
289 Whisper Lake Rd Palm Harbor, FL 34683
Estimated payment $3,500/month
Highlights
- 71 Feet of Lake Waterfront
- Open Floorplan
- High Ceiling
- Ozona Elementary School Rated A-
- Living Room with Fireplace
- Great Room
About This Home
One or more photo(s) has been virtually staged. This beautifully updated 3-bedroom, 2-bathroom, 2-car garage home in desirable Palm Harbor offers the perfect blend of comfort, style, and convenience. Enjoy a prime location with NO HOA, NO FLOOD ZONE, and NO CDD! Step inside and be greeted by an open-concept design, perfect for entertaining, with stunning water views and lush tropical landscaping.
The heart of this home is the custom kitchen, featuring stainless steel appliances (2021), soft-close cabinets and doors, and gorgeous granite countertops. A massive island provides ample space for casual dining and gatherings, seamlessly connecting to the living areas for unobstructed views and a true sense of spaciousness.
Recent updates provide peace of mind and modern living: a new roof (2022) with a transferable warranty, a new hot water heater, and updated electrical (2020). Updated windows and sliders frame picturesque pond views, while luxury vinyl and tile flooring flow throughout the home.
The split bedroom plan offers privacy, with the primary suite boasting an ensuite bathroom complete with a large vanity, double sinks, and a walk-in closet. All bathrooms have been tastefully updated. This clean, bright, and roomy home also features an interior laundry room for added convenience.
Enjoy the amazing location just off Alt. 19, putting you in the heart of Palm Harbor. Minutes away you'll find an array of shopping, restaurants, a lively nightlife, and the Pinellas Trail. Explore the Gulf of Mexico and downtown Palm Harbor, with easy access to Clearwater Beach, Dunedin, Tarpon Springs, Ozona, and Honeymoon Island. The nearby trolley stop provides an easy way to get around! Zoned for Ozona Elementary, Palm Harbor Middle, and Palm Harbor University High School. Check out the 3D virtual tour for more details! Must see!
Listing Agent
FLAT FEE FLORIDA REALTY LLC Brokerage Phone: 786-295-1410 License #3196416 Listed on: 02/07/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,834
Year Built
- Built in 1987
Lot Details
- 6,922 Sq Ft Lot
- 71 Feet of Lake Waterfront
- Lake Front
- Cul-De-Sac
- South Facing Home
- Wood Fence
- Chain Link Fence
- Board Fence
- Property is zoned R-3
Parking
- 2 Car Attached Garage
Property Views
- Lake
- Garden
Home Design
- Slab Foundation
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 1,917 Sq Ft Home
- Open Floorplan
- High Ceiling
- Decorative Fireplace
- Sliding Doors
- Great Room
- Living Room with Fireplace
Kitchen
- Cooktop
- Microwave
- Ice Maker
- Dishwasher
Flooring
- Tile
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Eco-Friendly Details
- Reclaimed Water Irrigation System
Outdoor Features
- Access To Lake
- Covered Patio or Porch
- Rain Gutters
Schools
- Ozona Elementary School
- Palm Harbor Middle School
- Palm Harbor Univ High School
Utilities
- Central Heating and Cooling System
- Electric Water Heater
- Phone Available
- Cable TV Available
Community Details
- No Home Owners Association
- Whisper Lake Sub Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 29
- Assessor Parcel Number 11-28-15-97004-000-0290
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2024 | $7,345 | $434,644 | $145,411 | $289,233 |
2023 | $7,345 | $408,446 | $148,217 | $260,229 |
2022 | $6,651 | $358,331 | $161,152 | $197,179 |
2021 | $4,955 | $253,202 | $0 | $0 |
2020 | $4,310 | $216,119 | $0 | $0 |
2019 | $4,493 | $224,765 | $81,600 | $143,165 |
2018 | $4,120 | $202,665 | $0 | $0 |
2017 | $4,158 | $204,588 | $0 | $0 |
2016 | $3,818 | $181,658 | $0 | $0 |
2015 | $3,639 | $168,900 | $0 | $0 |
2014 | $3,440 | $158,666 | $0 | $0 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
08/21/2025 08/21/25 | Price Changed | $539,000 | -1.0% | $281 / Sq Ft |
08/09/2025 08/09/25 | Price Changed | $544,200 | -0.9% | $284 / Sq Ft |
07/04/2025 07/04/25 | Price Changed | $549,200 | 0.0% | $286 / Sq Ft |
07/04/2025 07/04/25 | For Sale | $549,200 | -0.5% | $286 / Sq Ft |
06/30/2025 06/30/25 | Off Market | $552,200 | -- | -- |
06/19/2025 06/19/25 | Price Changed | $552,200 | -0.4% | $288 / Sq Ft |
06/13/2025 06/13/25 | Price Changed | $554,500 | -0.4% | $289 / Sq Ft |
06/07/2025 06/07/25 | Price Changed | $556,900 | -0.5% | $291 / Sq Ft |
05/02/2025 05/02/25 | Price Changed | $559,900 | -1.8% | $292 / Sq Ft |
04/10/2025 04/10/25 | Price Changed | $569,900 | -0.8% | $297 / Sq Ft |
03/28/2025 03/28/25 | Price Changed | $574,500 | -0.8% | $300 / Sq Ft |
03/17/2025 03/17/25 | Price Changed | $579,000 | -1.0% | $302 / Sq Ft |
02/28/2025 02/28/25 | Price Changed | $585,000 | -1.7% | $305 / Sq Ft |
02/07/2025 02/07/25 | For Sale | $595,200 | +42.4% | $310 / Sq Ft |
03/19/2021 03/19/21 | Sold | $418,000 | -1.6% | $218 / Sq Ft |
02/04/2021 02/04/21 | Pending | -- | -- | -- |
01/31/2021 01/31/21 | Price Changed | $424,900 | -3.4% | $222 / Sq Ft |
01/26/2021 01/26/21 | For Sale | $439,900 | -- | $229 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Interfamily Deed Transfer | -- | None Available | |
Warranty Deed | $418,000 | Title Town Settlements Llc | |
Warranty Deed | $227,700 | Title Town Partners Llc | |
Deed | $81,000 | -- | |
Deed | -- | -- |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Open | $397,100 | New Conventional | |
Previous Owner | $64,800 | New Conventional |
About the Listing Agent

Are you thinking of selling your home? Is the thought of paying a realtor 5 or 6% of your hard-earned equity a big turn-off?
Flat Fee Florida Realty provides high-end, no-compromise real estate services for a flat fee. We take great care of listing, marketing, and selling your property for $4,895*, payable only when your property is sold. From initial advice to closing, we handle all aspects of the transaction with no corners cut, including pictures, showings, contracts, negotiations,
William's Other Listings
Source: Stellar MLS
MLS Number: O6278479

APN: 11-28-15-97004-000-0290
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