$500,000
SOLD JUL 28, 2025

2892 Whispering Shores Dr Vermilion, OH 44089

2 Beds
2 Baths
1,395 Sq Ft
$438/mo HOA Fee

Recently Sold

$358 Per Sq Ft

91 Days on Market

Highlights

  • Fitness Center
  • Waterfront
  • Clubhouse
  • Private Pool
  • Community Lake
  • Tennis Courts

About This Home

As of July 2025

Welcome to this fabulous one story, 2 bedroom, 2 bath, upscale and
professionally decorated ranch style condo on the shores of Lake Erie.
Look no further as this Corner Unit has the Ultimate in Unobstructed
Views for Spectacular Sunsets over Lake Erie. Double bonus: no steps
within the condo and elevator access to this unit. Not all buildings
in this complex have an ELEVATOR. The cozy kitchen offers beautiful
Maple Cabinetry, Granite countertops, crown molding, tile flooring and
is open to the family room with trey lighted ceilings, a custom built
fireplace and a glass slider to your oversized balcony. The expansive
primary bedroom with tray ceiling includes a glass slider to the
balcony offering amazing views directly from your bedroom. Some of the
upgrades completed within ~ the last 5 years include: New appliances
(except range), washer and dryer,High end plush carpet, repainted
entire unit, new recessed lighting, and more. This waterfront
Vermilion Shores complex offers an array of amenities including a
beach/swimming pool/clubhouse/gym/tennis courts and more. There is a
2000 foot walkway that runs the length of the lake side of the
property ending at the sandy beach. Skip the yard work and come enjoy
this coastal Lake gem!

Last Agent to Sell the Property

Kathy Cislo

Russell Real Estate Services Brokerage Email: kdcislo@gmail.com, 216-258-5886 License #2011001002 Listed on: 04/10/2025

Russell Real Estate Services

Co-Listed By

Bernadette Stitchick

Russell Real Estate Services Brokerage Email: kdcislo@gmail.com, 216-258-5886 License #2016006073

Last Buyer's Agent

Richard Jackson

Howard Hanna License #2007002981

Howard Hanna

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $5,653

Year Built

  • Built in 2004

HOA Fees

  • $438 Monthly HOA Fees

Parking

  • 2 Car Detached Garage

Home Design

  • Asphalt Roof
  • Stone Siding
  • Vinyl Siding

Interior Spaces

  • 1,395 Sq Ft Home
  • 1-Story Property
  • Gas Fireplace
  • Property Views

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Home Security

Outdoor Features

  • Private Pool
  • Balcony

Additional Features

  • Waterfront
  • Forced Air Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number 01-00-005-702-016

Community Details

Overview

  • Association fees include management, common area maintenance, insurance, ground maintenance, pool(s), recreation facilities, reserve fund, snow removal
  • Vermilion Shores 2 Association
  • Vermilion Shores Condo Subdivision
  • Community Lake

Recreation

  • Tennis Courts
  • Fitness Center
  • Community Pool

Additional Features

  • Clubhouse
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$5,653

Year Built

Built in 2004

Lot Details

0

HOA Fees

$438 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Subtype: Condominium
  • Year Built: 2004
  • Attribution Contact: kdcislo@gmail.com, 216-258-5886
  • ResoLotFeatures: Waterfront
  • ResoPoolFeatures: Association, Community
  • Reso View: Lake
  • ResoSecurityFeatures: Smoke Detector(s)
  • Reso Association Fee Includes: Association Management, Common Area Maintenance, Insurance, Maintenance Grounds, Pool(s), Recreation Facilities, Reserve Fund, Snow Removal
  • Co List Office Mls Id: 9085
  • Co List Office Phone: 419-625-5555
  • Subdivision Name: Vermilion Shores Condo
  • Above Grade Finished Sq Ft: 1395.0
  • Architectural Style: Ranch
  • Carport Y N: No
  • Entry Level: 1
  • Garage Yn: Yes
  • Unit Levels: One
  • Tax Year: 2024
  • Property Sub Type Additional: Condominium
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Fireplaces: 1
  • Basement: None
  • Basement: No
  • Appliances: Dryer, Dishwasher, Microwave, Range, Refrigerator, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Fireplace Features: Gas
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 2
  • Stories: 1
  • Stories: 1

Exterior Features

  • Exterior Features: Balcony
  • Roof: Asphalt
  • Acres: 0.04
  • Pool Private: Yes
  • View: Yes
  • Waterfront Features: Waterfront
  • Waterfront: Yes
  • Disclosures: HOA Disclosure
  • Home Warranty: No
  • Construction Type: Stone, Vinyl Siding
  • Patio And Porch Features: Balcony

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Detached, Garage

Utilities

  • LaundryFeatures: Main Level
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Forced Air
  • HeatingYN: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Clubhouse, Fitness Center, Lake, Pool, Tennis Court(s)
  • Association Fee: 438.0
  • Association Fee Frequency: Monthly
  • Association Name: Vermilion Shores 2
  • Association: Yes

Schools

  • Junior High Dist: Vermilion LSD - 2207

Lot Info

  • Lot Size Units: Acres
  • Parcel Number: 01-00-005-702-016
  • LandLeaseYN: No

Tax Info

  • Tax Annual Amount: 5653.14

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 10, 2025
Closed on
Jul 24, 2025
Sold by
Cusack Debra A
Bought by
Hughes Michael D and Hughes Amy D
Seller's Agent
Kathy Cislo
Russell Real Estate Services
List Price
$534,900
Sold Price
$500,000
Premium/Discount to List
-$34,900
-6.52%
Total Days on Market
91
Views
184

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
42.81%

Purchase Details

Closed on
Mar 14, 2020
Sold by
Cusack Kevin D and Cusack Debra A
Bought by
Cusack Debra A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$189,000
Interest Rate
3.3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 29, 2019
Sold by
Ferut Philomena J and Ferut Joseph F
Bought by
Mazzola Samuel J and Mazzola Pamela J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$190,000
Interest Rate
3.82%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 29, 2011
Closed on
Oct 12, 2012
Sold by
Slyder Ralph E and Slyder Donna M
Bought by
Cusack Kevin D and Cusack Debra A
Seller's Agent
Ernest Hisey
Deleted Agent
Buyer's Agent
Ernest Hisey
Deleted Agent
List Price
$328,500
Sold Price
$309,500
Premium/Discount to List
-$19,000
-5.78%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.13%
Original Mortgage
$266,000
Interest Rate
3.57%
Mortgage Type
Future Advance Clause Open End Mortgage
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $500,000 None Listed On Document
Interfamily Deed Transfer -- Nations Lending Services
Survivorship Deed $350,000 Guardian Title
Survivorship Deed $309,500 True Title Agency Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $70,000 Credit Line Revolving
Previous Owner $195,386 New Conventional
Previous Owner $189,000 New Conventional
Previous Owner $190,000 New Conventional
Previous Owner $243,000 New Conventional
Previous Owner $266,000 Future Advance Clause Open End Mortgage
Previous Owner $46,600 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/28/2025 07/28/25 Sold $500,000 -4.7% $358 / Sq Ft
05/04/2025 05/04/25 Price Changed $524,900 -1.9% $376 / Sq Ft
04/10/2025 04/10/25 For Sale $534,900 +72.8% $383 / Sq Ft
10/15/2012 10/15/12 Sold $309,500 -5.8% $222 / Sq Ft
12/01/2011 12/01/11 Pending -- -- --
06/29/2011 06/29/11 For Sale $328,500 -- $235 / Sq Ft
Source: MLS Now

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,653 $114,163 $42,525 $71,638
2023 $5,762 $110,761 $32,694 $78,068
2022 $5,720 $110,761 $32,694 $78,068
2021 $5,727 $110,761 $32,694 $78,068
2020 $5,872 $107,020 $31,590 $75,430
2019 $5,850 $107,020 $31,590 $75,430
2018 $6,137 $107,020 $31,590 $75,430
2017 $6,416 $113,750 $33,080 $80,670
2016 $6,383 $113,750 $33,080 $80,670
2015 $6,399 $113,750 $33,080 $80,670
2014 $6,122 $108,330 $31,500 $76,830
2013 $6,100 $108,330 $31,500 $76,830
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS Now

MLS Number: 5113414

MLS Now

APN: 01-00-005-702-016