$889,900
$60K PRICE DROP

2890 Armadillo Dr Palm Harbor, FL 34683

Estimated payment $5,535/month

Total Views 12,789
4 Beds
3 Baths
3,359 Sq Ft
$265 Price per Sq Ft

Highlights

  • Screened Pool
  • Vaulted Ceiling
  • Pool View
  • Contemporary Architecture
  • Separate Formal Living Room
  • Stone Countertops

About This Home

Motivated seller on this Beautiful 4 bedroom plus study pool home with a separate in-law suite offering over 3,300 sq. ft. of living space in the highly sought-after Country Woods subdivision—one of the area’s most desirable neighborhoods. All this in a NO flood and NON-evacuation zone.
Located just a few minutes from the Dunedin Causeway, Honeymoon Island, Gulf beaches, plus top-rated schools, shopping, and dining, the home offers both convenience and versatility.
The separate in-law suite includes its own private entrance, second kitchen, bedroom, sitting area, and bathroom—perfect for extended family, visiting guests, or multigenerational living. The second kitchen and second family room could also serve as a perfect fit for a large game room-bonus room.
Major upgrades include:2025 New roof,2025 Two new A/C systems,2025 Two new electrical panels,2025 All-new luxury vinyl flooring,
2025 New soffit and fascia on overhangs and gables,2025 new electrical switches and outlets,2025 New 5 1⁄4-inch baseboards and interior doors,2025 New epoxy floor coating in the oversized two-car garage with extra space for a golf cart.2021 A new pool screen enclosure was installed, and a new 2025 pool pump was just added.
Inside, the island kitchen features custom wood cabinetry, granite countertops, and stainless-steel appliances, overlooking a spacious family room with a cozy wood-burning fireplace. The formal living and dining rooms create an inviting entry and are ideal for entertaining.
The primary suite includes a large walk-in closet and a spa-style bath with a walk-in shower and separate garden tub. The third and fourth bedrooms are generously sized with ample closets, while the office or fifth bedroom includes a built-in closet for added flexibility.
Step outside to a covered lanai and screened pool area with a large paver deck—perfect for relaxing or hosting gatherings year-round.
This home offers exceptional value, extensive updates, and an unbeatable price and location.

Listing Agent

Frank Acerra

SELECT PROPERTIES INC Brokerage Phone: 727-934-4099 License #567777 Listed on: 10/15/2025

Co-Listing Agent

Michael Acerra

SELECT PROPERTIES INC Brokerage Phone: 727-934-4099 License #3598927

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,930

Year Built

  • Built in 1986

Lot Details

  • 0.28 Acre Lot
  • Lot Dimensions are 100x120
  • East Facing Home
  • Landscaped with Trees

HOA Fees

  • $32 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Contemporary Architecture
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 3,359 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Sliding Doors
  • Family Room with Fireplace
  • Separate Formal Living Room
  • Formal Dining Room
  • Home Office
  • Storage Room
  • Inside Utility
  • Pool Views

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • In-Law or Guest Suite
  • 3 Full Bathrooms
  • Soaking Tub

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Pool

  • Screened Pool
  • In Ground Pool
  • Fence Around Pool

Schools

  • San Jose Elementary School
  • Palm Harbor Middle School
  • Dunedin High School

Utilities

  • Central Air
  • Heating Available
  • Thermostat
  • Underground Utilities
  • High Speed Internet
  • Cable TV Available

Additional Features

  • Reclaimed Water Irrigation System
  • Covered Patio or Porch

Community Details

  • Ameritech Association
  • Country Woods Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,930

Year Built

Built in 1986

Lot Details

0

HOA Fees

$32 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Contemporary
  • Construction Materials: Block, Stucco
  • Fireplace: Yes
  • Living Area: 3359
  • Lot Size Acres: 0.28
  • New Construction: No
  • Year Built: 1986
  • Building Area Total: 4488
  • Lot Size Sq Ft: 12062
  • Status: Active
  • Co List Office Mls Id: MFR260000797
  • Co List Office Phone: 727-934-4099
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 416.95
  • Escrow State: FL
  • Minimum Lease: 1-2 Years
  • RATIO Current Price By Calculate: 264.93
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 1
  • MFR_InLawSuiteDescription: 1 Bathroom,1 Bedroom,Kitchen,Private Entrance
  • Attribution Contact: 727-934-4099
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Family Room, Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Luxury Vinyl, Tile
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s), Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Spa Yn: No
  • Stories: 1
  • Additional Rooms: Family Room,Formal Dining Room Separate,Formal Living Room Separate,Inside Utility,Interior In-Law Suite w/Private Entry,Storage Rooms
  • Living Area Meters: 312.06

Exterior Features

  • Direction Faces: East
  • Pool Features: In Ground, Screen Enclosure
  • Exterior Features: Sidewalk, Sliding Doors
  • Roof: Shingle
  • Pool Private: Yes
  • View: Pool
  • Waterfront: No
  • Patio and Porch Features: Covered, Front Porch, Rear Porch, Screened
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Sprinkler Recycled, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Electric
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Street Lights
  • Association Fee: 381
  • Association Fee Frequency: Annually
  • Association Name: ameritech
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Required

Fee Information

  • Total Annual Fees: 381.00
  • Total Monthly Fees: 31.75
  • Monthly HOA Amount: 31.75

Schools

  • Elementary School: San Jose Elementary-PN
  • High School: Dunedin High-PN
  • Middle Or Junior School: Palm Harbor Middle-PN

Lot Info

  • Parcel Number: 14-28-15-18628-000-0510
  • Additional Parcels: No
  • Lot Dimensions: 100x120
  • Flood Zone Code: x

Rental Info

  • Pets Allowed: Cats OK, Dogs OK
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: 1 year minimum lease required

Tax Info

  • Tax Annual Amount: 9929.53
  • Tax Block: 0
  • Tax Book Number: 92-32
  • Tax Lot: 51

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,930 $633,863 $144,865 $488,998
2024 $9,826 $577,379 $166,508 $410,871
2023 $9,826 $602,287 $221,609 $380,678
2022 $8,970 $543,955 $238,455 $305,500
2021 $8,144 $440,206 $0 $0
2020 $7,778 $414,465 $0 $0
2019 $7,190 $379,702 $112,368 $267,334
2018 $6,891 $360,873 $0 $0
2017 $6,847 $353,059 $0 $0
2016 $6,439 $326,819 $0 $0
2015 $6,422 $328,161 $0 $0
2014 -- $294,230 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/10/2025 12/10/25 Price Changed $889,900 -1.1% $265 / Sq Ft
11/21/2025 11/21/25 For Sale $899,900 0.0% $268 / Sq Ft
11/20/2025 11/20/25 Off Market $899,900 -- --
11/14/2025 11/14/25 Price Changed $899,900 -5.3% $268 / Sq Ft
10/15/2025 10/15/25 For Sale $949,900 -- $283 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- None Listed On Document
Quit Claim Deed -- None Listed On Document
Quit Claim Deed $100 --
Quit Claim Deed -- None Available
Interfamily Deed Transfer -- Attorney
Quit Claim Deed -- --
Quit Claim Deed -- --
Quit Claim Deed -- --
Quit Claim Deed -- --
Source: Public Records

Source: Stellar MLS

MLS Number: TB8437288

Stellar MLS

APN: 14-28-15-18628-000-0510