$694,000
$31K PRICE DROP

2884 Echo Lake Dr Loveland, CO 80538

Estimated payment $4,281/month

Total Views 4,453
4 Beds
4 Baths
2,531 Sq Ft
$274 Price per Sq Ft

Highlights

  • Primary Bedroom Suite
  • Clubhouse
  • Wood Flooring
  • Open Floorplan
  • Traditional Architecture
  • High Ceiling

About This Home

This beautifully designed 4-bedroom, 4-bath home offers custom finishes, thoughtful spaces, and access to exceptional community amenities. A welcoming entry leads to a private main-floor study, ideal for work or quiet retreat. Down the hall, the family room is made for gathering, filled with natural light from the soaring two-story ceiling and centered around a cozy gas fireplace. The kitchen is a chef’s dream with white cabinetry, double ovens, a large island with bar seating, and a sunny breakfast nook - perfectly open to the family room for effortless entertaining. A custom wood accent wall adds warmth and character to the dining room, while a spacious main-floor laundry and full bath add everyday convenience. Upstairs, the primary suite is a true retreat with a 5-piece bath, soaking tub, large shower, and walk-in closet with custom built-ins. Two additional bedrooms share a full bath, while a third enjoys its own en-suite 3/4 bath. Peekaboo mountain views and a charming reading nook complete the upper level. The unfinished basement offers endless potential and unlimited possibilities to create the basement of your dreams with four egress windows and a bathroom rough-in. Outside, enjoy professionally landscaped grounds, low-maintenance turf, and an expanded patio perfect for dining and play. A 3-car garage - currently configured with a generous mudroom - adds flexibility. Located in the Lakes at Centerra, this home offers access to trails, lakes, clubhouse amenities, kayaks, community events, dog park, playgrounds, and easy access to all that Loveland has to offer. Community pool is in the process of being repaired and is planned to reopen Summer of 2027. Homeowners in this neighborhood also have the option to choice into Fort Collins schools!

Listing Agent

AK Riley

Coldwell Banker Realty 24 Brokerage Email: ak@theakrileygroup.com,720-289-2929 License #100069473 Listed on: 01/09/2026

Coldwell Banker Realty 24

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,706

Year Built

  • Built in 2018

Lot Details

  • 6,168 Sq Ft Lot
  • Private Yard

HOA Fees

  • $68 Monthly HOA Fees

Parking

  • 3 Car Attached Garage

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Frame Construction
  • Composition Roof
  • Radon Mitigation System

Interior Spaces

  • 2-Story Property
  • Open Floorplan
  • High Ceiling
  • Ceiling Fan
  • Self Contained Fireplace Unit Or Insert
  • Gas Fireplace
  • Window Treatments
  • Mud Room
  • Entrance Foyer
  • Family Room with Fireplace
  • Dining Room
  • Home Office
  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Breakfast Bar
  • Double Oven
  • Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Granite Countertops

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Suite
  • En-Suite Bathroom
  • Walk-In Closet
  • Soaking Tub

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Sink Near Laundry

Outdoor Features

  • Covered Patio or Porch

Schools

  • High Plains Elementary School
  • Conrad Ball Middle School
  • Mountain View High School

Utilities

  • Forced Air Heating and Cooling System
  • Gas Water Heater

Listing and Financial Details

  • Exclusions: Seller's personal property and staging items.
  • Assessor Parcel Number R1658689

Community Details

Overview

  • Association fees include ground maintenance, maintenance structure
  • Lakes At Centerra Association, Phone Number (970) 231-6087
  • Lakes At Centerra Subdivision

Amenities

  • Clubhouse

Recreation

  • Community Pool
  • Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,706

Year Built

Built in 2018

Lot Details

6,168 Sq Ft Lot

HOA Fees

$68 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Traditional
  • Structure Type: House
  • Levels: Two
  • Year Built: 2018
  • Above Grade Finished Sq Ft: 2531
  • Below Grade Sq Ft: 1190
  • Exclusions: Seller's personal property and staging items.
  • Living Area: 2531
  • SubdivisionName: Lakes at Centerra
  • Ownership: Individual
  • Property Attached Yn: No
  • REC_BasementLevelBedrooms: 0
  • REC_RVSpaces: 0
  • REC_UpperLevelBathrooms: 3
  • REC_UpperLevelBedrooms: 4
  • REC_WaterIncludedYN: 1
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Double Oven, Dryer, Gas Water Heater, Microwave, Oven, Range, Refrigerator, Washer
  • Fireplaces: 1
  • Interior Amenities: Breakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Five Piece Bath, Granite Counters, High Ceilings, Kitchen Island, Open Floorplan, Primary Suite, Radon Mitigation System, Walk-In Closet(s)
  • Flooring: Carpet, Tile, Wood
  • Fireplace Features: Family Room, Gas, Insert
  • Full Bathrooms: 3
  • Basement: Full, Unfinished
  • Basement: Yes
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 4
  • Main Level Bathrooms: 1
  • Window Features: Window Coverings

Exterior Features

  • Foundation Details: Slab
  • Roof: Composition
  • Construction Materials: Frame
  • Exterior Features: Private Yard
  • Patio and Porch Features: Covered, Front Porch, Patio

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 3
  • Total Parking Spaces: 3

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Forced Air
  • Water Source: Public
  • Laundry Features: Sink

Condo/Co-op/Association

  • HOA Fee Includes: Maintenance Grounds, Maintenance Structure
  • Association Name: Lakes at Centerra
  • Association Fee Frequency: Quarterly
  • Association Amenities: Clubhouse, Pool, Trail(s)
  • Association Fee: 205
  • Phone: 970-231-6087
  • Association: Yes
  • Senior Community: No

Association/Amenities

  • REC_AssociationFee2Annual: 0.00
  • REC_AssociationFee3Annual: 0.00
  • REC_AssociationFeeAnnual: 820.00
  • REC_AssociationFeeTotalAnnual: 820.00
  • REC_AssociationManagementType: Professionally Managed

Schools

  • Middle Or Junior School: Conrad Ball

Lot Info

  • Parcel Number: R1658689
  • Lot Size Acres: 0.14
  • Building Area Total: 3721
  • Lot Size Sq Ft: 6168

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 6706

MLS Schools

  • Elementary School: High Plains
  • High School: Mountain View

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,706 $39,250 $9,275 $29,975
2024 $6,595 $43,095 $9,943 $33,152
2022 $5,700 $35,841 $7,645 $28,196
2021 $5,807 $36,873 $7,865 $29,008
2020 $5,218 $33,183 $9,602 $23,581
2019 $5,163 $33,183 $9,602 $23,581
2018 $5,162 $32,654 $32,654 $0
2017 $4,464 $30,856 $30,856 $0
2016 $9 $26 $26 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/15/2026 04/15/26 Price Changed $694,000 -0.7% $274 / Sq Ft
03/23/2026 03/23/26 Price Changed $699,000 -2.2% $276 / Sq Ft
03/07/2026 03/07/26 Price Changed $715,000 -1.4% $282 / Sq Ft
01/09/2026 01/09/26 For Sale $725,000 +48.0% $286 / Sq Ft
10/29/2021 10/29/21 Off Market $490,000 -- --
07/31/2020 07/31/20 Sold $490,000 -0.8% $124 / Sq Ft View Prior Sale
06/03/2020 06/03/20 Price Changed $494,000 -1.0% $125 / Sq Ft
05/27/2020 05/27/20 For Sale $499,000 +7.5% $127 / Sq Ft
10/11/2019 10/11/19 Off Market $464,113 -- --
07/13/2018 07/13/18 Sold $464,113 -6.1% $124 / Sq Ft View Prior Sale
06/13/2018 06/13/18 Pending -- -- --
01/22/2018 01/22/18 For Sale $494,113 -- $132 / Sq Ft
Source: REcolorado®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $490,000 Fidelity National Title
Special Warranty Deed $464,113 Land Title Guarantee Co
Special Warranty Deed $395,668 Heritage Title Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $392,000 New Conventional
Previous Owner $447,520 VA
Previous Owner $296,751 New Conventional
Source: Public Records

Source: REcolorado®

MLS Number: 4522718

REcolorado®

APN: 85092-41-006

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