$1,099,000

Estimated payment $6,745/month

Total Views 125
3 Beds
3 Baths
2,364 Sq Ft
$465 Price per Sq Ft

Highlights

  • Dock has access to electricity and water
  • Water access To Gulf or Ocean To Bay
  • Boat Lift
  • Assigned Boat Slip
  • Boat Ramp
  • Heated In Ground Pool

About This Home

Welcome to 28984 Gin Ln, a meticulously maintained, move-in ready home nestled in a small, quiet gated riverfront community of The Estates of Peace River Shores. Located on a private 1.14 acre lot at the end of a cul-de-sac, this exceptional property offers direct Gulf access via the Peace River and includes a deeded boat slip with a 13,000 lb lift, complete with water and electric—perfect for boating enthusiasts. This home is truly one of the finest in the development, loaded with high-end upgrades and designed for comfort, style, and security. Interior highlights include great room floorplan with ceramic tile throughout striking custom accent wall with a built-in fireplace, gorgeous gourmet kitchen with luxurious Level 5 granite countertops, Top-tier Bosch appliances, butlers pantry, elegant plantation shutters throughout, impact windows for peace of mind plus a powerful 24kW Generac whole-home generator. 10-camera security system for enhanced safety and High-speed connectivity via Starlink Satellite Internet and Whole-house reverse osmosis (RO) water system, Outdoor living is just as impressive, featuring a huge propane-heated pool & spa with sun shelf, beautiful screened lanai with full outdoor kitchen, ideal for entertaining. This home combines upscale finishes, peaceful surroundings, and premium functionality—offering a rare opportunity to enjoy luxury waterfront living with direct access to Charlotte Harbor, downtown Punta Gorda Entertainment & Dining and the Gulf of Mexico. Don’t miss your chance to own this move-in ready masterpiece with all the upgrades already done. Schedule your private showing today and discover this unmatched value. You won't find a nicer home with water access for the price anywhere in SW Florida!

Listing Agent

Cheryl Fischer

REALTY ONE GROUP MVP Brokerage Phone: 800-896-8790 License #3263854 Listed on: 09/13/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,879

Year Built

  • Built in 2022

Lot Details

  • 1.14 Acre Lot
  • Near Conservation Area
  • South Facing Home
  • Landscaped
  • Level Lot
  • Cleared Lot
  • Property is zoned RE1

HOA Fees

  • $232 Monthly HOA Fees

Parking

  • 3 Car Attached Garage

Property Views

  • Woods
  • Pool

Home Design

  • Florida Architecture
  • Slab Foundation
  • Metal Roof
  • HardiePlank Type

Interior Spaces

  • 2,364 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Built-In Features
  • Crown Molding
  • Coffered Ceiling
  • Tray Ceiling
  • High Ceiling
  • Ceiling Fan
  • Non-Wood Burning Fireplace
  • Electric Fireplace
  • Window Treatments
  • Great Room
  • Living Room with Fireplace
  • Den
  • Inside Utility
  • Ceramic Tile Flooring
  • Attic

Kitchen

  • Eat-In Kitchen
  • Walk-In Pantry
  • Built-In Convection Oven
  • Cooktop with Range Hood
  • Microwave
  • Dishwasher
  • Wine Refrigerator
  • Stone Countertops
  • Solid Wood Cabinet
  • Disposal
  • Whole House Reverse Osmosis System
  • Reverse Osmosis System

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

  • Security System Owned
  • Storm Windows
  • Fire and Smoke Detector

Pool

  • Heated In Ground Pool
  • Heated Spa
  • In Ground Spa
  • Gunite Pool
  • Saltwater Pool
  • Pool Lighting

Outdoor Features

  • Water access To Gulf or Ocean To Bay
  • River Access
  • Fishing Pier
  • Access to Brackish Canal
  • Boat Lift
  • Boat Ramp
  • Assigned Boat Slip
  • Dock has access to electricity and water
  • Dock made with wood
  • Deeded Boat Dock
  • Covered Patio or Porch
  • Outdoor Kitchen
  • Exterior Lighting
  • Outdoor Grill
  • Rain Gutters
  • Private Mailbox

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Power Generator
  • Water Filtration System
  • Well
  • Tankless Water Heater
  • Gas Water Heater
  • Water Softener
  • Private Sewer

Additional Features

  • Accessibility Features
  • Well Sprinkler System

Listing and Financial Details

Community Details

Overview

  • Gf Business Services Association
  • The Estates On Peace River Community
  • The Estates On Peace River Subdivision
  • The community has rules related to deed restrictions, allowable golf cart usage in the community, no truck, recreational vehicles, or motorcycle parking, vehicle restrictions

Recreation

  • Recreation Facilities

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,879

Year Built

Built in 2022

Lot Details

0

HOA Fees

$232 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Florida
  • Construction Materials: HardiPlank Type
  • Fireplace: Yes
  • Living Area: 2364
  • Lot Size Acres: 1.14
  • New Construction: No
  • Year Built: 2022
  • Building Area Total: 3396
  • Lot Size Sq Ft: 49731
  • Directions to Property: Rt. 17 to Palm Shores Blvd, enter on Smugglers Lane, follow road to Gin Lane.
  • Status: Active
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow State: FL
  • List Office Head Office Key Nume: 734918123
  • Minimum Lease: 1-2 Years
  • Number Of Pets: 2
  • RATIO Current Price By Calculate: 464.89
  • Total Acreage: 1 to less than 2
  • Unit Number YN: 0
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockDescription: Dock - Slip Deeded On-Site,Dock - Wood,Dock w/Electric,Dock w/Water Supply,Lift
  • MFR_DockYN: 1
  • MFR_CommunityAssociationWaterFeatures: Bay/Harbor Front,Boat Slip,Community Boat Ramp,Dock,Fishing,Private Boat Ramp,River
  • Attribution Contact: 800-896-8790
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Electric, Living Room, Non Wood Burning
  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile
  • Full Bathrooms: 3
  • Interior Amenities: Accessibility Features, Built-in Features, Ceiling Fans(s), Coffered Ceiling(s), Crown Molding, Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
  • Appliances Included: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Kitchen Reverse Osmosis System, Microwave, Range Hood, Refrigerator, Tankless Water Heater, Washer, Water Filtration System, Water Softener, Whole House R.O. System, Wine Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment, Generator
  • Spa Features: Heated, In Ground
  • Spa Yn: Yes
  • Stories: 1
  • Window Features: Storm Window(s), Window Treatments
  • Street Number Modifier: 28984
  • Additional Rooms: Attic,Den/Library/Office,Great Room,Inside Utility
  • Living Area Meters: 219.62
  • Room Count: 3

Exterior Features

  • Direction Faces: South
  • Pool Features: Gunite, Heated, In Ground, Lighting, Salt Water
  • Exterior Features: Lighting, Outdoor Grill, Outdoor Kitchen, Private Mailbox, Rain Gutters
  • Roof: Metal
  • Home Warranty: Yes
  • Pool Private: Yes
  • View: Pool, Trees/Woods
  • Water Body Name: PEACE RIVER - CHARLOTTE HARBOR
  • Waterfront: No
  • Patio and Porch Features: Covered, Front Porch, Rear Porch, Screened
  • Road Surface Type: Asphalt, Paved
  • Water Access: Bay/Harbor,Canal - Brackish,Gulf/Ocean to Bay,River
  • Water Extras: Assigned Boat Slip,Boat Ramp - Private,Fishing Pier,Lift
  • Water Extras YN: 1
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Date: 2022-12-15
  • Flood Zone Panel: 12015C0088G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes

Utilities

  • Utilities: Electricity Connected, Other, Private, Sewer Connected, Sprinkler Recycled, Sprinkler Well, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Sewer: Private Sewer, Other
  • Water Source: Private, Well

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Gated Community - No Guard, Golf Carts OK, No Truck/RV/Motorcycle Parking, Street Lights
  • Association Amenities: Gated, Recreation Facilities, Vehicle Restrictions
  • Association Fee: 696.18
  • Association Fee Frequency: Quarterly
  • Association Name: GF BUSINESS SERVICES
  • Association: Yes
  • Security: Closed Circuit Camera(s), Gated Community, Security System Owned, Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Association Fee Requirement: Required

Fee Information

  • Total Annual Fees: 2784.72
  • Total Monthly Fees: 232.06
  • Monthly HOA Amount: 232.06

Lot Info

  • Zoning: RE1
  • Parcel Number: 402314227003
  • Additional Parcels: No
  • Lot Features: Cleared, Conservation Area, Landscaped, Level
  • Flood Zone Code: AE
  • Homestead YN: 1
  • Lot Size Square Meters: 4620

Green Features

  • Green Verification Count: 0

Rental Info

  • Furnished: Negotiable
  • Pets Allowed: Cats OK, Dogs OK, Number Limit
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: none

Tax Info

  • Tax Annual Amount: 7879
  • Tax Lot: 3

Multi Family

  • Approval Process: Board Approval

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $9,518 $539,799 -- --
2023 $9,518 $478,260 $0 $0
2022 $513 $27,200 $27,200 $0
2021 $468 $21,250 $21,250 $0
2020 $532 $25,500 $25,500 $0
2019 $534 $25,500 $25,500 $0
2018 $414 $25,500 $25,500 $0
2017 $404 $25,500 $25,500 $0
2016 $309 $12,750 $0 $0
2015 $313 $12,750 $0 $0
2014 $353 $15,555 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/13/2025 09/13/25 For Sale $1,099,000 -1.9% $465 / Sq Ft
01/07/2025 01/07/25 Sold $1,120,000 -5.1% $474 / Sq Ft
12/17/2024 12/17/24 Pending -- -- --
11/08/2024 11/08/24 For Sale $1,179,900 +22.3% $499 / Sq Ft
06/09/2023 06/09/23 Pending -- -- --
05/30/2023 05/30/23 Sold $965,000 +1.6% $404 / Sq Ft
04/24/2023 04/24/23 Price Changed $949,999 -5.0% $398 / Sq Ft
04/10/2023 04/10/23 Price Changed $999,900 +5.3% $419 / Sq Ft
09/02/2022 09/02/22 For Sale $949,999 -- $398 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,120,000 None Listed On Document
Warranty Deed $965,000 None Listed On Document
Warranty Deed $2,450,000 Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $4,600,000 New Conventional
Previous Owner $2,150,000 Commercial
Source: Public Records

Source: Stellar MLS

MLS Number: C7514821

Stellar MLS

APN: 402314227003