NOT LISTED FOR SALE

2902 Gibson St Schenectady, NY 12304

Estimated Value: $250,000 - $320,000

4 Beds
1 Bath
1,350 Sq Ft
$204/Sq Ft Est. Value

Last Sold October 05, 2021

Last sale price $175,000 $130 Per Sq Ft

Est. 57% increase in value since last sale

Current estimated payment $1,979/month

7 Days on Market

Highlights

  • Ranch Style House
  • Cul-De-Sac
  • Eat-In Kitchen
  • No HOA
  • 1 Car Attached Garage
  • Walk-In Closet

About This Home

As of October 2021

Brick ranch located on quite dead-end street minutes away from Stadium Golf course and highway. Kitchen has newer gas cook top and wall oven. Room over garage used as master bedroom with walk-in closet. Large back yard great for entertaining. Basement is dry and could be finished for extra space. Very Good Condition

Last Agent to Sell the Property

Velvet Kyle

Miranda Real Estate Group, Inc License #10401278225 Listed on: 07/20/2021

Last Buyer's Agent

Jennifer Gao-Bosley

Coldwell Banker Prime Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,210

Year Built

  • Built in 1945

Lot Details

  • 9,148 Sq Ft Lot
  • Lot Dimensions are 62x150
  • Cul-De-Sac
  • Fenced
  • Property is zoned Single Residence

Parking

  • 1 Car Attached Garage
  • Off-Street Parking

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Clapboard
  • Asphalt

Interior Spaces

  • 1,350 Sq Ft Home
  • Paddle Fans
  • Drapes & Rods
  • Blinds
  • Pull Down Stairs to Attic

Kitchen

  • Eat-In Kitchen
  • Built-In Gas Oven
  • Cooktop

Flooring

  • Carpet
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary bedroom located on second floor
  • Walk-In Closet
  • 1 Full Bathroom

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Outdoor Features

  • Patio

Utilities

  • Cooling System Mounted In Outer Wall Opening
  • Forced Air Heating and Cooling System
  • Space Heater
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Ranch/Ramb

Listing and Financial Details

  • Legal Lot and Block 5 / 2
  • Assessor Parcel Number 421500 60.61-2-5

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,210

Year Built

Built in 1945

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Zoning: Single Residence
  • Year Built: 1945
  • Directions: 146 W to NY 7 Crosstown Connection. L onto Albany St, R onto Kings Rd, Left onto Gibson St. House will be on the right.
  • Above Grade Finished Sq Ft: 1350.0
  • Architectural Style: Ranch
  • Financial Details General Taxes: 3450.0
  • General Taxes Description: Actual
  • Financial Details School Taxes: 2760.0
  • School Taxes Description: Actual
  • Lot Size Acres: 0.21
  • Lot Size: 62x150
  • New Construction: No
  • Parking Features Parking Total: 2.0
  • Full Bathroom Level: First
  • Primary Bedroom Level: Second
  • Sale Detail Seller Contribution: No
  • Garage Yn: Yes
  • Flooring:Carpet: Yes
  • Cooling:Central Air: Yes
  • Architectural Style:Ranch: Yes
  • Flooring:Ceramic Tile: Yes
  • Flooring:Vinyl: Yes
  • Fencing:Fenced: Yes
  • Special Features: None

Interior Features

  • Flooring: Vinyl, Carpet, Ceramic Tile
  • Basement: Full, Sump Pump, Unfinished
  • Interior Amenities: High Speed Internet, Paddle Fan, Walk-In Closet(s), Eat-in Kitchen
  • Appliances: Built-In Electric Oven, Built-In Gas Oven, Cooktop, Gas Water Heater
  • Full Bathrooms: 1
  • Total Bedrooms: 4
  • Living Area: 1350.0
  • Bedroom Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Window Features: Blinds, Curtain Rods, Drapes
  • Fireplace: No
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Paddle Fan: Yes
  • Appliances:Gas Water Heater: Yes
  • Full Basement: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Basement:Sump Pump: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Appliances:Cooktop: Yes
  • Attic Features:Pull-Down: Yes
  • Basement:Unfinished: Yes
  • Appliances:Built-In Electric Oven: Yes
  • Appliances:Built-In Gas Oven: Yes

Exterior Features

  • Roof: Asphalt
  • Construction Type: Brick, Clapboard
  • Fencing: Fenced
  • Patio And Porch Features: Patio
  • Waterfront: No
  • Lot Features:Cul-De-Sac: Yes
  • Patio And Porch Features:Patio: Yes
  • Construction Materials:Clapboard: Yes
  • Window Features:Curtain Rods: Yes
  • Construction Materials:Brick: Yes
  • Window Features:Drapes: Yes
  • Window Features:Blinds: Yes

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Off Street, Attached
  • Attached Garage: Yes
  • Total Parking Spaces: 2.0
  • Property Detail:Garage Spaces: 1.0
  • Parking Features:Off Street: Yes
  • Parking Features:Attached: Yes
  • Parking Features:Garage: Yes

Utilities

  • Utilities: Cable Available
  • Sewer: Public Sewer
  • Cooling: Central Air, Wall Unit(s)
  • Heating: Forced Air, Natural Gas, Space Heater
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Forced Air: Yes
  • Heating:Natural Gas: Yes
  • Heating:Space Heater: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Schenectady

Lot Info

  • Lot Features: Cul-De-Sac
  • Parcel #: 421500 60.61-2-5
  • Lot Size Sq Ft: 9147.6
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 6210.0
  • Tax Block: 2
  • Tax Lot: 5
  • Tax Tract: 60.61

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 20, 2021
Closed on
Oct 4, 2021
Sold by
Disbrow Jr Thomas J
Bought by
Mickle Amy
Seller's Agent
Velvet Kyle
Miranda Real Estate Group, Inc
Buyer's Agent
Jennifer Gao-Bosley
Coldwell Banker Prime Properties
List Price
$165,000
Sold Price
$175,000
Premium/Discount to List
$10,000
6.06%
Current Estimated Value
$275,111

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$100,111
Avg. Annual Appreciation
11.91%
Original Mortgage
$171,830
Outstanding Balance
$156,874
Interest Rate
2.88%
Mortgage Type
FHA
Estimated Equity
$118,237

Purchase Details

Listed on
Dec 14, 2016
Closed on
Mar 7, 2017
Sold by
Joyce Stephen F
Bought by
Disbrow Thomas J and Vachon Brittany M
Seller's Agent
Terry Weinman
Coldwell Banker Prime Properties
Buyer's Agent
Lina Quinones
Bliss Properties of NY, Inc.
List Price
$109,900
Sold Price
$103,000
Premium/Discount to List
-$6,900
-6.28%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.27%
Original Mortgage
$107,588
Interest Rate
4.4%
Mortgage Type
FHA

Purchase Details

Listed on
Oct 16, 2012
Closed on
May 13, 2013
Sold by
Peek Maria M and Lecce Maria M
Bought by
Joyce Stephen F
Seller's Agent
Joyce Gannon
Howard Hanna Capital Inc
Buyer's Agent
David Phaff
Howard Hanna Capital Inc
List Price
$110,000
Sold Price
$101,500
Premium/Discount to List
-$8,500
-7.73%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.38%
Original Mortgage
$99,661
Interest Rate
3.37%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 29, 2009
Sold by
Lecce Denise M and Stewart Darcie A
Bought by
Lecce Maria M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$56,000
Interest Rate
5.14%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mickle Amy $175,000 Stewart Title
Mickle Amy $175,000 Stewart Title
Disbrow Thomas J $110,000 Old Republic Natl Title Ins
Joyce Stephen F $101,500 None Available
Lecce Maria M $80,000 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Mickle Amy $171,830
Closed Mickle Amy $171,830
Previous Owner Disbrow Thomas J $107,588
Previous Owner Joyce Stephen F $99,661
Previous Owner Lecce Maria M $56,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/05/2021 10/05/21 Sold $175,000 +6.1% $130 / Sq Ft
07/25/2021 07/25/21 Pending -- -- --
07/18/2021 07/18/21 For Sale $165,000 +60.2% $122 / Sq Ft
03/07/2017 03/07/17 Sold $103,000 -6.3% $76 / Sq Ft View Prior Sale
01/09/2017 01/09/17 Pending -- -- --
12/13/2016 12/13/16 For Sale $109,900 0.0% $81 / Sq Ft
11/30/2016 11/30/16 Pending -- -- --
10/25/2016 10/25/16 Price Changed $109,900 -6.0% $81 / Sq Ft
09/12/2016 09/12/16 Price Changed $116,900 -2.5% $87 / Sq Ft
07/29/2016 07/29/16 For Sale $119,900 +18.1% $89 / Sq Ft
05/13/2013 05/13/13 Sold $101,500 -7.7% $75 / Sq Ft View Prior Sale
03/13/2013 03/13/13 Pending -- -- --
10/16/2012 10/16/12 For Sale $110,000 -- $81 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,253 $133,200 $20,000 $113,200
2023 $6,253 $133,200 $20,000 $113,200
2022 $6,249 $133,200 $20,000 $113,200
2021 $6,217 $133,200 $20,000 $113,200
2020 $6,128 $133,200 $20,000 $113,200
2019 $3,368 $133,200 $20,000 $113,200
2018 $6,194 $133,200 $20,000 $113,200
2017 $6,010 $133,200 $20,000 $113,200
2016 $6,391 $133,200 $20,000 $113,200
2015 -- $133,200 $20,000 $113,200
2014 -- $133,200 $20,000 $113,200
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Global MLS

MLS Number: 202124012

Global MLS

APN: 060-061-0002-005-000-0000