NOT LISTED FOR SALE

291 Cardinal Ln White Stone, VA 22578

Estimated Value: $1,058,000 - $1,459,000

3 Beds
3 Baths
3,133 Sq Ft
$414/Sq Ft Est. Value

Sale Details

Date Sold: November 6, 2024

Last sale price $1,400,000 $447 Per Sq Ft

Est. 7% decrease in value since last sale

Current estimated payment $7,320 / mo

4 Days on Market

Highlights

  • Pier or Dock
  • Ranch Style House
  • Main Floor Bedroom
  • River View
  • Wood Flooring
  • No HOA

About This Home

As of November 2024

Fabulous Waterfront Living on Tabbs Creek - Protected DEEP Cove just off the Chesapeake Bay. NO Flood Zone, 5-6' MLW at the Pier (easy access) with the ultimate waterfront fun... 12k # Boat Lift, Floating Kayak Launch, Floating Swim Platform, Floating Jet Ski Lifts, & dock shower. Beautifully renovated ranch-style home with Open Entertaining Spaces & Waterfront Views from nearly EVERY ROOM! Living Room with wood burning Fireplace, dining area, Dining Room, Gourmet Kitchen with NEW Quartzite Countertops & Backsplash & NEW cabinets & hardware added. Primary Ensuite Bedroom w/attached private bathroom having heated floors, Walk-In Tile Shower & attached Walk-in Closet. Two Guest Rooms, Two Guest Bathrooms, & HUGE BONUS ROOM - great for Guest Overflow! Detached Heated/Cooled Garage, Detached New Shed, Generator, & much More! Community Well, Best 4th of July Fireworks, & Social Community on Tabbs Creek! *Featured Sheet* LOCATION is Fabulous to the Tri-Towns!

Last Agent to Sell the Property

David Dew

Isabell K. Horsley R. E., Ltd. Brokerage Phone: 8047582430 Listed on: 09/11/2024

Last Buyer's Agent

Amber Walker

Bragg & Company License #0225250449

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1965

Lot Details

  • 1.15 Acre Lot
  • River Front
  • Zoning described as R1

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • HardiePlank Type

Interior Spaces

  • 3,133 Sq Ft Home
  • Sheet Rock Walls or Ceilings
  • Ceiling Fan
  • Window Treatments
  • Living Room with Fireplace
  • Dining Room
  • Screened Porch
  • River Views
  • Crawl Space

Kitchen

  • Breakfast Bar
  • Convection Oven
  • Range with Range Hood
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms

Laundry

  • Dryer
  • Washer

Parking

  • Detached Garage
  • Stone Driveway
  • Open Parking

Outdoor Features

  • Patio
  • Shed

Utilities

  • Cooling Available
  • Heat Pump System
  • Gas Water Heater
  • Septic Tank

Listing and Financial Details

  • Property is used as a vacation rental
  • Assessor Parcel Number 35 53K

Community Details

Overview

  • No Home Owners Association

Recreation

  • Pier or Dock

Home Details

Home Type

Single Family

Year Built

Built in 1965

Lot Details

1.15 Acres

Listing Details

  • Property Sub Type: Waterfront Residential
  • Prop. Type: Residential
  • Lot Size Acres: 1.15
  • Road Surface Type: Paved
  • Water Body Name: Chesapeake Bay
  • Subdivision Name: None
  • Architectural Style: Ranch
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • Year Built: 1965
  • Kitchen Level: Main
  • Special Features: None

Interior Features

  • Appliances: Gas Water Heater, Convection Oven, Dishwasher, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer
  • Has Basement: Crawl Space
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Living Room, Other
  • Fireplace: Yes
  • Flooring: Hardwood, Tile, Other
  • Interior Amenities: 1st Floor Bedroom, Dining Room, Fireplace, Special Lighting, Walk-In Closet(s), Other
  • Living Area: 3133
  • Main Level Bedrooms: 3
  • Window Features: Window Treatments
  • Room Bedroom2 Level: Main
  • Dining Room Features: Dining Room, Kitchen-Bar, Living Room Combo
  • Living Room Living Room Level: Main
  • Room Bedroom3 Area: 211.31
  • Room Bedroom2 Area: 215.049999
  • Room Living Room Area: 283.611
  • Room Bedroom3 Level: Main
  • Room Kitchen Area: 281.4
  • Dining Room Dining Room Level: Main
  • Room Dining Room Area: 166.38

Exterior Features

  • Lot Features: 1-1.9 acres
  • View: River/Creek View
  • View: Yes
  • Waterfront Features: Pier/Dock, River/Creek Front
  • Waterfront: Yes
  • Construction Type: HardiPlank Type, Brick, Sheetrock Walls
  • Exterior Features: Other
  • Other Structures: Shed(s)
  • Patio And Porch Features: Patio, Screened Porch

Garage/Parking

  • Attached Garage: No
  • Open Parking: Yes
  • Parking Features: Detached, Garage, Other, Stone Driveway

Utilities

  • Cooling: Ceiling Fan(s), Heat Pump
  • Cooling Y N: Yes
  • Heating: Heat Pump
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Community, Other

Condo/Co-op/Association

  • Association: No

Lot Info

  • Lot Size Sq Ft: 50094
  • Zoning Description: R1
  • ResoLotSizeUnits: Acres

Rental Info

  • Lease Term: Vacation Rental

Tax Info

  • Tax Book Number: Lr16/1783
  • Tax Map Number: 35 53K

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 11, 2024
Closed on
Oct 30, 2024
Sold by
Bought by
Seller's Agent
David Dew
Isabell K. Horsley R. E., Ltd.
Buyer's Agent
Amber Walker
Bragg & Company
List Price
$1,285,000
Sold Price
$1,400,000
Premium/Discount to List
$115,000
8.95%
Views
5
Current Estimated Value
$1,297,498

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$102,502
Avg. Annual Appreciation
-4.70%

Purchase Details

Listed on
Jul 13, 2022
Closed on
Sep 8, 2022
Sold by
Bought by
Seller's Agent
David Dew
Isabell K. Horsley R. E., Ltd.
Buyer's Agent
Betsy Stanley
Shaheen,Ruth, Martin & Fonville Real Estate
List Price
$950,000
Sold Price
$950,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
19.97%
Original Mortgage
$400,000
Interest Rate
4.99%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 11, 2016
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$477,750
Interest Rate
3.46%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Mar 1, 2007
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$516,000
Interest Rate
6.27%
Mortgage Type
New Conventional
Source: Public Records
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$1,400,000 Fidelity National Title
$1,400,000 Fidelity National Title
$950,000 --
$637,000 Aspen Real Estate Stlmnts
$645,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $400,000
Previous Owner $477,750
Previous Owner $516,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/06/2024 11/06/24 Sold $1,400,000 +8.9% $447 / Sq Ft
09/15/2024 09/15/24 Pending -- -- --
09/11/2024 09/11/24 For Sale $1,285,000 +35.3% $410 / Sq Ft
09/18/2022 09/18/22 Sold $950,000 0.0% $303 / Sq Ft View Prior Sale
08/19/2022 08/19/22 Pending -- -- --
07/13/2022 07/13/22 For Sale $950,000 -- $303 / Sq Ft
Source: Northern Neck Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,213 $947,900 $250,000 $697,900
2024 $5,213 $947,900 $250,000 $697,900
2023 $4,357 $691,600 $235,000 $456,600
2022 $1,265 $691,600 $235,000 $456,600
2021 $4,357 $691,600 $235,000 $456,600
2020 $4,357 $691,600 $235,000 $456,600
2019 $4,357 $691,600 $235,000 $456,600
2018 $3,407 $577,500 $229,000 $348,500
2017 $3,102 $525,700 $229,000 $296,700
2016 -- $525,700 $229,000 $296,700
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • D

    Seller's Agent in 2024

    David Dew

    Isabell K. Horsley R. E., Ltd.

    (804) 436-3106

    242 Total Sales

    David Dew
    Section Image

  • A

    Buyer's Agent in 2024

    Amber Walker

    Bragg & Company

    (804) 436-2018

    72 Total Sales

    Amber Walker
    Section Image

  • B

    Buyer's Agent in 2022

    Betsy Stanley

    Shaheen,Ruth, Martin & Fonville Real Estate

    (804) 347-3488

    74 Total Sales

    Betsy Stanley
    Section Image

  • S

    Buyer Co-Listing Agent in 2022

    Skipper Garrett

    Shaheen,Ruth, Martin & Fonville Real Estate

    (804) 370-4080

    68 Total Sales

    Skipper Garrett
    Section Image
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Map

Source: Northern Neck Association of REALTORS®

MLS Number: 117825

APN: 35-53K

Virginia Lancaster County White Stone 22578

291 Cardinal Ln, White Stone, VA

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