$388,000
SOLD NOV 18, 2024
4 Beds
2.5 Baths
2,779 Sq Ft
7,405 Sq Ft Lot

Recently Sold

$140 Per Sq Ft

8% Below List Price

81 Days on Market

Highlights

  • Wood Flooring
  • Loft
  • 3 Car Attached Garage
  • Oswego High School Rated A-
  • Home Office
  • Breakfast Bar

About This Home

As of November 2024

Massive 4 bedroom home w/loft in Lakewood Creek West is ready for new owners. Over 2,700sf with finished, partial basement. Add'l property upgrades include 3-car attached garage, stamped concrete patio & fenced yard. Superb layout features 2-story entry which leads to living/dining room combo. Dining room has crown molding and accent wall with wainscoting. The kitchen is massive with 42" maple cabinets/granite countertops & backsplash, island, pantry & new hardware. Adjacent breakfast room overlooks the backyard & offers sunny, southern views. 1st floor laundry room & separate office round out the main level. All bedrooms are located on the 2nd floor including 15x14 primary bedroom which has a walk-in closet & private bathroom that's recently been remodeled. New flooring/double bowl vanity with granite countertops/hardware and also includes a soaker tub & separate shower. Spacious secondary rooms have ample closet space. 2nd floor loft overlooks the living room. Finished basement is perfect as a bonus room/entertainment space. Concrete crawl for add'l storage. This one's a beauty!

Last Agent to Sell the Property

Brent Wilk

Wilk Real Estate License #471012010 Listed on: 07/24/2024

Last Buyer's Agent

Clementina Hunt

Keller Williams Realty Ptnr,LL License #475205853

Keller Williams Realty Ptnr,LL

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,884

Year Built

  • Built in 2004

HOA Fees

  • $49 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Parking Included in Price

Home Design

  • Vinyl Siding

Interior Spaces

  • 2,779 Sq Ft Home
  • 2-Story Property
  • Family Room
  • Living Room
  • Dining Room
  • Home Office
  • Loft
  • Finished Basement
  • Partial Basement
  • Breakfast Bar
  • Laundry Room

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms

Additional Features

  • Lot Dimensions are 62x120
  • Forced Air Heating and Cooling System

Community Details

  • Association fees include insurance
  • Tom Townsend Association, Phone Number (815) 787-7368
  • Property managed by TOWNSEND MANAGEMENT

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,884

Year Built

Built in 2004

Lot Details

0

HOA Fees

$49 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 2004
  • Age: 16-20 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Partial
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • LivingArea: 2779
  • Room Type: Eating Area, Office, Loft
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Finished
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 0
  • Total Sq Ft: 0
  • Flooring: Carpet
  • ResoLivingAreaSource: Assessor

Exterior Features

  • List Price: 389900
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 3
  • ParkingTotal: 3
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 49
  • Association Fee Frequency: Monthly
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: TOWNSEND MANAGEMENT
  • Management Contact Name: TOM TOWNSEND
  • Management Phone: 815-787-7368
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: Insurance

Schools

  • Middle/Junior School District: 308

Lot Info

  • Lot Dimensions: 62X120
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 9884
  • Tax Year: 2022
  • Tax Exemptions: None

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 24, 2024
Closed on
Oct 21, 2024
Sold by
Lsf9 Master Participation Trust and Us Bank Trust Na
Bought by
Hunt Willie
Seller's Agent
Brent Wilk
Wilk Real Estate
Buyer's Agent
Clementina Hunt
Keller Williams Realty Ptnr,LL
List Price
$419,900
Sold Price
$388,000
Premium/Discount to List
-$31,900
-7.6%
Views
111
Current Estimated Value
$397,728

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,728
Avg. Annual Appreciation
2.99%
Original Mortgage
$380,972
Outstanding Balance
$379,313
Interest Rate
6.75%
Mortgage Type
FHA
Estimated Equity
$16,902

Purchase Details

Closed on
May 14, 2018
Sold by
Harker Derrick D and Harker Stefani M
Bought by
U S Bank Trust Na and Lsf9 Master Participation Trust

Purchase Details

Closed on
Nov 3, 2004
Sold by
William Ryan Homes Inc
Bought by
Harker Derrick D and Harker Stefani M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$252,423
Interest Rate
5.91%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $388,000 None Listed On Document
Special Warranty Deed $388,000 None Listed On Document
Sheriffs Deed -- None Available
Special Warranty Deed $280,500 Ticor Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $380,972 FHA
Closed $380,972 FHA
Previous Owner $252,423 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/18/2024 11/18/24 Sold $388,000 -0.5% $140 / Sq Ft
10/14/2024 10/14/24 Pending -- -- --
09/18/2024 09/18/24 Price Changed $389,900 -4.9% $140 / Sq Ft
08/20/2024 08/20/24 Price Changed $409,900 -2.4% $147 / Sq Ft
08/12/2024 08/12/24 For Sale $419,900 0.0% $151 / Sq Ft
08/09/2024 08/09/24 Pending -- -- --
07/24/2024 07/24/24 For Sale $419,900 -- $151 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,708 $131,425 $13,302 $118,123
2023 $9,884 $117,584 $11,901 $105,683
2022 $9,884 $106,749 $10,804 $95,945
2021 $9,539 $99,642 $10,804 $88,838
2020 $9,202 $95,003 $10,804 $84,199
2019 $8,991 $91,357 $10,389 $80,968
2018 $8,174 $86,368 $10,389 $75,979
2017 $7,992 $80,740 $10,389 $70,351
2016 $8,053 $79,634 $10,389 $69,245
2015 $7,581 $71,591 $9,354 $62,237
2014 -- $68,627 $9,354 $59,273
2013 -- $68,627 $9,354 $59,273
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12120143

Midwest Real Estate Data (MRED)

APN: 02-02-128-002