$539,000
$56K PRICE DROP

289 Whisper Lake Rd Palm Harbor, FL 34683

Estimated payment $3,500/month

Total Views 73,717
3 Beds
2 Baths
1,917 Sq Ft
$281 Price per Sq Ft

Highlights

  • 71 Feet of Lake Waterfront
  • Open Floorplan
  • High Ceiling
  • Ozona Elementary School Rated A-
  • Living Room with Fireplace
  • Great Room

About This Home

One or more photo(s) has been virtually staged. This beautifully updated 3-bedroom, 2-bathroom, 2-car garage home in desirable Palm Harbor offers the perfect blend of comfort, style, and convenience. Enjoy a prime location with NO HOA, NO FLOOD ZONE, and NO CDD! Step inside and be greeted by an open-concept design, perfect for entertaining, with stunning water views and lush tropical landscaping.
The heart of this home is the custom kitchen, featuring stainless steel appliances (2021), soft-close cabinets and doors, and gorgeous granite countertops. A massive island provides ample space for casual dining and gatherings, seamlessly connecting to the living areas for unobstructed views and a true sense of spaciousness.
Recent updates provide peace of mind and modern living: a new roof (2022) with a transferable warranty, a new hot water heater, and updated electrical (2020). Updated windows and sliders frame picturesque pond views, while luxury vinyl and tile flooring flow throughout the home.
The split bedroom plan offers privacy, with the primary suite boasting an ensuite bathroom complete with a large vanity, double sinks, and a walk-in closet. All bathrooms have been tastefully updated. This clean, bright, and roomy home also features an interior laundry room for added convenience.
Enjoy the amazing location just off Alt. 19, putting you in the heart of Palm Harbor. Minutes away you'll find an array of shopping, restaurants, a lively nightlife, and the Pinellas Trail. Explore the Gulf of Mexico and downtown Palm Harbor, with easy access to Clearwater Beach, Dunedin, Tarpon Springs, Ozona, and Honeymoon Island. The nearby trolley stop provides an easy way to get around! Zoned for Ozona Elementary, Palm Harbor Middle, and Palm Harbor University High School. Check out the 3D virtual tour for more details! Must see!

Listing Agent

William Tordjman

FLAT FEE FLORIDA REALTY LLC Brokerage Phone: 786-295-1410 License #3196416 Listed on: 02/07/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,834

Year Built

  • Built in 1987

Lot Details

  • 6,922 Sq Ft Lot
  • 71 Feet of Lake Waterfront
  • Lake Front
  • Cul-De-Sac
  • South Facing Home
  • Wood Fence
  • Chain Link Fence
  • Board Fence
  • Property is zoned R-3

Parking

  • 2 Car Attached Garage

Property Views

  • Lake
  • Garden

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,917 Sq Ft Home
  • Open Floorplan
  • High Ceiling
  • Decorative Fireplace
  • Sliding Doors
  • Great Room
  • Living Room with Fireplace

Kitchen

  • Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher

Flooring

  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Eco-Friendly Details

  • Reclaimed Water Irrigation System

Outdoor Features

  • Access To Lake
  • Covered Patio or Porch
  • Rain Gutters

Schools

  • Ozona Elementary School
  • Palm Harbor Middle School
  • Palm Harbor Univ High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Whisper Lake Sub Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,834

Year Built

Built in 1987

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: Yes
  • Living Area: 1917
  • Lot Size Acres: 0.16
  • New Construction: No
  • Year Built: 1987
  • Building Area Total: 2642
  • Lot Size Sq Ft: 6922
  • Directions to Property: From Palm Harbor Blvd (ALT 19 N), Turn right onto Whisper Lake Rd. The destination is on the left.
  • Status: Active
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: Lutz
  • Escrow Postal Code: 33558
  • Escrow State: FL
  • Escrow Street Name: Hunting Bow Cir Unit 102
  • Escrow Street Number: 17724
  • List Office Head Office Key Nume: 574223105
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 281.17
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 786-295-1410
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Decorative, Living Room
  • Living Area Units: Square Feet
  • Flooring: Tile, Vinyl
  • Full Bathrooms: 2
  • Interior Amenities: High Ceilings, Open Floorplan, Walk-In Closet(s)
  • Appliances Included: Cooktop, Dishwasher, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Street Number Modifier: 289
  • Living Area Meters: 178.10
  • Room Count: 5

Exterior Features

  • Direction Faces: South
  • Exterior Features: Rain Gutters, Sliding Doors
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: No
  • View: Garden, Water
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Patio
  • Road Surface Type: Asphalt
  • Water Access: Lake
  • Water Extras YN: 0
  • Water View: Lake
  • Water View YN: 1
  • Waterfront Feet Total: 71
  • Flood Zone Date: 2021-08-24
  • Flood Zone Panel: 12103C0059H
  • Water Frontage Feet Lake: 71

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Available, Phone Available, Public, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Ozona Elementary-PN
  • High School: Palm Harbor Univ High-PN
  • Middle Or Junior School: Palm Harbor Middle-PN

Lot Info

  • Zoning: R-3
  • Parcel Number: 11-28-15-97004-000-0290
  • Additional Parcels: No
  • Fencing: Board, Chain Link, Wood
  • Lot Features: Cul-De-Sac
  • Flood Zone Code: X500
  • Homestead YN: 1
  • Lot Size Square Meters: 643

Green Features

  • Green Water Conservation: Irrigation-Reclaimed Water
  • Green Verification Count: 0

Rental Info

  • Furnished: Unfurnished
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: No known restrictions. Please consult local ordinances.

Tax Info

  • Tax Annual Amount: 7834
  • Tax Block: 000
  • Tax Book Number: 88-97
  • Tax Lot: 29

Multi Family

  • Waterfront Features: Lake Front

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,345 $434,644 $145,411 $289,233
2023 $7,345 $408,446 $148,217 $260,229
2022 $6,651 $358,331 $161,152 $197,179
2021 $4,955 $253,202 $0 $0
2020 $4,310 $216,119 $0 $0
2019 $4,493 $224,765 $81,600 $143,165
2018 $4,120 $202,665 $0 $0
2017 $4,158 $204,588 $0 $0
2016 $3,818 $181,658 $0 $0
2015 $3,639 $168,900 $0 $0
2014 $3,440 $158,666 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/21/2025 08/21/25 Price Changed $539,000 -1.0% $281 / Sq Ft
08/09/2025 08/09/25 Price Changed $544,200 -0.9% $284 / Sq Ft
07/04/2025 07/04/25 Price Changed $549,200 0.0% $286 / Sq Ft
07/04/2025 07/04/25 For Sale $549,200 -0.5% $286 / Sq Ft
06/30/2025 06/30/25 Off Market $552,200 -- --
06/19/2025 06/19/25 Price Changed $552,200 -0.4% $288 / Sq Ft
06/13/2025 06/13/25 Price Changed $554,500 -0.4% $289 / Sq Ft
06/07/2025 06/07/25 Price Changed $556,900 -0.5% $291 / Sq Ft
05/02/2025 05/02/25 Price Changed $559,900 -1.8% $292 / Sq Ft
04/10/2025 04/10/25 Price Changed $569,900 -0.8% $297 / Sq Ft
03/28/2025 03/28/25 Price Changed $574,500 -0.8% $300 / Sq Ft
03/17/2025 03/17/25 Price Changed $579,000 -1.0% $302 / Sq Ft
02/28/2025 02/28/25 Price Changed $585,000 -1.7% $305 / Sq Ft
02/07/2025 02/07/25 For Sale $595,200 +42.4% $310 / Sq Ft
03/19/2021 03/19/21 Sold $418,000 -1.6% $218 / Sq Ft
02/04/2021 02/04/21 Pending -- -- --
01/31/2021 01/31/21 Price Changed $424,900 -3.4% $222 / Sq Ft
01/26/2021 01/26/21 For Sale $439,900 -- $229 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Warranty Deed $418,000 Title Town Settlements Llc
Warranty Deed $227,700 Title Town Partners Llc
Deed $81,000 --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $397,100 New Conventional
Previous Owner $64,800 New Conventional
Source: Public Records

About the Listing Agent

William Tordjman

FLAT FEE FLORIDA REALTY LLC

(727) 610-2158

Section Image

Are you thinking of selling your home? Is the thought of paying a realtor 5 or 6% of your hard-earned equity a big turn-off?

Flat Fee Florida Realty provides high-end, no-compromise real estate services for a flat fee. We take great care of listing, marketing, and selling your property for $4,895*, payable only when your property is sold. From initial advice to closing, we handle all aspects of the transaction with no corners cut, including pictures, showings, contracts, negotiations,

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Source: Stellar MLS

MLS Number: O6278479

Stellar MLS

APN: 11-28-15-97004-000-0290