NOT LISTED FOR SALE

289 Bear Gulch Rd Summit, NY 12175

Summit Area

Estimated Value: $230,000 - $241,000

2 Beds
2 Baths
813 Sq Ft
$289/Sq Ft Est. Value

Sale Details

Date Sold: October 28, 2025

Last sale price $225,000 $277 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $1,589 / mo

31 Days on Market

Highlights

  • Lake Front
  • Wood Flooring
  • Camp Architecture
  • Deck
  • No HOA
  • Living Room

About This Home

As of October 2025

Enjoy lakefront living at this charming 2-bedroom, 2-bath home offers 49 feet of private shoreline on serene Bear Gulch Lake. An open floor plan seamlessly connects the living, dining, and kitchen areas—ideal for entertaining with beautiful lake views as your backdrop. Step out onto the expansive deck from the sliding glass door and enjoy the sounds of nature or host gatherings with ease. Upstairs, two bedrooms and a full bath provide a cozy retreat. Whether you're spending the day swimming, kayaking, or relaxing on the dock, this inviting home is your perfect lake escape.

Last Agent to Sell the Property

Matthew Loder

Country Boy Realty License #10311204132 Listed on: 08/05/2025

Last Buyer's Agent

Danielle Bartholomew

Miranda Real Estate Group Inc License #10401366003

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,523

Year Built

  • Built in 1940

Lot Details

  • 9,583 Sq Ft Lot
  • Lot Dimensions are 60x165
  • Lake Front
  • Property fronts a private road

Home Design

  • Camp Architecture
  • Pillar, Post or Pier Foundation
  • Shingle Roof
  • Vinyl Siding
  • Asphalt

Interior Spaces

  • 813 Sq Ft Home
  • 2-Story Property
  • Entrance Foyer
  • Living Room
  • Dining Room
  • Wood Flooring
  • Lake Views
  • Range

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary bedroom located on second floor
  • Bathroom on Main Level
  • 2 Full Bathrooms

Parking

  • 4 Parking Spaces
  • Driveway

Outdoor Features

  • Deck
  • Shed

Utilities

  • No Cooling
  • Space Heater
  • Heating System Uses Propane
  • Baseboard Heating
  • Electric Baseboard Heater
  • 100 Amp Service
  • Septic Tank
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 16 / 3
  • Assessor Parcel Number 434800 100.4-3-16

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,523

Year Built

Built in 1940

Lot Details

9,583 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1940
  • Directions: From Cobleskill Country Boy office, West on E. Main Street, Left on NY10S, Right on Charlotte VAlley Rd, Rith on Bear Gulch Rd. Home will be on the Left.
  • Above Grade Finished Sq Ft: 813.0
  • Architectural Style: Camp
  • Financial Details General Taxes: 1563.0
  • General Taxes Description: Actual
  • Financial Details School Taxes: 1960.0
  • School Taxes Description: Actual
  • Lot Size Acres: 0.22
  • Lot Size: 60X165
  • New Construction: No
  • Parking Features Parking Total: 4.0
  • Full Bathroom Level: First
  • Primary Bedroom Level: Second
  • Sale Detail Seller Contribution: No
  • Water Body Name: Bear Gulch Lake
  • Appliances Refrigerators: Yes
  • Flooring:Wood: Yes
  • View:Lake2: Yes
  • Architectural Style:Camp: Yes
  • Foundation Details:PillarPostPier2: Yes
  • Levels Two: Yes
  • Directions Remarks: Public Remarks: Enjoy lakefront living at this charming 2-bedroom, 2-bath home offers 49 feet of private shoreline on serene Bear Gulch Lake. An open floor plan seamlessly connects the living, dining, and kitchen areas—ideal for entertaining with beautiful lake views as your backdrop. Step out onto the expansive deck from the sliding glass door and enjoy the sounds of nature or host gatherings with ease. Upstairs, two bedrooms and a full bath provide a cozy retreat. Whether you're spending the day swimming, kayaking, or relaxing on the dock, this inviting home is your perfect lake escape.
  • Special Features: None

Interior Features

  • Flooring: Wood
  • Basement: Pillar/Post/Pier
  • Interior Amenities: High Speed Internet
  • Appliances: Range, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Living Area: 813.0
  • Bedroom Level: Second
  • Dining Room Level: First
  • Foyer Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Bathroom Levels Full Bathroom 1: 1st
  • Bathroom Levels Full Bathroom 2: 2nd
  • Interior Features:High Speed Internet: Yes
  • Kitchen Features:Country Kitchen: Yes
  • Appliances Range: Yes
  • Basement:PillarPostPier: Yes

Exterior Features

  • Exterior Features: None
  • Roof: Shingle, Asphalt
  • Construction Type: Vinyl Siding
  • Fencing: None
  • Foundation Details: Pillar/Post/Pier
  • Other Structures: Shed(s)
  • Patio And Porch Features: Deck
  • View: Lake
  • Waterfront Features: Lake Front
  • Waterfront: Yes
  • Waterfront Features:Lake Front: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Deck: Yes
  • Exterior Features:None37: Yes
  • Lot Features:Road Frontage: Yes
  • Lot Features:Views: Yes

Garage/Parking

  • Parking Features: Driveway
  • Attached Garage: No
  • Total Parking Spaces: 4.0
  • Property Detail:Parking YN: Yes
  • Parking Features:Driveway: Yes

Utilities

  • Utilities: Cable Available
  • Sewer: Septic Tank
  • Cooling: None
  • Electric: 100 Amp Service
  • Heating: Baseboard, Electric, Propane, Space Heater
  • Cooling Y N: No
  • Heating Yn: Yes
  • Sewer Septic Tank: Yes
  • Heating:Baseboard: Yes
  • Heating:Electric: Yes
  • Heating:Propane: Yes
  • Heating:Space Heater: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Cobleskill-Richmondville

Lot Info

  • Lot Features: Road Frontage, Views
  • Parcel #: 434800 100.4-3-16
  • Lot Size Sq Ft: 9583.2

Tax Info

  • Tax Annual Amount: 3523.0
  • Tax Block: 3
  • Tax Lot: 16

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 5, 2025
Closed on
Dec 22, 2025
Sold by
Bought by
Seller's Agent
Matthew Loder
Country Boy Realty
Buyer's Agent
Danielle Bartholomew
Miranda Real Estate Group Inc
List Price
$225,000
Sold Price
$225,000
Views
58
Current Estimated Value
$235,231

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,231
Avg. Annual Appreciation
6.03%

Purchase Details

Closed on
Sep 21, 1996
Sold by
Bought by
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Summit, NY

  • Tammy Silvestri-Putnam Real Estate Agent - Better Spaces Realty

    Tammy Silvestri-Putnam

    Better Spaces Realty

    (518) 407-1833

    61 Total Sales

    8 in Summit

    $50K - $900K Price Range

    Tammy Silvestri-Putnam
     Section Image
  • Elizabeth McGuire Real Estate Agent - Keller Williams Upstate NY

    Elizabeth McGuire

    Keller Williams Upstate NY

    (607) 601-2761

    78 Total Sales

    3 in Summit

    $90K - $170K Price Range

    Elizabeth McGuire
     Section Image
  • Christy Dahms Real Estate Agent - Charlotteville Realty LLC

    Christy Dahms

    Charlotteville Realty LLC

    (607) 325-7365

    318 Total Sales

    105 in Summit

    $29K - $479K Price Range

    Christy Dahms
     Section Image
  • Pauline Trottier Real Estate Agent - RECIPROCAL LISTINGS

    Pauline Trottier

    Responds Quickly

    RECIPROCAL LISTINGS

    (607) 821-7961

    189 Total Sales

    3 in Summit

    $90,000 Price Range

    Pauline Trottier
     Section Image
  • Richard Santos Real Estate Agent - Keller Williams Upstate NY Properties

    Richard Santos

    Keller Williams Upstate NY Properties

    (607) 325-8884

    134 Total Sales

    2 in Summit

    $35K - $67K Price Range

    Richard Santos
     Section Image
  • Garry DeGonza Real Estate Agent - DeGonza Realty

    Garry DeGonza

    DeGonza Realty

    (518) 635-6452

    70 Total Sales

    1 in Summit

    $453,000 Price

    Garry DeGonza
     Section Image
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- None Listed On Document
$32,500 --
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
10/28/2025 10/28/25 Sold $225,000 0.0% $277 / Sq Ft
09/05/2025 09/05/25 Pending -- -- --
08/05/2025 08/05/25 For Sale $225,000 -- $277 / Sq Ft
Source: Global MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,523 $57,200 $9,400 $47,800
2024 $3,523 $53,100 $9,400 $43,700
2023 $3,447 $53,100 $9,400 $43,700
2022 $3,143 $53,100 $9,400 $43,700
2021 $2,620 $42,300 $9,400 $32,900
2020 $2,667 $42,300 $9,400 $32,900
2019 $2,677 $42,300 $9,400 $32,900
2018 $2,677 $42,300 $9,400 $32,900
2017 $2,499 $42,300 $9,400 $32,900
2016 $2,464 $42,300 $9,400 $32,900
2015 -- $42,300 $9,400 $32,900
2014 -- $42,300 $9,400 $32,900
Source: Public Records

Agents Affiliated with this Home

  • Matthew Loder Real Estate Agent - Country Boy Realty

    Seller's Agent in 2025

    Matthew Loder

    Country Boy Realty

    (518) 378-1235

    553 Total Sales

    Matthew Loder
    Section Image
  • Danielle Bartholomew Real Estate Agent - Miranda Real Estate Group Inc

    Buyer's Agent in 2025

    Danielle Bartholomew

    Miranda Real Estate Group Inc

    (518) 356-1702

    16 Total Sales

    Danielle Bartholomew
    Section Image
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Map

Source: Global MLS

MLS Number: 202523208

Global MLS

APN: 434800-100-004-0003-016-000-0000

New York Schoharie County Summit 12149

289 Bear Gulch Rd, Summit, NY

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Global MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.



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