RENTED APR 30, 2025

2908 N Independence Dr Montross, VA 22520

Estimated Value: $328,000 - $448,000

4 Beds
3 Baths
1,904 Sq Ft
$203/Sq Ft Est. Value

Last Sold May 21, 2021

Last sale price $253,000 $133 Per Sq Ft

Est. 52% increase in value since last sale

Current estimated payment $2,210/month

Highlights

  • Boat Ramp
  • Beach
  • Water Access
  • Montross Middle School Rated 9+
  • Home fronts navigable water
  • Colonial Architecture

About This Home

As of April 2025

Discover this lovely 4-bedroom, 3-bath home nestled in the desirable Stratford Harbour Waterfront Community. Boasting hardwood floors and a spacious kitchen perfect for entertaining, this home offers both style and functionality. Enjoy a formal living room for elegant gatherings and a cozy family room with doors leading to a deck and backyard.

Plus, take advantage of all the fantastic Stratford Harbour amenities, including water access, recreational facilities, and more. This is a must-see!

Last Agent to Rent the Property

Sarah Santa Ana

(202) 369-1460 sarah@move4freerealty.com Move4Free Realty, LLC License #0225060656 Listed on: 03/24/2025

Last Renter's Agent

William Bundy

(540) 455-2107 dante@move4freerealty.com Move4Free Realty, LLC License #SP200204028

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,817

Year Built

  • Built in 2003

Lot Details

  • Home fronts navigable water

HOA Fees

  • $22 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Colonial Architecture
  • Vinyl Siding

Interior Spaces

  • 1,904 Sq Ft Home
  • Property has 2 Levels
  • Crawl Space

Kitchen

  • Electric Oven or Range
  • Ice Maker
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms

Outdoor Features

  • Water Access
  • River Nearby

Schools

  • Washington & Lee High School

Utilities

  • Central Heating and Cooling System
  • Propane
  • Electric Water Heater
  • Septic Equal To The Number Of Bedrooms

Listing and Financial Details

  • Residential Lease
  • Security Deposit $2,000
  • Tenant pays for all utilities
  • No Smoking Allowed
  • 12-Month Min and 15-Month Max Lease Term
  • Available 4/1/25
  • $50 Application Fee
  • $100 Repair Deductible
  • Assessor Parcel Number 23C 14

Community Details

Overview

  • Stratford Harbour HOA
  • Stratford Harbour Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse
  • Meeting Room
  • Party Room

Recreation

  • Boat Ramp
  • Beach
  • Tennis Courts
  • Community Basketball Court
  • Community Playground
  • Community Pool
  • Pool Membership Available

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,817

Year Built

Built in 2003

Lot Details

0

HOA Fees

$22 per month

Parking

2

Rental Info

  • Date Available: 2025-04-01
  • Application Fee: 50.00
  • Pet Deposit: 500.00
  • Pets: Case By Case Basis
  • Pets Allowed: Yes
  • Security Deposit: 2000.00
  • Smoking Allowed Yn: No
  • Tenant Pays: Utilities - All
  • Vacation Rental: No
  • Max Lease in Months: 15
  • Min Lease in Months: 12
  • Rent Spree Online Application: No

Listing Details

  • Property Type: Residential Lease
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Historic: No
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 2025-03-24
  • Year Built: 2003
  • Repair Deductible: 100.00
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Icemaker, Refrigerator, Oven/Range - Electric
  • Foundation Details: Crawl Space
  • Levels Count: 2
  • Basement: No
  • Total Sq Ft: 1904
  • Living Area Sq Ft: 1904
  • Price Per Sq Ft: 1.05
  • Above Grade Finished Sq Ft: 1904
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Spa: No
  • Water Access: Yes
  • Water Body Name: Potomac
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry, Garage Door Opener
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Central
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic = # Of Br
  • Utilities: Electric Available, Propane, Water Available
  • Water Source: Community

Condo/Co-op/Association

  • HOA Fees: 265.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Basketball Courts, Boat Ramp, Club House, Lake, Meeting Room, Party Room, Picnic Area, Pool - Outdoor, Tennis Courts, Tot Lots/Playground, Pool Mem Avail
  • HOA Name: STRATFORD HARBOUR
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent
  • High School: WASHINGTON & LEE

Lot Info

  • Lot Size Units: Square Feet
  • Lot Sq Ft: 0.25
  • Zoning: R

Tax Info

  • Assessor Parcel Number: 23C 14

MLS Schools

  • School District Name: WESTMORELAND COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 21, 2021
Sold by
Legacy Contracting Llc
Bought by
Hobdy Diane Denise
Current Estimated Value
$385,771

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$379,000
Outstanding Balance
$344,198
Interest Rate
2.96%
Mortgage Type
New Conventional
Estimated Equity
$41,573

Purchase Details

Listed on
Mar 9, 2021
Closed on
May 25, 2021
Sold by
Berkley Sixty One Llc
Bought by
Legacy Contracting Llc
Seller's Agent
Theresa Billington
RE/MAX Gateway
Buyer's Agent
Alex Rossie
Ascendancy Realty LLC
List Price
$249,990
Sold Price
$253,000
Premium/Discount to List
$3,010
1.2%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.78%
Original Mortgage
$379,000
Outstanding Balance
$344,198
Interest Rate
2.96%
Mortgage Type
New Conventional
Estimated Equity
$41,573

Purchase Details

Listed on
Mar 9, 2021
Closed on
Apr 19, 2021
Sold by
Torbeck Sarah J
Bought by
Rhodes James M
Seller's Agent
Theresa Billington
RE/MAX Gateway
Buyer's Agent
Alex Rossie
Ascendancy Realty LLC
List Price
$249,990
Sold Price
$253,000
Premium/Discount to List
$3,010
1.2%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$350,000
Interest Rate
3%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hobdy Diane Denise $379,000 Guaranty Title Agency Inc
Legacy Contracting Llc $450,000 Guaranty Title Agency Inc
Rhodes James M $253,000 Univeral Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hobdy Diane Denise $379,000
Previous Owner Legacy Contracting Llc $350,000
Previous Owner Rhodes James M $258,819
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/30/2025 04/30/25 Rented $2,000 0.0% --
03/24/2025 03/24/25 For Rent $2,000 0.0% --
05/21/2021 05/21/21 Sold $253,000 +1.2% $133 / Sq Ft View Prior Sale
03/15/2021 03/15/21 Pending -- -- --
03/09/2021 03/09/21 For Sale $249,990 -- $131 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,817 $267,200 $26,800 $240,400
2023 $1,657 $267,200 $26,800 $240,400
2022 $1,657 $267,200 $26,800 $240,400
2021 $1,583 $208,300 $26,800 $181,500
2020 $1,583 $208,300 $26,800 $181,500
2019 $1,354 $208,300 $26,800 $181,500
2018 $1,271 $208,300 $26,800 $181,500
2017 -- $208,300 $26,800 $181,500
2016 $1,250 $208,300 $26,800 $181,500
2015 -- $216,100 $26,800 $189,300
2014 -- $0 $0 $0
2013 -- $216,100 $26,800 $189,300
Source: Public Records

Agents Affiliated with this Home

  • Sarah Santa Ana

    Landlord's Agent in 2025

    Sarah Santa Ana

    Move4Free Realty, LLC

    (202) 369-1460

    32 Total Sales

    Sarah Santa Ana
    Section Image
  • William Bundy

    Tenant's Agent in 2025

    William Bundy

    Move4Free Realty, LLC

    (540) 455-2107

    9 Total Sales

    William Bundy
    Section Image

  • T

    Seller's Agent in 2021

    Theresa Billington

    RE/MAX Gateway, LLC

    (703) 597-5155

    61 Total Sales

    Theresa Billington
    Section Image
  • Brett Billington

    Seller Co-Listing Agent in 2021

    Brett Billington

    RE/MAX Gateway, LLC

    (703) 568-6609

    50 Total Sales

    Brett Billington
    Section Image
  • Alex Rossie

    Buyer's Agent in 2021

    Alex Rossie

    Ascendancy Realty LLC

    (540) 287-0321

    33 Total Sales

    Alex Rossie
    Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: VAWE2008486

Bright MLS

APN: 23C-14

Virginia Westmoreland County Montross 22520

2908 N Independence Dr, Montross, VA

Not Listed for Sale

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