N
Seller's Agent in 2025
Nancy Davis
HomeSmart Realty West
2902 Elm Tree Ct Spring Valley, CA 91978
Estimated Value: $495,000 - $532,000
3
Beds
2
Baths
1,059
Sq Ft
1.49
Acres Lot
Highlights
- Spa
- Deck
- End Unit
- Mountain View
- Contemporary Architecture
- Private Yard
About This Home
As of January 2025VA & FHA financing welcome! This charming end-unit is situated on a peaceful cul-de-sac, offers modern comforts and conveniences and you should have years of worry free ownership due to the recent updates made by the sellers. These include a new HVAC system, water heater, refrigerator and sliding patio door. Nestled near Rancho San Diego where you can access stores, restaurants, YMCA, and movie theater. Complex is attractive and well cared for with pool, spa, tennis, private park and bbq area. Unit is located very near the complex amenities, and offers easy access to the up-and-coming Calavo County Park. A fantastic opportunity to own in a prime location.
Last Agent to Sell the Property
Nancy Davis
HomeSmart Realty West License #00816511 Listed on: 11/27/2024
Co-Listed By
Heather Harris
Real Acqusition, Inc. License #02128418
Property Details
Home Type
- Condominium
Year Built
- Built in 1986
Lot Details
- End Unit
- No Units Located Below
- Cul-De-Sac
- Wood Fence
- Fence is in good condition
- Sprinkler System
- Private Yard
HOA Fees
- $488 Monthly HOA Fees
Home Design
- Contemporary Architecture
- Entry on the 1st floor
- Turnkey
- Slab Foundation
- Fire Rated Drywall
- Common Roof
- Wood Siding
Interior Spaces
- 1,059 Sq Ft Home
- 3-Story Property
- Ceiling Fan
- Recessed Lighting
- Gas Fireplace
- Family Room Off Kitchen
- Living Room with Fireplace
- Mountain Views
Kitchen
- Gas Oven
- Self-Cleaning Oven
- Gas Cooktop
- Stove
- Free-Standing Range
- Recirculated Exhaust Fan
- Microwave
- Water Line To Refrigerator
- Dishwasher
- Disposal
Flooring
- Partially Carpeted
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
- Bathtub with Shower
Laundry
- Laundry in Kitchen
- Dryer
- Washer
Home Security
Parking
- 2 Parking Spaces
- Carport
- Parking Permit Required
Pool
- Spa
- Fence Around Pool
Outdoor Features
- Deck
- Covered Patio or Porch
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Gas Water Heater
Listing and Financial Details
- Assessor Parcel Number 5061101144
Community Details
Overview
- Association fees include common area maintenance, sewer, trash pickup, water
- 12 Units
- Ranchwood Park Association, Phone Number (619) 234-9884
- Ranchwood Park Community
Recreation
- Tennis Courts
- Community Pool
- Community Spa
Pet Policy
- Call for details about the types of pets allowed
Security
- Carbon Monoxide Detectors
- Fire and Smoke Detector
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 27, 2024
Closed on
Jan 24, 2025
Sold by
Bought by
Seller's Agent
Nancy Davis
HomeSmart Realty West
Buyer's Agent
Jeniffer Rosa
RE/MAX COASTAL
List Price
$555,000
Sold Price
$550,000
Premium/Discount to List
-$5,000
-0.9%
Views
100
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$35,014
Avg. Annual Appreciation
-4.83%
Original Mortgage
$540,038
Outstanding Balance
$536,631
Interest Rate
6.6%
Mortgage Type
FHA
Estimated Equity
-$21,645
Purchase Details
Listed on
Nov 27, 2024
Closed on
Jan 7, 2025
Sold by
Bought by
Seller's Agent
Nancy Davis
HomeSmart Realty West
Buyer's Agent
Jeniffer Rosa
RE/MAX COASTAL
List Price
$555,000
Sold Price
$550,000
Premium/Discount to List
-$5,000
-0.9%
Views
100
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$540,038
Outstanding Balance
$536,631
Interest Rate
6.6%
Mortgage Type
FHA
Estimated Equity
-$21,645
Purchase Details
Listed on
Dec 16, 2020
Closed on
Jan 13, 2021
Sold by
Bought by
Seller's Agent
Joseph Siemienowski
Siemienowski & Associates
Buyer's Agent
Veronica Mejia
Berkshire Hathaway HomeService
List Price
$415,000
Sold Price
$390,000
Premium/Discount to List
-$25,000
-6.02%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.17%
Original Mortgage
$398,970
Interest Rate
2.7%
Mortgage Type
VA
Purchase Details
Closed on
Aug 19, 2007
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$158,962
Interest Rate
6.67%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 23, 2007
Sold by
Bought by
Purchase Details
Closed on
Aug 24, 2004
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$245,000
Interest Rate
5%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Dec 2, 1999
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$119,213
Interest Rate
7.68%
Mortgage Type
FHA
Purchase Details
Closed on
Aug 9, 1994
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$94,050
Interest Rate
8.8%
Mortgage Type
FHA
Purchase Details
Closed on
May 11, 1994
Sold by
Bought by
Purchase Details
Closed on
May 6, 1994
Sold by
Bought by
Purchase Details
Closed on
Jun 20, 1989
Purchase Details
Closed on
Feb 25, 1986
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| -- | Chicago Title | ||
| $550,000 | Chicago Title | ||
| $390,000 | Wfg National Ttl Co Of Ca Sd | ||
| $177,000 | First American Title Ins Co | ||
| $255,000 | First American Title Co | ||
| $350,000 | Commonwealth Land Title Co | ||
| $123,000 | California Title Company | ||
| $95,000 | Union Land Title Co | ||
| -- | United Title Company | ||
| $97,407 | United Title Company | ||
| $97,900 | -- | ||
| $81,500 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $540,038 | ||
| Previous Owner | $398,970 | ||
| Previous Owner | $158,962 | ||
| Previous Owner | $245,000 | ||
| Previous Owner | $119,213 | ||
| Previous Owner | $94,050 | ||
| Closed | $87,500 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 01/28/2025 01/28/25 | Sold | $550,000 | -0.9% | $519 / Sq Ft | |
| 12/22/2024 12/22/24 | Pending | -- | -- | -- | |
| 11/27/2024 11/27/24 | For Sale | $555,000 | +42.3% | $524 / Sq Ft | |
| 02/26/2021 02/26/21 | Sold | $390,000 | -1.3% | $368 / Sq Ft | View Prior Sale |
| 01/03/2021 01/03/21 | Pending | -- | -- | -- | |
| 12/25/2020 12/25/20 | Price Changed | $395,000 | -4.8% | $373 / Sq Ft | |
| 12/16/2020 12/16/20 | For Sale | $415,000 | -- | $392 / Sq Ft |
Source: San Diego MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,598 | $422,144 | $182,651 | $239,493 |
| 2024 | $5,598 | $413,868 | $179,070 | $234,798 |
| 2023 | $5,437 | $405,754 | $175,559 | $230,195 |
| 2022 | $5,331 | $397,799 | $172,117 | $225,682 |
| 2021 | $4,794 | $350,559 | $151,678 | $198,881 |
| 2020 | $4,624 | $340,000 | $128,000 | $212,000 |
| 2019 | $4,340 | $315,000 | $119,000 | $196,000 |
| 2018 | $4,181 | $305,000 | $116,000 | $189,000 |
| 2017 | $4,039 | $295,000 | $113,000 | $182,000 |
| 2016 | $3,450 | $255,000 | $98,000 | $157,000 |
| 2015 | $3,050 | $220,000 | $85,000 | $135,000 |
| 2014 | $2,807 | $200,000 | $78,000 | $122,000 |
Source: Public Records
Agents Affiliated with this Home
-
-
H
Seller Co-Listing Agent in 2025
Heather Harris
Real Acqusition, Inc.
-
Jeniffer Rosa
Buyer's Agent in 2025
Jeniffer Rosa
RE/MAX COASTAL
(831) 277-4385
1 in this area
4 Total Sales
-
Joseph Siemienowski
Seller's Agent in 2021
Joseph Siemienowski
Siemienowski & Associates
(858) 205-1031
30 Total Sales
-
V
Buyer's Agent in 2021
Veronica Mejia
Berkshire Hathaway HomeService
Map
Source: San Diego MLS
MLS Number: 240027550
APN: 506-110-11-44
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