$399,500

2903 Chaps Rd Cook, MN 55723

Estimated payment $2,424/month

2 Beds
2 Baths
850 Sq Ft
$470 Price per Sq Ft

Highlights

  • Lake Front
  • Beach
  • Deck
  • Dock Facilities
  • Sauna
  • Mud Room

About This Home

Northwoods Lakefront Retreat – 2BR/2BA Updated Cabin! Enjoy classic Northwoods charm with modern updates in this beautifully maintained 2-bedroom, 2-bath lakefront cabin. Warm tongue-and-groove ash paneling and hardwood floors create a cozy, up-north feel, while the remodeled kitchen features new appliances, porcelain sink, and updated finishes. Recent improvements include new roof, new deck, new washer/dryer, and updated baths with walk-in showers and luxury vinyl flooring. Mudroom offers extra storage and additional refrigerator—perfect for lake life. Located right at the water’s edge with stunning lake views. Community amenities include 800’ of sandy shoreline, spa building, boat slip, shared well & septic, 10x40 garage space, lawn care, and more. Turnkey Northwoods getaway—furnishings negotiable. Showings with agent only.

Listing Agent

Barbara Hegg

Vermilion Land Office, Inc. Listed on: 02/25/2026

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,943

Year Built

  • Built in 1960

Lot Details

  • Lot Dimensions are 88x94
  • Lake Front
  • Few Trees
  • Zoning described as Shoreline,Residential-Single Family

HOA Fees

  • $121 Monthly HOA Fees

Parking

  • 2 Car Detached Garage

Home Design

  • Frame Construction

Interior Spaces

  • 850 Sq Ft Home
  • 1-Story Property
  • Wood Burning Fireplace
  • Stone Fireplace
  • Mud Room
  • Sauna

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Dock Facilities
  • Deck

Utilities

  • No Cooling
  • Space Heater
  • Propane
  • Shared Water Source
  • Electric Water Heater
  • Shared Septic

Listing and Financial Details

  • Assessor Parcel Number 250006800040

Community Details

Overview

  • Association fees include beach access, dock, lawn care, snow removal
  • Northern Pines Estates Association, Phone Number (612) 803-9381
  • Cic #38 Northern Pines Estates Subdivision

Recreation

  • Beach

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,943

Year Built

Built in 1960

Lot Details

7,841 Sq Ft Lot

HOA Fees

$121 per month

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: None
  • Garage Spaces: 2
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: Shared System
  • Association Amenities: Beach, Boat Slip, Dock, Sauna
  • Fee Frequency: Annually
  • Year Built: 1960
  • Above Grade Finished Sq Ft: 850
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • FireNumber: 2903
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: None
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • Fireplace Features: Stone, Wood Burning
  • Living Area: 850
  • Basement YN: No

Beds/Baths

  • Total Bedrooms: 2
  • Three Quarter Bathrooms: 2

Exterior Features

  • Roof: Asphalt
  • View: Lake
  • PatioPorchType: Deck
  • Lake Bottom: Sand

Garage/Parking

  • Parking Features: Detached Garage, Gravel

Utilities

  • Heating: Space Heater
  • Sewer: Shared Septic
  • LaundryFeatures: Electric Dryer Hookup, Washer Hookup
  • Fuel: Propane

Condo/Co-op/Association

  • HOA Fee Includes: Beach Access, Dock, Lawn Care, Snow Removal
  • Phone: 6128039381
  • Association Fee: 1450
  • Association: Yes

Association/Amenities

  • HOA Management Co: Northern Pines Estates

Schools

  • Junior High Dist: St. Louis County
  • SchoolDistrictPhone: 2187498130

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 88x94
  • Land Lease: No
  • Lot Features: Accessible Shoreline, Tree Coverage - Light
  • Additional Parcels: No
  • Zoning Description: Shoreline,Residential-Single Family
  • AssessmentPending: Yes
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Frame

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 250006800040
  • Tax Annual Amount: 2943
  • TaxWithAssessments: 3028

Multi Family

  • WaterfrontFeatures: Lake Front

Map

Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,028 $307,800 $165,600 $142,200
2023 $2,736 $270,900 $138,200 $132,700
2022 $2,736 $241,900 $131,600 $110,300
2021 $2,362 $187,500 $103,100 $84,400
2020 $2,402 $187,500 $103,100 $84,400
2019 $2,046 $187,500 $103,100 $84,400
2018 $2,090 $162,200 $117,900 $44,300
2017 $1,984 $162,200 $117,900 $44,300
2016 $1,964 $151,900 $107,600 $44,300
2015 $2,007 $151,900 $107,600 $44,300
2014 $2,007 $149,600 $107,700 $41,900
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/25/2026 02/25/26 For Sale $399,500 +70.1% $470 / Sq Ft
12/15/2020 12/15/20 Sold $234,900 -2.1% $297 / Sq Ft View Prior Sale
09/03/2020 09/03/20 Pending -- -- --
10/15/2019 10/15/19 For Sale $239,900 -- $304 / Sq Ft
Source: NorthstarMLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $234,900 None Available
Warranty Deed $250,000 Northeast Title Company
Interfamily Deed Transfer -- Chicago Title Ins Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $100,000 Purchase Money Mortgage
Source: Public Records

Source: NorthstarMLS

MLS Number: 7026869

NorthstarMLS

APN: 250006800040

Your Personal Tour Guide

Ask me questions while you tour the home.