/2018 06/13/18 | Pending | -- | -- | -- | |
| 01/22/2018 01/22/18 | For Sale | $494,113 | -- | $132 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $490,000 | Fidelity National Title | |
| Special Warranty Deed | $464,113 | Land Title Guarantee Co | |
| Special Warranty Deed | $395,668 | Heritage Title Co |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $392,000 | New Conventional | |
| Previous Owner | $447,520 | VA | |
| Previous Owner | $296,751 | New Conventional |
Source: REcolorado®
MLS Number: 4522718
APN: 85092-41-006
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Ask me questions while you tour the home.